Last update: Oct 2026

Cost of Living Comparison Between Santiago and Passaic, NJ

For one person, living is cheaper in Santiago: $1,183 a month against $2,737 in Passaic, NJ, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

Santiago
🇨🇱 Chile
$1,183
/mo nomad
Passaic, NJ
🇺🇸 United States
$2,737
/mo nomad
Monthly Cost of Living

How much you'll spend in Santiago and in Passaic, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago and in Passaic, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,183 in Santiago versus $2,737 in Passaic, NJ.

  • Santiago $1,183
  • Passaic, NJ $2,737

Estimated couple costs with rent: $1,882 in Santiago versus $4,186 in Passaic, NJ.

  • Santiago $1,882
  • Passaic, NJ $4,186

Monthly costs for a family of three with rent: $2,581 in Santiago versus $5,634 in Passaic, NJ.

  • Santiago $2,581
  • Passaic, NJ $5,634

Living in Santiago costs roughly 57% less than in Passaic, NJ, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Santiago is 13% below, Passaic, NJ is 102% above.

Currency
🍽 Eating Out
Santiago
Passaic, NJ
Difference
Meal at Budget Restaurant
$10.15 CLP 9,995
$18.76 $18.76
-45.90%
Three-Course Dinner for Two, Mid-Range
$51.9 CLP 51.1K
$79.1 $79.1
-34.37%
Fast Food Meal (McDonalds, etc)
$8.56 CLP 8,423
$13.18 $13.18
-35.05%
Cappuccino
$3.15 CLP 3,101
$6.27 $6.27
-49.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.71 CLP 1,685
$2.53 $2.53
-32.41%
Water (0.33 liter bottle)
$1.28 CLP 1,255
$1.52 $1.52
-15.79%
Local Beer (0.5 liter draught)
$4.18 CLP 4,118
$7.87 $7.87
-46.89%
Imported Beer (0.33 liter bottle)
$4.46 CLP 4,390
$7.16 $7.16
-37.71%
🛒 Groceries & Markets
Santiago
Passaic, NJ
Difference
Milk (1 liter)
$1.29 CLP 1,269
$1.32 $1.32
-2.27%
White Bread (500g)
$1.76 CLP 1,737
$4.36 $4.36
-59.63%
Rice (white) (1kg)
$1.66 CLP 1,630
$6.22 $6.22
-73.31%
Eggs
$4.21 CLP 4,140
$6.20 $6.20
-32.10%
Local Cheese (1kg)
$11.08 CLP 10.9K
$19.19 $19.19
-42.26%
Chicken Fillets (1kg)
$6.75 CLP 6,641
$10.40 $10.40
-35.10%
Beef Round Steak (1kg)
$10.76 CLP 10.6K
$18.83 $18.83
-42.86%
Apples (1kg)
$1.96 CLP 1,927
$6.11 $6.11
-67.92%
Banana (1kg)
$1.54 CLP 1,518
$2.14 $2.14
-28.04%
Oranges (1kg)
$1.58 CLP 1,560
$4.39 $4.39
-64.01%
Tomato (1kg)
$1.74 CLP 1,713
$5.36 $5.36
-67.54%
Potato (1kg)
$1.09 CLP 1,075
$4.06 $4.06
-73.15%
Onion (1kg)
$1.53 CLP 1,509
$4.34 $4.34
-64.75%
Lettuce (1 head)
$1.18 CLP 1,163
$3.06 $3.06
-61.44%
Water (1.5 liter bottle)
$1.08 CLP 1,060
$2.93 $2.93
-63.14%
Cigarettes 20 Pack (Marlboro, Camel)
$5.18 CLP 5,101
$14.77 $14.77
-64.93%
Wine (Bottle)
$6.17 CLP 6,070
$15.19 $15.19
-59.38%
Local Beer (0.5 liter bottle)
$1.53 CLP 1,511
$1.79 $1.79
-14.53%
Imported Beer (0.33 liter bottle)
$2.36 CLP 2,325
$3.64 $3.64
-35.16%
🚌 Getting Around
Santiago
Passaic, NJ
Difference
One-way Ticket (Public Transport)
$0.84 CLP 824
$1.95 $1.95
-56.92%
Public Transport Monthly Pass (Regular Price)
$41.44 CLP 40.8K
$120 $120
-65.61%
Taxi Start (Normal Tariff)
$0.42 CLP 416
$2.97 $2.97
-85.86%
Taxi (Normal Tariff) (1km)
$0.88 CLP 869
$2.23 $2.23
-60.54%
Taxi 1hour Waiting (Normal Tariff)
$11.49 CLP 11.3K
$41.30 $41.30
-72.18%
Gasoline (1 liter)
$1.49 CLP 1,462
$1.14 $1.14
30.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.2K CLP 17.0M
$27.9K $27.9K
-38.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K CLP 25.2M
$26.0K $26.0K
-1.70%
🧾 Monthly Utilities & Internet
Santiago
Passaic, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 CLP 146.3K
$174 $174
-14.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.11 CLP 11.9K
$50.6 $50.6
-76.08%
Internet (50+ Mbps, Unlimited Data)
$19.13 CLP 18.8K
$50.8 $50.8
-62.33%
🎉 Sport & Entertainment
Santiago
Passaic, NJ
Difference
Gym Membership (Monthly)
$33.30 CLP 32.8K
$41.15 $41.15
-19.08%
Tennis Court (1 Hour on Weekend)
$11.51 CLP 11.3K
-
-
Cinema Ticket
$7.32 CLP 7,208
$20.62 $20.62
-64.50%
🧸 Childcare & Education
Santiago
Passaic, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$436 CLP 429.2K
$1,988 $1,988
-78.07%
International Primary School, 1 Child (Yearly)
$11.0K CLP 10.8M
$16.1K $16.1K
-31.77%
👕👟 Clothing & Footwear
Santiago
Passaic, NJ
Difference
Jeans (Levis 501 Or Similar)
$49.17 CLP 48.4K
$50.2 $50.2
-2.01%
Summer Dress (H&M, Zara, etc)
$29.11 CLP 28.7K
$51.7 $51.7
-43.71%
Sport Shoes (Adidas, Nike)
$65.5 CLP 64.5K
$87.9 $87.9
-25.46%
Men's Leather Business Shoes
$80.1 CLP 78.9K
$103 $103
-22.36%
🏠 Accommodation & Living
Santiago
Passaic, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$554 CLP 545.8K
$1,816 $1,816
-69.48%
1-bedroom Apartment, Outside City Center (Monthly)
$383 CLP 376.6K
$1,295 $1,295
-70.46%
3-bedroom Apartment, City Center (Monthly)
$1,002 CLP 986.5K
$2,533 $2,533
-60.44%
3-bedroom Apartment, Outside City Center (Monthly)
$775 CLP 762.5K
$2,403 $2,403
-67.76%
Buy Apartment in City Center (m2)
$2,708 CLP 2.7M
$2,576 $2,576
5.12%
Buy Apartment Outside City Center (m2)
$2,613 CLP 2.6M
$2,362 $2,362
10.60%
💵 Salaries & Financials
Santiago
Passaic, NJ
Difference
Average Monthly Net Salary (After Tax)
$778 CLP 766.3K
$3,739 $3,739
-79.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.39
6.8
-20.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: October 17, 2026

Last update for Passaic, NJ: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santiago
$383
Passaic, NJ
$1.3K 239% $913
Groceries & Markets
Santiago
$236
Passaic, NJ
$475 101% $239
Eating Out
Santiago
$186
Passaic, NJ
$335 79.4% $148
Monthly Utilities & Internet
Santiago
$180
Passaic, NJ
$275 53% $95
Clothing & Footwear
Santiago
$101
Passaic, NJ
$132 30.8% $31
Getting Around
Santiago
$50
Passaic, NJ
$142 187% $93
Sport & Entertainment
Santiago
$48
Passaic, NJ
$82 71.8% $34

Cost Breakdown

A one-bedroom apartment in the center runs $554 in Santiago and $1,816 in Passaic, NJ. Housing cost is often the main lever when comparing two cities.

Passaic, NJ pays 380% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $52.0 in Santiago vs $79.0 in Passaic, NJ for a mid-range dinner for two. Groceries echo the gap at $236 vs $475 per month, with Santiago cheaper across the board.

Good to know
🇨🇱 Santiago
🇺🇸 Passaic, NJ
🕒 Local time
10:15 10:15 AM
09:15 9:15 AM
1 h behind Santiago
🌤 Weather
👥 Population
6,139,087 Capital
67,974
💱 Currency
Exchange rates and currency converter

USD, EUR to CLP – Chilean Peso Converter

Chilean Peso exchange rates as of October 22, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Santiago Passaic, NJ 8,270 km ≈ 11 h nonstop flight
From you
  • Santiago
  • Passaic, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago vs Passaic, NJ: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santiago or Passaic, NJ?
Santiago wins on cost – living expenses run 131% lower than in Passaic, NJ. Housing and daily spending are where you'll feel the difference most, making Santiago the obvious pick if budget is a priority.
Are salaries higher in Santiago or in Passaic, NJ?
On paper, salaries run 380% lower in Passaic, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Santiago compared to Passaic, NJ?
Rent for a central apartment: $554 in Santiago versus $1,816 in Passaic, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Santiago or in Passaic, NJ?
Supermarket bills run roughly 101% higher in Passaic, NJ. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Santiago and in Passaic, NJ?
Dining out is cheaper in Santiago – a meal for two runs $52.0 versus $79.0 in Passaic, NJ. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,500/month in Santiago or in Passaic, NJ?
At $1,183 in Santiago versus $2,737 in Passaic, NJ, a $1,500 budget is realistic in Santiago but tight or insufficient in Passaic, NJ. The gap between the two cities makes Santiago the clear choice for anyone on this budget.
Which city offers a better quality of life: Santiago or Passaic, NJ?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Santiago gentler on the wallet – expenses run 131% less than in Passaic, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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