Last update: Oct 2026

Cost of Living Comparison Between Santa Anna, TX and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,579 in Santa Anna, TX, rent and utilities included – about $14,700 less a year. Rent and utilities account for most of the difference.

124

Cost of Living Index in Santa Anna, TX
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Santa Anna, TX Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Santa Anna, TX

🇺🇸 United States

$2,579

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Santa Anna, TX and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Santa Anna, TX and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,579 in Santa Anna, TX versus $1,353 in Ubud, Bali.

Santa Anna, TX $2,579
Ubud, Bali $1,353

Estimated couple costs with rent: $3,763 in Santa Anna, TX versus $2,297 in Ubud, Bali.

Santa Anna, TX $3,763
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $4,948 in Santa Anna, TX versus $3,241 in Ubud, Bali.

Santa Anna, TX $4,948
Ubud, Bali $3,241

Living in Santa Anna, TX is roughly 91% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Santa Anna, TX 90% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$21.09 $21.09

$3.23 Rp 58.1K

552.94%

Three-Course Dinner for Two, Mid-Range

$82.4 $82.4

$34.88 Rp 627.8K

136.15%

Fast Food Meal (McDonalds, etc)

$12.10 $12.10

$5.70 Rp 102.5K

112.28%

Cappuccino

$5.20 $5.20

$2.62 Rp 47.1K

98.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.36 $2.36

$1.72 Rp 31.0K

37.21%

Water (0.33 liter bottle)

$2.06 $2.06

$0.81 Rp 14.6K

154.32%

Local Beer (0.5 liter draught)

$5.58 $5.58

$2.65 Rp 47.7K

110.57%

Imported Beer (0.33 liter bottle)

$6.28 $6.28

$4.37 Rp 78.6K

43.71%

Milk (1 liter)

$1.05 $1.05

$1.57 Rp 28.3K

-33.12%

White Bread (500g)

$3.63 $3.63

$2.19 Rp 39.5K

65.75%

Rice (white) (1kg)

$4.43 $4.43

$1.18 Rp 21.2K

275.42%

Eggs

$4.27 $4.27

$2.16 Rp 38.8K

97.69%

Local Cheese (1kg)

$12.07 $12.07

$17.65 Rp 317.7K

-31.61%

Chicken Fillets (1kg)

$11.42 $11.42

$3.78 Rp 68.0K

202.12%

Beef Round Steak (1kg)

$17.22 $17.22

$11.95 Rp 215.1K

44.10%

Apples (1kg)

$4.62 $4.62

$3.60 Rp 64.8K

28.33%

Banana (1kg)

$1.45 $1.45

$1.59 Rp 28.6K

-8.81%

Oranges (1kg)

$3.69 $3.69

$2.31 Rp 41.6K

59.74%

Tomato (1kg)

$4.84 $4.84

$1.91 Rp 34.3K

153.40%

Potato (1kg)

$2.76 $2.76

$1.78 Rp 32.1K

55.06%

Onion (1kg)

$2.90 $2.90

$2.33 Rp 41.9K

24.46%

Lettuce (1 head)

$2.17 $2.17

$1.00 Rp 18.0K

117.00%

Water (1.5 liter bottle)

$2.21 $2.21

$0.53 Rp 9,509

316.98%

Cigarettes 20 Pack (Marlboro, Camel)

$10.02 $10.02

$2.29 Rp 41.1K

337.55%

Wine (Bottle)

$14.65 $14.65

$22.07 Rp 397.3K

-33.62%

Local Beer (0.5 liter bottle)

$1.92 $1.92

$2.35 Rp 42.2K

-18.30%

Imported Beer (0.33 liter bottle)

$3.34 $3.34

$2.98 Rp 53.6K

12.08%

One-way Ticket (Public Transport)

$2.09 $2.09

$0.23 Rp 4,112

808.70%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$3.50 $3.50

$0.47 Rp 8,466

644.68%

Taxi (Normal Tariff) (1km)

$1.99 $1.99

$0.43 Rp 7,737

362.79%

Taxi 1hour Waiting (Normal Tariff)

$31.03 $31.03

$5.47 Rp 98.4K

467.28%

Gasoline (1 liter)

$0.97 $0.97

$0.83 Rp 14.9K

16.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K $31.1K

$23.9K Rp 429.8M

30.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$32.8K Rp 590.1M

-18.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 $200

$80.0 Rp 1.4M

149.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$6.56 Rp 118.1K

791.46%

Internet (50+ Mbps, Unlimited Data)

$69.2 $69.2

$18.60 Rp 334.8K

271.77%

Gym Membership (Monthly)

$41.34 $41.34

$54.1 Rp 974.1K

-23.61%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$14.24 $14.24

$4.25 Rp 76.5K

235.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,373 $1,373

$493 Rp 8.9M

178.60%

International Primary School, 1 Child (Yearly)

$23.9K $23.9K

$5,597 Rp 100.7M

327.26%

Jeans (Levis 501 Or Similar)

$48.26 $48.26

$45.58 Rp 820.4K

5.88%

Summer Dress (H&M, Zara, etc)

$38.93 $38.93

$34.96 Rp 629.4K

11.36%

Sport Shoes (Adidas, Nike)

$85.8 $85.8

$77.7 Rp 1.4M

10.36%

Men's Leather Business Shoes

$109 $109

$78.5 Rp 1.4M

39.43%

1-bedroom Apartment, City Center (Monthly)

$1,578 $1,578

$1,131 Rp 20.4M

39.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,315 $1,315

$673 Rp 12.1M

95.37%

3-bedroom Apartment, City Center (Monthly)

$2,463 $2,463

$3,613 Rp 65.0M

-31.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,121 $2,121

$1,702 Rp 30.6M

24.63%

Buy Apartment in City Center (m2)

$2,447 $2,447

$2,717 Rp 48.9M

-9.96%

Buy Apartment Outside City Center (m2)

$2,181 $2,181

$2,241 Rp 40.3M

-2.70%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Anna, TX: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Santa Anna, TX

$1.3K 51%

Ubud, Bali

$673 49.7% 48.8% $642

Groceries & Markets

Santa Anna, TX

$392 15.2%

Ubud, Bali

$287 21.2% 26.8% $105

Monthly Utilities & Internet

Santa Anna, TX

$328 12.7%

Ubud, Bali

$105 7.8% 67.9% $222

Eating Out

Santa Anna, TX

$326 12.6%

Ubud, Bali

$106 7.9% 67.3% $219

Clothing & Footwear

Santa Anna, TX

$127 4.9%

Ubud, Bali

$107 7.9% 16.2% $21

Sport & Entertainment

Santa Anna, TX

$70 2.7%

Ubud, Bali

$63 4.6% 10.3% $7.2

Getting Around

Santa Anna, TX

$22 * 0.9%

Ubud, Bali

$12 0.9% 43% $9.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,578 in Santa Anna, TX and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $82.0 in Santa Anna, TX vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $392 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Santa Anna, TX

🇮🇩 Ubud, Bali

🕒 Local time

03:50 3:50 AM

16:50 4:50 PM

13 h ahead of Santa Anna, TX

🌤 Weather

👥 Population

1,000

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

Santa Anna, TX Ubud, Bali 15,610 km ≈ 20 h nonstop flight

From you

Santa Anna, TX
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Anna, TX vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and utilities. The 91% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,868 in Santa Anna, TX and $2,030 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,578 in Santa Anna, TX versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,373 in Santa Anna, TX versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $82.0 in Santa Anna, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,579 in Santa Anna, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Santa Anna, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Santa Anna, TX, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Santa Anna, TX and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 91% less than in Santa Anna, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.