Cost of Living Comparison Between Santa Cruz, CA and Ubud Cost of Living Comparison Between Santa Cruz, CA and Ubud

😐 Solo nomad: Santa Cruz, CA is 108.6% more expensive than Ubud without rent, and 475.8% more expensive with rent.
😐 Family of 3: Santa Cruz, CA is 158.4% more expensive than Ubud without rent, and 395.6% more expensive with rent.
Currency
🍽 Eating Out
Santa Cruz, CA
Ubud
Difference
Meal at Budget Restaurant
$22.44 $22.44
$3 Rp 48.8K
648.00%
Three-Course Dinner for Two, Mid-Range
$79.7 $79.7
$12.52 Rp 203.2K
536.82%
Fast Food Meal (McDonalds, etc)
$12.36 $12.36
$3.18 Rp 51.6K
288.68%
Cappuccino
$5.85 $5.85
$2.21 Rp 35.9K
164.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.41 $3.41
$1.1 Rp 17.9K
210.00%
Water (0.33 liter bottle)
$2.54 $2.54
$0.26 Rp 4,217
876.92%
Local Beer (0.5 liter draught)
$6.93 $6.93
$2.5 Rp 40.5K
177.20%
Imported Beer (0.33 liter bottle)
$7.46 $7.46
$3.2 Rp 51.9K
133.12%
🛒 Groceries & Markets
Santa Cruz, CA
Ubud
Difference
Milk (1 liter)
$1.43 $1.43
$1.49 Rp 24.2K
-4.03%
White Bread (500g)
$5.16 $5.16
$1.67 Rp 27K
208.98%
Rice (white) (1kg)
$6.65 $6.65
$1.14 Rp 18.5K
483.33%
Eggs
$5.96 $5.96
$2.27 Rp 36.9K
162.56%
Local Cheese (1kg)
$23.24 $23.24
$13.94 Rp 226.3K
66.71%
Chicken Fillets (1kg)
$14.85 $14.85
$4 Rp 64.8K
271.25%
Beef Round Steak (1kg)
$23.7 $23.7
$11.3 Rp 183.4K
109.73%
Apples (1kg)
$7.05 $7.05
$3.6 Rp 58.4K
95.83%
Banana (1kg)
$2.78 $2.78
$1.53 Rp 24.8K
81.70%
Oranges (1kg)
$5.32 $5.32
$2.65 Rp 43K
100.75%
Tomato (1kg)
$7.49 $7.49
$1.38 Rp 22.4K
442.75%
Potato (1kg)
$3.88 $3.88
$1.58 Rp 25.6K
145.57%
Onion (1kg)
$3.93 $3.93
$2.16 Rp 35.1K
81.94%
Lettuce (1 head)
$2.9 $2.9
$1.04 Rp 16.9K
178.85%
Water (1.5 liter bottle)
$2.86 $2.86
$0.56 Rp 9,114
410.71%
Cigarettes 20 Pack (Marlboro, Camel)
$14.16 $14.16
$2.23 Rp 36.3K
534.98%
Wine (Bottle)
$12.02 $12.02
$14.98 Rp 243.2K
-19.76%
Local Beer (0.5 liter bottle)
$2.15 $2.15
$2.43 Rp 39.5K
-11.52%
Imported Beer (0.33 liter bottle)
$2.67 $2.67
$2.64 Rp 42.8K
1.14%
🚌 Getting Around
Santa Cruz, CA
Ubud
Difference
One-way Ticket (Public Transport)
$2.05 $2.05
$0.32 Rp 5,203
540.62%
Public Transport Monthly Pass (Regular Price)
$65.2 $65.2
$10.12 Rp 164.3K
544.47%
Taxi Start (Normal Tariff)
$4.09 $4.09
$0.49 Rp 7,888
734.69%
Taxi (Normal Tariff) (1km)
$1.93 $1.93
$0.34 Rp 5,573
467.65%
Taxi 1hour Waiting (Normal Tariff)
$38.9 $38.9
$6.04 Rp 98K
544.04%
Gasoline (1 liter)
$1.24 $1.24
$0.73 Rp 11.9K
69.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.9K $34.9K
$26.2K Rp 425.6M
33.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K $26.5K
$31.9K Rp 518.5M
-17.16%
🧾 Monthly Utilities & Internet
Santa Cruz, CA
Ubud
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$221 $221
$62.6 Rp 1M
252.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.05 $47.05
$4.1 Rp 66.6K
1047.56%
Internet (50+ Mbps, Unlimited Data)
$67.8 $67.8
$24.32 Rp 394.7K
178.87%
🎉 Sport & Entertainment
Santa Cruz, CA
Ubud
Difference
Gym Membership (Monthly)
$60.2 $60.2
$22.6 Rp 366.9K
166.42%
Tennis Court (1 Hour on Weekend)
-
$6.26 Rp 101.5K
-
Cinema Ticket
$17.04 $17.04
$3.29 Rp 53.4K
417.93%
🧸 Childcare & Education
Santa Cruz, CA
Ubud
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,225 $3,225
$93.2 Rp 1.5M
3359.64%
International Primary School, 1 Child (Yearly)
$38.5K $38.5K
$6,098 Rp 99M
530.71%
👕👟 Clothing & Footwear
Santa Cruz, CA
Ubud
Difference
Jeans (Levis 501 Or Similar)
$63.2 $63.2
$52.8 Rp 857.4K
19.59%
Summer Dress (H&M, Zara, etc)
$46.64 $46.64
$24.84 Rp 403.3K
87.76%
Sport Shoes (Adidas, Nike)
$79.3 $79.3
$85.2 Rp 1.4M
-7.03%
Men's Leather Business Shoes
$115 $115
$72.5 Rp 1.2M
59.09%
🏠 Accommodation & Living
Santa Cruz, CA
Ubud
Difference
1-bedroom Apartment, City Center (Monthly)
$2,893 $2,893
$259 Rp 4.2M
1017.85%
1-bedroom Apartment, Outside City Center (Monthly)
$2,648 $2,648
$159 Rp 2.6M
1566.69%
3-bedroom Apartment, City Center (Monthly)
$5,700 $5,700
$578 Rp 9.4M
886.89%
3-bedroom Apartment, Outside City Center (Monthly)
$4,219 $4,219
$336 Rp 5.5M
1155.11%
Buy Apartment in City Center (m2)
$9,235 $9,235
$1,000 Rp 16.2M
823.07%
Buy Apartment Outside City Center (m2)
$8,116 $8,116
$860 Rp 14M
843.29%
💵 Salaries & Financials
Santa Cruz, CA
Ubud
Difference
Average Monthly Net Salary (After Tax)
$5,594 $5,594
$182 Rp 3M
2966.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.36
13.28
-52.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, CA: October 27, 2025

Last update for Ubud: October 29, 2025

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