🙂Monthly costs for one person with rent: $902 in Samsun versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,603 in Samsun versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,304 in Samsun versus $3,327 in Ubud, Bali.
🌍Living in Samsun costs roughly 34% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Samsun is 34% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Samsun
Ubud, Bali
Difference
Meal at Budget Restaurant
$8.10₺394
$3.44Rp 60.9K
135.47%
Three-Course Dinner for Two, Mid-Range
$62.4₺3,037
$36.31Rp 643.0K
71.88%
Fast Food Meal(McDonalds, etc)
$7.74₺377
$5.71Rp 101.0K
35.55%
Cappuccino
$3.21₺156
$2.67Rp 47.3K
20.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.95₺46.15
$1.75Rp 31.0K
-45.71%
Water(0.33 liter bottle)
$0.27₺13.16
$0.87Rp 15.4K
-68.97%
Local Beer(0.5 liter draught)
$1.93₺93.8
$2.95Rp 52.3K
-34.58%
Imported Beer(0.33 liter bottle)
$2.70₺132
$4.52Rp 80.0K
-40.27%
🛒 Groceries & Markets
Samsun
Ubud, Bali
Difference
Milk(1 liter)
$1.17₺56.9
$1.62Rp 28.7K
-27.78%
White Bread(500g)
$1.67₺81.5
$2.33Rp 41.3K
-28.33%
Rice(white)(1kg)
$2.73₺133
$1.11Rp 19.6K
145.95%
Eggs
$2.58₺126
$2.20Rp 39.0K
17.27%
Local Cheese(1kg)
$8.59₺418
$17.69Rp 313.3K
-51.44%
Chicken Fillets(1kg)
$5.69₺277
$4.10Rp 72.5K
38.78%
Beef Round Steak(1kg)
$24.40₺1,187
$12.18Rp 215.6K
100.33%
Apples(1kg)
$2.44₺119
$3.71Rp 65.6K
-34.23%
Banana(1kg)
$2.37₺115
$1.59Rp 28.1K
49.06%
Oranges(1kg)
$1.54₺74.9
$2.28Rp 40.4K
-32.46%
Tomato(1kg)
$1.06₺51.5
$1.95Rp 34.6K
-45.64%
Potato(1kg)
$0.48₺23.16
$1.91Rp 33.7K
-74.87%
Onion(1kg)
$0.37₺18.04
$2.33Rp 41.3K
-84.12%
Lettuce(1 head)
$0.84₺41.11
$1.01Rp 17.8K
-16.83%
Water(1.5 liter bottle)
$0.58₺28.04
$0.55Rp 9,773
5.45%
Cigarettes 20 Pack(Marlboro, Camel)
$2.09₺101
$2.23Rp 39.5K
-6.28%
Wine(Bottle)
$9.45₺460
$23.07Rp 408.6K
-59.04%
Local Beer(0.5 liter bottle)
$1.70₺82.7
$2.42Rp 42.8K
-29.75%
Imported Beer(0.33 liter bottle)
$2.28₺111
$3.00Rp 53.1K
-24.00%
🚌 Getting Around
Samsun
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.56₺27.35
$0.27Rp 4,814
107.41%
Public Transport Monthly Pass(Regular Price)
$10.78₺525
$8.98Rp 159.1K
20.04%
Taxi Start(Normal Tariff)
$1.90₺92.5
$0.48Rp 8,566
295.83%
Taxi(Normal Tariff)(1km)
$0.58₺28.00
$0.43Rp 7,679
34.88%
Taxi 1hour Waiting(Normal Tariff)
$5.12₺249
$5.64Rp 99.9K
-9.22%
Gasoline(1 liter)
$1.26₺61.1
$0.80Rp 14.2K
57.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.9K₺2.0M
$24.9KRp 441.7M
68.06%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7K₺1.9M
$31.7KRp 561.5M
25.10%
🧾 Monthly Utilities & Internet
Samsun
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$89.1₺4,335
$81.5Rp 1.4M
9.38%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$11.67₺568
$6.49Rp 115.0K
79.82%
Internet(50+ Mbps, Unlimited Data)
$12.58₺612
$18.77Rp 332.4K
-32.98%
🎉 Sport & Entertainment
Samsun
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.64₺1,491
$56.9Rp 1.0M
-46.12%
Tennis Court(1 Hour on Weekend)
$6.10₺297
$18.73Rp 331.7K
-67.43%
Cinema Ticket
$4.18₺203
$4.54Rp 80.4K
-7.93%
🧸 Childcare & Education
Samsun
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$261₺12.7K
$481Rp 8.5M
-45.70%
International Primary School, 1 Child(Yearly)
-
$5,711Rp 101.1M
-
👕👟 Clothing & Footwear
Samsun
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$27.96₺1,361
$45.52Rp 806.0K
-38.58%
Summer Dress(H&M, Zara, etc)
$30.69₺1,493
$35.88Rp 635.4K
-14.46%
Sport Shoes(Adidas, Nike)
$71.5₺3,477
$80.4Rp 1.4M
-11.11%
Men's Leather Business Shoes
$48.71₺2,370
$78.7Rp 1.4M
-38.08%
🏠 Accommodation & Living
Samsun
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$357₺17.4K
$1,115Rp 19.7M
-67.96%
1-bedroom Apartment, Outside City Center(Monthly)
$255₺12.4K
$698Rp 12.4M
-63.48%
3-bedroom Apartment, City Center(Monthly)
$759₺36.9K
$3,637Rp 64.4M
-79.13%
3-bedroom Apartment, Outside City Center(Monthly)
$615₺29.9K
$1,737Rp 30.8M
-64.62%
Buy Apartment in City Center(m2)
$986₺48.0K
$2,784Rp 49.3M
-64.57%
Buy Apartment Outside City Center(m2)
$663₺32.2K
$2,290Rp 40.5M
-71.06%
💵 Salaries & Financials
Samsun
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$927₺45.1K
$168Rp 3.0M
451.94%
20-Year Fixed Mortgage Interest Rate(Annual %)
49
13.78
255.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Samsun: September 14, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $357 in Samsun and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Samsun pays 452% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $62.0 in Samsun vs $36.00 in Ubud, Bali. Groceries flip the comparison at $259 vs $295, with Samsun cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Samsun vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Samsun?
Samsun is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 52% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Samsun or Ubud, Bali?
Average pay runs 452% higher in Samsun, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Samsun and Ubud, Bali?
Rent for a central apartment: $357 in Samsun versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Samsun or in Ubud, Bali?
Dining out is cheaper in Samsun – a meal for two runs $62.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Samsun and in Ubud, Bali?
All in, you'll spend $902 per month in Samsun versus $1,368 in Ubud, Bali – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Samsun or in Ubud, Bali?
At $902 in Samsun versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Samsun but tight or insufficient in Ubud, Bali. The gap between the two cities makes Samsun the clear choice for anyone on this budget.
Is Samsun or Ubud, Bali more family-friendly?
For families, Samsun is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Samsun or Ubud, Bali?
Safety-wise, Samsun and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Samsun gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.