Cost of Living Comparison Between Santa Cruz and Ubud, Bali Cost of Living Comparison Between Santa Cruz and Ubud, Bali

😐 Solo nomad: Santa Cruz is 43.4% more expensive than Ubud, Bali without rent, and 37.6% cheaper with rent.
🙂 Family of 3: Santa Cruz is 6.4% cheaper than Ubud, Bali without rent, and 47.1% cheaper with rent.
Currency
🍽 Eating Out
Santa Cruz
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.66 JMD 1,198
$3.47 Rp 58.5K
120.75%
Three-Course Dinner for Two, Mid-Range
$62.9 JMD 9,834
$32.10 Rp 542.1K
95.86%
Fast Food Meal (McDonalds, etc)
$8.65 JMD 1,354
$4.86 Rp 82.1K
77.98%
Cappuccino
$4.33 JMD 677
$2.82 Rp 47.7K
53.55%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 JMD 215
$1.37 Rp 23.2K
-
Water (0.33 liter bottle)
$0.70 JMD 109
$0.73 Rp 12.3K
-4.11%
Local Beer (0.5 liter draught)
$2.55 JMD 400
$2.90 Rp 48.9K
-12.07%
Imported Beer (0.33 liter bottle)
$3.17 JMD 496
$3.92 Rp 66.1K
-19.13%
🛒 Groceries & Markets
Santa Cruz
Ubud, Bali
Difference
Milk (1 liter)
$4.41 JMD 689
$1.74 Rp 29.4K
153.45%
White Bread (500g)
$3.59 JMD 561
$2.44 Rp 41.3K
47.13%
Rice (white) (1kg)
$1.57 JMD 245
$1.17 Rp 19.7K
34.19%
Eggs
$3.53 JMD 552
$2.35 Rp 39.7K
50.21%
Local Cheese (1kg)
$10.97 JMD 1,716
$14.78 Rp 249.6K
-25.78%
Chicken Fillets (1kg)
$6.45 JMD 1,009
$4.25 Rp 71.8K
51.76%
Beef Round Steak (1kg)
$7.85 JMD 1,228
$12.21 Rp 206.2K
-35.71%
Apples (1kg)
$6.11 JMD 956
$3.72 Rp 62.8K
64.25%
Banana (1kg)
$3.09 JMD 483
$1.56 Rp 26.3K
98.08%
Oranges (1kg)
$4.25 JMD 665
$2.69 Rp 45.5K
57.99%
Tomato (1kg)
$2.96 JMD 464
$2.34 Rp 39.4K
26.50%
Potato (1kg)
$2.09 JMD 327
$2.00 Rp 33.8K
4.50%
Onion (1kg)
$2.01 JMD 315
$2.31 Rp 39.0K
-12.99%
Lettuce (1 head)
$2.97 JMD 464
$1.01 Rp 17.1K
194.06%
Water (1.5 liter bottle)
$1.44 JMD 225
$0.73 Rp 12.3K
97.26%
Cigarettes 20 Pack (Marlboro, Camel)
$8.54 JMD 1,336
$3.31 Rp 56.0K
158.01%
Wine (Bottle)
$11.28 JMD 1,765
$25.14 Rp 424.6K
-55.13%
Local Beer (0.5 liter bottle)
$2.81 JMD 439
$2.90 Rp 48.9K
-3.10%
Imported Beer (0.33 liter bottle)
$3.19 JMD 499
$2.77 Rp 46.8K
15.16%
🚌 Getting Around
Santa Cruz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.27 Rp 4,530
-
Public Transport Monthly Pass (Regular Price)
-
$8.26 Rp 139.5K
-
Taxi Start (Normal Tariff)
$1.07 JMD 167
$0.45 Rp 7,641
137.78%
Taxi (Normal Tariff) (1km)
$3.24 JMD 507
$0.42 Rp 7,135
671.43%
Taxi 1hour Waiting (Normal Tariff)
$6.39 JMD 1,000
$6.26 Rp 105.6K
2.08%
Gasoline (1 liter)
$1.28 JMD 201
$0.86 Rp 14.6K
48.84%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.4K JMD 6.8M
$25.9K Rp 437.2M
67.75%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.9K JMD 5.2M
$31.9K Rp 538.6M
3.26%
🧾 Monthly Utilities & Internet
Santa Cruz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$160 JMD 25.1K
$80.8 Rp 1.4M
98.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.79 JMD 3,408
$3.98 Rp 67.1K
447.49%
Internet (50+ Mbps, Unlimited Data)
$50.4 JMD 7,889
$23.55 Rp 397.6K
114.14%
🎉 Sport & Entertainment
Santa Cruz
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$97.3 Rp 1.6M
-
Tennis Court (1 Hour on Weekend)
-
$6.42 Rp 108.4K
-
Cinema Ticket
$13.25 JMD 2,072
$4.16 Rp 70.3K
218.51%
🧸 Childcare & Education
Santa Cruz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$227 JMD 35.5K
$294 Rp 5.0M
-22.81%
International Primary School, 1 Child (Yearly)
$2,440 JMD 381.7K
$6,548 Rp 110.6M
-62.74%
👕👟 Clothing & Footwear
Santa Cruz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$26.36 JMD 4,122
$54.2 Rp 914.7K
-51.34%
Summer Dress (H&M, Zara, etc)
$25.86 JMD 4,045
$37.95 Rp 640.8K
-31.86%
Sport Shoes (Adidas, Nike)
$71.3 JMD 11.1K
$88.1 Rp 1.5M
-19.09%
Men's Leather Business Shoes
$75.4 JMD 11.8K
$78.1 Rp 1.3M
-3.50%
🏠 Accommodation & Living
Santa Cruz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$995 Rp 16.8M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$668 Rp 11.3M
-
3-bedroom Apartment, City Center (Monthly)
-
$3,391 Rp 57.3M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$2,080 Rp 35.1M
-
Buy Apartment in City Center (m2)
-
$3,037 Rp 51.3M
-
Buy Apartment Outside City Center (m2)
-
$2,378 Rp 40.2M
-
💵 Salaries & Financials
Santa Cruz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$401 JMD 62.7K
$180 Rp 3.0M
123.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
13.28
-31.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: March 2, 2026

Last update for Ubud, Bali: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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