Last update: Oct 2026

Cost of Living Comparison Between San Francisco and Austin, TX

For one person, living is cheaper in San Francisco: $1,672 a month against $2,663 in Austin, TX, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

81

Cost of Living Index in San Francisco
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San Francisco Living Index
130

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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San Francisco

🇨🇷 Costa Rica

$1,672

/mo nomad

Austin, TX

🇺🇸 United States

$2,663

/mo nomad

Monthly Cost of Living

How much you'll spend in San Francisco and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in San Francisco and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,672 in San Francisco versus $2,663 in Austin, TX.

San Francisco $1,672
Austin, TX $2,663

Estimated couple costs with rent: $2,668 in San Francisco versus $4,133 in Austin, TX.

San Francisco $2,668
Austin, TX $4,133

Monthly costs for a family of three with rent: $3,664 in San Francisco versus $5,603 in Austin, TX.

San Francisco $3,664
Austin, TX $5,603

Living in San Francisco costs roughly 37% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: San Francisco 24% above, Austin, TX 97% above.

Meal at Budget Restaurant

$10.08 ₡4,520

$20.77 $20.77

-51.47%

Three-Course Dinner for Two, Mid-Range

$61.8 ₡27.7K

$84.6 $84.6

-26.95%

Fast Food Meal (McDonalds, etc)

$11.03 ₡4,947

$12.32 $12.32

-10.47%

Cappuccino

$4.33 ₡1,941

$5.63 $5.63

-23.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 ₡582

$3.72 $3.72

-65.05%

Water (0.33 liter bottle)

$1.81 ₡810

$2.50 $2.50

-27.60%

Local Beer (0.5 liter draught)

$3.35 ₡1,504

$8.05 $8.05

-58.39%

Imported Beer (0.33 liter bottle)

$4.31 ₡1,932

$9.01 $9.01

-52.16%

Milk (1 liter)

$2.32 ₡1,039

$1.12 $1.12

107.14%

White Bread (500g)

$3.03 ₡1,360

$3.75 $3.75

-19.20%

Rice (white) (1kg)

$2.44 ₡1,095

$3.26 $3.26

-25.15%

Eggs

$3.51 ₡1,575

$4.17 $4.17

-15.83%

Local Cheese (1kg)

$10.83 ₡4,859

$12.90 $12.90

-16.05%

Chicken Fillets (1kg)

$10.43 ₡4,677

$14.16 $14.16

-26.34%

Beef Round Steak (1kg)

$13.81 ₡6,192

$16.22 $16.22

-14.86%

Apples (1kg)

$5.00 ₡2,241

$4.33 $4.33

15.47%

Banana (1kg)

$1.64 ₡735

$1.46 $1.46

12.33%

Oranges (1kg)

$4.85 ₡2,177

$4.51 $4.51

7.54%

Tomato (1kg)

$3.96 ₡1,777

$4.34 $4.34

-8.76%

Potato (1kg)

$3.75 ₡1,683

$2.58 $2.58

45.35%

Onion (1kg)

$3.59 ₡1,609

$2.35 $2.35

52.77%

Lettuce (1 head)

$1.08 ₡483

$1.78 $1.78

-39.33%

Water (1.5 liter bottle)

$3.20 ₡1,435

$2.22 $2.22

44.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.80 ₡2,601

$9.88 $9.88

-41.30%

Wine (Bottle)

$20.33 ₡9,119

$15.08 $15.08

34.81%

Local Beer (0.5 liter bottle)

$2.81 ₡1,262

$2.92 $2.92

-3.77%

Imported Beer (0.33 liter bottle)

$3.66 ₡1,642

$3.46 $3.46

5.78%

One-way Ticket (Public Transport)

$1.34 ₡602

$1.49 $1.49

-10.07%

Public Transport Monthly Pass (Regular Price)

$65.2 ₡29.3K

$41.72 $41.72

56.35%

Taxi Start (Normal Tariff)

$1.78 ₡800

$2.73 $2.73

-34.80%

Taxi (Normal Tariff) (1km)

$1.63 ₡732

$1.66 $1.66

-1.81%

Taxi 1hour Waiting (Normal Tariff)

$8.91 ₡3,994

$35.30 $35.30

-74.76%

Gasoline (1 liter)

$1.49 ₡667

$0.95 $0.95

56.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K ₡9.9M

$36.0K $36.0K

-39.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.0K ₡15.7M

$27.1K $27.1K

29.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.3 ₡34.2K

$229 $229

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.48 ₡15.0K

$59.4 $59.4

-43.63%

Internet (50+ Mbps, Unlimited Data)

$48.18 ₡21.6K

$69.9 $69.9

-31.08%

Gym Membership (Monthly)

$74.2 ₡33.3K

$57.2 $57.2

29.65%

Tennis Court (1 Hour on Weekend)

$16.33 $16.33

Cinema Ticket

$7.52 ₡3,373

$14.28 $14.28

-47.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$973 ₡436.4K

$1,506 $1,506

-35.38%

International Primary School, 1 Child (Yearly)

$16.8K ₡7.5M

$21.5K $21.5K

-21.75%

Jeans (Levis 501 Or Similar)

$71.1 ₡31.9K

$52.8 $52.8

34.67%

Summer Dress (H&M, Zara, etc)

$55.2 ₡24.8K

$43.82 $43.82

25.95%

Sport Shoes (Adidas, Nike)

$66.7 ₡29.9K

$84.8 $84.8

-21.32%

Men's Leather Business Shoes

$53.8 ₡24.1K

$103 $103

-47.73%

1-bedroom Apartment, City Center (Monthly)

$808 ₡362.4K

$1,907 $1,907

-57.64%

1-bedroom Apartment, Outside City Center (Monthly)

$629 ₡282.0K

$1,274 $1,274

-50.65%

3-bedroom Apartment, City Center (Monthly)

$1,914 ₡858.5K

$3,664 $3,664

-47.76%

3-bedroom Apartment, Outside City Center (Monthly)

$1,267 ₡568.0K

$2,538 $2,538

-50.10%

Buy Apartment in City Center (m2)

$7,614 $7,614

Buy Apartment Outside City Center (m2)

$3,157 $3,157

Average Monthly Net Salary (After Tax)

$892 ₡400.1K

$5,121 $5,121

-82.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.62

6.79

26.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for San Francisco: October 11, 2026

Last update for Austin, TX: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

San Francisco

$629 37.6%

Austin, TX

$1.3K 47.8% 103% $645

Groceries & Markets

San Francisco

$401 24%

Austin, TX

$405 15.2% 1% $4

Eating Out

San Francisco

$203 12.2%

Austin, TX

$354 13.3% 73.9% $150

Monthly Utilities & Internet

San Francisco

$158 9.5%

Austin, TX

$358 13.5% 127% $200

Clothing & Footwear

San Francisco

$111 6.6%

Austin, TX

$128 4.8% 15.2% $17

Sport & Entertainment

San Francisco

$89 5.3%

Austin, TX

$86 3.2% 3.9% $3.5

Getting Around

San Francisco

$81 4.8%

Austin, TX

$59 2.2% 27.1% $22

Cost Breakdown

A one-bedroom apartment in the center runs $808 in San Francisco and $1,907 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 474% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in San Francisco vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $401 vs $405 per month, with San Francisco cheaper across the board.

Good to know

🇨🇷 San Francisco

🇺🇸 Austin, TX

🕒 Local time

06:28 6:28 AM

07:28 7:28 AM

1 h ahead of San Francisco

🌤 Weather

👥 Population

55,923

974,447

💱 Currency

Costa Rican Colón CRC ₡

United States Dollar USD $

📈 Exchange rate

1,000 CRC = 2.23 USD

1,000 CRC = 1.98 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CRC – Costa Rican Colón Converter

🇺🇸 United States Dollar ($)

🇨🇷 Costa Rican Colón (₡)

Costa Rican Colón exchange rates as of October 19, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 504 CRC (1,000 CRC = 1.98 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CRC in detail →

On the map

Lowest

Highest

Between locations

San Francisco Austin, TX 2,670 km ≈ 3 h 45 min nonstop flight

From you

San Francisco
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

San Francisco vs Austin, TX: Cost of Living - Frequently Asked Questions

San Francisco wins on cost – living expenses run 59% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making San Francisco the obvious pick if budget is a priority.

On paper, salaries run 474% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $808 in San Francisco versus $1,907 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,672 per month in San Francisco versus $2,663 in Austin, TX – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in San Francisco runs roughly 56% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,672 in San Francisco versus $2,663 in Austin, TX, a $2,000 budget is realistic in San Francisco but tight or insufficient in Austin, TX. The gap between the two cities makes San Francisco the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Francisco and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Francisco gentler on the wallet – expenses run 59% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.