Last update: Oct 2026

Cost of Living Comparison Between Schwyz and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,465 in Schwyz, rent and utilities included – about $25,200 less a year. Rent and utilities account for about half of the difference.

169

Cost of Living Index in Schwyz
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Schwyz Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Schwyz

🇨🇭 Switzerland

$3,465

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Schwyz and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schwyz and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,465 per month in Schwyz vs $1,368 in Ubud, Bali, rent included.

Schwyz $3,465
Ubud, Bali $1,368

A couple spends around $5,489 per month in Schwyz vs $2,314 in Ubud, Bali, rent included.

Schwyz $5,489
Ubud, Bali $2,314

A family of three spends $7,512 per month in Schwyz vs $3,260 in Ubud, Bali, rent included.

Schwyz $7,512
Ubud, Bali $3,260

Schwyz costs about 153% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Schwyz and Ubud, Bali sit above the global median – Schwyz by 157%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$29.81 CHF 24.55

$3.33 Rp 59.9K

795.20%

Three-Course Dinner for Two, Mid-Range

$119 CHF 98.0

$35.18 Rp 633.2K

238.29%

Fast Food Meal (McDonalds, etc)

$17.69 CHF 14.57

$5.80 Rp 104.5K

205.00%

Cappuccino

$5.91 CHF 4.87

$2.73 Rp 49.1K

116.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.52 CHF 4.55

$1.64 Rp 29.5K

236.59%

Water (0.33 liter bottle)

$4.77 CHF 3.93

$0.83 Rp 15.0K

474.70%

Local Beer (0.5 liter draught)

$8.18 CHF 6.74

$2.70 Rp 48.6K

202.96%

Imported Beer (0.33 liter bottle)

$6.55 CHF 5.39

$4.30 Rp 77.4K

52.33%

Milk (1 liter)

$2.16 CHF 1.78

$1.50 Rp 27.1K

44.00%

White Bread (500g)

$3.88 CHF 3.20

$2.30 Rp 41.4K

68.70%

Rice (white) (1kg)

$4.25 CHF 3.50

$1.18 Rp 21.2K

260.17%

Eggs

$7.39 CHF 6.09

$2.14 Rp 38.6K

245.33%

Local Cheese (1kg)

$32.72 CHF 26.95

$17.48 Rp 314.6K

87.19%

Chicken Fillets (1kg)

$29.20 CHF 24.05

$4.03 Rp 72.5K

624.57%

Beef Round Steak (1kg)

$41.34 CHF 34.05

$12.23 Rp 220.1K

238.02%

Apples (1kg)

$3.58 CHF 2.95

$3.55 Rp 63.9K

0.85%

Banana (1kg)

$2.15 CHF 1.77

$1.57 Rp 28.3K

36.94%

Oranges (1kg)

$2.96 CHF 2.44

$2.24 Rp 40.2K

32.14%

Tomato (1kg)

$5.38 CHF 4.43

$1.93 Rp 34.7K

178.76%

Potato (1kg)

$2.25 CHF 1.85

$1.88 Rp 33.9K

19.68%

Onion (1kg)

$2.49 CHF 2.05

$2.29 Rp 41.3K

8.73%

Lettuce (1 head)

$2.38 CHF 1.96

$0.99 Rp 17.9K

140.40%

Water (1.5 liter bottle)

$1.23 CHF 1.01

$0.53 Rp 9,475

132.08%

Cigarettes 20 Pack (Marlboro, Camel)

$11.04 CHF 9.10

$2.28 Rp 41.1K

384.21%

Wine (Bottle)

$12.69 CHF 10.45

$23.01 Rp 414.2K

-44.85%

Local Beer (0.5 liter bottle)

$2.96 CHF 2.44

$2.34 Rp 42.2K

26.50%

Imported Beer (0.33 liter bottle)

$3.87 CHF 3.18

$2.91 Rp 52.4K

32.99%

One-way Ticket (Public Transport)

$4.46 CHF 3.68

$0.24 Rp 4,315

1758.33%

Public Transport Monthly Pass (Regular Price)

$100 CHF 82.5

$8.82 Rp 158.7K

1035.03%

Taxi Start (Normal Tariff)

$6.19 CHF 5.10

$0.48 Rp 8,684

1189.58%

Taxi (Normal Tariff) (1km)

$6.07 CHF 5.00

$0.46 Rp 8,233

1219.57%

Taxi 1hour Waiting (Normal Tariff)

$36.42 CHF 30.00

$5.45 Rp 98.2K

568.26%

Gasoline (1 liter)

$2.31 CHF 1.90

$0.88 Rp 15.9K

162.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.9K CHF 34.5K

$24.6K Rp 442.2M

70.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K CHF 32.2K

$31.2K Rp 561.4M

25.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 CHF 233

$83.0 Rp 1.5M

240.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.72 CHF 31.06

$6.45 Rp 116.0K

484.81%

Internet (50+ Mbps, Unlimited Data)

$61.1 CHF 50.3

$18.57 Rp 334.2K

228.76%

Gym Membership (Monthly)

$89.8 CHF 73.9

$55.8 Rp 1.0M

60.80%

Tennis Court (1 Hour on Weekend)

$45.48 CHF 37.46

$18.11 Rp 326.0K

151.13%

Cinema Ticket

$27.25 CHF 22.44

$4.38 Rp 78.9K

522.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,829 CHF 1,507

$493 Rp 8.9M

271.09%

International Primary School, 1 Child (Yearly)

$32.2K CHF 26.6K

$5,754 Rp 103.6M

460.37%

Jeans (Levis 501 Or Similar)

$164 CHF 135

$46.19 Rp 831.4K

255.14%

Summer Dress (H&M, Zara, etc)

$68.9 CHF 56.8

$35.33 Rp 636.0K

95.08%

Sport Shoes (Adidas, Nike)

$152 CHF 125

$79.1 Rp 1.4M

92.21%

Men's Leather Business Shoes

$183 CHF 151

$78.4 Rp 1.4M

133.69%

1-bedroom Apartment, City Center (Monthly)

$1,727 CHF 1,422

$1,142 Rp 20.6M

51.16%

1-bedroom Apartment, Outside City Center (Monthly)

$1,444 CHF 1,189

$676 Rp 12.2M

113.69%

3-bedroom Apartment, City Center (Monthly)

$2,783 CHF 2,292

$3,503 Rp 63.1M

-20.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,866 CHF 2,361

$1,700 Rp 30.6M

68.62%

Buy Apartment in City Center (m2)

$15.6K CHF 12.9K

$2,784 Rp 50.1M

461.36%

Buy Apartment Outside City Center (m2)

$12.0K CHF 9,853

$2,241 Rp 40.3M

433.93%

Average Monthly Net Salary (After Tax)

$6,819 CHF 5,616

$165 Rp 3.0M

4043.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.9

13.78

-86.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schwyz: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schwyz

$1.4K 41.7%

Ubud, Bali

$676 49.4% 53.2% $768

Groceries & Markets

Schwyz

$629 18.1%

Ubud, Bali

$290 21.2% 53.8% $338

Eating Out

Schwyz

$458 13.2%

Ubud, Bali

$109 8% 76.2% $349

Monthly Utilities & Internet

Schwyz

$381 11%

Ubud, Bali

$108 7.9% 71.7% $273

Clothing & Footwear

Schwyz

$256 7.4%

Ubud, Bali

$108 7.9% 57.9% $148

Getting Around

Schwyz

$155 4.5%

Ubud, Bali

$13 0.9% 91.9% $142

Sport & Entertainment

Schwyz

$144 4.2%

Ubud, Bali

$65 4.7% 55.2% $80

Cost Breakdown

A central one-bedroom costs $1,727 in Schwyz versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4044% higher in Schwyz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in Schwyz versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $629 vs $290 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇨🇭 Schwyz

🇮🇩 Ubud, Bali

🕒 Local time

07:42 7:42 AM

13:42 1:42 PM

6 h ahead of Schwyz

🌤 Weather

👥 Population

14,750

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Schwyz Ubud, Bali 11,960 km ≈ 15 h nonstop flight

From you

Schwyz
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schwyz vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,465 in Schwyz, $1,368 in Ubud, Bali – roughly 153% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $5,198 per month in Schwyz and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 116% more in Schwyz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $119 in Schwyz and $35.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Schwyz at $3,465. In Ubud, Bali it covers expenses comfortably, while in Schwyz it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,368 in Ubud, Bali to $3,465 in Schwyz. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Schwyz makes more sense. Both are solid long-term options with distinct trade-offs.