Last update: Oct 2026

Cost of Living Comparison Between Schio and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,668 in Schio, rent and utilities included – about $9,000 less a year. Other living expenses account for most of the difference.

80

Cost of Living Index in Schio
Learn more

Schio Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Schio

🇮🇹 Italy

$1,668

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Schio and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schio and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,668 in Schio versus $918 in Cebu.

Schio $1,668
Cebu $918

Estimated couple costs with rent: $2,556 in Schio versus $1,409 in Cebu.

Schio $2,556
Cebu $1,409

Monthly costs for a family of three with rent: $3,444 in Schio versus $1,900 in Cebu.

Schio $3,444
Cebu $1,900

Living in Schio is roughly 82% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Schio is 24% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.01 €13.35

$3.09 ₱195

385.76%

Three-Course Dinner for Two, Mid-Range

$56.8 €50.5

$24.22 ₱1,525

134.39%

Fast Food Meal (McDonalds, etc)

$10.30 €9.16

$3.92 ₱247

162.76%

Cappuccino

$1.81 €1.61

$2.51 ₱158

-27.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 €2.12

$1.59 ₱100

50.31%

Water (0.33 liter bottle)

$1.15 €1.02

$0.53 ₱33.45

116.98%

Local Beer (0.5 liter draught)

$5.66 €5.03

$1.78 ₱112

217.98%

Imported Beer (0.33 liter bottle)

$5.06 €4.50

$2.17 ₱137

133.18%

Milk (1 liter)

$1.45 €1.29

$1.92 ₱121

-24.48%

White Bread (500g)

$2.34 €2.08

$1.36 ₱85.5

72.06%

Rice (white) (1kg)

$3.28 €2.92

$1.01 ₱63.6

224.75%

Eggs

$4.09 €3.63

$2.03 ₱128

101.48%

Local Cheese (1kg)

$17.01 €15.13

$9.86 ₱621

72.52%

Chicken Fillets (1kg)

$12.01 €10.68

$4.39 ₱277

173.58%

Beef Round Steak (1kg)

$18.85 €16.76

$7.60 ₱479

148.03%

Apples (1kg)

$2.17 €1.93

$3.30 ₱208

-34.24%

Banana (1kg)

$2.24 €1.99

$1.39 ₱87.8

61.15%

Oranges (1kg)

$2.22 €1.97

$2.33 ₱147

-4.72%

Tomato (1kg)

$2.24 €1.99

$1.50 ₱94.3

49.33%

Potato (1kg)

$1.95 €1.73

$2.36 ₱149

-17.37%

Onion (1kg)

$1.92 €1.70

$1.90 ₱119

1.05%

Lettuce (1 head)

$1.66 €1.47

$1.19 ₱74.9

39.50%

Water (1.5 liter bottle)

$0.61 €0.55

$0.63 ₱39.73

-3.17%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.85

$3.00 ₱189

119.33%

Wine (Bottle)

$6.64 €5.90

$6.03 ₱380

10.12%

Local Beer (0.5 liter bottle)

$1.32 €1.18

$1.23 ₱77.7

7.32%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$1.75 ₱110

-0.57%

One-way Ticket (Public Transport)

$1.69 €1.51

$0.25 ₱15.87

576.00%

Public Transport Monthly Pass (Regular Price)

$44.57 €39.64

$12.64 ₱796

252.61%

Taxi Start (Normal Tariff)

$8.77 €7.80

$0.77 ₱48.64

1038.96%

Taxi (Normal Tariff) (1km)

$1.72 €1.53

$0.23 ₱14.54

647.83%

Taxi 1hour Waiting (Normal Tariff)

$44.67 €39.73

$4.46 ₱281

901.57%

Gasoline (1 liter)

$1.97 €1.75

$1.31 ₱82.8

50.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.2K €32.2K

$21.2K ₱1.3M

70.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.5K €31.6K

$19.1K ₱1.2M

85.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 €172

$120 ₱7,573

60.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.75 €7.78

$14.00 ₱882

-37.50%

Internet (50+ Mbps, Unlimited Data)

$33.80 €30.06

$27.54 ₱1,735

22.73%

Gym Membership (Monthly)

$61.7 €54.9

$32.33 ₱2,036

90.91%

Tennis Court (1 Hour on Weekend)

$23.44 €20.85

$6.65 ₱419

252.48%

Cinema Ticket

$10.45 €9.30

$5.65 ₱356

84.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$509 €452

$275 ₱17.3K

84.76%

International Primary School, 1 Child (Yearly)

$13.5K €12.0K

$7,918 ₱498.8K

69.98%

Jeans (Levis 501 Or Similar)

$79.2 €70.4

$49.33 ₱3,107

60.49%

Summer Dress (H&M, Zara, etc)

$33.25 €29.58

$25.24 ₱1,590

31.74%

Sport Shoes (Adidas, Nike)

$90.2 €80.2

$77.0 ₱4,848

17.19%

Men's Leather Business Shoes

$154 €137

$57.2 ₱3,603

169.88%

1-bedroom Apartment, City Center (Monthly)

$718 €639

$500 ₱31.5K

43.77%

1-bedroom Apartment, Outside City Center (Monthly)

$569 €506

$309 ₱19.5K

84.23%

3-bedroom Apartment, City Center (Monthly)

$1,097 €976

$1,078 ₱67.9K

1.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,004 €893

$615 ₱38.8K

63.12%

Buy Apartment in City Center (m2)

$2,491 €2,216

$2,886 ₱181.8K

-13.68%

Buy Apartment Outside City Center (m2)

$1,751 €1,558

$1,917 ₱120.7K

-8.63%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.34

7.2

-53.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schio: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schio

$569 34.1%

Cebu

$309 33.6% 45.7% $260

Groceries & Markets

Schio

$326 19.6%

Cebu

$206 22.4% 36.9% $120

Monthly Utilities & Internet

Schio

$236 14.1%

Cebu

$162 17.6% 31.4% $74

Eating Out

Schio

$225 13.5%

Cebu

$88 9.6% 60.8% $137

Clothing & Footwear

Schio

$161 9.6%

Cebu

$94 10.2% 41.5% $67

Sport & Entertainment

Schio

$83 5%

Cebu

$44 4.8% 47.2% $39

Getting Around

Schio

$69 4.1%

Cebu

$16 1.7% 77.3% $53

Cost Breakdown

A one-bedroom apartment in the center runs $718 in Schio and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $57.0 in Schio vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $326 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Schio

🇵🇭 Cebu

🕒 Local time

18:22 6:22 PM

00:22 12:22 AM

6 h ahead of Schio

🌤 Weather

👥 Population

39,355

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Schio Cebu 10,870 km ≈ 14 h nonstop flight

From you

Schio
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schio vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 82% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,502 in Schio and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $718 in Schio versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,668 per month in Schio versus $918 in Cebu – a 82% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 253% less than in Schio. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,668 in Schio, a $1,500 budget is realistic in Cebu but tight or insufficient in Schio. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schio, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Schio and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 82% less than in Schio. Beyond cost, consider language, visa policies, and how big the international community is in each city.