Cost of Living Comparison Between Saratoga Springs, NY and Hagerstown, MD Cost of Living Comparison Between Saratoga Springs, NY and Hagerstown, MD

🙂 Solo nomad: Saratoga Springs, NY is 12.5% cheaper than Hagerstown, MD without rent, and 10.4% more expensive with rent.

🙂 Family of 3: Saratoga Springs, NY is 9.9% cheaper than Hagerstown, MD without rent, and 8.6% more expensive with rent.

Meal at Budget Restaurant

$19.7 $19.7

$14.8 $14.8

33.11%

Three-Course Dinner for Two, Mid-Range

$64.6 $64.6

$74.6 $74.6

-13.48%

Fast Food Meal (McDonalds, etc)

$7.95 $7.95

$13.25 $13.25

-40.00%

Cappuccino

$4.15 $4.15

$5.64 $5.64

-26.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 $2.18

$2.23 $2.23

-2.24%

Water (0.33 liter bottle)

$1.77 $1.77

$1.69 $1.69

4.73%

Local Beer (0.5 liter draught)

$5.11 $5.11

$5.97 $5.97

-14.41%

Imported Beer (0.33 liter bottle)

$7.11 $7.11

$8.03 $8.03

-11.46%

Milk (1 liter)

$1.11 $1.11

$0.86 $0.86

29.07%

White Bread (500g)

$3.34 $3.34

$3.15 $3.15

6.03%

Rice (white) (1kg)

$8.08 $8.08

$2.22 $2.22

263.96%

Eggs

$3.63 $3.63

$5.06 $5.06

-28.26%

Local Cheese (1kg)

$19.39 $19.39

$9.98 $9.98

94.29%

Chicken Fillets (1kg)

$23.97 $23.97

$10.06 $10.06

138.27%

Beef Round Steak (1kg)

$19.15 $19.15

$16.71 $16.71

14.60%

Apples (1kg)

$3.89 $3.89

$5.19 $5.19

-25.05%

Banana (1kg)

$1.46 $1.46

$1.11 $1.11

31.53%

Oranges (1kg)

$3.89 $3.89

$6.96 $6.96

-44.11%

Tomato (1kg)

$7.19 $7.19

$6.48 $6.48

10.96%

Potato (1kg)

$3.29 $3.29

$3.57 $3.57

-7.84%

Onion (1kg)

$2.94 $2.94

$2.68 $2.68

9.70%

Lettuce (1 head)

$1.87 $1.87

$2.22 $2.22

-15.77%

Water (1.5 liter bottle)

$1.66 $1.66

$2.04 $2.04

-18.63%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 $12.86

$12.13 $12.13

6.02%

Wine (Bottle)

$12.21 $12.21

$14.26 $14.26

-14.38%

Local Beer (0.5 liter bottle)

$1.7 $1.7

$2.66 $2.66

-36.09%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$4.37 $4.37

27.92%

One-way Ticket (Public Transport)

$2.43 $2.43

$5.09 $5.09

-52.26%

Public Transport Monthly Pass (Regular Price)

$59 $59

Taxi Start (Normal Tariff)

$1.96 $1.96

$9.83 $9.83

-80.06%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.66 $1.66

-18.07%

Taxi 1hour Waiting (Normal Tariff)

$29.27 $29.27

$28.99 $28.99

0.97%

Gasoline (1 liter)

$0.86 $0.86

$0.84 $0.84

2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

$27.1K $27.1K

24.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$25.8K $25.8K

-4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$214 $214

-7.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.5 $51.5

$64.2 $64.2

-19.75%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$71.5 $71.5

-8.60%

Gym Membership (Monthly)

$60.5 $60.5

$49.17 $49.17

22.96%

Tennis Court (1 Hour on Weekend)

$19.72 $19.72

$18.18 $18.18

8.47%

Cinema Ticket

$15.3 $15.3

$10.83 $10.83

41.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$1,286 $1,286

9.94%

International Primary School, 1 Child (Yearly)

$30.4K $30.4K

$10K $10K

203.44%

Jeans (Levis 501 Or Similar)

$46.69 $46.69

$54.5 $54.5

-14.35%

Summer Dress (H&M, Zara, etc)

$33.97 $33.97

$19.83 $19.83

71.31%

Sport Shoes (Adidas, Nike)

$84.5 $84.5

$93.5 $93.5

-9.65%

Men's Leather Business Shoes

$113 $113

$152 $152

-26.00%

1-bedroom Apartment, City Center (Monthly)

$2,516 $2,516

$1,113 $1,113

126.02%

1-bedroom Apartment, Outside City Center (Monthly)

$1,604 $1,604

$1,250 $1,250

28.39%

3-bedroom Apartment, City Center (Monthly)

$3,059 $3,059

$1,724 $1,724

77.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,237 $2,237

$1,864 $1,864

20.04%

Buy Apartment in City Center (m2)

$2,846 $2,846

$1,954 $1,954

45.63%

Buy Apartment Outside City Center (m2)

$2,127 $2,127

$2,029 $2,029

4.81%

Average Monthly Net Salary (After Tax)

$4,549 $4,549

$5,544 $5,544

-17.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.61

-3.78%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 28, 2025

Last update for Hagerstown, MD: October 29, 2025

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