Cost of Living Comparison Between Santa Clarita, CA and Chicago, IL Cost of Living Comparison Between Santa Clarita, CA and Chicago, IL

Monthly Cost of Living

A single person spends $3,747 per month in Santa Clarita, CA vs $3,111 in Chicago, IL, rent included.

A couple spends around $4,999 per month in Santa Clarita, CA vs $4,680 in Chicago, IL, rent included.

A family of three spends $6,251 per month in Santa Clarita, CA vs $6,249 in Chicago, IL, rent included.

Santa Clarita, CA costs about 20% more than Chicago, IL, driven mainly by Sport & Entertainment.

Both Santa Clarita, CA and Chicago, IL sit above the global median – Santa Clarita, CA by 179%, Chicago, IL by 131%.

Currency
🍽 Eating Out
Santa Clarita, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$18.48 $18.48
$20.39 $20.39
-9.37%
Three-Course Dinner for Two, Mid-Range
$86.5 $86.5
$98.2 $98.2
-11.95%
Fast Food Meal (McDonalds, etc)
$15.07 $15.07
$12.07 $12.07
24.86%
Cappuccino
$6.06 $6.06
$5.73 $5.73
5.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.10 $3.10
$2.97 $2.97
4.38%
Water (0.33 liter bottle)
$2.42 $2.42
$2.47 $2.47
-2.02%
Local Beer (0.5 liter draught)
$9.23 $9.23
$6.99 $6.99
32.05%
Imported Beer (0.33 liter bottle)
$8.81 $8.81
$8.21 $8.21
7.31%
🛒 Groceries & Markets
Santa Clarita, CA
Chicago, IL
Difference
Milk (1 liter)
$1.28 $1.28
$1.05 $1.05
21.90%
White Bread (500g)
$3.92 $3.92
$4.08 $4.08
-3.92%
Rice (white) (1kg)
$5.12 $5.12
$5.50 $5.50
-6.91%
Eggs
$5.51 $5.51
$4.64 $4.64
18.75%
Local Cheese (1kg)
$23.31 $23.31
$14.40 $14.40
61.87%
Chicken Fillets (1kg)
$10.59 $10.59
$15.20 $15.20
-30.33%
Beef Round Steak (1kg)
$16.84 $16.84
$19.28 $19.28
-12.66%
Apples (1kg)
$6.47 $6.47
$5.14 $5.14
25.88%
Banana (1kg)
$2.01 $2.01
$1.76 $1.76
14.20%
Oranges (1kg)
$3.72 $3.72
$4.34 $4.34
-14.29%
Tomato (1kg)
$3.09 $3.09
$4.36 $4.36
-29.13%
Potato (1kg)
$10.22 $10.22
$2.44 $2.44
318.85%
Onion (1kg)
$4.52 $4.52
$2.79 $2.79
62.01%
Lettuce (1 head)
$3.09 $3.09
$2.52 $2.52
22.62%
Water (1.5 liter bottle)
$2.96 $2.96
$2.66 $2.66
11.28%
Cigarettes 20 Pack (Marlboro, Camel)
$13.03 $13.03
$14.90 $14.90
-12.55%
Wine (Bottle)
$14.81 $14.81
$14.97 $14.97
-1.07%
Local Beer (0.5 liter bottle)
$1.69 $1.69
$2.45 $2.45
-31.02%
Imported Beer (0.33 liter bottle)
$3.96 $3.96
$3.54 $3.54
11.86%
🚌 Getting Around
Santa Clarita, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.55 $2.55
$2.43 $2.43
4.94%
Public Transport Monthly Pass (Regular Price)
$27.06 $27.06
$74.5 $74.5
-63.69%
Taxi Start (Normal Tariff)
$5.95 $5.95
$3.32 $3.32
79.22%
Taxi (Normal Tariff) (1km)
$2.00 $2.00
$1.38 $1.38
44.93%
Taxi 1hour Waiting (Normal Tariff)
$51.9 $51.9
$25.11 $25.11
106.53%
Gasoline (1 liter)
$1.21 $1.21
$1.09 $1.09
11.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.9K $19.9K
$31.9K $31.9K
-37.60%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$26.8K $26.8K
-5.20%
🧾 Monthly Utilities & Internet
Santa Clarita, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$229 $229
$187 $187
22.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$62.0 $62.0
$63.5 $63.5
-2.22%
Internet (50+ Mbps, Unlimited Data)
$75.8 $75.8
$65.5 $65.5
15.70%
🎉 Sport & Entertainment
Santa Clarita, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$37.72 $37.72
$75.7 $75.7
-50.17%
Tennis Court (1 Hour on Weekend)
$24.63 $24.63
$13.05 $13.05
88.74%
Cinema Ticket
$12.32 $12.32
$14.80 $14.80
-16.76%
🧸 Childcare & Education
Santa Clarita, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,399 $1,399
$2,025 $2,025
-30.90%
International Primary School, 1 Child (Yearly)
$37.2K $37.2K
$39.0K $39.0K
-4.50%
👕👟 Clothing & Footwear
Santa Clarita, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$70.8 $70.8
$64.2 $64.2
10.40%
Summer Dress (H&M, Zara, etc)
$14.82 $14.82
$51.7 $51.7
-71.35%
Sport Shoes (Adidas, Nike)
$49.60 $49.60
$95.6 $95.6
-48.12%
Men's Leather Business Shoes
$142 $142
$145 $145
-2.24%
🏠 Accommodation & Living
Santa Clarita, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,961 $2,961
$2,326 $2,326
27.28%
1-bedroom Apartment, Outside City Center (Monthly)
$2,276 $2,276
$1,611 $1,611
41.31%
3-bedroom Apartment, City Center (Monthly)
$3,890 $3,890
$4,703 $4,703
-17.30%
3-bedroom Apartment, Outside City Center (Monthly)
$3,165 $3,165
$2,721 $2,721
16.33%
Buy Apartment in City Center (m2)
$3,665 $3,665
$3,829 $3,829
-4.27%
Buy Apartment Outside City Center (m2)
$4,276 $4,276
$2,533 $2,533
68.82%
💵 Salaries & Financials
Santa Clarita, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,246 $5,246
$5,100 $5,100
2.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.6
1.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Clarita, CA: June 7, 2026

Last update for Chicago, IL: June 7, 2026

Cost Breakdown

A central one-bedroom costs $2,961 in Santa Clarita, CA versus $2,326 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Santa Clarita, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86.0 in Santa Clarita, CA versus $98.0 in Chicago, IL. Groceries tell a different story – $476 in Santa Clarita, CA vs $448 in Chicago, IL – so Chicago, IL wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Clarita, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Santa Clarita, CA and Chicago, IL compare overall?
Monthly costs with rent: $3,747 in Santa Clarita, CA, $3,111 in Chicago, IL – roughly 20% apart. Santa Clarita, CA costs more across the board, with Sport & Entertainment showing the biggest gap.
What salary covers living expenses in Santa Clarita, CA compared to Chicago, IL?
For a comfortable life, plan on about $5,620 per month in Santa Clarita, CA and $4,666 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Santa Clarita, CA and Chicago, IL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper grocery shopping?
Groceries cost about 6% more in Santa Clarita, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city has cheaper restaurants?
A mid-range dinner for two costs $86.0 in Santa Clarita, CA and $98.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,747 in Santa Clarita, CA and $3,111 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between Santa Clarita, CA and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,111 in Chicago, IL to $3,747 in Santa Clarita, CA. Climate, culture, job market, and personal taste all factor in.
Is Santa Clarita, CA or Chicago, IL safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Santa Clarita, CA and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Clarita, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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