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Cost of Living Comparison Between Santa Cruz and Ubud, Bali Cost of Living Comparison Between Santa Cruz and Ubud, Bali

😐 Solo nomad: Santa Cruz is 58.2% more expensive than Ubud, Bali without rent, and 18.6% more expensive with rent.
😐 Family of 3: Santa Cruz is 57.1% more expensive than Ubud, Bali without rent, and 28.7% more expensive with rent.
Currency
🍽 Eating Out
Santa Cruz
Ubud, Bali
Difference
Meal at Budget Restaurant
$7.63 JMD 1,215
$2.85 Rp 47.5K
167.72%
Three-Course Dinner for Two, Mid-Range
$63 JMD 10K
$12.26 Rp 204.3K
414.03%
Fast Food Meal (McDonalds, etc)
$8.61 JMD 1,372
$3.28 Rp 54.6K
162.50%
Cappuccino
$4.38 JMD 697
$2.3 Rp 38.3K
90.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.3 JMD 208
$1.11 Rp 18.5K
17.12%
Water (0.33 liter bottle)
$0.71 JMD 112
$0.26 Rp 4,324
173.08%
Local Beer (0.5 liter draught)
$2.52 JMD 402
$2.4 Rp 40K
5.00%
Imported Beer (0.33 liter bottle)
$3.19 JMD 509
$3.15 Rp 52.5K
1.27%
🛒 Groceries & Markets
Santa Cruz
Ubud, Bali
Difference
Milk (1 liter)
$4.27 JMD 680
$1.49 Rp 24.9K
186.58%
White Bread (500g)
$3.51 JMD 559
$1.65 Rp 27.5K
112.73%
Rice (white) (1kg)
$1.61 JMD 257
$1.13 Rp 18.9K
42.48%
Eggs
$3.46 JMD 551
$2.33 Rp 38.9K
48.50%
Local Cheese (1kg)
$10.89 JMD 1,735
$13.7 Rp 228.3K
-20.51%
Chicken Fillets (1kg)
$6.34 JMD 1,011
$3.97 Rp 66.2K
59.70%
Beef Round Steak (1kg)
$7.85 JMD 1,250
$11.22 Rp 187K
-30.04%
Apples (1kg)
$6.17 JMD 983
$3.48 Rp 57.9K
77.30%
Banana (1kg)
$3.14 JMD 500
$1.5 Rp 25K
109.33%
Oranges (1kg)
$4.17 JMD 665
$2.68 Rp 44.6K
55.60%
Tomato (1kg)
$2.96 JMD 472
$1.35 Rp 22.5K
119.26%
Potato (1kg)
$2.11 JMD 337
$1.57 Rp 26.2K
34.39%
Onion (1kg)
$1.95 JMD 310
$2.1 Rp 34.9K
-7.14%
Lettuce (1 head)
$3 JMD 478
$1.03 Rp 17.1K
191.26%
Water (1.5 liter bottle)
$1.49 JMD 237
$0.57 Rp 9,488
161.40%
Cigarettes 20 Pack (Marlboro, Camel)
$8.93 JMD 1,422
$2.31 Rp 38.5K
286.58%
Wine (Bottle)
$11.11 JMD 1,770
$15.21 Rp 253.5K
-26.96%
Local Beer (0.5 liter bottle)
$2.82 JMD 449
$2.49 Rp 41.5K
13.25%
Imported Beer (0.33 liter bottle)
$3.14 JMD 501
$2.66 Rp 44.3K
18.05%
🚌 Getting Around
Santa Cruz
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.29 Rp 4,911
-
Public Transport Monthly Pass (Regular Price)
-
$10.03 Rp 167.1K
-
Taxi Start (Normal Tariff)
$1.13 JMD 180
$0.45 Rp 7,480
151.11%
Taxi (Normal Tariff) (1km)
$3.27 JMD 521
$0.34 Rp 5,748
861.76%
Taxi 1hour Waiting (Normal Tariff)
$6.23 JMD 993
$5.97 Rp 99.4K
4.36%
Gasoline (1 liter)
$1.28 JMD 204
$0.75 Rp 12.4K
70.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43K JMD 6.9M
$25.8K Rp 430.2M
66.58%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.8K JMD 5.4M
$31.7K Rp 528.9M
6.36%
🧾 Monthly Utilities & Internet
Santa Cruz
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$162 JMD 25.9K
$64.6 Rp 1.1M
151.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.49 JMD 3,583
$4.14 Rp 69K
443.24%
Internet (50+ Mbps, Unlimited Data)
$51.5 JMD 8,199
$23.99 Rp 399.7K
114.55%
🎉 Sport & Entertainment
Santa Cruz
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$23.29 Rp 388.1K
-
Tennis Court (1 Hour on Weekend)
-
$6.19 Rp 103.1K
-
Cinema Ticket
$12.89 JMD 2,054
$3.45 Rp 57.5K
273.62%
🧸 Childcare & Education
Santa Cruz
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$229 JMD 36.5K
$91.9 Rp 1.5M
149.26%
International Primary School, 1 Child (Yearly)
$2,492 JMD 397K
$5,912 Rp 98.5M
-57.84%
👕👟 Clothing & Footwear
Santa Cruz
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$25.58 JMD 4,074
$51.5 Rp 857.6K
-50.30%
Summer Dress (H&M, Zara, etc)
$25.64 JMD 4,085
$24.45 Rp 407.3K
4.87%
Sport Shoes (Adidas, Nike)
$72.2 JMD 11.5K
$84.4 Rp 1.4M
-14.47%
Men's Leather Business Shoes
$75.3 JMD 12K
$74.3 Rp 1.2M
1.29%
🏠 Accommodation & Living
Santa Cruz
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
-
$261 Rp 4.4M
-
1-bedroom Apartment, Outside City Center (Monthly)
-
$160 Rp 2.7M
-
3-bedroom Apartment, City Center (Monthly)
-
$585 Rp 9.7M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$328 Rp 5.5M
-
Buy Apartment in City Center (m2)
-
$985 Rp 16.4M
-
Buy Apartment Outside City Center (m2)
-
$847 Rp 14.1M
-
💵 Salaries & Financials
Santa Cruz
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$394 JMD 62.8K
$178 Rp 3M
121.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.15
13.28
-31.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz: December 1, 2025

Last update for Ubud, Bali: December 2, 2025

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