Last update: Oct 2026

Cost of Living Comparison Between Santiago and Fargo, ND

For one person, living is cheaper in Santiago: $1,183 a month against $2,026 in Fargo, ND, rent and utilities included – about $10,100 less a year. Other living expenses account for most of the difference.

Santiago
🇨🇱 Chile
$1,183
/mo nomad
Fargo, ND
🇺🇸 United States
$2,026
/mo nomad
Monthly Cost of Living

How much you'll spend in Santiago and in Fargo, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santiago and in Fargo, ND actually costs, broken down by who's living it.

A single person spends $1,183 per month in Santiago vs $2,026 in Fargo, ND, rent included.

  • Santiago $1,183
  • Fargo, ND $2,026

A couple spends around $1,882 per month in Santiago vs $3,226 in Fargo, ND, rent included.

  • Santiago $1,882
  • Fargo, ND $3,226

A family of three spends $2,581 per month in Santiago vs $4,426 in Fargo, ND, rent included.

  • Santiago $2,581
  • Fargo, ND $4,426

Santiago is about 42% cheaper than Fargo, ND, and outside of rent the biggest gap is in groceries.

Santiago sits 13% below the global median, while Fargo, ND is 49% above – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Santiago
Fargo, ND
Difference
Meal at Budget Restaurant
$10.15 CLP 9,995
$17.26 $17.26
-41.19%
Three-Course Dinner for Two, Mid-Range
$51.9 CLP 51.1K
$60.7 $60.7
-14.47%
Fast Food Meal (McDonalds, etc)
$8.56 CLP 8,423
$11.73 $11.73
-27.02%
Cappuccino
$3.15 CLP 3,101
$5.15 $5.15
-38.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.71 CLP 1,685
$2.58 $2.58
-33.72%
Water (0.33 liter bottle)
$1.28 CLP 1,255
$2.04 $2.04
-37.25%
Local Beer (0.5 liter draught)
$4.18 CLP 4,118
$5.34 $5.34
-21.72%
Imported Beer (0.33 liter bottle)
$4.46 CLP 4,390
$9.13 $9.13
-51.15%
🛒 Groceries & Markets
Santiago
Fargo, ND
Difference
Milk (1 liter)
$1.29 CLP 1,269
$1.27 $1.27
1.57%
White Bread (500g)
$1.76 CLP 1,737
$3.52 $3.52
-50.00%
Rice (white) (1kg)
$1.66 CLP 1,630
$7.52 $7.52
-77.93%
Eggs
$4.21 CLP 4,140
$4.04 $4.04
4.21%
Local Cheese (1kg)
$11.08 CLP 10.9K
$14.80 $14.80
-25.14%
Chicken Fillets (1kg)
$6.75 CLP 6,641
$15.50 $15.50
-56.45%
Beef Round Steak (1kg)
$10.76 CLP 10.6K
$21.19 $21.19
-49.22%
Apples (1kg)
$1.96 CLP 1,927
$10.51 $10.51
-81.35%
Banana (1kg)
$1.54 CLP 1,518
$2.36 $2.36
-34.75%
Oranges (1kg)
$1.58 CLP 1,560
$6.59 $6.59
-76.02%
Tomato (1kg)
$1.74 CLP 1,713
$5.44 $5.44
-68.01%
Potato (1kg)
$1.09 CLP 1,075
$4.87 $4.87
-77.62%
Onion (1kg)
$1.53 CLP 1,509
$3.81 $3.81
-59.84%
Lettuce (1 head)
$1.18 CLP 1,163
$2.01 $2.01
-41.29%
Water (1.5 liter bottle)
$1.08 CLP 1,060
$2.62 $2.62
-58.78%
Cigarettes 20 Pack (Marlboro, Camel)
$5.18 CLP 5,101
$8.77 $8.77
-40.94%
Wine (Bottle)
$6.17 CLP 6,070
$18.54 $18.54
-66.72%
Local Beer (0.5 liter bottle)
$1.53 CLP 1,511
$2.54 $2.54
-39.76%
Imported Beer (0.33 liter bottle)
$2.36 CLP 2,325
$5.44 $5.44
-56.62%
🚌 Getting Around
Santiago
Fargo, ND
Difference
One-way Ticket (Public Transport)
$0.84 CLP 824
$1.47 $1.47
-42.86%
Public Transport Monthly Pass (Regular Price)
$41.44 CLP 40.8K
$41.33 $41.33
0.27%
Taxi Start (Normal Tariff)
$0.42 CLP 416
$4.52 $4.52
-90.71%
Taxi (Normal Tariff) (1km)
$0.88 CLP 869
-
-
Taxi 1hour Waiting (Normal Tariff)
$11.49 CLP 11.3K
-
-
Gasoline (1 liter)
$1.49 CLP 1,462
$0.98 $0.98
52.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.2K CLP 17.0M
$27.0K $27.0K
-36.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.6K CLP 25.2M
$25.9K $25.9K
-1.04%
🧾 Monthly Utilities & Internet
Santiago
Fargo, ND
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$149 CLP 146.3K
$136 $136
9.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$12.11 CLP 11.9K
$58.2 $58.2
-79.19%
Internet (50+ Mbps, Unlimited Data)
$19.13 CLP 18.8K
$57.3 $57.3
-66.61%
🎉 Sport & Entertainment
Santiago
Fargo, ND
Difference
Gym Membership (Monthly)
$33.30 CLP 32.8K
$57.1 $57.1
-41.71%
Tennis Court (1 Hour on Weekend)
$11.51 CLP 11.3K
-
-
Cinema Ticket
$7.32 CLP 7,208
$13.79 $13.79
-46.92%
🧸 Childcare & Education
Santiago
Fargo, ND
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$436 CLP 429.2K
$1,244 $1,244
-64.96%
International Primary School, 1 Child (Yearly)
$11.0K CLP 10.8M
-
-
👕👟 Clothing & Footwear
Santiago
Fargo, ND
Difference
Jeans (Levis 501 Or Similar)
$49.17 CLP 48.4K
$51.0 $51.0
-3.64%
Summer Dress (H&M, Zara, etc)
$29.11 CLP 28.7K
$45.99 $45.99
-36.70%
Sport Shoes (Adidas, Nike)
$65.5 CLP 64.5K
$84.7 $84.7
-22.63%
Men's Leather Business Shoes
$80.1 CLP 78.9K
$103 $103
-22.44%
🏠 Accommodation & Living
Santiago
Fargo, ND
Difference
1-bedroom Apartment, City Center (Monthly)
$554 CLP 545.8K
$954 $954
-41.85%
1-bedroom Apartment, Outside City Center (Monthly)
$383 CLP 376.6K
$689 $689
-44.47%
3-bedroom Apartment, City Center (Monthly)
$1,002 CLP 986.5K
$2,252 $2,252
-55.49%
3-bedroom Apartment, Outside City Center (Monthly)
$775 CLP 762.5K
$1,452 $1,452
-46.66%
Buy Apartment in City Center (m2)
$2,708 CLP 2.7M
$1,898 $1,898
42.71%
Buy Apartment Outside City Center (m2)
$2,613 CLP 2.6M
$1,673 $1,673
56.20%
💵 Salaries & Financials
Santiago
Fargo, ND
Difference
Average Monthly Net Salary (After Tax)
$778 CLP 766.3K
$3,824 $3,824
-79.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.39
6.43
-16.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santiago: October 17, 2026

Last update for Fargo, ND: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santiago
$383
Fargo, ND
$689 80.1% $306
Groceries & Markets
Santiago
$236
Fargo, ND
$522 121% $286
Eating Out
Santiago
$186
Fargo, ND
$299 60.1% $112
Monthly Utilities & Internet
Santiago
$180
Fargo, ND
$251 39.7% $71
Clothing & Footwear
Santiago
$101
Fargo, ND
$128 27.3% $27
Getting Around
Santiago
$50
Fargo, ND
$52 * 4.2% $2.1
Sport & Entertainment
Santiago
$48
Fargo, ND
$85 76.7% $37

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $554 in Santiago versus $954 in Fargo, ND. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 391% higher in Fargo, ND, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Santiago versus $61.0 in Fargo, ND. Monthly groceries follow the same trend: $236 vs $522 – making Santiago the more affordable choice for daily food spending.

Good to know
🇨🇱 Santiago
🇺🇸 Fargo, ND
🕒 Local time
07:14 7:14 AM
05:14 5:14 AM
2 h behind Santiago
🌤 Weather
👥 Population
6,139,087 Capital
90,056
💱 Currency
Exchange rates and currency converter

USD, EUR to CLP – Chilean Peso Converter

Chilean Peso exchange rates as of October 22, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Santiago Fargo, ND 9,310 km ≈ 12 h nonstop flight
From you
  • Santiago
  • Fargo, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santiago vs Fargo, ND: Cost of Living - Frequently Asked Questions
Which city is more expensive, Santiago or Fargo, ND?
Fargo, ND costs about 71% more than Santiago, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Santiago and in Fargo, ND?
For a comfortable life, plan on about $1,775 per month in Santiago and $3,038 in Fargo, ND. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Santiago or Fargo, ND?
Rent is clearly cheaper in Santiago, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Santiago and in Fargo, ND?
A mid-range dinner for two costs $52.0 in Santiago and $61.0 in Fargo, ND. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Santiago compared to Fargo, ND?
Monthly expenses with rent come to $1,183 in Santiago and $2,026 in Fargo, ND. That's a gap of about 71%.
Can you live on $1,500/month in Santiago or in Fargo, ND?
A $1,500 monthly budget goes further in Santiago, where all-in costs run around $1,183, than in Fargo, ND at $2,026. In Santiago it covers expenses comfortably, while in Fargo, ND it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Santiago or Fargo, ND?
For digital nomads, it depends on budget. Santiago costs $1,183 versus $2,026 in Fargo, ND. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Santiago compared to Fargo, ND?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Santiago or to Fargo, ND?
If budget matters most, go with Santiago. If higher salaries, better infrastructure, or specific career opportunities are the priority, Fargo, ND makes more sense. Both are solid long-term options with distinct trade-offs.

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