Cost of Living Comparison Between Seattle, WA and Bainbridge Island, WA Cost of Living Comparison Between Seattle, WA and Bainbridge Island, WA

Monthly Cost of Living

A single person spends $3,621 per month in Seattle, WA vs $3,214 in Bainbridge Island, WA, rent included.

A couple spends around $5,548 per month in Seattle, WA vs $4,956 in Bainbridge Island, WA, rent included.

A family of three spends $7,476 per month in Seattle, WA vs $6,697 in Bainbridge Island, WA, rent included.

Seattle, WA costs about 13% more than Bainbridge Island, WA, driven mainly by Groceries & Markets.

Both Seattle, WA and Bainbridge Island, WA sit above the global median – Seattle, WA by 172%, Bainbridge Island, WA by 141%.

Meal at Budget Restaurant

$25.02 $25.02

$22.61 $22.61

10.66%

Three-Course Dinner for Two, Mid-Range

$118 $118

$99.9 $99.9

18.32%

Fast Food Meal (McDonalds, etc)

$13.76 $13.76

$12.74 $12.74

8.01%

Cappuccino

$5.85 $5.85

$4.68 $4.68

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.62 $2.62

16.41%

Water (0.33 liter bottle)

$2.39 $2.39

$2.44 $2.44

-2.05%

Local Beer (0.5 liter draught)

$7.93 $7.93

$6.82 $6.82

16.28%

Imported Beer (0.33 liter bottle)

$7.85 $7.85

$8.23 $8.23

-4.62%

Milk (1 liter)

$1.39 $1.39

$1.09 $1.09

27.52%

White Bread (500g)

$4.86 $4.86

$4.35 $4.35

11.72%

Rice (white) (1kg)

$5.18 $5.18

$2.75 $2.75

88.36%

Eggs

$6.69 $6.69

$3.31 $3.31

102.11%

Local Cheese (1kg)

$25.28 $25.28

$14.69 $14.69

72.09%

Chicken Fillets (1kg)

$15.92 $15.92

$15.55 $15.55

2.38%

Beef Round Steak (1kg)

$20.16 $20.16

$14.74 $14.74

36.77%

Apples (1kg)

$6.19 $6.19

$5.10 $5.10

21.37%

Banana (1kg)

$2.88 $2.88

$2.27 $2.27

26.87%

Oranges (1kg)

$5.48 $5.48

$4.39 $4.39

24.83%

Tomato (1kg)

$6.38 $6.38

$3.71 $3.71

71.97%

Potato (1kg)

$3.09 $3.09

$2.77 $2.77

11.55%

Onion (1kg)

$3.80 $3.80

$6.49 $6.49

-41.45%

Lettuce (1 head)

$2.80 $2.80

$2.59 $2.59

8.11%

Water (1.5 liter bottle)

$2.61 $2.61

$2.90 $2.90

-10.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.41 $11.41

$5.72 $5.72

99.48%

Wine (Bottle)

$15.59 $15.59

$18.56 $18.56

-16.00%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.14 $2.14

39.72%

Imported Beer (0.33 liter bottle)

$4.23 $4.23

$4.01 $4.01

5.49%

One-way Ticket (Public Transport)

$2.69 $2.69

$3.40 $3.40

-20.88%

Public Transport Monthly Pass (Regular Price)

$101 $101

$53.9 $53.9

87.03%

Taxi Start (Normal Tariff)

$2.68 $2.68

$4.08 $4.08

-34.31%

Taxi (Normal Tariff) (1km)

$1.70 $1.70

$1.27 $1.27

33.86%

Taxi 1hour Waiting (Normal Tariff)

$29.50 $29.50

$29.61 $29.61

-0.37%

Gasoline (1 liter)

$1.14 $1.14

$1.09 $1.09

4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$29.8K $29.8K

11.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K $26.5K

$26.1K $26.1K

1.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$261 $261

$156 $156

67.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.4 $60.4

$52.4 $52.4

15.17%

Internet (50+ Mbps, Unlimited Data)

$75.8 $75.8

$68.6 $68.6

10.46%

Gym Membership (Monthly)

$78.8 $78.8

$71.2 $71.2

10.63%

Tennis Court (1 Hour on Weekend)

$40.08 $40.08

Cinema Ticket

$15.82 $15.82

$14.10 $14.10

12.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,210 $2,210

$2,153 $2,153

2.65%

International Primary School, 1 Child (Yearly)

$29.8K $29.8K

$30.4K $30.4K

-1.94%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$60.9 $60.9

14.68%

Summer Dress (H&M, Zara, etc)

$52.0 $52.0

$37.38 $37.38

39.14%

Sport Shoes (Adidas, Nike)

$117 $117

$96.6 $96.6

21.18%

Men's Leather Business Shoes

$139 $139

$114 $114

21.57%

1-bedroom Apartment, City Center (Monthly)

$2,321 $2,321

$2,362 $2,362

-1.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,870 $1,870

$1,791 $1,791

4.45%

3-bedroom Apartment, City Center (Monthly)

$4,728 $4,728

$3,804 $3,804

24.32%

3-bedroom Apartment, Outside City Center (Monthly)

$3,569 $3,569

$3,612 $3,612

-1.18%

Buy Apartment in City Center (m2)

$7,651 $7,651

$2,791 $2,791

174.10%

Buy Apartment Outside City Center (m2)

$5,034 $5,034

$2,393 $2,393

110.39%

Average Monthly Net Salary (After Tax)

$6,516 $6,516

$4,877 $4,877

33.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

7.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 26, 2026

Last update for Bainbridge Island, WA: July 25, 2026

Cost Breakdown

A central one-bedroom costs $2,321 in Seattle, WA versus $2,362 in Bainbridge Island, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in Seattle, WA versus $100 in Bainbridge Island, WA. Monthly groceries follow the same trend: $542 vs $442 – making Bainbridge Island, WA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Bainbridge Island, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,621 in Seattle, WA, $3,214 in Bainbridge Island, WA – roughly 13% apart. Seattle, WA costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $5,431 per month in Seattle, WA and $4,821 in Bainbridge Island, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bainbridge Island, WA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 87% less in Bainbridge Island, WA. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,210 per month in Seattle, WA and $2,153 in Bainbridge Island, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,621 in Seattle, WA and $3,214 in Bainbridge Island, WA. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $3,214 in Bainbridge Island, WA to $3,621 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Bainbridge Island, WA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.