Last update: Oct 2026

Cost of Living Comparison Between Santa Rosa, CA and Toronto

For one person, living is cheaper in Toronto: $2,530 a month against $3,481 in Santa Rosa, CA, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

168

Cost of Living Index in Santa Rosa, CA
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Santa Rosa, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Santa Rosa, CA

🇺🇸 United States

$3,481

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Rosa, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Rosa, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $3,481 per month in Santa Rosa, CA vs $2,530 in Toronto, rent included.

Santa Rosa, CA $3,481
Toronto $2,530

A couple spends around $5,079 per month in Santa Rosa, CA vs $3,646 in Toronto, rent included.

Santa Rosa, CA $5,079
Toronto $3,646

A family of three spends $6,677 per month in Santa Rosa, CA vs $4,761 in Toronto, rent included.

Santa Rosa, CA $6,677
Toronto $4,761

Santa Rosa, CA costs about 38% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Santa Rosa, CA and Toronto sit above the global median – Santa Rosa, CA by 160%, Toronto by 89%.

Meal at Budget Restaurant

$24.61 $24.61

$17.67 CA$25.19

39.28%

Three-Course Dinner for Two, Mid-Range

$99.6 $99.6

$77.4 CA$110

28.70%

Fast Food Meal (McDonalds, etc)

$11.99 $11.99

$10.47 CA$14.93

14.52%

Cappuccino

$6.60 $6.60

$4.08 CA$5.81

61.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.12 CA$3.02

57.08%

Water (0.33 liter bottle)

$3.28 $3.28

$1.76 CA$2.51

86.36%

Local Beer (0.5 liter draught)

$7.84 $7.84

$6.17 CA$8.80

27.07%

Imported Beer (0.33 liter bottle)

$9.16 $9.16

$6.89 CA$9.82

32.95%

Milk (1 liter)

$1.47 $1.47

$2.43 CA$3.46

-39.51%

White Bread (500g)

$4.45 $4.45

$2.75 CA$3.92

61.82%

Rice (white) (1kg)

$4.70 $4.70

$2.23 CA$3.18

110.76%

Eggs

$5.49 $5.49

$3.45 CA$4.91

59.13%

Local Cheese (1kg)

$22.74 $22.74

$8.93 CA$12.73

154.65%

Chicken Fillets (1kg)

$14.48 $14.48

$11.44 CA$16.31

26.57%

Beef Round Steak (1kg)

$20.56 $20.56

$14.61 CA$20.83

40.73%

Apples (1kg)

$5.81 $5.81

$3.75 CA$5.34

54.93%

Banana (1kg)

$2.77 $2.77

$1.15 CA$1.64

140.87%

Oranges (1kg)

$7.10 $7.10

$3.55 CA$5.06

100.00%

Tomato (1kg)

$7.02 $7.02

$4.28 CA$6.10

64.02%

Potato (1kg)

$3.74 $3.74

$1.85 CA$2.63

102.16%

Onion (1kg)

$3.69 $3.69

$1.67 CA$2.38

120.96%

Lettuce (1 head)

$3.25 $3.25

$2.22 CA$3.16

46.40%

Water (1.5 liter bottle)

$2.08 $2.08

$1.21 CA$1.72

71.90%

Cigarettes 20 Pack (Marlboro, Camel)

$12.14 $12.14

$13.88 CA$19.78

-12.54%

Wine (Bottle)

$13.89 $13.89

$14.25 CA$20.31

-2.53%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$2.20 CA$3.13

-0.91%

Imported Beer (0.33 liter bottle)

$2.14 $2.14

$2.42 CA$3.45

-11.57%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.42 CA$3.44

-37.19%

Public Transport Monthly Pass (Regular Price)

$45.54 $45.54

$111 CA$158

-58.88%

Taxi Start (Normal Tariff)

$3.91 $3.91

$2.90 CA$4.13

34.83%

Taxi (Normal Tariff) (1km)

$1.95 $1.95

$1.26 CA$1.80

54.76%

Taxi 1hour Waiting (Normal Tariff)

$28.58 $28.58

$22.03 CA$31.40

29.73%

Gasoline (1 liter)

$1.50 $1.50

$1.22 CA$1.74

22.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

$27.6K CA$39.4K

33.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$19.8K CA$28.3K

38.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$192 $192

$122 CA$174

57.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.2 $51.2

$32.03 CA$45.66

59.76%

Internet (50+ Mbps, Unlimited Data)

$72.6 $72.6

$47.92 CA$68.3

51.52%

Gym Membership (Monthly)

$71.7 $71.7

$38.90 CA$55.5

84.40%

Tennis Court (1 Hour on Weekend)

$13.78 $13.78

$23.24 CA$33.12

-40.71%

Cinema Ticket

$14.30 $14.30

$12.61 CA$17.97

13.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,271 $1,271

$834 CA$1,189

52.39%

International Primary School, 1 Child (Yearly)

$39.2K $39.2K

$23.3K CA$33.3K

68.06%

Jeans (Levis 501 Or Similar)

$52.1 $52.1

$52.6 CA$75.0

-0.91%

Summer Dress (H&M, Zara, etc)

$40.02 $40.02

$40.26 CA$57.4

-0.60%

Sport Shoes (Adidas, Nike)

$114 $114

$96.2 CA$137

18.86%

Men's Leather Business Shoes

$127 $127

$123 CA$175

3.63%

1-bedroom Apartment, City Center (Monthly)

$2,392 $2,392

$1,598 CA$2,278

49.70%

1-bedroom Apartment, Outside City Center (Monthly)

$1,933 $1,933

$1,435 CA$2,045

34.74%

3-bedroom Apartment, City Center (Monthly)

$3,652 $3,652

$2,657 CA$3,787

37.46%

3-bedroom Apartment, Outside City Center (Monthly)

$3,087 $3,087

$2,096 CA$2,988

47.27%

Buy Apartment in City Center (m2)

$4,571 $4,571

$8,033 CA$11.5K

-43.10%

Buy Apartment Outside City Center (m2)

$4,741 $4,741

$6,557 CA$9,347

-27.70%

Average Monthly Net Salary (After Tax)

$4,649 $4,649

$3,743 CA$5,335

24.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.46

4.47

44.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Rosa, CA: October 4, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Rosa, CA

$1.9K 55.7%

Toronto

$1.4K 55.4% 25.8% $499

Groceries & Markets

Santa Rosa, CA

$511 14.7%

Toronto

$340 13.1% 33.4% $171

Eating Out

Santa Rosa, CA

$396 11.4%

Toronto

$282 10.9% 28.8% $114

Monthly Utilities & Internet

Santa Rosa, CA

$316 9.1%

Toronto

$202 7.8% 36.1% $114

Clothing & Footwear

Santa Rosa, CA

$150 4.3%

Toronto

$140 5.4% 6.6% $9.8

Sport & Entertainment

Santa Rosa, CA

$100 2.9%

Toronto

$64 2.5% 36.1% $36

Getting Around

Santa Rosa, CA

$65 1.9%

Toronto

$130 5% 98.6% $64

Cost Breakdown

A central one-bedroom costs $2,392 in Santa Rosa, CA versus $1,598 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Santa Rosa, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Santa Rosa, CA versus $77.0 in Toronto. Monthly groceries follow the same trend: $511 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Santa Rosa, CA

🇨🇦 Toronto

🕒 Local time

01:32 1:32 AM

04:32 4:32 AM

3 h ahead of Santa Rosa, CA

🌤 Weather

👥 Population

174,972

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

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Between locations

Santa Rosa, CA Toronto 3,640 km ≈ 5 h nonstop flight

From you

Santa Rosa, CA
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Rosa, CA vs Toronto: Cost of Living - Frequently Asked Questions

Santa Rosa, CA costs about 38% more than Toronto, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $5,221 per month in Santa Rosa, CA and $3,795 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,481 in Santa Rosa, CA and $2,530 in Toronto. That's a gap of about 38%.

Public transport costs about 143% less in Toronto. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $3,481 in Santa Rosa, CA and $2,530 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Toronto costs $2,530 versus $3,481 in Santa Rosa, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Rosa, CA makes more sense. Both are solid long-term options with distinct trade-offs.