Last update: Nov 2026

Cost of Living Comparison Between Scottsbluff, NE and Panama City

For one person, living is cheaper in Panama City: $1,972 a month against $2,740 in Scottsbluff, NE, rent and utilities included – about $9,200 less a year. Other living expenses account for most of the difference.

131

Cost of Living Index in Scottsbluff, NE
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Scottsbluff, NE Living Index
95

Cost of Living Index in Panama City
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Panama City Living Index

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Scottsbluff, NE

🇺🇸 United States

$2,740

/mo nomad

Panama City

🇵🇦 Panama

$1,972

/mo nomad

Monthly Cost of Living

How much you'll spend in Scottsbluff, NE and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Scottsbluff, NE and in Panama City actually costs, broken down by who's living it.

A single person spends $2,740 per month in Scottsbluff, NE vs $1,972 in Panama City, rent included.

Scottsbluff, NE $2,740
Panama City $1,972

A couple spends around $3,993 per month in Scottsbluff, NE vs $2,930 in Panama City, rent included.

Scottsbluff, NE $3,993
Panama City $2,930

A family of three spends $5,246 per month in Scottsbluff, NE vs $3,888 in Panama City, rent included.

Scottsbluff, NE $5,246
Panama City $3,888

Scottsbluff, NE costs about 39% more than Panama City, and outside of rent the biggest gap is in groceries.

Both Scottsbluff, NE and Panama City sit above the global median – Scottsbluff, NE by 103%, Panama City by 46%.

Meal at Budget Restaurant

$19.68 $19.68

$11.37 PAB 11.37

73.09%

Three-Course Dinner for Two, Mid-Range

$64.8 $64.8

$46.69 PAB 46.69

38.72%

Fast Food Meal (McDonalds, etc)

$12.05 $12.05

$7.98 PAB 7.98

51.00%

Cappuccino

$5.95 $5.95

$4.12 PAB 4.12

44.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$2.01 PAB 2.01

42.29%

Water (0.33 liter bottle)

$2.29 $2.29

$1.57 PAB 1.57

45.86%

Local Beer (0.5 liter draught)

$6.93 $6.93

$3.28 PAB 3.28

111.28%

Imported Beer (0.33 liter bottle)

$7.63 $7.63

$3.88 PAB 3.88

96.65%

Milk (1 liter)

$1.16 $1.16

$1.82 PAB 1.82

-36.26%

White Bread (500g)

$5.39 $5.39

$2.61 PAB 2.61

106.51%

Rice (white) (1kg)

$7.43 $7.43

$3.45 PAB 3.45

115.36%

Eggs

$4.54 $4.54

$2.68 PAB 2.68

69.40%

Local Cheese (1kg)

$16.55 $16.55

$12.42 PAB 12.42

33.25%

Chicken Fillets (1kg)

$17.16 $17.16

$6.73 PAB 6.73

154.98%

Beef Round Steak (1kg)

$18.86 $18.86

$10.44 PAB 10.44

80.65%

Apples (1kg)

$5.04 $5.04

$4.21 PAB 4.21

19.71%

Banana (1kg)

$2.08 $2.08

$1.95 PAB 1.95

6.67%

Oranges (1kg)

$4.70 $4.70

$4.07 PAB 4.07

15.48%

Tomato (1kg)

$5.33 $5.33

$4.02 PAB 4.02

32.59%

Potato (1kg)

$2.43 $2.43

$3.46 PAB 3.46

-29.77%

Onion (1kg)

$2.68 $2.68

$4.42 PAB 4.42

-39.37%

Lettuce (1 head)

$2.39 $2.39

$2.43 PAB 2.43

-1.65%

Water (1.5 liter bottle)

$2.57 $2.57

$1.72 PAB 1.72

49.42%

Cigarettes 20 Pack (Marlboro, Camel)

$10.43 $10.43

$6.04 PAB 6.04

72.68%

Wine (Bottle)

$19.15 $19.15

$11.68 PAB 11.68

63.96%

Local Beer (0.5 liter bottle)

$2.75 $2.75

$1.41 PAB 1.41

95.04%

Imported Beer (0.33 liter bottle)

$3.84 $3.84

$2.74 PAB 2.74

40.15%

One-way Ticket (Public Transport)

$2.24 $2.24

$0.33 PAB 0.33

578.79%

Public Transport Monthly Pass (Regular Price)

$54.7 $54.7

$20.65 PAB 20.65

164.84%

Taxi Start (Normal Tariff)

$3.58 $3.58

$2.45 PAB 2.45

46.12%

Taxi (Normal Tariff) (1km)

$1.79 $1.79

$1.76 PAB 1.76

1.70%

Taxi 1hour Waiting (Normal Tariff)

$30.35 $30.35

$21.86 PAB 21.86

38.84%

Gasoline (1 liter)

$1.10 $1.10

$1.20 PAB 1.20

-8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K $30.0K

$24.6K PAB 24.6K

22.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$20.9K PAB 20.9K

23.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 $167

$132 PAB 132

27.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$77.8 $77.8

$27.89 PAB 27.89

178.92%

Internet (50+ Mbps, Unlimited Data)

$71.6 $71.6

$49.10 PAB 49.10

45.91%

Gym Membership (Monthly)

$34.36 $34.36

$44.53 PAB 44.53

-22.84%

Tennis Court (1 Hour on Weekend)

$34.01 PAB 34.01

Cinema Ticket

$15.24 $15.24

$8.70 PAB 8.70

75.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,211 $2,211

$537 PAB 537

311.94%

International Primary School, 1 Child (Yearly)

$35.5K $35.5K

$20.5K PAB 20.5K

73.05%

Jeans (Levis 501 Or Similar)

$69.2 $69.2

$65.8 PAB 65.8

5.11%

Summer Dress (H&M, Zara, etc)

$45.33 $45.33

$48.45 PAB 48.45

-6.44%

Sport Shoes (Adidas, Nike)

$102 $102

$95.4 PAB 95.4

7.34%

Men's Leather Business Shoes

$132 $132

$114 PAB 114

15.91%

1-bedroom Apartment, City Center (Monthly)

$1,595 $1,595

$1,405 PAB 1,405

13.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,288 $1,288

$994 PAB 994

29.56%

3-bedroom Apartment, City Center (Monthly)

$2,597 $2,597

$2,221 PAB 2,221

16.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,083 $2,083

$1,714 PAB 1,714

21.54%

Buy Apartment in City Center (m2)

$2,666 $2,666

$3,139 PAB 3,139

-15.05%

Buy Apartment Outside City Center (m2)

$2,475 $2,475

$1,724 PAB 1,724

43.61%

Average Monthly Net Salary (After Tax)

$936 PAB 936

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.39

7.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Scottsbluff, NE: November 3, 2026

Last update for Panama City: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Scottsbluff, NE

$1.3K 47%

Panama City

$994 50.4% 22.8% $294

Groceries & Markets

Scottsbluff, NE

$501 18.3%

Panama City

$326 16.5% 35.1% $176

Eating Out

Scottsbluff, NE

$336 12.3%

Panama City

$203 10.3% 39.5% $133

Monthly Utilities & Internet

Scottsbluff, NE

$317 11.6%

Panama City

$209 10.6% 34.1% $108

Clothing & Footwear

Scottsbluff, NE

$157 5.7%

Panama City

$145 7.4% 7.3% $11

Getting Around

Scottsbluff, NE

$76 2.8%

Panama City

$33 1.7% 56.4% $43

Sport & Entertainment

Scottsbluff, NE

$65 2.4%

Panama City

$62 3.1% 4.5% $2.9

Cost Breakdown

A central one-bedroom costs $1,595 in Scottsbluff, NE versus $1,405 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Scottsbluff, NE versus $47 in Panama City. Monthly groceries follow the same trend: $501 vs $326 – making Panama City the more affordable choice for daily food spending.

Good to know

🇺🇸 Scottsbluff, NE

🇵🇦 Panama City

🕒 Local time

22:18 10:18 PM

00:18 12:18 AM

2 h ahead of Scottsbluff, NE

🌤 Weather

👥 Population

15,039

1,086,990 Capital

💱 Currency

United States Dollar USD $

Panamanian Balboa PAB B/.

📈 Exchange rate

1 USD = 0.891 EUR

1 PAB = 1 USD

1 PAB = 0.891 EUR

Exchange rates and currency converter

PAB, EUR to USD – United States Dollar Converter

🇵🇦 Panamanian Balboa (B/.)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

Panamanian Balboa exchange rates as of November 6, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.891 EUR).

PAB to USD in detail →

On the map

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Between locations

Scottsbluff, NE Panama City 4,350 km ≈ 6 h nonstop flight

From you

Scottsbluff, NE
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Scottsbluff, NE vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Scottsbluff, NE is pricier by about 39%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $4,110 per month in Scottsbluff, NE and $2,958 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Panama City, especially for central apartments: a one-bedroom in the center costs $1,405 there versus $1,595 in Scottsbluff, NE.

Groceries cost about 54% more in Scottsbluff, NE, though the gap depends on what you buy.

A mid-range dinner for two costs $65 in Scottsbluff, NE and $47 in Panama City. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,500 monthly budget goes further in Panama City, where all-in costs run around $1,972, than in Scottsbluff, NE at $2,740. In Panama City it covers expenses comfortably, while in Scottsbluff, NE it requires careful planning or may not stretch far enough.

Families tend to lean toward Panama City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Panama City is the easier option financially – housing and daily costs are lower, and overall it costs about 28% less, which matters a lot on a fixed budget or early-career salary.