Cost of Living Comparison Between Saint-Joseph and Ubud, Bali Cost of Living Comparison Between Saint-Joseph and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,531 in Saint-Joseph versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,242 in Saint-Joseph versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,953 in Saint-Joseph versus $3,694 in Ubud, Bali.

Living in Saint-Joseph is roughly 9% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Saint-Joseph 14% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$11.64 €10.03

$3.57 Rp 64.0K

226.05%

Three-Course Dinner for Two, Mid-Range

$58.6 €50.5

$32.50 Rp 582.3K

80.15%

Fast Food Meal (McDonalds, etc)

$10.58 €9.11

$4.86 Rp 87.1K

117.70%

Cappuccino

$2.34 €2.01

$2.75 Rp 49.2K

-14.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.49 €3.00

$1.32 Rp 23.7K

164.39%

Water (0.33 liter bottle)

$2.35 €2.02

$0.70 Rp 12.6K

235.71%

Local Beer (0.5 liter draught)

$3.56 €3.07

$2.91 Rp 52.2K

22.34%

Imported Beer (0.33 liter bottle)

$4.69 €4.04

$3.79 Rp 68.0K

23.75%

Milk (1 liter)

$1.81 €1.56

$1.71 Rp 30.6K

5.85%

White Bread (500g)

$1.37 €1.18

$2.47 Rp 44.3K

-44.53%

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$5.62 €4.84

$2.44 Rp 43.8K

130.33%

Local Cheese (1kg)

$5.71 €4.92

$14.38 Rp 257.7K

-60.29%

Chicken Fillets (1kg)

$9.44 €8.13

$4.31 Rp 77.1K

119.03%

Beef Round Steak (1kg)

$17.58 €15.14

$12.21 Rp 218.7K

43.98%

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$3.41 €2.94

$2.31 Rp 41.4K

47.62%

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$2.28 €1.97

$0.73 Rp 13.1K

212.33%

Cigarettes 20 Pack (Marlboro, Camel)

$17.13 €14.76

$3.28 Rp 58.8K

422.26%

Wine (Bottle)

$9.44 €8.13

$22.79 Rp 408.4K

-58.58%

Local Beer (0.5 liter bottle)

$2.33 €2.00

$2.81 Rp 50.3K

-17.08%

Imported Beer (0.33 liter bottle)

$3.37 €2.91

$2.78 Rp 49.9K

21.22%

One-way Ticket (Public Transport)

$2.37 €2.04

$0.29 Rp 5,217

717.24%

Public Transport Monthly Pass (Regular Price)

$40.48 €34.88

$8.06 Rp 144.4K

402.23%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$2.32 €2.00

$0.85 Rp 15.2K

172.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$231 €199

$80.8 Rp 1.4M

186.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$46.50 €40.06

$24.42 Rp 437.6K

90.42%

Gym Membership (Monthly)

$23.25 €20.03

$97.7 Rp 1.7M

-76.20%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$11.48 €9.89

$4.04 Rp 72.4K

184.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$70.0 €60.3

$54.2 Rp 971.7K

29.04%

Summer Dress (H&M, Zara, etc)

$23.08 €19.88

$38.78 Rp 694.7K

-40.48%

Sport Shoes (Adidas, Nike)

$93.0 €80.1

$86.1 Rp 1.5M

7.92%

Men's Leather Business Shoes

$175 €151

$76.7 Rp 1.4M

128.15%

1-bedroom Apartment, City Center (Monthly)

$695 €599

$986 Rp 17.7M

-29.52%

1-bedroom Apartment, Outside City Center (Monthly)

$576 €496

$658 Rp 11.8M

-12.46%

3-bedroom Apartment, City Center (Monthly)

$1,060 €913

$3,369 Rp 60.4M

-68.55%

3-bedroom Apartment, Outside City Center (Monthly)

$802 €691

$2,066 Rp 37.0M

-61.19%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$1,372 €1,182

$163 Rp 2.9M

739.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint-Joseph: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $695 in Saint-Joseph and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Saint-Joseph pays 739% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Saint-Joseph vs $33.00 in Ubud, Bali. Groceries flip the comparison at $243 vs $297, with Saint-Joseph cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint-Joseph vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 9% gap adds up to real monthly savings that compound significantly over time.

Saint-Joseph pays 739% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $695 in Saint-Joseph versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Saint-Joseph pay roughly 22% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,531 per month in Saint-Joseph versus $1,404 in Ubud, Bali – a 9% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,404 in Ubud, Bali versus $1,531 in Saint-Joseph, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint-Joseph. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Saint-Joseph, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint-Joseph and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 9% less than in Saint-Joseph. Beyond cost, consider language, visa policies, and how big the international community is in each city.