Cost of Living Comparison Between Santa Barbara, CA and Chicago, IL Cost of Living Comparison Between Santa Barbara, CA and Chicago, IL

😐 Solo nomad: Santa Barbara, CA is 1% more expensive than Chicago, IL without rent, and 23.8% more expensive with rent.
🙂 Family of 3: Santa Barbara, CA is 14.4% cheaper than Chicago, IL without rent, and 25.8% more expensive with rent.
Currency
🍽 Eating Out
Santa Barbara, CA
Chicago, IL
Difference
Meal at Budget Restaurant
$24.82 $24.82
$20.82 $20.82
19.21%
Three-Course Dinner for Two, Mid-Range
$100 $100
$100 $100
-0.33%
Fast Food Meal (McDonalds, etc)
$10.17 $10.17
$11.97 $11.97
-15.04%
Cappuccino
$5.62 $5.62
$5.56 $5.56
1.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 $2.73
$3.11 $3.11
-12.22%
Water (0.33 liter bottle)
$2.1 $2.1
$2.42 $2.42
-13.22%
Local Beer (0.5 liter draught)
$8.16 $8.16
$6.86 $6.86
18.95%
Imported Beer (0.33 liter bottle)
$9.1 $9.1
$8.45 $8.45
7.69%
🛒 Groceries & Markets
Santa Barbara, CA
Chicago, IL
Difference
Milk (1 liter)
$1.3 $1.3
$1.04 $1.04
25.00%
White Bread (500g)
$4.89 $4.89
$4.15 $4.15
17.83%
Rice (white) (1kg)
$4.83 $4.83
$5.52 $5.52
-12.50%
Eggs
$5.43 $5.43
$4.65 $4.65
16.77%
Local Cheese (1kg)
$12.51 $12.51
$14.33 $14.33
-12.70%
Chicken Fillets (1kg)
$11.62 $11.62
$14.88 $14.88
-21.91%
Beef Round Steak (1kg)
$14.26 $14.26
$19.34 $19.34
-26.27%
Apples (1kg)
$6.24 $6.24
$5.17 $5.17
20.70%
Banana (1kg)
$1.91 $1.91
$1.71 $1.71
11.70%
Oranges (1kg)
$3.84 $3.84
$4.41 $4.41
-12.93%
Tomato (1kg)
$5.35 $5.35
$4.51 $4.51
18.63%
Potato (1kg)
$3.31 $3.31
$2.53 $2.53
30.83%
Onion (1kg)
$3.04 $3.04
$2.74 $2.74
10.95%
Lettuce (1 head)
$2.18 $2.18
$2.43 $2.43
-10.29%
Water (1.5 liter bottle)
$2.02 $2.02
$2.7 $2.7
-25.19%
Cigarettes 20 Pack (Marlboro, Camel)
$13.02 $13.02
$15.19 $15.19
-14.29%
Wine (Bottle)
$15.26 $15.26
$16.42 $16.42
-7.06%
Local Beer (0.5 liter bottle)
$1.76 $1.76
$2.35 $2.35
-25.11%
Imported Beer (0.33 liter bottle)
$4.07 $4.07
$3.7 $3.7
10.00%
🚌 Getting Around
Santa Barbara, CA
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.8 $1.8
$2.53 $2.53
-28.85%
Public Transport Monthly Pass (Regular Price)
$65.2 $65.2
$74.1 $74.1
-12.05%
Taxi Start (Normal Tariff)
$5.82 $5.82
$3.34 $3.34
74.25%
Taxi (Normal Tariff) (1km)
$2 $2
$1.42 $1.42
40.85%
Taxi 1hour Waiting (Normal Tariff)
$50.9 $50.9
$25.42 $25.42
100.24%
Gasoline (1 liter)
$1.22 $1.22
$1.08 $1.08
12.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K $28.5K
$32.4K $32.4K
-12.15%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$26.2K $26.2K
-2.65%
🧾 Monthly Utilities & Internet
Santa Barbara, CA
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$201 $201
$188 $188
6.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$54.1 $54.1
$63.7 $63.7
-15.05%
Internet (50+ Mbps, Unlimited Data)
$72.4 $72.4
$65.2 $65.2
10.97%
🎉 Sport & Entertainment
Santa Barbara, CA
Chicago, IL
Difference
Gym Membership (Monthly)
$66.1 $66.1
$76.7 $76.7
-13.89%
Tennis Court (1 Hour on Weekend)
$18.29 $18.29
$13.03 $13.03
40.37%
Cinema Ticket
$12.64 $12.64
$14.93 $14.93
-15.34%
🧸 Childcare & Education
Santa Barbara, CA
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,445 $1,445
$2,063 $2,063
-29.96%
International Primary School, 1 Child (Yearly)
$37.3K $37.3K
$39.2K $39.2K
-4.75%
👕👟 Clothing & Footwear
Santa Barbara, CA
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$68.4 $68.4
$64.3 $64.3
6.36%
Summer Dress (H&M, Zara, etc)
$41.33 $41.33
$52.4 $52.4
-21.11%
Sport Shoes (Adidas, Nike)
$77.7 $77.7
$95.2 $95.2
-18.39%
Men's Leather Business Shoes
$146 $146
$145 $145
0.67%
🏠 Accommodation & Living
Santa Barbara, CA
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,643 $2,643
$2,378 $2,378
11.15%
1-bedroom Apartment, Outside City Center (Monthly)
$2,296 $2,296
$1,584 $1,584
44.92%
3-bedroom Apartment, City Center (Monthly)
$5,146 $5,146
$4,763 $4,763
8.05%
3-bedroom Apartment, Outside City Center (Monthly)
$4,439 $4,439
$2,815 $2,815
57.69%
Buy Apartment in City Center (m2)
$10.4K $10.4K
$3,588 $3,588
189.01%
Buy Apartment Outside City Center (m2)
$9,888 $9,888
$2,490 $2,490
297.08%
💵 Salaries & Financials
Santa Barbara, CA
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,242 $5,242
$5,275 $5,275
-0.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.68
6.6
1.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Barbara, CA: October 29, 2025

Last update for Chicago, IL: October 29, 2025

Similar cities

Join the CityCost newsletter – low traffic, no spam, and easy to unsubscribe. Your email stays private.