Last update: Oct 2026

Cost of Living Comparison Between Santa Clarita, CA and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,884 in Santa Clarita, CA, rent and utilities included – about $10,200 less a year. Higher rent and utilities in Santa Clarita, CA outweigh lower spending on other living expenses.

Santa Clarita, CA, United States
Chicago, IL, United States
Santa Clarita, CA
🇺🇸 United States
$3,884
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Santa Clarita, CA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Clarita, CA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,884 per month in Santa Clarita, CA vs $3,037 in Chicago, IL, rent included.

  • Santa Clarita, CA $3,884
  • Chicago, IL $3,037

A couple spends around $5,163 per month in Santa Clarita, CA vs $4,518 in Chicago, IL, rent included.

  • Santa Clarita, CA $5,163
  • Chicago, IL $4,518

A family of three spends $6,442 per month in Santa Clarita, CA vs $5,999 in Chicago, IL, rent included.

  • Santa Clarita, CA $6,442
  • Chicago, IL $5,999

Santa Clarita, CA costs about 28% more than Chicago, IL, and outside of rent the biggest gap is in eating out.

Both Santa Clarita, CA and Chicago, IL sit above the global median – Santa Clarita, CA by 185%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Santa Clarita, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$19.90 $19.90
$20.71 $20.71
-3.91%
Three-Course Dinner for Two, Mid-Range
$98.1 $98.1
$89.2 $89.2
9.93%
Fast Food Meal (McDonalds, etc)
$15.17 $15.17
$13.19 $13.19
15.01%
Cappuccino
$6.16 $6.16
$5.66 $5.66
8.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.58 $3.58
$2.64 $2.64
35.61%
Water (0.33 liter bottle)
$2.97 $2.97
$2.28 $2.28
30.26%
Local Beer (0.5 liter draught)
$7.80 $7.80
$6.87 $6.87
13.54%
Imported Beer (0.33 liter bottle)
$8.78 $8.78
$8.84 $8.84
-0.68%
🛒 Groceries & Markets
Santa Clarita, CA
Chicago, IL
Difference
Milk (1 liter)
$1.13 $1.13
$1.25 $1.25
-9.60%
White Bread (500g)
$4.07 $4.07
$3.72 $3.72
9.41%
Rice (white) (1kg)
$4.98 $4.98
$5.39 $5.39
-7.61%
Eggs
$4.95 $4.95
$4.74 $4.74
4.43%
Local Cheese (1kg)
$19.52 $19.52
$13.84 $13.84
41.04%
Chicken Fillets (1kg)
$8.07 $8.07
$14.40 $14.40
-43.96%
Beef Round Steak (1kg)
$16.68 $16.68
$18.38 $18.38
-9.25%
Apples (1kg)
$6.51 $6.51
$5.22 $5.22
24.71%
Banana (1kg)
$1.96 $1.96
$1.98 $1.98
-1.01%
Oranges (1kg)
$3.08 $3.08
$4.06 $4.06
-24.14%
Tomato (1kg)
$2.95 $2.95
$4.97 $4.97
-40.64%
Potato (1kg)
$8.86 $8.86
$2.67 $2.67
231.84%
Onion (1kg)
$4.69 $4.69
$2.66 $2.66
76.32%
Lettuce (1 head)
$3.49 $3.49
$2.24 $2.24
55.80%
Water (1.5 liter bottle)
$2.69 $2.69
$3.13 $3.13
-14.06%
Cigarettes 20 Pack (Marlboro, Camel)
$11.89 $11.89
$13.82 $13.82
-13.97%
Wine (Bottle)
$16.03 $16.03
$14.88 $14.88
7.73%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.54 $2.54
-32.68%
Imported Beer (0.33 liter bottle)
$4.40 $4.40
$3.51 $3.51
25.36%
🚌 Getting Around
Santa Clarita, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.48 $2.48
$2.43 $2.43
2.06%
Public Transport Monthly Pass (Regular Price)
$27.34 $27.34
$73.5 $73.5
-62.82%
Taxi Start (Normal Tariff)
$2.82 $2.82
$3.18 $3.18
-11.32%
Taxi (Normal Tariff) (1km)
$2.47 $2.47
$1.39 $1.39
77.70%
Taxi 1hour Waiting (Normal Tariff)
$60.4 $60.4
$25.03 $25.03
141.31%
Gasoline (1 liter)
$1.27 $1.27
$1.20 $1.20
5.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.0K $23.0K
$35.0K $35.0K
-34.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.7K $26.7K
-1.56%
🧾 Monthly Utilities & Internet
Santa Clarita, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$223 $223
$194 $194
14.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$55.6 $55.6
$69.5 $69.5
-20.01%
Internet (50+ Mbps, Unlimited Data)
$72.3 $72.3
$61.6 $61.6
17.28%
🎉 Sport & Entertainment
Santa Clarita, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$36.54 $36.54
$47.90 $47.90
-23.72%
Tennis Court (1 Hour on Weekend)
$25.26 $25.26
$27.34 $27.34
-7.61%
Cinema Ticket
$14.26 $14.26
$17.81 $17.81
-19.93%
🧸 Childcare & Education
Santa Clarita, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,451 $1,451
$1,794 $1,794
-19.12%
International Primary School, 1 Child (Yearly)
$36.9K $36.9K
$31.9K $31.9K
15.45%
👕👟 Clothing & Footwear
Santa Clarita, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$73.6 $73.6
$67.0 $67.0
9.82%
Summer Dress (H&M, Zara, etc)
$27.31 $27.31
$52.1 $52.1
-47.62%
Sport Shoes (Adidas, Nike)
$73.1 $73.1
$102 $102
-28.03%
Men's Leather Business Shoes
$111 $111
$144 $144
-22.75%
🏠 Accommodation & Living
Santa Clarita, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,827 $2,827
$2,526 $2,526
11.91%
1-bedroom Apartment, Outside City Center (Monthly)
$2,483 $2,483
$1,578 $1,578
57.33%
3-bedroom Apartment, City Center (Monthly)
$3,861 $3,861
$4,738 $4,738
-18.52%
3-bedroom Apartment, Outside City Center (Monthly)
$3,261 $3,261
$2,693 $2,693
21.09%
Buy Apartment in City Center (m2)
$3,653 $3,653
$4,190 $4,190
-12.81%
Buy Apartment Outside City Center (m2)
$4,227 $4,227
$2,768 $2,768
52.70%
💵 Salaries & Financials
Santa Clarita, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,249 $5,249
$4,931 $4,931
6.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.49
6.81
-4.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Clarita, CA: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Santa Clarita, CA
$2.5K
Chicago, IL
$1.6K 36.4% $905
Groceries & Markets
Santa Clarita, CA
$444
Chicago, IL
$447 0.8% $3.7
Eating Out
Santa Clarita, CA
$361
Chicago, IL
$345 4.6% $17
Monthly Utilities & Internet
Santa Clarita, CA
$351
Chicago, IL
$326 7.1% $25
Clothing & Footwear
Santa Clarita, CA
$128
Chicago, IL
$164 27.9% $36
Sport & Entertainment
Santa Clarita, CA
$65
Chicago, IL
$84 28.4% $18
Getting Around
Santa Clarita, CA
$52
Chicago, IL
$93 78.1% $41

Cost Breakdown

A central one-bedroom costs $2,827 in Santa Clarita, CA versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in Santa Clarita, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98 in Santa Clarita, CA versus $89 in Chicago, IL. Groceries tell a different story – $444 in Santa Clarita, CA vs $447 in Chicago, IL – so Santa Clarita, CA wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Santa Clarita, CA
🇺🇸 Chicago, IL
🕒 Local time
18:05 6:05 PM
20:05 8:05 PM
2 h ahead of Santa Clarita, CA
🌤 Weather
👥 Population
182,371
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • Santa Clarita, CA Chicago, IL 2,810 km ≈ 4 h nonstop flight
From you
  • Santa Clarita, CA
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Santa Clarita, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Santa Clarita, CA and in Chicago, IL compare overall?
Monthly costs with rent: $3,884 in Santa Clarita, CA, $3,037 in Chicago, IL – Chicago, IL comes out roughly 22% cheaper. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Santa Clarita, CA compared to Chicago, IL?
For a comfortable life, plan on about $5,826 per month in Santa Clarita, CA and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Santa Clarita, CA and Chicago, IL?
Rent is clearly cheaper in Chicago, IL, especially for central apartments: a one-bedroom in the center costs $2,526 there versus $2,827 in Santa Clarita, CA.
Which city has cheaper restaurants?
A mid-range dinner for two costs $98 in Santa Clarita, CA and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
How do commuting costs compare in Santa Clarita, CA and in Chicago, IL?
Public transport costs about 63% less in Santa Clarita, CA. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $3,884 in Santa Clarita, CA and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.
Where should digital nomads live: Santa Clarita, CA or Chicago, IL?
For digital nomads, it depends on budget. Chicago, IL costs $3,037 versus $3,884 in Santa Clarita, CA. Both appeal to remote workers, and the cost gap matters when income varies month to month.
How do I decide between Santa Clarita, CA and Chicago, IL?
If budget matters most, go with Chicago, IL. If higher salaries or specific career opportunities are the priority, Santa Clarita, CA makes more sense. Both are solid long-term options with distinct trade-offs.

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