Last update: Nov 2026

Cost of Living Comparison Between Seattle, WA and Bainbridge Island, WA

For one person, living is cheaper in Bainbridge Island, WA: $2,787 a month against $3,762 in Seattle, WA, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

182

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
134

Cost of Living Index in Bainbridge Island, WA
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Bainbridge Island, WA Living Index

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Seattle, WA

🇺🇸 United States

$3,762

/mo nomad

Bainbridge Island, WA

🇺🇸 United States

$2,787

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Bainbridge Island, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Bainbridge Island, WA actually costs, broken down by who's living it.

A single person spends $3,762 per month in Seattle, WA vs $2,787 in Bainbridge Island, WA, rent included.

Seattle, WA $3,762
Bainbridge Island, WA $2,787

A couple spends around $5,651 per month in Seattle, WA vs $4,891 in Bainbridge Island, WA, rent included.

Seattle, WA $5,651
Bainbridge Island, WA $4,891

A family of three spends $7,541 per month in Seattle, WA vs $6,994 in Bainbridge Island, WA, rent included.

Seattle, WA $7,541
Bainbridge Island, WA $6,994

Seattle, WA costs about 35% more than Bainbridge Island, WA, and outside of rent the biggest gap is in transport.

Both Seattle, WA and Bainbridge Island, WA sit above the global median – Seattle, WA by 178%, Bainbridge Island, WA by 106%.

Meal at Budget Restaurant

$23.80 $23.80

$23.38 $23.38

1.80%

Three-Course Dinner for Two, Mid-Range

$98.6 $98.6

$101 $101

-2.33%

Fast Food Meal (McDonalds, etc)

$14.94 $14.94

$14.82 $14.82

0.81%

Cappuccino

$6.79 $6.79

$4.67 $4.67

45.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.65 $2.65

21.89%

Water (0.33 liter bottle)

$3.15 $3.15

$2.93 $2.93

7.51%

Local Beer (0.5 liter draught)

$8.21 $8.21

$6.82 $6.82

20.38%

Imported Beer (0.33 liter bottle)

$7.87 $7.87

$7.77 $7.77

1.29%

Milk (1 liter)

$1.17 $1.17

$1.09 $1.09

7.34%

White Bread (500g)

$5.29 $5.29

$5.19 $5.19

1.93%

Rice (white) (1kg)

$5.76 $5.76

$5.65 $5.65

1.95%

Eggs

$4.89 $4.89

$3.20 $3.20

52.81%

Local Cheese (1kg)

$20.25 $20.25

$18.94 $18.94

6.92%

Chicken Fillets (1kg)

$17.95 $17.95

$18.31 $18.31

-1.97%

Beef Round Steak (1kg)

$23.35 $23.35

$21.52 $21.52

8.50%

Apples (1kg)

$5.94 $5.94

$5.95 $5.95

-0.17%

Banana (1kg)

$1.89 $1.89

$1.90 $1.90

-0.53%

Oranges (1kg)

$5.35 $5.35

$5.44 $5.44

-1.65%

Tomato (1kg)

$6.57 $6.57

$6.51 $6.51

0.92%

Potato (1kg)

$3.39 $3.39

$3.54 $3.54

-4.24%

Onion (1kg)

$2.88 $2.88

$2.84 $2.84

1.41%

Lettuce (1 head)

$2.89 $2.89

$2.68 $2.68

7.84%

Water (1.5 liter bottle)

$2.43 $2.43

$2.41 $2.41

0.83%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$12.15 $12.15

0.25%

Wine (Bottle)

$15.24 $15.24

$14.76 $14.76

3.25%

Local Beer (0.5 liter bottle)

$4.38 $4.38

$4.14 $4.14

5.80%

Imported Beer (0.33 liter bottle)

$5.89 $5.89

$3.16 $3.16

86.39%

One-way Ticket (Public Transport)

$2.96 $2.96

$2.06 $2.06

43.69%

Public Transport Monthly Pass (Regular Price)

$109 $109

$59.9 $59.9

82.26%

Taxi Start (Normal Tariff)

$2.52 $2.52

$2.63 $2.63

-4.18%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.25 $1.25

37.60%

Taxi 1hour Waiting (Normal Tariff)

$29.70 $29.70

$30.44 $30.44

-2.43%

Gasoline (1 liter)

$1.51 $1.51

$1.33 $1.33

13.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K $36.2K

$36.0K $36.0K

0.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$25.9K $25.9K

-0.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$175 $175

64.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.1 $69.1

$68.2 $68.2

1.31%

Internet (50+ Mbps, Unlimited Data)

$84.8 $84.8

$86.5 $86.5

-1.90%

Gym Membership (Monthly)

$69.4 $69.4

$40.69 $40.69

70.63%

Tennis Court (1 Hour on Weekend)

$35.05 $35.05

Cinema Ticket

$17.97 $17.97

$13.83 $13.83

29.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,819 $2,819

$2,805 $2,805

0.47%

International Primary School, 1 Child (Yearly)

$43.9K $43.9K

$20.1K $20.1K

118.18%

Jeans (Levis 501 Or Similar)

$91.2 $91.2

$84.7 $84.7

7.64%

Summer Dress (H&M, Zara, etc)

$55.1 $55.1

$51.0 $51.0

7.98%

Sport Shoes (Adidas, Nike)

$127 $127

$100 $100

26.80%

Men's Leather Business Shoes

$162 $162

$160 $160

1.21%

1-bedroom Apartment, City Center (Monthly)

$2,579 $2,579

$1,562 $1,562

65.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,943 $1,943

$1,255 $1,255

54.85%

3-bedroom Apartment, City Center (Monthly)

$5,100 $5,100

$3,712 $3,712

37.40%

3-bedroom Apartment, Outside City Center (Monthly)

$3,541 $3,541

$3,492 $3,492

1.42%

Buy Apartment in City Center (m2)

$7,357 $7,357

$2,836 $2,836

159.39%

Buy Apartment Outside City Center (m2)

$4,921 $4,921

$2,344 $2,344

109.95%

Average Monthly Net Salary (After Tax)

$6,448 $6,448

$4,820 $4,820

33.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.8

13.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: November 2, 2026

Last update for Bainbridge Island, WA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.6%

Bainbridge Island, WA

$1.3K 45% 35.4% $688

Groceries & Markets

Seattle, WA

$544 14.5%

Bainbridge Island, WA

$519 18.6% 4.5% $25

Monthly Utilities & Internet

Seattle, WA

$443 11.8%

Bainbridge Island, WA

$330 11.9% 25.4% $113

Eating Out

Seattle, WA

$399 10.6%

Bainbridge Island, WA

$359 12.9% 9.9% $40

Clothing & Footwear

Seattle, WA

$196 5.2%

Bainbridge Island, WA

$178 6.4% 9% $18

Getting Around

Seattle, WA

$132 3.5%

Bainbridge Island, WA

$77 2.8% 41.8% $55

Sport & Entertainment

Seattle, WA

$105 2.8%

Bainbridge Island, WA

$68 2.5% 35.1% $37

Cost Breakdown

A central one-bedroom costs $2,579 in Seattle, WA versus $1,562 in Bainbridge Island, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Seattle, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $99 in Seattle, WA versus $101 in Bainbridge Island, WA. Groceries tell a different story – $544 in Seattle, WA vs $519 in Bainbridge Island, WA – so Bainbridge Island, WA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Bainbridge Island, WA

🕒 Local time

11:11 11:11 AM

Same time as Seattle, WA

🌤 Weather

👥 Population

737,015

24,825

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Seattle, WA vs Bainbridge Island, WA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,762 in Seattle, WA, $2,787 in Bainbridge Island, WA – Bainbridge Island, WA comes out roughly 26% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $5,642 per month in Seattle, WA and $4,180 in Bainbridge Island, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bainbridge Island, WA, especially for central apartments: a one-bedroom in the center costs $1,562 there versus $2,579 in Seattle, WA.

Public transport costs about 45% less in Bainbridge Island, WA. For daily commuters, that gap adds up to noticeable savings over a year.

Groceries cost about 5% more in Seattle, WA, though the gap depends on what you buy.

It depends on your priorities. Seattle, WA has an edge in some lifestyle areas, with costs from $2,787 in Bainbridge Island, WA to $3,762 in Seattle, WA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Bainbridge Island, WA. If higher salaries or specific career opportunities are the priority, Seattle, WA makes more sense. Both are solid long-term options with distinct trade-offs.