Last update: Oct 2026

Cost of Living Comparison Between San Jose and Modesto, CA

For one person, living is cheaper in San Jose: $1,949 a month against $2,634 in Modesto, CA, rent and utilities included – about $8,200 less a year. Rent and utilities account for most of the difference.

93

Cost of Living Index in San Jose
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San Jose Living Index
128

Cost of Living Index in Modesto, CA
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Modesto, CA Living Index

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San Jose

🇨🇷 Costa Rica

$1,949

/mo nomad

Modesto, CA

🇺🇸 United States

$2,634

/mo nomad

Monthly Cost of Living

How much you'll spend in San Jose and in Modesto, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Jose and in Modesto, CA actually costs, broken down by who's living it.

A single person spends $1,949 per month in San Jose vs $2,634 in Modesto, CA, rent included.

San Jose $1,949
Modesto, CA $2,634

A couple spends around $2,903 per month in San Jose vs $3,994 in Modesto, CA, rent included.

San Jose $2,903
Modesto, CA $3,994

A family of three spends $3,857 per month in San Jose vs $5,354 in Modesto, CA, rent included.

San Jose $3,857
Modesto, CA $5,354

San Jose is about 26% cheaper than Modesto, CA, and outside of rent the biggest gap is in eating out.

Both San Jose and Modesto, CA sit above the global median – San Jose by 45%, Modesto, CA by 97%.

Meal at Budget Restaurant

$12.22 ₡5,510

$14.85 $14.85

-17.71%

Three-Course Dinner for Two, Mid-Range

$60.1 ₡27.1K

$78.9 $78.9

-23.78%

Fast Food Meal (McDonalds, etc)

$11.77 ₡5,305

$9.02 $9.02

30.49%

Cappuccino

$4.30 ₡1,939

$5.56 $5.56

-22.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 ₡1,226

$2.57 $2.57

5.84%

Water (0.33 liter bottle)

$1.84 ₡830

$1.64 $1.64

12.20%

Local Beer (0.5 liter draught)

$3.28 ₡1,480

$5.01 $5.01

-34.53%

Imported Beer (0.33 liter bottle)

$4.36 ₡1,966

$7.16 $7.16

-39.11%

Milk (1 liter)

$2.38 ₡1,074

$1.10 $1.10

116.36%

White Bread (500g)

$3.12 ₡1,408

$3.55 $3.55

-12.11%

Rice (white) (1kg)

$2.41 ₡1,086

$4.22 $4.22

-42.89%

Eggs

$3.47 ₡1,564

$5.55 $5.55

-37.48%

Local Cheese (1kg)

$10.57 ₡4,767

$13.00 $13.00

-18.69%

Chicken Fillets (1kg)

$10.56 ₡4,758

$13.57 $13.57

-22.18%

Beef Round Steak (1kg)

$13.75 ₡6,196

$19.45 $19.45

-29.31%

Apples (1kg)

$5.04 ₡2,274

$5.40 $5.40

-6.67%

Banana (1kg)

$1.61 ₡727

$1.93 $1.93

-16.58%

Oranges (1kg)

$4.59 ₡2,069

$5.35 $5.35

-14.21%

Tomato (1kg)

$3.84 ₡1,731

$5.38 $5.38

-28.62%

Potato (1kg)

$3.77 ₡1,700

$3.60 $3.60

4.72%

Onion (1kg)

$3.76 ₡1,693

$2.91 $2.91

29.21%

Lettuce (1 head)

$1.12 ₡506

$2.44 $2.44

-54.10%

Water (1.5 liter bottle)

$3.20 ₡1,441

$2.46 $2.46

30.08%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 ₡2,632

$11.69 $11.69

-50.04%

Wine (Bottle)

$19.73 ₡8,897

$14.74 $14.74

33.85%

Local Beer (0.5 liter bottle)

$2.75 ₡1,240

$1.92 $1.92

43.23%

Imported Beer (0.33 liter bottle)

$3.66 ₡1,650

$3.29 $3.29

11.25%

One-way Ticket (Public Transport)

$1.12 ₡503

$1.95 $1.95

-42.56%

Public Transport Monthly Pass (Regular Price)

$65.1 ₡29.4K

$40.63 $40.63

60.25%

Taxi Start (Normal Tariff)

$2.46 ₡1,110

$3.47 $3.47

-29.11%

Taxi (Normal Tariff) (1km)

$1.54 ₡692

$3.04 $3.04

-49.34%

Taxi 1hour Waiting (Normal Tariff)

$8.46 ₡3,815

$29.63 $29.63

-71.45%

Gasoline (1 liter)

$1.55 ₡699

$1.40 $1.40

10.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.7K ₡9.8M

$36.2K $36.2K

-39.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K ₡15.7M

$25.8K $25.8K

35.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$94.7 ₡42.7K

$262 $262

-63.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.11 ₡15.8K

$47.75 $47.75

-26.47%

Internet (50+ Mbps, Unlimited Data)

$58.6 ₡26.4K

$69.4 $69.4

-15.67%

Gym Membership (Monthly)

$72.2 ₡32.5K

$41.66 $41.66

73.21%

Tennis Court (1 Hour on Weekend)

$25.19 ₡11.4K

$15.14 $15.14

66.38%

Cinema Ticket

$7.83 ₡3,532

$10.81 $10.81

-27.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$971 ₡437.9K

$1,792 $1,792

-45.78%

International Primary School, 1 Child (Yearly)

$17.0K ₡7.7M

$40.5K $40.5K

-58.04%

Jeans (Levis 501 Or Similar)

$71.6 ₡32.3K

$48.10 $48.10

48.77%

Summer Dress (H&M, Zara, etc)

$54.9 ₡24.7K

$39.40 $39.40

39.21%

Sport Shoes (Adidas, Nike)

$129 ₡58.2K

$94.5 $94.5

36.55%

Men's Leather Business Shoes

$133 ₡60.0K

$120 $120

11.16%

1-bedroom Apartment, City Center (Monthly)

$934 ₡420.9K

$1,425 $1,425

-34.47%

1-bedroom Apartment, Outside City Center (Monthly)

$770 ₡347.2K

$1,293 $1,293

-40.45%

3-bedroom Apartment, City Center (Monthly)

$1,945 ₡876.7K

$2,438 $2,438

-20.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,316 ₡593.5K

$2,403 $2,403

-45.23%

Buy Apartment in City Center (m2)

$2,277 ₡1.0M

$3,151 $3,151

-27.73%

Buy Apartment Outside City Center (m2)

$1,795 ₡809.1K

$3,185 $3,185

-43.65%

Average Monthly Net Salary (After Tax)

$1,006 ₡453.5K

$4,038 $4,038

-75.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.1

41.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Jose: October 3, 2026

Last update for Modesto, CA: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Jose

$770 39.9%

Modesto, CA

$1.3K 48.9% 67.9% $523

Groceries & Markets

San Jose

$399 20.7%

Modesto, CA

$439 16.6% 10.1% $40

Eating Out

San Jose

$228 11.8%

Modesto, CA

$269 10.2% 17.9% $41

Monthly Utilities & Internet

San Jose

$188 9.8%

Modesto, CA

$380 14.3% 102% $191

Clothing & Footwear

San Jose

$175 9.1%

Modesto, CA

$136 5.1% 22.3% $39

Sport & Entertainment

San Jose

$88 4.6%

Modesto, CA

$63 2.4% 28% $25

Getting Around

San Jose

$80 4.1%

Modesto, CA

$67 2.5% 15.8% $13

Cost Breakdown

A central one-bedroom costs $934 in San Jose versus $1,425 in Modesto, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 301% higher in Modesto, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in San Jose versus $79.0 in Modesto, CA. Monthly groceries follow the same trend: $399 vs $439 – making San Jose the more affordable choice for daily food spending.

Good to know

🇨🇷 San Jose

🇺🇸 Modesto, CA

🕒 Local time

09:34 9:34 AM

08:34 8:34 AM

1 h behind San Jose

🌤 Weather

👥 Population

342,188 Capital

211,266

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.22 USD

1,000 CRC = 1.98 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 11, 2026: 1 USD = 451 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 11, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to CRC in detail →

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San Jose Modesto, CA 4,800 km ≈ 7 h nonstop flight

From you

San Jose
Modesto, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Jose vs Modesto, CA: Cost of Living - Frequently Asked Questions

Modesto, CA costs about 35% more than San Jose, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,924 per month in San Jose and $3,952 in Modesto, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Jose, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,949 in San Jose and $2,634 in Modesto, CA. That's a gap of about 35%.

Public transport costs about 60% less in San Jose. For daily commuters, that gap adds up to noticeable savings over a year.

A $2,500 monthly budget goes further in San Jose, where all-in costs run around $1,949, than in Modesto, CA at $2,634. In San Jose it covers expenses comfortably, while in Modesto, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. San Jose costs $1,949 versus $2,634 in Modesto, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with San Jose. If higher salaries, better infrastructure, or specific career opportunities are the priority, Modesto, CA makes more sense. Both are solid long-term options with distinct trade-offs.