Cost of Living Comparison Between Scarborough and Louisville, KY Cost of Living Comparison Between Scarborough and Louisville, KY

Monthly Cost of Living

Monthly costs for one person with rent: $2,658 in Scarborough versus $2,324 in Louisville, KY.

Estimated couple costs with rent: $3,512 in Scarborough versus $3,596 in Louisville, KY.

Monthly costs for a family of three with rent: $4,366 in Scarborough versus $4,868 in Louisville, KY.

Living in Scarborough is roughly 14% more expensive than Louisville, KY, driven mainly by Getting Around.

Both cities are pricier than the global median: Scarborough 98% above, Louisville, KY 73% above.

Meal at Budget Restaurant

$18.64 CA$25.53

$17.69 $17.69

5.37%

Three-Course Dinner for Two, Mid-Range

$80.7 CA$111

$76.7 $76.7

5.16%

Fast Food Meal (McDonalds, etc)

$11.10 CA$15.21

$10.02 $10.02

10.78%

Cappuccino

$4.05 CA$5.55

$5.20 $5.20

-22.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.88

$2.32 $2.32

-9.48%

Water (0.33 liter bottle)

$1.53 CA$2.09

$2.02 $2.02

-24.26%

Local Beer (0.5 liter draught)

$5.74 CA$7.86

$5.85 $5.85

-1.88%

Imported Beer (0.33 liter bottle)

$6.77 CA$9.28

$7.36 $7.36

-8.02%

Milk (1 liter)

$2.39 CA$3.27

$0.50 $0.50

378.00%

White Bread (500g)

$2.46 CA$3.37

$2.78 $2.78

-11.51%

Rice (white) (1kg)

$2.69 CA$3.69

$5.17 $5.17

-47.97%

Eggs

$3.54 CA$4.84

$3.10 $3.10

14.19%

Local Cheese (1kg)

$13.67 CA$18.73

$15.68 $15.68

-12.82%

Chicken Fillets (1kg)

$11.13 CA$15.25

$12.14 $12.14

-8.32%

Beef Round Steak (1kg)

$14.48 CA$19.83

$14.24 $14.24

1.69%

Apples (1kg)

$3.57 CA$4.89

$5.34 $5.34

-33.15%

Banana (1kg)

$1.13 CA$1.55

$1.52 $1.52

-25.66%

Oranges (1kg)

$2.82 CA$3.86

$4.24 $4.24

-33.49%

Tomato (1kg)

$3.52 CA$4.83

$5.84 $5.84

-39.73%

Potato (1kg)

$1.64 CA$2.25

$2.65 $2.65

-38.11%

Onion (1kg)

$2.60 CA$3.56

$2.61 $2.61

-0.38%

Lettuce (1 head)

$2.17 CA$2.97

$1.96 $1.96

10.71%

Water (1.5 liter bottle)

$1.57 CA$2.15

$2.05 $2.05

-23.41%

Cigarettes 20 Pack (Marlboro, Camel)

$13.42 CA$18.38

$8.66 $8.66

54.97%

Wine (Bottle)

$12.98 CA$17.78

$15.61 $15.61

-16.85%

Local Beer (0.5 liter bottle)

$2.44 CA$3.34

$2.63 $2.63

-7.22%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.55

$3.35 $3.35

-22.69%

One-way Ticket (Public Transport)

$2.46 CA$3.37

$1.74 $1.74

41.38%

Public Transport Monthly Pass (Regular Price)

$106 CA$146

$50.5 $50.5

110.52%

Taxi Start (Normal Tariff)

$3.16 CA$4.33

$2.80 $2.80

12.86%

Taxi (Normal Tariff) (1km)

$1.23 CA$1.68

$1.36 $1.36

-9.56%

Taxi 1hour Waiting (Normal Tariff)

$22.77 CA$31.20

$30.11 $30.11

-24.38%

Gasoline (1 liter)

$1.09 CA$1.49

$0.90 $0.90

21.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K CA$33.8K

$35.1K $35.1K

-29.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.6K CA$28.3K

$26.7K $26.7K

-22.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$177 CA$243

$243 $243

-27.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.82 CA$58.7

$55.9 $55.9

-23.33%

Internet (50+ Mbps, Unlimited Data)

$53.6 CA$73.4

$61.4 $61.4

-12.77%

Gym Membership (Monthly)

$37.51 CA$51.4

$22.01 $22.01

70.42%

Tennis Court (1 Hour on Weekend)

$10.12 $10.12

Cinema Ticket

$13.84 CA$18.97

$12.11 $12.11

14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$858 CA$1,176

$1,234 $1,234

-30.44%

International Primary School, 1 Child (Yearly)

$10.8K CA$14.8K

$13.6K $13.6K

-20.23%

Jeans (Levis 501 Or Similar)

$58.1 CA$79.6

$48.98 $48.98

18.56%

Summer Dress (H&M, Zara, etc)

$41.87 CA$57.4

$43.14 $43.14

-2.94%

Sport Shoes (Adidas, Nike)

$85.6 CA$117

$87.7 $87.7

-2.35%

Men's Leather Business Shoes

$104 CA$143

$98.0 $98.0

6.34%

1-bedroom Apartment, City Center (Monthly)

$1,760 CA$2,412

$1,214 $1,214

45.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,382 CA$1,894

$1,035 $1,035

33.57%

3-bedroom Apartment, City Center (Monthly)

$2,181 CA$2,988

$2,097 $2,097

4.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,619 CA$2,218

$1,961 $1,961

-17.42%

Buy Apartment in City Center (m2)

$7,929 CA$10.9K

$2,726 $2,726

190.88%

Buy Apartment Outside City Center (m2)

$6,384 CA$8,747

$1,790 $1,790

256.62%

Average Monthly Net Salary (After Tax)

$3,129 CA$4,287

$4,118 $4,118

-24.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

6.61

-8.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Scarborough: April 21, 2026

Last update for Louisville, KY: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,760 in Scarborough and $1,214 in Louisville, KY. Housing cost is often the main lever when comparing two cities.

Louisville, KY pays 32% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $81 in Scarborough vs $77 in Louisville, KY. Groceries flip the comparison at $348 vs $395, with Scarborough cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Scarborough vs Louisville, KY: Cost of Living - Frequently Asked Questions

Louisville, KY wins on cost – living expenses run 14% lower than in Scarborough. Housing and daily spending are where you'll feel the difference most, making Louisville, KY the obvious pick if budget is a priority.

On paper, Louisville, KY earns 32% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,760 in Scarborough versus $1,214 in Louisville, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Scarborough pay roughly 14% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Louisville, KY – a meal for two runs $77.0 versus $81.0 in Scarborough. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,324 in Louisville, KY versus $2,658 in Scarborough, a $2,000 budget is realistic in Louisville, KY but tight or insufficient in Scarborough. The gap between the two cities makes Louisville, KY the clear choice for anyone on this budget.

Both work as nomad bases, but Louisville, KY delivers better value – similar infrastructure at $2,324 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Louisville, KY hard to pass up.

Expats usually find Louisville, KY gentler on the wallet – expenses run 14% less than in Scarborough. Beyond cost, consider language, visa policies, and how big the international community is in each city.