Cost of Living Comparison Between Seattle, WA and Bainbridge Island, WA Cost of Living Comparison Between Seattle, WA and Bainbridge Island, WA

Monthly Cost of Living

A single person spends $3,661 per month in Seattle, WA vs $3,183 in Bainbridge Island, WA, rent included.

A couple spends around $5,544 per month in Seattle, WA vs $4,911 in Bainbridge Island, WA, rent included.

A family of three spends $7,427 per month in Seattle, WA vs $6,638 in Bainbridge Island, WA, rent included.

Seattle, WA costs about 15% more than Bainbridge Island, WA, driven mainly by Groceries & Markets.

Both Seattle, WA and Bainbridge Island, WA sit above the global median – Seattle, WA by 173%, Bainbridge Island, WA by 138%.

Meal at Budget Restaurant

$25.32 $25.32

$22.55 $22.55

12.28%

Three-Course Dinner for Two, Mid-Range

$121 $121

$98.4 $98.4

23.21%

Fast Food Meal (McDonalds, etc)

$14.11 $14.11

$12.44 $12.44

13.42%

Cappuccino

$5.82 $5.82

$4.73 $4.73

23.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 $2.98

$2.52 $2.52

18.25%

Water (0.33 liter bottle)

$2.40 $2.40

$2.37 $2.37

1.27%

Local Beer (0.5 liter draught)

$7.73 $7.73

$7.02 $7.02

10.11%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$8.15 $8.15

-3.44%

Milk (1 liter)

$1.34 $1.34

$1.08 $1.08

24.07%

White Bread (500g)

$4.91 $4.91

$4.34 $4.34

13.13%

Rice (white) (1kg)

$5.14 $5.14

$2.84 $2.84

80.99%

Eggs

$6.57 $6.57

$3.18 $3.18

106.60%

Local Cheese (1kg)

$24.64 $24.64

$14.66 $14.66

68.08%

Chicken Fillets (1kg)

$15.88 $15.88

$15.45 $15.45

2.78%

Beef Round Steak (1kg)

$20.14 $20.14

$14.71 $14.71

36.91%

Apples (1kg)

$6.27 $6.27

$5.07 $5.07

23.67%

Banana (1kg)

$2.86 $2.86

$2.23 $2.23

28.25%

Oranges (1kg)

$5.29 $5.29

$4.32 $4.32

22.45%

Tomato (1kg)

$6.39 $6.39

$3.66 $3.66

74.59%

Potato (1kg)

$3.21 $3.21

$2.78 $2.78

15.47%

Onion (1kg)

$3.83 $3.83

$6.59 $6.59

-41.88%

Lettuce (1 head)

$2.74 $2.74

$2.69 $2.69

1.86%

Water (1.5 liter bottle)

$2.58 $2.58

$2.87 $2.87

-10.10%

Cigarettes 20 Pack (Marlboro, Camel)

$11.64 $11.64

$5.44 $5.44

113.97%

Wine (Bottle)

$15.77 $15.77

$19.61 $19.61

-19.58%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$2.05 $2.05

40.49%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$4.08 $4.08

7.60%

One-way Ticket (Public Transport)

$2.76 $2.76

$3.41 $3.41

-19.06%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$54.1 $54.1

82.62%

Taxi Start (Normal Tariff)

$2.67 $2.67

$4.28 $4.28

-37.62%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.25 $1.25

36.00%

Taxi 1hour Waiting (Normal Tariff)

$29.74 $29.74

$29.36 $29.36

1.29%

Gasoline (1 liter)

$1.14 $1.14

$1.11 $1.11

2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K $32.9K

$29.8K $29.8K

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.6K $25.6K

1.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$268 $268

$155 $155

72.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.9 $60.9

$52.1 $52.1

16.97%

Internet (50+ Mbps, Unlimited Data)

$76.2 $76.2

$70.9 $70.9

7.52%

Gym Membership (Monthly)

$78.1 $78.1

$70.8 $70.8

10.32%

Tennis Court (1 Hour on Weekend)

$40.15 $40.15

Cinema Ticket

$15.82 $15.82

$14.03 $14.03

12.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,252 $2,252

$2,104 $2,104

7.07%

International Primary School, 1 Child (Yearly)

$29.7K $29.7K

$29.8K $29.8K

-0.39%

Jeans (Levis 501 Or Similar)

$70.8 $70.8

$60.6 $60.6

16.80%

Summer Dress (H&M, Zara, etc)

$53.1 $53.1

$37.42 $37.42

42.01%

Sport Shoes (Adidas, Nike)

$117 $117

$99.1 $99.1

18.23%

Men's Leather Business Shoes

$139 $139

$113 $113

22.29%

1-bedroom Apartment, City Center (Monthly)

$2,310 $2,310

$2,417 $2,417

-4.44%

1-bedroom Apartment, Outside City Center (Monthly)

$1,849 $1,849

$1,773 $1,773

4.33%

3-bedroom Apartment, City Center (Monthly)

$4,739 $4,739

$3,807 $3,807

24.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,556 $3,556

$3,573 $3,573

-0.48%

Buy Apartment in City Center (m2)

$7,775 $7,775

$2,655 $2,655

192.79%

Buy Apartment Outside City Center (m2)

$5,351 $5,351

$2,333 $2,333

129.35%

Average Monthly Net Salary (After Tax)

$6,575 $6,575

$4,868 $4,868

35.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

7.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: April 21, 2026

Last update for Bainbridge Island, WA: April 21, 2026

Cost Breakdown

A central one-bedroom costs $2,310 in Seattle, WA versus $2,417 in Bainbridge Island, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $121 in Seattle, WA versus $98 in Bainbridge Island, WA. Monthly groceries follow the same trend: $539 vs $442 – making Bainbridge Island, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Bainbridge Island, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,661 in Seattle, WA, $3,183 in Bainbridge Island, WA – roughly 15% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $5,491 per month in Seattle, WA and $4,774 in Bainbridge Island, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bainbridge Island, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 83% less in Bainbridge Island, WA. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,252 per month in Seattle, WA and $2,104 in Bainbridge Island, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,661 in Seattle, WA and $3,183 in Bainbridge Island, WA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $3,183 in Bainbridge Island, WA to $3,661 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Bainbridge Island, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.