Cost of Living Comparison Between Seattle, WA and Geneva, IL Cost of Living Comparison Between Seattle, WA and Geneva, IL

Monthly Cost of Living

A single person spends $3,661 per month in Seattle, WA vs $2,429 in Geneva, IL, rent included.

A couple spends around $5,544 per month in Seattle, WA vs $3,563 in Geneva, IL, rent included.

A family of three spends $7,427 per month in Seattle, WA vs $4,696 in Geneva, IL, rent included.

Seattle, WA costs about 51% more than Geneva, IL, driven mainly by Groceries & Markets.

Both Seattle, WA and Geneva, IL sit above the global median – Seattle, WA by 173%, Geneva, IL by 81%.

Meal at Budget Restaurant

$25.32 $25.32

$14.83 $14.83

70.73%

Three-Course Dinner for Two, Mid-Range

$121 $121

$87.5 $87.5

38.52%

Fast Food Meal (McDonalds, etc)

$14.11 $14.11

$11.17 $11.17

26.32%

Cappuccino

$5.82 $5.82

$5.26 $5.26

10.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.89 $2.89

3.11%

Water (0.33 liter bottle)

$2.40 $2.40

$2.29 $2.29

4.80%

Local Beer (0.5 liter draught)

$7.73 $7.73

$6.08 $6.08

27.14%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$6.80 $6.80

15.74%

Milk (1 liter)

$1.34 $1.34

$0.81 $0.81

65.43%

White Bread (500g)

$4.91 $4.91

$3.79 $3.79

29.55%

Rice (white) (1kg)

$5.14 $5.14

$3.27 $3.27

57.19%

Eggs

$6.57 $6.57

$4.11 $4.11

59.85%

Local Cheese (1kg)

$24.64 $24.64

$7.63 $7.63

222.94%

Chicken Fillets (1kg)

$15.88 $15.88

$11.32 $11.32

40.28%

Beef Round Steak (1kg)

$20.14 $20.14

$11.25 $11.25

79.02%

Apples (1kg)

$6.27 $6.27

$4.39 $4.39

42.82%

Banana (1kg)

$2.86 $2.86

$1.49 $1.49

91.95%

Oranges (1kg)

$5.29 $5.29

$3.06 $3.06

72.88%

Tomato (1kg)

$6.39 $6.39

$3.41 $3.41

87.39%

Potato (1kg)

$3.21 $3.21

$1.27 $1.27

152.76%

Onion (1kg)

$3.83 $3.83

$2.48 $2.48

54.44%

Lettuce (1 head)

$2.74 $2.74

$1.69 $1.69

62.13%

Water (1.5 liter bottle)

$2.58 $2.58

$2.03 $2.03

27.09%

Cigarettes 20 Pack (Marlboro, Camel)

$11.64 $11.64

$9.82 $9.82

18.53%

Wine (Bottle)

$15.77 $15.77

$8.31 $8.31

89.77%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$1.75 $1.75

64.57%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$4.64 $4.64

-5.39%

One-way Ticket (Public Transport)

$2.76 $2.76

$2.03 $2.03

35.96%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.38 $4.38

-39.04%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.75 $1.75

-2.86%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$41.62 $41.62

-28.54%

Gasoline (1 liter)

$1.14 $1.14

$0.87 $0.87

31.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$24.7K $24.7K

33.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.2K $25.2K

3.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 $268

$171 $171

56.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$51.4 $51.4

18.56%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$64.2 $64.2

18.77%

Gym Membership (Monthly)

$78.1 $78.1

$43.06 $43.06

81.26%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

Cinema Ticket

$15.82 $15.82

$10.88 $10.88

45.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,252 $2,252

$1,356 $1,356

66.06%

International Primary School, 1 Child (Yearly)

$29.7K $29.7K

$24.8K $24.8K

19.63%

Jeans (Levis 501 Or Similar)

$70.8 $70.8

$45.74 $45.74

54.72%

Summer Dress (H&M, Zara, etc)

$53.1 $53.1

$49.15 $49.15

8.12%

Sport Shoes (Adidas, Nike)

$117 $117

$67.8 $67.8

72.93%

Men's Leather Business Shoes

$139 $139

$134 $134

3.79%

1-bedroom Apartment, City Center (Monthly)

$2,310 $2,310

$1,602 $1,602

44.20%

1-bedroom Apartment, Outside City Center (Monthly)

$1,849 $1,849

$1,372 $1,372

34.81%

3-bedroom Apartment, City Center (Monthly)

$4,739 $4,739

$2,617 $2,617

81.05%

3-bedroom Apartment, Outside City Center (Monthly)

$3,556 $3,556

$2,204 $2,204

61.30%

Buy Apartment in City Center (m2)

$7,775 $7,775

$3,060 $3,060

154.05%

Buy Apartment Outside City Center (m2)

$5,351 $5,351

$2,355 $2,355

127.20%

Average Monthly Net Salary (After Tax)

$6,575 $6,575

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.52

-1.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 21, 2026

Last update for Geneva, IL: April 21, 2026

Cost Breakdown

A central one-bedroom costs $2,310 in Seattle, WA versus $1,602 in Geneva, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $121 in Seattle, WA versus $87 in Geneva, IL. Monthly groceries follow the same trend: $539 vs $323 – making Geneva, IL the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Geneva, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,661 in Seattle, WA, $2,429 in Geneva, IL – roughly 51% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $5,491 per month in Seattle, WA and $3,644 in Geneva, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Geneva, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,661 in Seattle, WA and $2,429 in Geneva, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $2,252 per month in Seattle, WA and $1,356 in Geneva, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Geneva, IL, where all-in costs run around $2,429, than in Seattle, WA at $3,661. In Geneva, IL it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,429 in Geneva, IL to $3,661 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Geneva, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.