Last update: Oct 2026

Cost of Living Comparison Between Saint Helier and St Lawrence

For one person, living is cheaper in St Lawrence: $3,126 a month against $3,362 in Saint Helier, rent and utilities included – about $2,800 less a year. Rent and utilities account for most of the difference.

163

Cost of Living Index in Saint Helier
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Saint Helier Living Index
153

Cost of Living Index in St Lawrence
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St Lawrence Living Index

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Saint Helier

🇯🇪 Jersey

$3,362

/mo nomad

St Lawrence

🇯🇪 Jersey

$3,126

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Helier and in St Lawrence

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Helier and in St Lawrence actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,362 in Saint Helier versus $3,126 in St Lawrence.

Saint Helier $3,362
St Lawrence $3,126

Estimated couple costs with rent: $4,954 in Saint Helier versus $5,129 in St Lawrence.

Saint Helier $4,954
St Lawrence $5,129

Monthly costs for a family of three with rent: $6,547 in Saint Helier versus $7,132 in St Lawrence.

Saint Helier $6,547
St Lawrence $7,132

Living in Saint Helier is roughly 8% more expensive than in St Lawrence, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Saint Helier 149% above, St Lawrence 132% above.

Meal at Budget Restaurant

$39.19 JEP 29.43

$40.34 JEP 30.30

-2.85%

Three-Course Dinner for Two, Mid-Range

$119 JEP 89.3

$120 JEP 90.3

-1.04%

Fast Food Meal (McDonalds, etc)

$10.44 JEP 7.84

$10.78 JEP 8.10

-3.15%

Cappuccino

$4.85 JEP 3.64

$4.69 JEP 3.52

3.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 JEP 2.51

$3.37 JEP 2.53

-0.59%

Water (0.33 liter bottle)

$2.55 JEP 1.91

$2.53 JEP 1.90

0.79%

Local Beer (0.5 liter draught)

$7.77 JEP 5.84

$8.05 JEP 6.04

-3.48%

Imported Beer (0.33 liter bottle)

$6.35 JEP 4.77

$6.08 JEP 4.57

4.44%

Milk (1 liter)

$2.21 JEP 1.66

$2.24 JEP 1.68

-1.34%

White Bread (500g)

$2.70 JEP 2.03

$2.67 JEP 2.01

1.12%

Rice (white) (1kg)

$3.64 JEP 2.73

$2.51 JEP 1.88

45.02%

Eggs

$6.38 JEP 4.79

$5.71 JEP 4.29

11.73%

Local Cheese (1kg)

$7.25 JEP 5.44

$7.38 JEP 5.54

-1.76%

Chicken Fillets (1kg)

$11.69 JEP 8.78

$11.85 JEP 8.90

-1.35%

Beef Round Steak (1kg)

$18.34 JEP 13.77

$18.21 JEP 13.67

0.71%

Apples (1kg)

$4.26 JEP 3.20

$4.08 JEP 3.06

4.41%

Banana (1kg)

$3.41 JEP 2.56

$3.38 JEP 2.54

0.89%

Oranges (1kg)

$4.07 JEP 3.05

$4.01 JEP 3.01

1.50%

Tomato (1kg)

$4.36 JEP 3.28

$4.54 JEP 3.41

-3.96%

Potato (1kg)

$3.12 JEP 2.35

$3.25 JEP 2.44

-4.00%

Onion (1kg)

$3.16 JEP 2.37

$3.13 JEP 2.35

0.96%

Lettuce (1 head)

$1.88 JEP 1.41

$1.87 JEP 1.40

0.53%

Water (1.5 liter bottle)

$2.44 JEP 1.84

$2.51 JEP 1.88

-2.79%

Cigarettes 20 Pack (Marlboro, Camel)

$19.79 JEP 14.87

$19.91 JEP 14.95

-0.60%

Wine (Bottle)

$10.74 JEP 8.07

$10.59 JEP 7.95

1.42%

Local Beer (0.5 liter bottle)

$4.75 JEP 3.57

$4.64 JEP 3.48

2.37%

Imported Beer (0.33 liter bottle)

$7.86 JEP 5.91

$7.48 JEP 5.62

5.08%

One-way Ticket (Public Transport)

$3.36 JEP 2.53

Public Transport Monthly Pass (Regular Price)

$69.4 JEP 52.1

Taxi Start (Normal Tariff)

$5.29 JEP 3.97

$5.15 JEP 3.86

2.72%

Taxi (Normal Tariff) (1km)

$2.51 JEP 1.88

$2.53 JEP 1.90

-0.79%

Taxi 1hour Waiting (Normal Tariff)

$53.2 JEP 39.98

$53.4 JEP 40.07

-0.22%

Gasoline (1 liter)

$2.05 JEP 1.54

$2.11 JEP 1.59

-2.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K JEP 20.2K

$26.7K JEP 20.1K

0.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.2K JEP 27.2K

$36.8K JEP 27.6K

-1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 JEP 236

$317 JEP 238

-0.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.73 JEP 33.59

$35.02 JEP 26.30

27.73%

Internet (50+ Mbps, Unlimited Data)

$72.8 JEP 54.7

$71.9 JEP 54.0

1.28%

Gym Membership (Monthly)

$75.9 JEP 57.0

$93.3 JEP 70.0

-18.60%

Tennis Court (1 Hour on Weekend)

$28.43 JEP 21.35

Cinema Ticket

$19.51 JEP 14.65

$19.48 JEP 14.63

0.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,670 JEP 2,006

$815 JEP 612

227.82%

International Primary School, 1 Child (Yearly)

$11.8K JEP 8,868

$11.9K JEP 8,934

-0.74%

Jeans (Levis 501 Or Similar)

$103 JEP 77.5

$103 JEP 77.4

0.07%

Summer Dress (H&M, Zara, etc)

$73.7 JEP 55.3

$72.6 JEP 54.5

1.53%

Sport Shoes (Adidas, Nike)

$117 JEP 88.1

$121 JEP 90.7

-2.86%

Men's Leather Business Shoes

$209 JEP 157

$207 JEP 155

1.04%

1-bedroom Apartment, City Center (Monthly)

$1,846 JEP 1,386

$1,718 JEP 1,290

7.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,592 JEP 1,195

$1,429 JEP 1,073

11.41%

3-bedroom Apartment, City Center (Monthly)

$3,297 JEP 2,476

$3,960 JEP 2,974

-16.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,549 JEP 1,914

$3,309 JEP 2,485

-22.97%

Buy Apartment in City Center (m2)

$11.4K JEP 8,558

Buy Apartment Outside City Center (m2)

$10.4K JEP 7,806

Average Monthly Net Salary (After Tax)

$4,609 JEP 3,461

20-Year Fixed Mortgage Interest Rate (Annual %)

4.08

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Helier: October 11, 2026

Last update for St Lawrence: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Helier

$1.6K 47.4%

St Lawrence

$1.4K 45.7% 10.2% $163

Eating Out

Saint Helier

$478 14.2%

St Lawrence

$487 15.6% 1.9% $9.1

Monthly Utilities & Internet

Saint Helier

$432 12.9%

St Lawrence

$423 13.5% 2% $8.7

Groceries & Markets

Saint Helier

$418 12.4%

St Lawrence

$410 13.1% 1.8% $7.4

Clothing & Footwear

Saint Helier

$226 6.7%

St Lawrence

$226 7.2% 0% $0.1

Sport & Entertainment

Saint Helier

$115 3.4%

St Lawrence

$132 4.2% 15% $17

Getting Around

Saint Helier

$101 3%

St Lawrence

$18 * 0.6% 82.3% $83

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,846 in Saint Helier and $1,718 in St Lawrence. Housing cost is often the main lever when comparing two cities.

Dining out: $119 in Saint Helier vs $120 in St Lawrence. Groceries flip the comparison at $418 vs $410, with St Lawrence cheaper for home cooking.

Good to know

🇯🇪 Saint Helier

🇯🇪 St Lawrence

🕒 Local time

01:15 1:15 AM

Same time as Saint Helier

🌤 Weather

👥 Population

32,522 Capital

5,500

💱 Currency

Jersey Pound JEP £

📈 Exchange rate

1 JEP = 1.33 USD

1 JEP = 1.18 EUR

1 JEP = 1.33 USD

1 JEP = 1.18 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Helier vs St Lawrence: Cost of Living - Frequently Asked Questions

St Lawrence is cheaper overall, especially in groceries, utilities, and transport. The 8% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $5,043 in Saint Helier and $4,689 in St Lawrence to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,846 in Saint Helier versus $1,718 in St Lawrence. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 2% higher in Saint Helier. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $3,362 per month in Saint Helier versus $3,126 in St Lawrence – a 8% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,000. St Lawrence is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, St Lawrence is more practical. Housing and childcare are both notably cheaper than in Saint Helier, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Saint Helier and St Lawrence are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find St Lawrence gentler on the wallet – expenses run 8% less than in Saint Helier. Beyond cost, consider language, visa policies, and how big the international community is in each city.