Last update: Oct 2026

Cost of Living Comparison Between San Luis Obispo, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,315 in San Luis Obispo, CA, rent and utilities included – about $23,600 less a year. Rent and utilities account for most of the difference.

161

Cost of Living Index in San Luis Obispo, CA
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San Luis Obispo, CA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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San Luis Obispo, CA

🇺🇸 United States

$3,315

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in San Luis Obispo, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Luis Obispo, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $3,315 per month in San Luis Obispo, CA vs $1,349 in Ubud, Bali, rent included.

San Luis Obispo, CA $3,315
Ubud, Bali $1,349

A couple spends around $4,816 per month in San Luis Obispo, CA vs $2,305 in Ubud, Bali, rent included.

San Luis Obispo, CA $4,816
Ubud, Bali $2,305

A family of three spends $6,317 per month in San Luis Obispo, CA vs $3,261 in Ubud, Bali, rent included.

San Luis Obispo, CA $6,317
Ubud, Bali $3,261

San Luis Obispo, CA costs about 146% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$23.68 $23.68

$3.32 Rp 60.3K

613.25%

Three-Course Dinner for Two, Mid-Range

$60.1 $60.1

$35.64 Rp 646.5K

68.71%

Fast Food Meal (McDonalds, etc)

$12.82 $12.82

$5.53 Rp 100.4K

131.83%

Cappuccino

$6.37 $6.37

$2.72 Rp 49.3K

134.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$1.70 Rp 30.9K

67.65%

Water (0.33 liter bottle)

$2.50 $2.50

$0.76 Rp 13.8K

228.95%

Local Beer (0.5 liter draught)

$8.09 $8.09

$2.65 Rp 48.1K

205.28%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$4.38 Rp 79.5K

80.59%

Milk (1 liter)

$1.16 $1.16

$1.49 Rp 27.0K

-22.15%

White Bread (500g)

$4.46 $4.46

$2.28 Rp 41.3K

95.61%

Rice (white) (1kg)

$5.40 $5.40

$1.19 Rp 21.6K

353.78%

Eggs

$4.65 $4.65

$2.04 Rp 36.9K

127.94%

Local Cheese (1kg)

$15.61 $15.61

$17.70 Rp 321.1K

-11.81%

Chicken Fillets (1kg)

$8.89 $8.89

$3.96 Rp 71.9K

124.49%

Beef Round Steak (1kg)

$15.50 $15.50

$12.19 Rp 221.1K

27.15%

Apples (1kg)

$3.81 $3.81

$3.66 Rp 66.3K

4.10%

Banana (1kg)

$1.99 $1.99

$1.52 Rp 27.5K

30.92%

Oranges (1kg)

$3.27 $3.27

$2.23 Rp 40.4K

46.64%

Tomato (1kg)

$3.25 $3.25

$1.97 Rp 35.8K

64.97%

Potato (1kg)

$2.90 $2.90

$1.85 Rp 33.5K

56.76%

Onion (1kg)

$2.81 $2.81

$2.42 Rp 44.0K

16.12%

Lettuce (1 head)

$2.16 $2.16

$0.99 Rp 18.0K

118.18%

Water (1.5 liter bottle)

$2.04 $2.04

$0.51 Rp 9,313

300.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.65 $11.65

$2.22 Rp 40.3K

424.77%

Wine (Bottle)

$17.25 $17.25

$22.24 Rp 403.4K

-22.44%

Local Beer (0.5 liter bottle)

$1.84 $1.84

$2.26 Rp 41.0K

-18.58%

Imported Beer (0.33 liter bottle)

$3.15 $3.15

$2.97 Rp 53.9K

6.06%

One-way Ticket (Public Transport)

$1.73 $1.73

$0.25 Rp 4,553

592.00%

Public Transport Monthly Pass (Regular Price)

$59.2 $59.2

$7.82 Rp 141.9K

657.29%

Taxi Start (Normal Tariff)

$6.52 $6.52

$0.44 Rp 7,972

1381.82%

Taxi (Normal Tariff) (1km)

$2.75 $2.75

$0.43 Rp 7,801

539.53%

Taxi 1hour Waiting (Normal Tariff)

$37.93 $37.93

$5.41 Rp 98.1K

601.11%

Gasoline (1 liter)

$1.44 $1.44

$0.82 Rp 15.0K

75.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K $30.9K

$23.8K Rp 432.4M

29.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$31.7K Rp 575.9M

-17.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$251 $251

$79.1 Rp 1.4M

217.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.0 $54.0

$6.45 Rp 116.9K

736.43%

Internet (50+ Mbps, Unlimited Data)

$67.9 $67.9

$18.58 Rp 337.0K

265.66%

Gym Membership (Monthly)

$32.67 $32.67

$49.48 Rp 897.5K

-33.97%

Tennis Court (1 Hour on Weekend)

$49.73 $49.73

$17.65 Rp 320.1K

181.76%

Cinema Ticket

$12.28 $12.28

$4.27 Rp 77.5K

187.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,312 $2,312

$491 Rp 8.9M

371.26%

International Primary School, 1 Child (Yearly)

$33.6K $33.6K

$5,674 Rp 102.9M

491.60%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$44.64 Rp 809.7K

47.72%

Summer Dress (H&M, Zara, etc)

$49.81 $49.81

$34.95 Rp 634.0K

42.52%

Sport Shoes (Adidas, Nike)

$108 $108

$79.9 Rp 1.4M

35.46%

Men's Leather Business Shoes

$99.7 $99.7

$79.4 Rp 1.4M

25.59%

1-bedroom Apartment, City Center (Monthly)

$2,431 $2,431

$1,125 Rp 20.4M

116.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,879 $1,879

$671 Rp 12.2M

179.76%

3-bedroom Apartment, City Center (Monthly)

$4,313 $4,313

$3,565 Rp 64.7M

21.00%

3-bedroom Apartment, Outside City Center (Monthly)

$3,264 $3,264

$1,723 Rp 31.3M

89.43%

Buy Apartment in City Center (m2)

$7,432 $7,432

$2,732 Rp 49.5M

172.06%

Buy Apartment Outside City Center (m2)

$5,995 $5,995

$2,284 Rp 41.4M

162.47%

Average Monthly Net Salary (After Tax)

$5,519 $5,519

$164 Rp 3.0M

3268.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.26

13.78

-54.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Luis Obispo, CA: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Luis Obispo, CA

$1.9K 56.7%

Ubud, Bali

$672 49.8% 64.3% $1.2K

Groceries & Markets

San Luis Obispo, CA

$392 11.8%

Ubud, Bali

$288 21.4% 26.4% $104

Eating Out

San Luis Obispo, CA

$382 11.5%

Ubud, Bali

$108 8% 71.8% $274

Monthly Utilities & Internet

San Luis Obispo, CA

$373 11.3%

Ubud, Bali

$104 7.7% 72.1% $269

Clothing & Footwear

San Luis Obispo, CA

$146 4.4%

Ubud, Bali

$108 8% 26.2% $38

Getting Around

San Luis Obispo, CA

$86 2.6%

Ubud, Bali

$11 0.9% 86.8% $75

Sport & Entertainment

San Luis Obispo, CA

$57 1.7%

Ubud, Bali

$58 4.3% 1.4% $0.8

Cost Breakdown

A central one-bedroom costs $2,431 in San Luis Obispo, CA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in San Luis Obispo, CA are about 34 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60 in San Luis Obispo, CA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $392 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 San Luis Obispo, CA

🇮🇩 Ubud, Bali

🕒 Local time

01:08 1:08 AM

17:08 5:08 PM

16 h ahead of San Luis Obispo, CA

🌤 Weather

👥 Population

47,339

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

San Luis Obispo, CA Ubud, Bali 13,630 km ≈ 18 h nonstop flight

From you

San Luis Obispo, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Luis Obispo, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

San Luis Obispo, CA costs about 146% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,972 per month in San Luis Obispo, CA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $2,431 in San Luis Obispo, CA.

Public transport costs about 87% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $2,312 per month in San Luis Obispo, CA and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $3,315 in San Luis Obispo, CA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $3,315 in San Luis Obispo, CA. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, San Luis Obispo, CA makes more sense. Both are solid long-term options with distinct trade-offs.