Last update: Oct 2026

Cost of Living Comparison Between Schiedam and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,517 in Schiedam, rent and utilities included – about $19,200 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Schiedam
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Schiedam Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Schiedam

🇳🇱 Netherlands

$2,517

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Schiedam and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schiedam and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,517 in Schiedam versus $918 in Cebu.

Schiedam $2,517
Cebu $918

Estimated couple costs with rent: $3,723 in Schiedam versus $1,409 in Cebu.

Schiedam $3,723
Cebu $1,409

Monthly costs for a family of three with rent: $4,929 in Schiedam versus $1,900 in Cebu.

Schiedam $4,929
Cebu $1,900

Living in Schiedam is roughly 174% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Schiedam is 86% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.72 €17.54

$3.09 ₱194

538.19%

Three-Course Dinner for Two, Mid-Range

$88.2 €78.5

$24.22 ₱1,525

264.24%

Fast Food Meal (McDonalds, etc)

$14.96 €13.30

$3.92 ₱247

281.63%

Cappuccino

$4.11 €3.66

$2.51 ₱158

63.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.48 €3.09

$1.59 ₱100

118.87%

Water (0.33 liter bottle)

$3.02 €2.69

$0.53 ₱33.43

469.81%

Local Beer (0.5 liter draught)

$7.16 €6.37

$1.78 ₱112

302.25%

Imported Beer (0.33 liter bottle)

$6.50 €5.78

$2.17 ₱137

199.54%

Milk (1 liter)

$1.40 €1.25

$1.92 ₱121

-27.08%

White Bread (500g)

$2.15 €1.91

$1.36 ₱85.4

58.09%

Rice (white) (1kg)

$2.35 €2.09

$1.01 ₱63.5

132.67%

Eggs

$4.44 €3.95

$2.03 ₱128

118.72%

Local Cheese (1kg)

$14.50 €12.90

$9.86 ₱621

47.06%

Chicken Fillets (1kg)

$13.00 €11.57

$4.39 ₱277

196.13%

Beef Round Steak (1kg)

$15.99 €14.22

$7.60 ₱479

110.39%

Apples (1kg)

$2.68 €2.38

$3.30 ₱208

-18.79%

Banana (1kg)

$2.28 €2.03

$1.39 ₱87.8

64.03%

Oranges (1kg)

$1.97 €1.75

$2.33 ₱147

-15.45%

Tomato (1kg)

$4.71 €4.19

$1.50 ₱94.3

214.00%

Potato (1kg)

$1.30 €1.16

$2.36 ₱149

-44.92%

Onion (1kg)

$1.28 €1.14

$1.90 ₱119

-32.63%

Lettuce (1 head)

$1.17 €1.04

$1.19 ₱74.9

-1.68%

Water (1.5 liter bottle)

$0.77 €0.68

$0.63 ₱39.71

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 €11.98

$3.00 ₱189

349.00%

Wine (Bottle)

$5.73 €5.10

$6.03 ₱379

-4.98%

Local Beer (0.5 liter bottle)

$1.35 €1.20

$1.23 ₱77.7

9.76%

Imported Beer (0.33 liter bottle)

$1.95 €1.73

$1.75 ₱110

11.43%

One-way Ticket (Public Transport)

$2.18 €1.94

$0.25 ₱15.86

772.00%

Public Transport Monthly Pass (Regular Price)

$87.6 €77.9

$12.64 ₱796

593.04%

Taxi Start (Normal Tariff)

$3.38 €3.01

$0.77 ₱48.62

338.96%

Taxi (Normal Tariff) (1km)

$3.44 €3.06

$0.23 ₱14.53

1395.65%

Taxi 1hour Waiting (Normal Tariff)

$22.47 €19.98

$4.46 ₱281

403.81%

Gasoline (1 liter)

$2.38 €2.12

$1.31 ₱82.8

81.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$41.4K €36.8K

$21.2K ₱1.3M

94.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €34.8K

$19.1K ₱1.2M

104.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 €246

$120 ₱7,569

130.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.53 €14.71

$14.00 ₱882

18.07%

Internet (50+ Mbps, Unlimited Data)

$54.9 €48.87

$27.54 ₱1,734

99.49%

Gym Membership (Monthly)

$27.61 €24.56

$32.33 ₱2,035

-14.60%

Tennis Court (1 Hour on Weekend)

$23.98 €21.33

$6.65 ₱419

260.60%

Cinema Ticket

$15.36 €13.66

$5.65 ₱356

171.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,760 €1,566

$275 ₱17.3K

539.29%

International Primary School, 1 Child (Yearly)

$11.6K €10.3K

$7,918 ₱498.5K

46.24%

Jeans (Levis 501 Or Similar)

$117 €104

$49.33 ₱3,106

136.79%

Summer Dress (H&M, Zara, etc)

$35.66 €31.72

$25.24 ₱1,589

41.28%

Sport Shoes (Adidas, Nike)

$113 €100

$77.0 ₱4,846

46.24%

Men's Leather Business Shoes

$137 €122

$57.2 ₱3,601

139.30%

1-bedroom Apartment, City Center (Monthly)

$1,628 €1,448

$500 ₱31.5K

225.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,166 €1,037

$309 ₱19.4K

277.46%

3-bedroom Apartment, City Center (Monthly)

$2,355 €2,094

$1,078 ₱67.9K

118.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,930 €1,717

$615 ₱38.7K

213.73%

Buy Apartment in City Center (m2)

$5,639 €5,016

$2,886 ₱181.7K

95.39%

Buy Apartment Outside City Center (m2)

$4,030 €3,584

$1,917 ₱120.7K

110.25%

Average Monthly Net Salary (After Tax)

$2,420 €2,152

$346 ₱21.8K

599.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.8

7.2

-61.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schiedam: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schiedam

$1.2K 46.3%

Cebu

$309 33.6% 73.5% $857

Monthly Utilities & Internet

Schiedam

$348 13.8%

Cebu

$162 17.6% 53.6% $187

Eating Out

Schiedam

$327 13%

Cebu

$88 9.6% 73% $239

Groceries & Markets

Schiedam

$320 12.7%

Cebu

$206 22.4% 35.7% $114

Clothing & Footwear

Schiedam

$181 7.2%

Cebu

$94 10.2% 48.1% $87

Getting Around

Schiedam

$117 4.6%

Cebu

$16 1.7% 86.7% $101

Sport & Entertainment

Schiedam

$58 2.3%

Cebu

$44 4.8% 25.2% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,628 in Schiedam and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Schiedam pays 599% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88.0 in Schiedam vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $320 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇱 Schiedam

🇵🇭 Cebu

🕒 Local time

04:23 4:23 AM

10:23 10:23 AM

6 h ahead of Schiedam

🌤 Weather

👥 Population

78,730

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Schiedam Cebu 11,020 km ≈ 14 h nonstop flight

From you

Schiedam
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schiedam vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 174% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 599% higher in Schiedam, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,628 in Schiedam versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,517 per month in Schiedam versus $918 in Cebu – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 593% less than in Schiedam. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,517 in Schiedam, a $1,500 budget is realistic in Cebu but tight or insufficient in Schiedam. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Schiedam, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Schiedam and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 174% less than in Schiedam. Beyond cost, consider language, visa policies, and how big the international community is in each city.