Cost of Living Comparison Between Seattle, WA and Albany, OR Cost of Living Comparison Between Seattle, WA and Albany, OR

Monthly Cost of Living

Monthly costs for one person with rent: $3,565 in Seattle, WA versus $2,586 in Albany, OR.

Estimated couple costs with rent: $5,605 in Seattle, WA versus $3,819 in Albany, OR.

Monthly costs for a family of three with rent: $7,645 in Seattle, WA versus $5,051 in Albany, OR.

Living in Seattle, WA is roughly 38% more expensive than in Albany, OR, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 167% above, Albany, OR 94% above.

Currency
🍽 Eating Out
Seattle, WA
Albany, OR
Difference
Meal at Budget Restaurant
$24.79 $24.79
$20.26 $20.26
22.36%
Three-Course Dinner for Two, Mid-Range
$119 $119
$88.4 $88.4
34.48%
Fast Food Meal (McDonalds, etc)
$14.15 $14.15
$12.09 $12.09
17.04%
Cappuccino
$5.71 $5.71
$4.73 $4.73
20.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.93 $2.93
$2.51 $2.51
16.73%
Water (0.33 liter bottle)
$2.52 $2.52
$1.95 $1.95
29.23%
Local Beer (0.5 liter draught)
$7.89 $7.89
$7.09 $7.09
11.28%
Imported Beer (0.33 liter bottle)
$8.05 $8.05
$5.98 $5.98
34.62%
🛒 Groceries & Markets
Seattle, WA
Albany, OR
Difference
Milk (1 liter)
$1.36 $1.36
$1.07 $1.07
27.10%
White Bread (500g)
$5.07 $5.07
$4.29 $4.29
18.18%
Rice (white) (1kg)
$5.25 $5.25
$2.01 $2.01
161.19%
Eggs
$6.91 $6.91
$3.40 $3.40
103.24%
Local Cheese (1kg)
$24.95 $24.95
$7.36 $7.36
238.99%
Chicken Fillets (1kg)
$15.75 $15.75
$11.51 $11.51
36.84%
Beef Round Steak (1kg)
$20.72 $20.72
$14.95 $14.95
38.60%
Apples (1kg)
$6.19 $6.19
$3.22 $3.22
92.24%
Banana (1kg)
$2.79 $2.79
$1.79 $1.79
55.87%
Oranges (1kg)
$5.52 $5.52
$4.64 $4.64
18.97%
Tomato (1kg)
$6.42 $6.42
$3.08 $3.08
108.44%
Potato (1kg)
$3.16 $3.16
$2.89 $2.89
9.34%
Onion (1kg)
$3.89 $3.89
$1.64 $1.64
137.20%
Lettuce (1 head)
$2.70 $2.70
$1.46 $1.46
84.93%
Water (1.5 liter bottle)
$2.53 $2.53
$2.26 $2.26
11.95%
Cigarettes 20 Pack (Marlboro, Camel)
$11.37 $11.37
$10.85 $10.85
4.79%
Wine (Bottle)
$15.67 $15.67
$15.12 $15.12
3.64%
Local Beer (0.5 liter bottle)
$2.87 $2.87
$2.33 $2.33
23.18%
Imported Beer (0.33 liter bottle)
$4.26 $4.26
$4.73 $4.73
-9.94%
🚌 Getting Around
Seattle, WA
Albany, OR
Difference
One-way Ticket (Public Transport)
$2.71 $2.71
$1.95 $1.95
38.97%
Public Transport Monthly Pass (Regular Price)
$98.8 $98.8
-
-
Taxi Start (Normal Tariff)
$2.58 $2.58
$3.88 $3.88
-33.51%
Taxi (Normal Tariff) (1km)
$1.63 $1.63
$0.72 $0.72
126.39%
Taxi 1hour Waiting (Normal Tariff)
$29.68 $29.68
$36.48 $36.48
-18.64%
Gasoline (1 liter)
$1.14 $1.14
$1.02 $1.02
11.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8K $32.8K
$33.2K $33.2K
-1.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K $26.4K
$26.1K $26.1K
1.11%
🧾 Monthly Utilities & Internet
Seattle, WA
Albany, OR
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$264 $264
$221 $221
19.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.6 $61.6
$69.0 $69.0
-10.82%
Internet (50+ Mbps, Unlimited Data)
$75.5 $75.5
$62.7 $62.7
20.35%
🎉 Sport & Entertainment
Seattle, WA
Albany, OR
Difference
Gym Membership (Monthly)
$78.0 $78.0
$42.71 $42.71
82.67%
Tennis Court (1 Hour on Weekend)
$40.28 $40.28
-
-
Cinema Ticket
$16.11 $16.11
$13.12 $13.12
22.79%
🧸 Childcare & Education
Seattle, WA
Albany, OR
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,212 $2,212
$1,757 $1,757
25.85%
International Primary School, 1 Child (Yearly)
$29.0K $29.0K
$18.9K $18.9K
53.69%
👕👟 Clothing & Footwear
Seattle, WA
Albany, OR
Difference
Jeans (Levis 501 Or Similar)
$69.3 $69.3
$61.7 $61.7
12.44%
Summer Dress (H&M, Zara, etc)
$53.8 $53.8
$47.69 $47.69
12.73%
Sport Shoes (Adidas, Nike)
$119 $119
$104 $104
15.11%
Men's Leather Business Shoes
$142 $142
$114 $114
23.82%
🏠 Accommodation & Living
Seattle, WA
Albany, OR
Difference
1-bedroom Apartment, City Center (Monthly)
$2,357 $2,357
$1,600 $1,600
47.35%
1-bedroom Apartment, Outside City Center (Monthly)
$1,834 $1,834
$1,355 $1,355
35.37%
3-bedroom Apartment, City Center (Monthly)
$4,686 $4,686
$2,645 $2,645
77.20%
3-bedroom Apartment, Outside City Center (Monthly)
$3,571 $3,571
$2,247 $2,247
58.95%
Buy Apartment in City Center (m2)
$7,539 $7,539
$3,011 $3,011
150.41%
Buy Apartment Outside City Center (m2)
$5,046 $5,046
$2,993 $2,993
68.62%
💵 Salaries & Financials
Seattle, WA
Albany, OR
Difference
Average Monthly Net Salary (After Tax)
$6,473 $6,473
$4,461 $4,461
45.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.42
6.41
0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 12, 2026

Last update for Albany, OR: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,357 in Seattle, WA and $1,600 in Albany, OR. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Seattle, WA vs $88.0 in Albany, OR for a mid-range dinner for two. Groceries echo the gap at $543 vs $357 per month, with Albany, OR cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Seattle, WA vs Albany, OR: Cost of Living - Frequently Asked Questions
Which city is more expensive, Seattle, WA or Albany, OR?
Albany, OR wins on cost – living expenses run 38% lower than in Seattle, WA. Housing and daily spending are where you'll feel the difference most, making Albany, OR the obvious pick if budget is a priority.
Are salaries higher in Seattle, WA or in Albany, OR?
Average pay runs 45% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Seattle, WA compared to Albany, OR?
Rent for a central apartment: $2,357 in Seattle, WA versus $1,600 in Albany, OR. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Seattle, WA or in Albany, OR?
Supermarket bills run roughly 52% higher in Seattle, WA. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Seattle, WA compared to Albany, OR?
All in, you'll spend $3,565 per month in Seattle, WA versus $2,586 in Albany, OR – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Seattle, WA or in Albany, OR?
Both cities are expensive relative to $2,000. Albany, OR is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Seattle, WA or Albany, OR?
Both work as nomad bases, but Albany, OR delivers better value – similar infrastructure at $2,586 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Albany, OR hard to pass up.
Which city is more affordable for expats?
Expats usually find Albany, OR gentler on the wallet – expenses run 38% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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