Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Charlotte Amalie

For one person, living is cheaper in Charlotte Amalie: $2,340 a month against $3,800 in Seattle, WA, rent and utilities included – about $17,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Seattle, WA

🇺🇸 United States

$3,800

/mo nomad

Charlotte Amalie

🇻🇮 U.S. Virgin Islands

$2,340

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Charlotte Amalie

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Charlotte Amalie actually costs, broken down by who's living it.

A single person spends $3,800 per month in Seattle, WA vs $2,340 in Charlotte Amalie, rent included.

Seattle, WA $3,800
Charlotte Amalie $2,340

A couple spends around $5,702 per month in Seattle, WA vs $4,152 in Charlotte Amalie, rent included.

Seattle, WA $5,702
Charlotte Amalie $4,152

A family of three spends $7,603 per month in Seattle, WA vs $5,964 in Charlotte Amalie, rent included.

Seattle, WA $7,603
Charlotte Amalie $5,964

Seattle, WA costs about 62% more than Charlotte Amalie, and outside of rent the biggest gap is in groceries.

Both Seattle, WA and Charlotte Amalie sit above the global median – Seattle, WA by 182%, Charlotte Amalie by 73%.

Meal at Budget Restaurant

$25.32 $25.32

$25.03 $25.03

1.16%

Three-Course Dinner for Two, Mid-Range

$101 $101

$122 $122

-17.02%

Fast Food Meal (McDonalds, etc)

$14.85 $14.85

$12.92 $12.92

14.94%

Cappuccino

$6.59 $6.59

$7.37 $7.37

-10.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.95 $2.95

9.15%

Water (0.33 liter bottle)

$3.14 $3.14

$2.55 $2.55

23.14%

Local Beer (0.5 liter draught)

$8.18 $8.18

$5.66 $5.66

44.52%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$7.14 $7.14

12.46%

Milk (1 liter)

$1.21 $1.21

$2.72 $2.72

-55.51%

White Bread (500g)

$5.12 $5.12

$8.91 $8.91

-42.54%

Rice (white) (1kg)

$6.30 $6.30

Eggs

$4.90 $4.90

$7.19 $7.19

-31.85%

Local Cheese (1kg)

$19.10 $19.10

Chicken Fillets (1kg)

$18.50 $18.50

Beef Round Steak (1kg)

$23.03 $23.03

Apples (1kg)

$5.81 $5.81

Banana (1kg)

$1.95 $1.95

Oranges (1kg)

$5.29 $5.29

Tomato (1kg)

$6.48 $6.48

Potato (1kg)

$3.57 $3.57

Onion (1kg)

$3.15 $3.15

Lettuce (1 head)

$2.85 $2.85

Water (1.5 liter bottle)

$2.42 $2.42

Cigarettes 20 Pack (Marlboro, Camel)

$12.75 $12.75

$4.91 $4.91

159.67%

Wine (Bottle)

$14.99 $14.99

$20.12 $20.12

-25.50%

Local Beer (0.5 liter bottle)

$4.17 $4.17

Imported Beer (0.33 liter bottle)

$5.99 $5.99

$7.19 $7.19

-16.69%

One-way Ticket (Public Transport)

$3.04 $3.04

$6.09 $6.09

-50.08%

Public Transport Monthly Pass (Regular Price)

$110 $110

Taxi Start (Normal Tariff)

$2.55 $2.55

$19.69 $19.69

-87.05%

Taxi (Normal Tariff) (1km)

$1.64 $1.64

Taxi 1hour Waiting (Normal Tariff)

$29.58 $29.58

Gasoline (1 liter)

$1.42 $1.42

$1.29 $1.29

10.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.7K $35.7K

$45.6K $45.6K

-21.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$48.6K $48.6K

-47.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$299 $299

$292 $292

2.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.8 $70.8

$59.0 $59.0

19.99%

Internet (50+ Mbps, Unlimited Data)

$88.3 $88.3

$98.9 $98.9

-10.67%

Gym Membership (Monthly)

$79.5 $79.5

$197 $197

-59.64%

Tennis Court (1 Hour on Weekend)

$35.37 $35.37

Cinema Ticket

$17.12 $17.12

$12.12 $12.12

41.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,013 $3,013

International Primary School, 1 Child (Yearly)

$31.6K $31.6K

Jeans (Levis 501 Or Similar)

$77.2 $77.2

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

Sport Shoes (Adidas, Nike)

$126 $126

$88.6 $88.6

41.87%

Men's Leather Business Shoes

$163 $163

1-bedroom Apartment, City Center (Monthly)

$2,464 $2,464

$1,225 $1,225

101.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,956 $1,956

$993 $993

96.93%

3-bedroom Apartment, City Center (Monthly)

$4,711 $4,711

$3,538 $3,538

33.17%

3-bedroom Apartment, Outside City Center (Monthly)

$3,550 $3,550

$2,975 $2,975

19.34%

Buy Apartment in City Center (m2)

$7,346 $7,346

Buy Apartment Outside City Center (m2)

$5,048 $5,048

Average Monthly Net Salary (After Tax)

$6,286 $6,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 13, 2026

Last update for Charlotte Amalie: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$2K 51.5%

Charlotte Amalie

–

Groceries & Markets

Seattle, WA

$542 14.3%

Charlotte Amalie

–

Monthly Utilities & Internet

Seattle, WA

$458 12.1%

Charlotte Amalie

–

Eating Out

Seattle, WA

$409 10.8%

Charlotte Amalie

–

Clothing & Footwear

Seattle, WA

$189 5%

Charlotte Amalie

–

Getting Around

Seattle, WA

$133 3.5%

Charlotte Amalie

–

Sport & Entertainment

Seattle, WA

$114 3%

Charlotte Amalie

–

Cost Breakdown

A central one-bedroom costs $2,464 in Seattle, WA versus $1,225 in Charlotte Amalie. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $101 in Seattle, WA versus $122 in Charlotte Amalie. Groceries tell a different story – $542 in Seattle, WA vs $200 in Charlotte Amalie – so Charlotte Amalie wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Seattle, WA

🇻🇮 Charlotte Amalie

🕒 Local time

18:10 6:10 PM

21:10 9:10 PM

3 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

14,477 Capital

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA Charlotte Amalie 6,090 km ≈ 8 h nonstop flight

From you

Seattle, WA
Charlotte Amalie

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Charlotte Amalie: Cost of Living - Frequently Asked Questions

Yes – Seattle, WA is pricier by about 62%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $5,701 per month in Seattle, WA and $3,510 in Charlotte Amalie. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Charlotte Amalie, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 171% more in Seattle, WA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $101 in Seattle, WA and $122 in Charlotte Amalie. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Charlotte Amalie, where all-in costs run around $2,340, than in Seattle, WA at $3,800. In Charlotte Amalie it covers expenses comfortably, while in Seattle, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Charlotte Amalie – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Charlotte Amalie. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.