Last update: Oct 2026

Cost of Living Comparison Between Schaffhausen and Bansko

For one person, living is cheaper in Bansko: $965 a month against $3,125 in Schaffhausen, rent and utilities included – about $25,900 less a year. Other living expenses account for most of the difference.

152

Cost of Living Index in Schaffhausen
Learn more

Schaffhausen Living Index
47

Cost of Living Index in Bansko
Learn more

Bansko Living Index

Jump to prices

Schaffhausen

🇨🇭 Switzerland

$3,125

/mo nomad

Bansko

🇧🇬 Bulgaria

$965

/mo nomad

Monthly Cost of Living

How much you'll spend in Schaffhausen and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Schaffhausen and in Bansko actually costs, broken down by who's living it.

A single person spends $3,125 per month in Schaffhausen vs $965 in Bansko, rent included.

Schaffhausen $3,125
Bansko $965

A couple spends around $5,038 per month in Schaffhausen vs $1,481 in Bansko, rent included.

Schaffhausen $5,038
Bansko $1,481

A family of three spends $6,951 per month in Schaffhausen vs $1,998 in Bansko, rent included.

Schaffhausen $6,951
Bansko $1,998

Schaffhausen costs about 224% more than Bansko, and outside of rent the biggest gap is in groceries.

Schaffhausen sits 131% above the global median, while Bansko is 29% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$29.70 CHF 24.46

$8.74 BGN 15.20

239.82%

Three-Course Dinner for Two, Mid-Range

$123 CHF 101

$46.37 BGN 80.7

164.48%

Fast Food Meal (McDonalds, etc)

$18.03 CHF 14.85

$8.92 BGN 15.52

102.13%

Cappuccino

$5.64 CHF 4.65

$2.27 BGN 3.94

148.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.52 CHF 4.55

$1.57 BGN 2.73

251.59%

Water (0.33 liter bottle)

$4.78 CHF 3.94

$0.89 BGN 1.54

437.08%

Local Beer (0.5 liter draught)

$8.22 CHF 6.77

$1.73 BGN 3.01

375.14%

Imported Beer (0.33 liter bottle)

$7.47 CHF 6.16

$1.95 BGN 3.39

283.08%

Milk (1 liter)

$2.16 CHF 1.78

$1.79 BGN 3.11

20.67%

White Bread (500g)

$4.06 CHF 3.35

$0.81 BGN 1.42

401.23%

Rice (white) (1kg)

$4.12 CHF 3.40

$1.51 BGN 2.62

172.85%

Eggs

$7.94 CHF 6.54

$2.35 BGN 4.09

237.87%

Local Cheese (1kg)

$28.10 CHF 23.14

$9.55 BGN 16.61

194.24%

Chicken Fillets (1kg)

$30.57 CHF 25.18

$6.63 BGN 11.54

361.09%

Beef Round Steak (1kg)

$42.49 CHF 34.99

$8.37 BGN 14.57

407.65%

Apples (1kg)

$3.85 CHF 3.17

$1.30 BGN 2.26

196.15%

Banana (1kg)

$2.04 CHF 1.68

$1.68 BGN 2.93

21.43%

Oranges (1kg)

$3.21 CHF 2.65

$1.68 BGN 2.92

91.07%

Tomato (1kg)

$5.54 CHF 4.57

$1.92 BGN 3.34

188.54%

Potato (1kg)

$2.41 CHF 1.98

$0.94 BGN 1.63

156.38%

Onion (1kg)

$2.14 CHF 1.77

$0.75 BGN 1.31

185.33%

Lettuce (1 head)

$2.37 CHF 1.96

$0.59 BGN 1.02

301.69%

Water (1.5 liter bottle)

$1.18 CHF 0.97

$0.58 BGN 1.02

103.45%

Cigarettes 20 Pack (Marlboro, Camel)

$10.75 CHF 8.85

$3.26 BGN 5.67

229.75%

Wine (Bottle)

$12.87 CHF 10.60

$5.20 BGN 9.04

147.50%

Local Beer (0.5 liter bottle)

$2.91 CHF 2.40

$1.14 BGN 1.98

155.26%

Imported Beer (0.33 liter bottle)

$3.84 CHF 3.16

$1.74 BGN 3.03

120.69%

One-way Ticket (Public Transport)

$4.04 CHF 3.33

$0.90 BGN 1.57

348.89%

Public Transport Monthly Pass (Regular Price)

$96.6 CHF 79.5

$26.72 BGN 46.50

261.34%

Taxi Start (Normal Tariff)

$6.02 CHF 4.95

$1.30 BGN 2.26

363.08%

Taxi (Normal Tariff) (1km)

$3.72 CHF 3.07

$0.61 BGN 1.06

509.84%

Taxi 1hour Waiting (Normal Tariff)

$61.4 CHF 50.5

$10.29 BGN 17.91

496.40%

Gasoline (1 liter)

$2.30 CHF 1.89

$1.56 BGN 2.71

47.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.0K CHF 35.4K

$29.1K BGN 50.7K

47.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K CHF 32.6K

$21.3K BGN 37.1K

85.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$234 CHF 193

$92.8 BGN 161

152.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.93 CHF 26.30

$15.05 BGN 26.18

112.16%

Internet (50+ Mbps, Unlimited Data)

$62.9 CHF 51.8

$12.19 BGN 21.21

415.59%

Gym Membership (Monthly)

$107 CHF 88.5

$32.83 BGN 57.1

227.29%

Tennis Court (1 Hour on Weekend)

$47.27 CHF 38.93

$8.40 BGN 14.61

462.74%

Cinema Ticket

$23.65 CHF 19.48

$5.56 BGN 9.67

325.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,112 CHF 2,563

$230 BGN 400

1254.96%

International Primary School, 1 Child (Yearly)

$32.1K CHF 26.5K

$2,295 BGN 3,994

1299.24%

Jeans (Levis 501 Or Similar)

$167 CHF 137

$30.31 BGN 52.7

450.21%

Summer Dress (H&M, Zara, etc)

$54.3 CHF 44.73

$19.41 BGN 33.78

179.80%

Sport Shoes (Adidas, Nike)

$190 CHF 156

$45.34 BGN 78.9

318.09%

Men's Leather Business Shoes

$149 CHF 122

$48.47 BGN 84.3

206.77%

1-bedroom Apartment, City Center (Monthly)

$1,285 CHF 1,058

$514 BGN 894

150.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,165 CHF 960

$361 BGN 627

223.12%

3-bedroom Apartment, City Center (Monthly)

$2,705 CHF 2,228

$630 BGN 1,096

329.58%

3-bedroom Apartment, Outside City Center (Monthly)

$2,362 CHF 1,946

$571 BGN 993

313.93%

Buy Apartment in City Center (m2)

$8,026 CHF 6,610

$1,202 BGN 2,091

567.96%

Buy Apartment Outside City Center (m2)

$8,459 CHF 6,967

$972 BGN 1,691

770.64%

Average Monthly Net Salary (After Tax)

$7,212 CHF 5,940

$1,665 BGN 2,898

333.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.48

2.99

-17.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Schaffhausen: October 18, 2026

Last update for Bansko: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Schaffhausen

$1.2K 37.3%

Bansko

$361 37.4% 69.1% $804

Groceries & Markets

Schaffhausen

$630 20.2%

Bansko

$194 20.2% 69.1% $436

Eating Out

Schaffhausen

$457 14.6%

Bansko

$146 15.2% 68% $310

Monthly Utilities & Internet

Schaffhausen

$329 10.5%

Bansko

$120 12.5% 63.5% $209

Clothing & Footwear

Schaffhausen

$252 8.1%

Bansko

$65 6.7% 74.3% $187

Sport & Entertainment

Schaffhausen

$155 5%

Bansko

$44 4.6% 71.6% $111

Getting Around

Schaffhausen

$137 4.4%

Bansko

$35 3.6% 74.7% $103

Cost Breakdown

A central one-bedroom costs $1,285 in Schaffhausen versus $514 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 333% higher in Schaffhausen, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $123 in Schaffhausen versus $46.00 in Bansko. Monthly groceries follow the same trend: $630 vs $194 – making Bansko the more affordable choice for daily food spending.

Good to know

🇨🇭 Schaffhausen

🇧🇬 Bansko

🕒 Local time

22:41 10:41 PM

23:41 11:41 PM

1 h ahead of Schaffhausen

🌤 Weather

👥 Population

35,927

8,000

💱 Currency

Swiss Franc CHF Fr

Bulgarian Lev BGN лв.

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 20, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Schaffhausen Bansko 1,340 km ≈ 2 h 15 min nonstop flight

From you

Schaffhausen
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Schaffhausen vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,125 in Schaffhausen, $965 in Bansko – roughly 224% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $4,687 per month in Schaffhausen and $1,447 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $123 in Schaffhausen and $46.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,125 in Schaffhausen and $965 in Bansko. That's a gap of about 224%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $965, than in Schaffhausen at $3,125. In Bansko it covers expenses comfortably, while in Schaffhausen it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $965 in Bansko to $3,125 in Schaffhausen. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Schaffhausen makes more sense. Both are solid long-term options with distinct trade-offs.