Cost of Living Comparison Between Saratoga Springs, NY and Chicago, IL Cost of Living Comparison Between Saratoga Springs, NY and Chicago, IL

🙂 Solo nomad: Saratoga Springs, NY is 17% cheaper than Chicago, IL without rent, and 3.5% cheaper with rent.

🙂 Family of 3: Saratoga Springs, NY is 16.6% cheaper than Chicago, IL without rent, and 16.7% cheaper with rent.

Meal at Budget Restaurant

$19.7 $19.7

$20.82 $20.82

-5.38%

Three-Course Dinner for Two, Mid-Range

$64.6 $64.6

$100 $100

-35.67%

Fast Food Meal (McDonalds, etc)

$7.95 $7.95

$11.97 $11.97

-33.58%

Cappuccino

$4.15 $4.15

$5.56 $5.56

-25.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 $2.18

$3.11 $3.11

-29.90%

Water (0.33 liter bottle)

$1.77 $1.77

$2.42 $2.42

-26.86%

Local Beer (0.5 liter draught)

$5.11 $5.11

$6.86 $6.86

-25.51%

Imported Beer (0.33 liter bottle)

$7.11 $7.11

$8.45 $8.45

-15.86%

Milk (1 liter)

$1.11 $1.11

$1.04 $1.04

6.73%

White Bread (500g)

$3.34 $3.34

$4.15 $4.15

-19.52%

Rice (white) (1kg)

$8.08 $8.08

$5.52 $5.52

46.38%

Eggs

$3.63 $3.63

$4.65 $4.65

-21.94%

Local Cheese (1kg)

$19.39 $19.39

$14.33 $14.33

35.31%

Chicken Fillets (1kg)

$23.97 $23.97

$14.88 $14.88

61.09%

Beef Round Steak (1kg)

$19.15 $19.15

$19.34 $19.34

-0.98%

Apples (1kg)

$3.89 $3.89

$5.17 $5.17

-24.76%

Banana (1kg)

$1.46 $1.46

$1.71 $1.71

-14.62%

Oranges (1kg)

$3.89 $3.89

$4.41 $4.41

-11.79%

Tomato (1kg)

$7.19 $7.19

$4.51 $4.51

59.42%

Potato (1kg)

$3.29 $3.29

$2.53 $2.53

30.04%

Onion (1kg)

$2.94 $2.94

$2.74 $2.74

7.30%

Lettuce (1 head)

$1.87 $1.87

$2.43 $2.43

-23.05%

Water (1.5 liter bottle)

$1.66 $1.66

$2.7 $2.7

-38.52%

Cigarettes 20 Pack (Marlboro, Camel)

$12.86 $12.86

$15.19 $15.19

-15.34%

Wine (Bottle)

$12.21 $12.21

$16.42 $16.42

-25.64%

Local Beer (0.5 liter bottle)

$1.7 $1.7

$2.35 $2.35

-27.66%

Imported Beer (0.33 liter bottle)

$5.59 $5.59

$3.7 $3.7

51.08%

One-way Ticket (Public Transport)

$2.43 $2.43

$2.53 $2.53

-3.95%

Public Transport Monthly Pass (Regular Price)

$74.1 $74.1

Taxi Start (Normal Tariff)

$1.96 $1.96

$3.34 $3.34

-41.32%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.42 $1.42

-4.23%

Taxi 1hour Waiting (Normal Tariff)

$29.27 $29.27

$25.42 $25.42

15.15%

Gasoline (1 liter)

$0.86 $0.86

$1.08 $1.08

-20.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K $33.7K

$32.4K $32.4K

3.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K $24.6K

$26.2K $26.2K

-6.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 $197

$188 $188

4.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.5 $51.5

$63.7 $63.7

-19.17%

Internet (50+ Mbps, Unlimited Data)

$65.4 $65.4

$65.2 $65.2

0.29%

Gym Membership (Monthly)

$60.5 $60.5

$76.7 $76.7

-21.19%

Tennis Court (1 Hour on Weekend)

$19.72 $19.72

$13.03 $13.03

51.34%

Cinema Ticket

$15.3 $15.3

$14.93 $14.93

2.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$2,063 $2,063

-31.45%

International Primary School, 1 Child (Yearly)

$30.4K $30.4K

$39.2K $39.2K

-22.32%

Jeans (Levis 501 Or Similar)

$46.69 $46.69

$64.3 $64.3

-27.40%

Summer Dress (H&M, Zara, etc)

$33.97 $33.97

$52.4 $52.4

-35.16%

Sport Shoes (Adidas, Nike)

$84.5 $84.5

$95.2 $95.2

-11.28%

Men's Leather Business Shoes

$113 $113

$145 $145

-22.04%

1-bedroom Apartment, City Center (Monthly)

$2,516 $2,516

$2,378 $2,378

5.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,604 $1,604

$1,584 $1,584

1.26%

3-bedroom Apartment, City Center (Monthly)

$3,059 $3,059

$4,763 $4,763

-35.77%

3-bedroom Apartment, Outside City Center (Monthly)

$2,237 $2,237

$2,815 $2,815

-20.53%

Buy Apartment in City Center (m2)

$2,846 $2,846

$3,588 $3,588

-20.68%

Buy Apartment Outside City Center (m2)

$2,127 $2,127

$2,490 $2,490

-14.59%

Average Monthly Net Salary (After Tax)

$4,549 $4,549

$5,275 $5,275

-13.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

6.6

-3.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saratoga Springs, NY: October 28, 2025

Last update for Chicago, IL: October 29, 2025

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