Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Allen, TX

For one person, living is cheaper in Allen, TX: $2,811 a month against $3,800 in Seattle, WA, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

Seattle, WA
🇺🇸 United States
$3,800
/mo nomad
Allen, TX
🇺🇸 United States
$2,811
/mo nomad
Monthly Cost of Living

How much you'll spend in Seattle, WA and in Allen, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Allen, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,800 in Seattle, WA versus $2,811 in Allen, TX.

  • Seattle, WA $3,800
  • Allen, TX $2,811

Estimated couple costs with rent: $5,702 in Seattle, WA versus $4,096 in Allen, TX.

  • Seattle, WA $5,702
  • Allen, TX $4,096

Monthly costs for a family of three with rent: $7,603 in Seattle, WA versus $5,381 in Allen, TX.

  • Seattle, WA $7,603
  • Allen, TX $5,381

Living in Seattle, WA is roughly 35% more expensive than in Allen, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Seattle, WA 182% above, Allen, TX 108% above.

Currency
🍽 Eating Out
Seattle, WA
Allen, TX
Difference
Meal at Budget Restaurant
$25.32 $25.32
$19.96 $19.96
26.85%
Three-Course Dinner for Two, Mid-Range
$101 $101
$61.1 $61.1
66.19%
Fast Food Meal (McDonalds, etc)
$14.85 $14.85
$10.96 $10.96
35.49%
Cappuccino
$6.59 $6.59
$6.15 $6.15
7.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.22 $3.22
$2.89 $2.89
11.42%
Water (0.33 liter bottle)
$3.14 $3.14
$1.73 $1.73
81.50%
Local Beer (0.5 liter draught)
$8.18 $8.18
$5.52 $5.52
48.19%
Imported Beer (0.33 liter bottle)
$8.03 $8.03
$9.26 $9.26
-13.28%
🛒 Groceries & Markets
Seattle, WA
Allen, TX
Difference
Milk (1 liter)
$1.21 $1.21
$0.88 $0.88
37.50%
White Bread (500g)
$5.12 $5.12
$2.82 $2.82
81.56%
Rice (white) (1kg)
$6.30 $6.30
$2.29 $2.29
175.11%
Eggs
$4.90 $4.90
$3.75 $3.75
30.67%
Local Cheese (1kg)
$19.10 $19.10
$10.45 $10.45
82.78%
Chicken Fillets (1kg)
$18.50 $18.50
$14.92 $14.92
23.99%
Beef Round Steak (1kg)
$23.03 $23.03
$16.99 $16.99
35.55%
Apples (1kg)
$5.81 $5.81
$3.18 $3.18
82.70%
Banana (1kg)
$1.95 $1.95
$2.60 $2.60
-25.00%
Oranges (1kg)
$5.29 $5.29
$2.89 $2.89
83.04%
Tomato (1kg)
$6.48 $6.48
$2.59 $2.59
150.19%
Potato (1kg)
$3.57 $3.57
$2.14 $2.14
66.82%
Onion (1kg)
$3.15 $3.15
$1.99 $1.99
58.29%
Lettuce (1 head)
$2.85 $2.85
$1.72 $1.72
65.70%
Water (1.5 liter bottle)
$2.42 $2.42
$2.40 $2.40
0.83%
Cigarettes 20 Pack (Marlboro, Camel)
$12.75 $12.75
$9.67 $9.67
31.85%
Wine (Bottle)
$14.99 $14.99
$11.88 $11.88
26.18%
Local Beer (0.5 liter bottle)
$4.17 $4.17
$2.12 $2.12
96.70%
Imported Beer (0.33 liter bottle)
$5.99 $5.99
$3.20 $3.20
87.19%
🚌 Getting Around
Seattle, WA
Allen, TX
Difference
One-way Ticket (Public Transport)
$3.04 $3.04
$2.93 $2.93
3.75%
Public Transport Monthly Pass (Regular Price)
$110 $110
$59.0 $59.0
86.51%
Taxi Start (Normal Tariff)
$2.55 $2.55
$2.98 $2.98
-14.43%
Taxi (Normal Tariff) (1km)
$1.64 $1.64
$1.76 $1.76
-6.82%
Taxi 1hour Waiting (Normal Tariff)
$29.58 $29.58
$24.24 $24.24
22.03%
Gasoline (1 liter)
$1.42 $1.42
$0.92 $0.92
54.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K $35.7K
$36.6K $36.6K
-2.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K $25.6K
$25.2K $25.2K
1.26%
🧾 Monthly Utilities & Internet
Seattle, WA
Allen, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$299 $299
$159 $159
87.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$70.8 $70.8
$87.0 $87.0
-18.61%
Internet (50+ Mbps, Unlimited Data)
$88.3 $88.3
$66.7 $66.7
32.36%
🎉 Sport & Entertainment
Seattle, WA
Allen, TX
Difference
Gym Membership (Monthly)
$79.5 $79.5
$75.5 $75.5
5.38%
Tennis Court (1 Hour on Weekend)
$35.37 $35.37
$30.46 $30.46
16.12%
Cinema Ticket
$17.12 $17.12
$11.89 $11.89
43.99%
🧸 Childcare & Education
Seattle, WA
Allen, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,013 $3,013
$1,754 $1,754
71.81%
International Primary School, 1 Child (Yearly)
$31.6K $31.6K
$28.1K $28.1K
12.60%
👕👟 Clothing & Footwear
Seattle, WA
Allen, TX
Difference
Jeans (Levis 501 Or Similar)
$77.2 $77.2
$56.2 $56.2
37.34%
Summer Dress (H&M, Zara, etc)
$55.1 $55.1
$28.48 $28.48
93.50%
Sport Shoes (Adidas, Nike)
$126 $126
$94.7 $94.7
32.65%
Men's Leather Business Shoes
$163 $163
$99.0 $99.0
64.24%
🏠 Accommodation & Living
Seattle, WA
Allen, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$2,464 $2,464
$1,524 $1,524
61.74%
1-bedroom Apartment, Outside City Center (Monthly)
$1,956 $1,956
$1,499 $1,499
30.47%
3-bedroom Apartment, City Center (Monthly)
$4,711 $4,711
$2,477 $2,477
90.19%
3-bedroom Apartment, Outside City Center (Monthly)
$3,550 $3,550
$2,496 $2,496
42.24%
Buy Apartment in City Center (m2)
$7,346 $7,346
$3,697 $3,697
98.74%
Buy Apartment Outside City Center (m2)
$5,048 $5,048
$2,957 $2,957
70.69%
💵 Salaries & Financials
Seattle, WA
Allen, TX
Difference
Average Monthly Net Salary (After Tax)
$6,286 $6,286
$6,145 $6,145
2.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.53
4.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 13, 2026

Last update for Allen, TX: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Seattle, WA
$2K
Allen, TX
$1.5K 23.4% $457
Groceries & Markets
Seattle, WA
$542
Allen, TX
$361 33.3% $181
Monthly Utilities & Internet
Seattle, WA
$458
Allen, TX
$313 31.7% $145
Eating Out
Seattle, WA
$409
Allen, TX
$331 19% $78
Clothing & Footwear
Seattle, WA
$189
Allen, TX
$125 33.8% $64
Getting Around
Seattle, WA
$133
Allen, TX
$83 38% $51
Sport & Entertainment
Seattle, WA
$114
Allen, TX
$99 12.8% $15

Cost Breakdown

A one-bedroom apartment in the center runs $2,464 in Seattle, WA and $1,524 in Allen, TX. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Seattle, WA vs $61.0 in Allen, TX for a mid-range dinner for two. Groceries echo the gap at $542 vs $361 per month, with Allen, TX cheaper across the board.

Good to know
🇺🇸 Seattle, WA
🇺🇸 Allen, TX
🕒 Local time
09:45 9:45 AM
11:45 11:45 AM
2 h ahead of Seattle, WA
🌤 Weather
👥 Population
737,015
106,874
Exchange rates and currency converter

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United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Seattle, WA Allen, TX 2,690 km ≈ 3 h 45 min nonstop flight
From you
  • Seattle, WA
  • Allen, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Allen, TX: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Seattle, WA and in Allen, TX?
Seattle, WA and Allen, TX differ by about 35% in total monthly costs ($3,800 vs $2,811 including rent). Allen, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Seattle, WA or Allen, TX?
Average pay runs 2% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Seattle, WA and in Allen, TX?
Rent for a central apartment: $2,464 in Seattle, WA versus $1,524 in Allen, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 50% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Allen, TX – a meal for two runs $61.0 versus $101 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is feasible on a $3,000 budget?
Both cities are expensive relative to $3,000. Allen, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
How does quality of life compare between Seattle, WA and Allen, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Seattle, WA or Allen, TX?
Expats usually find Allen, TX gentler on the wallet – expenses run 35% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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