Last update: Oct 2026

Cost of Living Comparison Between Saint Charles, IL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,683 in Saint Charles, IL, rent and utilities included – about $16,200 less a year. Rent and utilities account for about half of the difference.

132

Cost of Living Index in Saint Charles, IL
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Saint Charles, IL Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Saint Charles, IL

🇺🇸 United States

$2,683

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Saint Charles, IL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Saint Charles, IL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,683 per month in Saint Charles, IL vs $1,331 in Ubud, Bali, rent included.

Saint Charles, IL $2,683
Ubud, Bali $1,331

A couple spends around $3,967 per month in Saint Charles, IL vs $2,255 in Ubud, Bali, rent included.

Saint Charles, IL $3,967
Ubud, Bali $2,255

A family of three spends $5,252 per month in Saint Charles, IL vs $3,180 in Ubud, Bali, rent included.

Saint Charles, IL $5,252
Ubud, Bali $3,180

Saint Charles, IL costs about 102% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Saint Charles, IL sits 98% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$37.37 $37.37

$3.38 Rp 61.3K

1005.62%

Three-Course Dinner for Two, Mid-Range

$101 $101

$34.65 Rp 629.3K

191.11%

Fast Food Meal (McDonalds, etc)

$10.45 $10.45

$5.57 Rp 101.2K

87.61%

Cappuccino

$7.12 $7.12

$2.62 Rp 47.6K

171.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.24 $3.24

$1.54 Rp 28.0K

110.39%

Water (0.33 liter bottle)

$2.96 $2.96

$0.64 Rp 11.6K

362.50%

Local Beer (0.5 liter draught)

$7.15 $7.15

$2.67 Rp 48.4K

167.79%

Imported Beer (0.33 liter bottle)

$7.52 $7.52

$4.26 Rp 77.4K

76.53%

Milk (1 liter)

$1.05 $1.05

$1.46 Rp 26.6K

-28.08%

White Bread (500g)

$3.63 $3.63

$2.29 Rp 41.6K

58.52%

Rice (white) (1kg)

$4.26 $4.26

$1.11 Rp 20.1K

283.78%

Eggs

$4.50 $4.50

$2.10 Rp 38.1K

114.29%

Local Cheese (1kg)

$12.68 $12.68

$15.94 Rp 289.5K

-20.45%

Chicken Fillets (1kg)

$11.47 $11.47

$3.88 Rp 70.5K

195.62%

Beef Round Steak (1kg)

$13.11 $13.11

$11.40 Rp 207.1K

15.00%

Apples (1kg)

$5.02 $5.02

$3.55 Rp 64.5K

41.41%

Banana (1kg)

$1.02 $1.02

$1.54 Rp 27.9K

-33.77%

Oranges (1kg)

$4.20 $4.20

$2.23 Rp 40.5K

88.34%

Tomato (1kg)

$4.76 $4.76

$1.97 Rp 35.8K

141.62%

Potato (1kg)

$2.79 $2.79

$1.86 Rp 33.7K

50.00%

Onion (1kg)

$2.93 $2.93

$2.42 Rp 43.9K

21.07%

Lettuce (1 head)

$1.59 $1.59

$1.02 Rp 18.6K

55.88%

Water (1.5 liter bottle)

$2.31 $2.31

$0.52 Rp 9,486

344.23%

Cigarettes 20 Pack (Marlboro, Camel)

$10.23 $10.23

$2.20 Rp 39.9K

365.00%

Wine (Bottle)

$15.22 $15.22

$21.79 Rp 395.7K

-30.15%

Local Beer (0.5 liter bottle)

$2.19 $2.19

$2.33 Rp 42.2K

-6.01%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$2.97 Rp 53.9K

16.84%

One-way Ticket (Public Transport)

$1.98 $1.98

$0.25 Rp 4,547

692.00%

Public Transport Monthly Pass (Regular Price)

$58.3 $58.3

$8.17 Rp 148.5K

613.22%

Taxi Start (Normal Tariff)

$3.55 $3.55

$0.44 Rp 7,950

706.82%

Taxi (Normal Tariff) (1km)

$1.68 $1.68

$0.47 Rp 8,499

257.45%

Taxi 1hour Waiting (Normal Tariff)

$30.30 $30.30

$5.60 Rp 101.7K

441.07%

Gasoline (1 liter)

$1.03 $1.03

$0.83 Rp 15.0K

24.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$24.4K Rp 444.0M

30.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.0K $28.0K

$31.7K Rp 575.6M

-11.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 $203

$77.5 Rp 1.4M

162.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.9 $66.9

$6.14 Rp 111.6K

989.74%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$18.92 Rp 343.5K

276.32%

Gym Membership (Monthly)

$44.35 $44.35

$51.0 Rp 926.1K

-13.02%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.4K

Cinema Ticket

$15.85 $15.85

$4.38 Rp 79.6K

261.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,473 $1,473

$492 Rp 8.9M

199.15%

International Primary School, 1 Child (Yearly)

$22.9K $22.9K

$12.2K Rp 222.0M

87.19%

Jeans (Levis 501 Or Similar)

$53.2 $53.2

$45.16 Rp 820.2K

17.89%

Summer Dress (H&M, Zara, etc)

$36.28 $36.28

$34.89 Rp 633.6K

3.98%

Sport Shoes (Adidas, Nike)

$78.6 $78.6

$78.3 Rp 1.4M

0.34%

Men's Leather Business Shoes

$123 $123

$77.9 Rp 1.4M

58.44%

1-bedroom Apartment, City Center (Monthly)

$1,400 $1,400

$1,078 Rp 19.6M

29.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,180 $1,180

$665 Rp 12.1M

77.43%

3-bedroom Apartment, City Center (Monthly)

$2,637 $2,637

$3,510 Rp 63.7M

-24.88%

3-bedroom Apartment, Outside City Center (Monthly)

$1,838 $1,838

$1,671 Rp 30.3M

10.02%

Buy Apartment in City Center (m2)

$2,815 $2,815

$2,340 Rp 42.5M

20.29%

Buy Apartment Outside City Center (m2)

$2,620 $2,620

$2,236 Rp 40.6M

17.18%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

13.78

-52.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Saint Charles, IL: October 31, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Saint Charles, IL

$1.2K 44%

Ubud, Bali

$665 50% 43.6% $515

Eating Out

Saint Charles, IL

$491 18.3%

Ubud, Bali

$106 8% 78.5% $386

Groceries & Markets

Saint Charles, IL

$385 14.4%

Ubud, Bali

$279 21% 27.4% $106

Monthly Utilities & Internet

Saint Charles, IL

$341 12.7%

Ubud, Bali

$103 7.7% 70% $239

Clothing & Footwear

Saint Charles, IL

$131 4.9%

Ubud, Bali

$106 8% 19% $25

Getting Around

Saint Charles, IL

$78 2.9%

Ubud, Bali

$12 0.9% 84.7% $66

Sport & Entertainment

Saint Charles, IL

$76 2.8%

Ubud, Bali

$60 4.5% 21.4% $16

Cost Breakdown

A central one-bedroom costs $1,400 in Saint Charles, IL versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $101 in Saint Charles, IL versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $385 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Saint Charles, IL

🇮🇩 Ubud, Bali

🕒 Local time

12:43 12:43 PM

02:43 2:43 AM

14 h ahead of Saint Charles, IL

🌤 Weather

👥 Population

70,329

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.893 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 3, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,333 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Saint Charles, IL Ubud, Bali 15,640 km ≈ 20 h nonstop flight

From you

Saint Charles, IL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Saint Charles, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Saint Charles, IL costs about 102% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,024 per month in Saint Charles, IL and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,400 in Saint Charles, IL.

Monthly expenses with rent come to $2,683 in Saint Charles, IL and $1,331 in Ubud, Bali. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 86% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,683 in Saint Charles, IL and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 50% less, which matters a lot on a fixed budget or early-career salary.