Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Chesterfield, MO

For one person, living is cheaper in Chesterfield, MO: $2,474 a month against $3,782 in Seattle, WA, rent and utilities included – about $15,700 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
121

Cost of Living Index in Chesterfield, MO
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Chesterfield, MO Living Index

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Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Chesterfield, MO

🇺🇸 United States

$2,474

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Chesterfield, MO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Chesterfield, MO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,782 in Seattle, WA versus $2,474 in Chesterfield, MO.

Seattle, WA $3,782
Chesterfield, MO $2,474

Estimated couple costs with rent: $5,636 in Seattle, WA versus $3,442 in Chesterfield, MO.

Seattle, WA $5,636
Chesterfield, MO $3,442

Monthly costs for a family of three with rent: $7,489 in Seattle, WA versus $4,411 in Chesterfield, MO.

Seattle, WA $7,489
Chesterfield, MO $4,411

Living in Seattle, WA is roughly 53% more expensive than in Chesterfield, MO, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 179% above, Chesterfield, MO 83% above.

Meal at Budget Restaurant

$24.52 $24.52

$25.13 $25.13

-2.43%

Three-Course Dinner for Two, Mid-Range

$98.2 $98.2

$61.0 $61.0

61.04%

Fast Food Meal (McDonalds, etc)

$14.79 $14.79

$10.08 $10.08

46.73%

Cappuccino

$6.52 $6.52

$5.01 $5.01

30.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.21 $2.21

46.15%

Water (0.33 liter bottle)

$3.17 $3.17

$1.23 $1.23

157.72%

Local Beer (0.5 liter draught)

$7.85 $7.85

$4.46 $4.46

76.01%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$6.33 $6.33

26.86%

Milk (1 liter)

$1.21 $1.21

$1.04 $1.04

16.35%

White Bread (500g)

$5.14 $5.14

$2.99 $2.99

71.91%

Rice (white) (1kg)

$6.05 $6.05

$2.14 $2.14

182.71%

Eggs

$4.88 $4.88

$3.62 $3.62

34.81%

Local Cheese (1kg)

$19.18 $19.18

$11.39 $11.39

68.39%

Chicken Fillets (1kg)

$18.91 $18.91

$8.91 $8.91

112.23%

Beef Round Steak (1kg)

$23.31 $23.31

$12.93 $12.93

80.28%

Apples (1kg)

$5.99 $5.99

$4.28 $4.28

39.95%

Banana (1kg)

$1.93 $1.93

$1.13 $1.13

70.80%

Oranges (1kg)

$5.25 $5.25

$2.99 $2.99

75.59%

Tomato (1kg)

$6.57 $6.57

$4.27 $4.27

53.86%

Potato (1kg)

$3.62 $3.62

$1.64 $1.64

120.73%

Onion (1kg)

$3.31 $3.31

$2.44 $2.44

35.66%

Lettuce (1 head)

$2.78 $2.78

$1.83 $1.83

51.91%

Water (1.5 liter bottle)

$2.51 $2.51

$1.95 $1.95

28.72%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$7.88 $7.88

54.57%

Wine (Bottle)

$14.83 $14.83

$13.52 $13.52

9.69%

Local Beer (0.5 liter bottle)

$4.22 $4.22

$1.84 $1.84

129.35%

Imported Beer (0.33 liter bottle)

$5.77 $5.77

$4.46 $4.46

29.37%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.97 $1.97

49.75%

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.65 $2.65

$3.05 $3.05

-13.11%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.40 $1.40

22.86%

Taxi 1hour Waiting (Normal Tariff)

$29.72 $29.72

$36.08 $36.08

-17.63%

Gasoline (1 liter)

$1.49 $1.49

$0.91 $0.91

63.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$24.4K $24.4K

47.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$22.7K $22.7K

15.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$302 $302

$254 $254

18.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.1 $70.1

$58.2 $58.2

20.48%

Internet (50+ Mbps, Unlimited Data)

$85.3 $85.3

$72.1 $72.1

18.23%

Gym Membership (Monthly)

$77.8 $77.8

$41.23 $41.23

88.79%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$17.84 $17.84

$12.20 $12.20

46.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,973 $2,973

$776 $776

283.25%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$26.6K $26.6K

17.79%

Jeans (Levis 501 Or Similar)

$76.6 $76.6

$60.1 $60.1

27.49%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$30.46 $30.46

77.45%

Sport Shoes (Adidas, Nike)

$128 $128

$39.80 $39.80

221.96%

Men's Leather Business Shoes

$164 $164

$40.13 $40.13

308.95%

1-bedroom Apartment, City Center (Monthly)

$2,445 $2,445

$1,778 $1,778

37.50%

1-bedroom Apartment, Outside City Center (Monthly)

$1,947 $1,947

$1,262 $1,262

54.29%

3-bedroom Apartment, City Center (Monthly)

$4,744 $4,744

$3,161 $3,161

50.10%

3-bedroom Apartment, Outside City Center (Monthly)

$3,469 $3,469

$1,868 $1,868

85.64%

Buy Apartment in City Center (m2)

$7,367 $7,367

$2,734 $2,734

169.47%

Buy Apartment Outside City Center (m2)

$5,127 $5,127

$2,341 $2,341

118.99%

Average Monthly Net Salary (After Tax)

$6,506 $6,506

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.36

8.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 19, 2026

Last update for Chesterfield, MO: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.5%

Chesterfield, MO

$1.3K 51% 35.2% $685

Groceries & Markets

Seattle, WA

$546 14.4%

Chesterfield, MO

$328 13.3% 39.9% $218

Monthly Utilities & Internet

Seattle, WA

$457 12.1%

Chesterfield, MO

$384 15.5% 16% $73

Eating Out

Seattle, WA

$400 10.6%

Chesterfield, MO

$340 13.8% 14.9% $60

Clothing & Footwear

Seattle, WA

$190 5%

Chesterfield, MO

$77 3.1% 59.7% $114

Getting Around

Seattle, WA

$129 3.4%

Chesterfield, MO

$18 * 0.7% 86.1% $111

Sport & Entertainment

Seattle, WA

$114 3%

Chesterfield, MO

$66 2.7% 42.2% $48

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,445 in Seattle, WA and $1,778 in Chesterfield, MO. Housing cost is often the main lever when comparing two cities.

Dining out: $98.0 in Seattle, WA vs $61.0 in Chesterfield, MO for a mid-range dinner for two. Groceries echo the gap at $546 vs $328 per month, with Chesterfield, MO cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Chesterfield, MO

🕒 Local time

16:31 4:31 PM

18:31 6:31 PM

2 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

49,999

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Seattle, WA Chesterfield, MO 2,740 km ≈ 4 h nonstop flight

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Seattle, WA
Chesterfield, MO

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Chesterfield, MO: Cost of Living - Frequently Asked Questions

Seattle, WA and Chesterfield, MO differ by about 53% in total monthly costs ($3,782 vs $2,474 including rent). Chesterfield, MO is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $5,673 in Seattle, WA and $3,711 in Chesterfield, MO to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,445 in Seattle, WA versus $1,778 in Chesterfield, MO. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 66% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,782 per month in Seattle, WA versus $2,474 in Chesterfield, MO – a 53% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $3,000. Chesterfield, MO is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chesterfield, MO gentler on the wallet – expenses run 53% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.