Cost of Living Comparison Between Saratoga Springs, NY and Helsinki Cost of Living Comparison Between Saratoga Springs, NY and Helsinki

😐 Solo nomad: Saratoga Springs, NY is 3.6% more expensive than Helsinki without rent, and 32.3% more expensive with rent.

🙂 Family of 3: Saratoga Springs, NY is 2.9% cheaper than Helsinki without rent, and 11% more expensive with rent.

Meal at Budget Restaurant

$19.71 $19.71

$17.25 €14.86

14.26%

Three-Course Dinner for Two, Mid-Range

$66.3 $66.3

$103 €88.3

-35.38%

Fast Food Meal (McDonalds, etc)

$8.17 $8.17

$12.92 €11.12

-36.76%

Cappuccino

$4.03 $4.03

$4.99 €4.3

-19.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 $2.11

$3.02 €2.61

-30.13%

Water (0.33 liter bottle)

$1.76 $1.76

$2.25 €1.94

-21.78%

Local Beer (0.5 liter draught)

$4.97 $4.97

$8.01 €6.9

-37.95%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$7.95 €6.84

-10.94%

Milk (1 liter)

$1.11 $1.11

$1.34 €1.16

-17.16%

White Bread (500g)

$3.38 $3.38

$2.6 €2.24

30.00%

Rice (white) (1kg)

$8.44 $8.44

$2.67 €2.3

216.10%

Eggs

$3.65 $3.65

$3.56 €3.07

2.53%

Local Cheese (1kg)

$19.01 $19.01

$9.22 €7.94

106.18%

Chicken Fillets (1kg)

$23.74 $23.74

$14.94 €12.86

58.90%

Beef Round Steak (1kg)

$19.76 $19.76

$22.72 €19.57

-13.03%

Apples (1kg)

$3.71 $3.71

$2.8 €2.41

32.50%

Banana (1kg)

$1.43 $1.43

$2.11 €1.82

-32.23%

Oranges (1kg)

$3.99 $3.99

$2.53 €2.18

57.71%

Tomato (1kg)

$6.99 $6.99

$4.66 €4.01

50.00%

Potato (1kg)

$3.14 $3.14

$1.25 €1.07

151.20%

Onion (1kg)

$2.99 $2.99

$1.78 €1.54

67.98%

Lettuce (1 head)

$1.96 $1.96

$2.1 €1.81

-6.67%

Water (1.5 liter bottle)

$1.63 $1.63

$1.98 €1.71

-17.68%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 $13.17

$12.53 €10.79

5.11%

Wine (Bottle)

$12.17 $12.17

$16.46 €14.18

-26.06%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$3.22 €2.78

-46.89%

Imported Beer (0.33 liter bottle)

$5.33 $5.33

$4.05 €3.49

31.60%

One-way Ticket (Public Transport)

$2.53 $2.53

$3.73 €3.22

-32.17%

Public Transport Monthly Pass (Regular Price)

$79.4 €68.4

Taxi Start (Normal Tariff)

$2.05 $2.05

$7.97 €6.86

-74.28%

Taxi (Normal Tariff) (1km)

$1.37 $1.37

$1.13 €0.97

21.24%

Taxi 1hour Waiting (Normal Tariff)

$29.77 $29.77

$69.1 €59.5

-56.90%

Gasoline (1 liter)

$0.86 $0.86

$2.08 €1.79

-58.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.6K $34.6K

$36.8K €31.7K

-5.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K $25.2K

$38.4K €33.1K

-34.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 $194

$124 €107

56.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.8 $51.8

$28.8 €24.81

79.76%

Internet (50+ Mbps, Unlimited Data)

$64.7 $64.7

$24.03 €20.7

169.37%

Gym Membership (Monthly)

$59.9 $59.9

$48.26 €41.56

24.12%

Tennis Court (1 Hour on Weekend)

$19.93 $19.93

$34.44 €29.66

-42.13%

Cinema Ticket

$14.94 $14.94

$19.93 €17.16

-25.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,422 $1,422

$401 €345

254.51%

International Primary School, 1 Child (Yearly)

$30.5K $30.5K

$11.3K €9,694

170.77%

Jeans (Levis 501 Or Similar)

$46.98 $46.98

$105 €90.1

-55.10%

Summer Dress (H&M, Zara, etc)

$34.07 $34.07

$38.81 €33.43

-12.21%

Sport Shoes (Adidas, Nike)

$85.7 $85.7

$103 €88.7

-16.81%

Men's Leather Business Shoes

$115 $115

$126 €109

-8.90%

1-bedroom Apartment, City Center (Monthly)

$2,490 $2,490

$1,187 €1,022

109.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,572 $1,572

$915 €788

71.81%

3-bedroom Apartment, City Center (Monthly)

$3,043 $3,043

$2,114 €1,821

43.97%

3-bedroom Apartment, Outside City Center (Monthly)

$2,161 $2,161

$1,544 €1,330

39.91%

Buy Apartment in City Center (m2)

$8,903 €7,668

Buy Apartment Outside City Center (m2)

$5,244 €4,517

Average Monthly Net Salary (After Tax)

$4,867 $4,867

$3,517 €3,030

38.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

4.09

55.50%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: November 25, 2025

Last update for Helsinki: November 24, 2025

Digital Nomad Cost of Living Index

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