Cost of Living Comparison Between Santa Fe, NM and Ubud, Bali Cost of Living Comparison Between Santa Fe, NM and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,981 in Santa Fe, NM versus $1,374 in Ubud, Bali.

Estimated couple costs with rent: $3,991 in Santa Fe, NM versus $2,313 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,001 in Santa Fe, NM versus $3,252 in Ubud, Bali.

Living in Santa Fe, NM is roughly 117% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Santa Fe, NM 121% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$17.23 $17.23

$3.32 Rp 59.6K

418.98%

Three-Course Dinner for Two, Mid-Range

$64.6 $64.6

$35.33 Rp 633.8K

82.88%

Fast Food Meal (McDonalds, etc)

$10.06 $10.06

$5.33 Rp 95.7K

88.74%

Cappuccino

$5.25 $5.25

$2.75 Rp 49.4K

90.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 $2.86

$1.73 Rp 31.0K

65.32%

Water (0.33 liter bottle)

$2.32 $2.32

$0.80 Rp 14.3K

190.00%

Local Beer (0.5 liter draught)

$6.14 $6.14

$2.95 Rp 52.9K

108.14%

Imported Beer (0.33 liter bottle)

$7.13 $7.13

$4.44 Rp 79.6K

60.59%

Milk (1 liter)

$0.94 $0.94

$1.50 Rp 26.9K

-37.33%

White Bread (500g)

$3.32 $3.32

$2.30 Rp 41.2K

44.35%

Rice (white) (1kg)

$4.39 $4.39

$1.10 Rp 19.7K

299.09%

Eggs

$4.30 $4.30

$2.16 Rp 38.7K

99.07%

Local Cheese (1kg)

$11.86 $11.86

$17.09 Rp 306.5K

-30.60%

Chicken Fillets (1kg)

$9.70 $9.70

$3.88 Rp 69.6K

150.00%

Beef Round Steak (1kg)

$16.78 $16.78

$11.92 Rp 213.8K

40.77%

Apples (1kg)

$4.82 $4.82

$3.57 Rp 64.0K

35.01%

Banana (1kg)

$1.48 $1.48

$1.58 Rp 28.4K

-6.33%

Oranges (1kg)

$3.79 $3.79

$2.36 Rp 42.4K

60.59%

Tomato (1kg)

$4.27 $4.27

$1.97 Rp 35.3K

116.75%

Potato (1kg)

$3.16 $3.16

$1.81 Rp 32.4K

74.59%

Onion (1kg)

$2.10 $2.10

$2.39 Rp 42.9K

-12.13%

Lettuce (1 head)

$2.04 $2.04

$1.02 Rp 18.3K

100.00%

Water (1.5 liter bottle)

$2.52 $2.52

$0.49 Rp 8,815

414.29%

Cigarettes 20 Pack (Marlboro, Camel)

$10.36 $10.36

$2.25 Rp 40.3K

360.44%

Wine (Bottle)

$15.82 $15.82

$22.30 Rp 400.0K

-29.06%

Local Beer (0.5 liter bottle)

$2.07 $2.07

$2.37 Rp 42.5K

-12.66%

Imported Beer (0.33 liter bottle)

$3.59 $3.59

$2.90 Rp 51.9K

23.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,469

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.4K

Taxi Start (Normal Tariff)

$3.49 $3.49

$0.44 Rp 7,927

693.18%

Taxi (Normal Tariff) (1km)

$2.04 $2.04

$0.42 Rp 7,575

385.71%

Taxi 1hour Waiting (Normal Tariff)

$31.40 $31.40

$5.66 Rp 101.6K

454.77%

Gasoline (1 liter)

$0.90 $0.90

$0.81 Rp 14.6K

11.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K $30.1K

$23.7K Rp 425.9M

26.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$31.0K Rp 555.7M

-20.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$157 $157

$82.3 Rp 1.5M

90.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.05 $44.05

$6.30 Rp 113.0K

599.21%

Internet (50+ Mbps, Unlimited Data)

$72.9 $72.9

$18.63 Rp 334.3K

291.52%

Gym Membership (Monthly)

$86.6 $86.6

$54.7 Rp 981.8K

58.16%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.9K

Cinema Ticket

$12.89 $12.89

$4.24 Rp 76.0K

204.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,338 $1,338

$484 Rp 8.7M

176.31%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$5,590 Rp 100.3M

179.45%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$45.77 Rp 821.1K

19.86%

Summer Dress (H&M, Zara, etc)

$44.11 $44.11

$35.69 Rp 640.3K

23.59%

Sport Shoes (Adidas, Nike)

$79.9 $79.9

$78.3 Rp 1.4M

2.06%

Men's Leather Business Shoes

$116 $116

$80.1 Rp 1.4M

45.31%

1-bedroom Apartment, City Center (Monthly)

$2,303 $2,303

$1,147 Rp 20.6M

100.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,740 $1,740

$678 Rp 12.2M

156.68%

3-bedroom Apartment, City Center (Monthly)

$3,634 $3,634

$3,504 Rp 62.9M

3.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,286 $2,286

$1,688 Rp 30.3M

35.42%

Buy Apartment in City Center (m2)

$6,713 $6,713

$2,788 Rp 50.0M

140.76%

Buy Apartment Outside City Center (m2)

$4,125 $4,125

$2,257 Rp 40.5M

82.78%

Average Monthly Net Salary (After Tax)

$3,737 $3,737

$165 Rp 3.0M

2164.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.05

13.78

-56.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Fe, NM: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,303 in Santa Fe, NM and $1,147 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Santa Fe, NM pays 2164% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Santa Fe, NM vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $382 vs $286 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Fe, NM vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 117% lower than in Santa Fe, NM. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 2164% higher in Santa Fe, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,303 in Santa Fe, NM versus $1,147 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,338 in Santa Fe, NM versus $484 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $65.0 in Santa Fe, NM. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,374 in Ubud, Bali versus $2,981 in Santa Fe, NM, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Santa Fe, NM. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,374 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Santa Fe, NM and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 117% less than in Santa Fe, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.