Last update: Oct 2026

Cost of Living Comparison Between Sagunto and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,641 in Sagunto, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

Sagunto
🇪🇸 Spain
$1,641
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Sagunto and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sagunto and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,641 in Sagunto versus $918 in Cebu.

  • Sagunto $1,641
  • Cebu $918

Estimated couple costs with rent: $2,458 in Sagunto versus $1,409 in Cebu.

  • Sagunto $2,458
  • Cebu $1,409

Monthly costs for a family of three with rent: $3,275 in Sagunto versus $1,900 in Cebu.

  • Sagunto $3,275
  • Cebu $1,900

Living in Sagunto is roughly 79% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Sagunto is 22% above, Cebu is 32% below.

Currency
🍽 Eating Out
Sagunto
Cebu
Difference
Meal at Budget Restaurant
$19.15 €17.03
$3.09 ₱194
519.74%
Three-Course Dinner for Two, Mid-Range
$67.2 €59.8
$24.22 ₱1,525
177.37%
Fast Food Meal (McDonalds, etc)
$11.30 €10.06
$3.92 ₱247
188.27%
Cappuccino
$2.16 €1.92
$2.51 ₱158
-13.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.06 €1.84
$1.59 ₱100
29.56%
Water (0.33 liter bottle)
$1.36 €1.21
$0.53 ₱33.43
156.60%
Local Beer (0.5 liter draught)
$3.29 €2.92
$1.78 ₱112
84.83%
Imported Beer (0.33 liter bottle)
$3.44 €3.06
$2.17 ₱137
58.53%
🛒 Groceries & Markets
Sagunto
Cebu
Difference
Milk (1 liter)
$1.14 €1.02
$1.92 ₱121
-40.63%
White Bread (500g)
$1.64 €1.46
$1.36 ₱85.4
20.59%
Rice (white) (1kg)
$1.85 €1.64
$1.01 ₱63.5
83.17%
Eggs
$3.35 €2.98
$2.03 ₱128
65.02%
Local Cheese (1kg)
$13.38 €11.90
$9.86 ₱621
35.70%
Chicken Fillets (1kg)
$7.79 €6.93
$4.39 ₱277
77.45%
Beef Round Steak (1kg)
$15.62 €13.89
$7.60 ₱479
105.53%
Apples (1kg)
$2.51 €2.24
$3.30 ₱208
-23.94%
Banana (1kg)
$2.06 €1.83
$1.39 ₱87.8
48.20%
Oranges (1kg)
$1.89 €1.68
$2.33 ₱147
-18.88%
Tomato (1kg)
$2.65 €2.36
$1.50 ₱94.3
76.67%
Potato (1kg)
$1.65 €1.47
$2.36 ₱149
-30.08%
Onion (1kg)
$1.76 €1.56
$1.90 ₱119
-7.37%
Lettuce (1 head)
$1.10 €0.98
$1.19 ₱74.9
-7.56%
Water (1.5 liter bottle)
$0.66 €0.58
$0.63 ₱39.71
4.76%
Cigarettes 20 Pack (Marlboro, Camel)
$6.67 €5.93
$3.00 ₱189
122.33%
Wine (Bottle)
$5.63 €5.01
$6.03 ₱379
-6.63%
Local Beer (0.5 liter bottle)
$1.20 €1.07
$1.23 ₱77.7
-2.44%
Imported Beer (0.33 liter bottle)
$1.73 €1.54
$1.75 ₱110
-1.14%
🚌 Getting Around
Sagunto
Cebu
Difference
One-way Ticket (Public Transport)
$1.59 €1.42
$0.25 ₱15.86
536.00%
Public Transport Monthly Pass (Regular Price)
$32.75 €29.13
$12.64 ₱796
159.10%
Taxi Start (Normal Tariff)
$3.14 €2.80
$0.77 ₱48.62
307.79%
Taxi (Normal Tariff) (1km)
$1.33 €1.19
$0.23 ₱14.53
478.26%
Taxi 1hour Waiting (Normal Tariff)
$17.04 €15.16
$4.46 ₱281
282.06%
Gasoline (1 liter)
$1.81 €1.61
$1.31 ₱82.8
38.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.2K €31.3K
$21.2K ₱1.3M
65.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.8K €25.6K
$19.1K ₱1.2M
50.37%
🧾 Monthly Utilities & Internet
Sagunto
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$141 €125
$120 ₱7,569
17.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$16.82 €14.96
$14.00 ₱882
20.14%
Internet (50+ Mbps, Unlimited Data)
$30.25 €26.90
$27.54 ₱1,734
9.84%
🎉 Sport & Entertainment
Sagunto
Cebu
Difference
Gym Membership (Monthly)
$45.49 €40.47
$32.33 ₱2,035
40.71%
Tennis Court (1 Hour on Weekend)
$15.96 €14.20
$6.65 ₱419
140.00%
Cinema Ticket
$9.32 €8.29
$5.65 ₱356
64.96%
🧸 Childcare & Education
Sagunto
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$593 €528
$275 ₱17.3K
115.47%
International Primary School, 1 Child (Yearly)
$9,416 €8,375
$7,918 ₱498.5K
18.91%
👕👟 Clothing & Footwear
Sagunto
Cebu
Difference
Jeans (Levis 501 Or Similar)
$84.4 €75.1
$49.33 ₱3,106
71.17%
Summer Dress (H&M, Zara, etc)
$35.54 €31.62
$25.24 ₱1,589
40.81%
Sport Shoes (Adidas, Nike)
$94.3 €83.9
$77.0 ₱4,846
22.52%
Men's Leather Business Shoes
$103 €92.0
$57.2 ₱3,601
80.77%
🏠 Accommodation & Living
Sagunto
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$902 €802
$500 ₱31.5K
80.53%
1-bedroom Apartment, Outside City Center (Monthly)
$685 €609
$309 ₱19.4K
121.81%
3-bedroom Apartment, City Center (Monthly)
$1,978 €1,759
$1,078 ₱67.9K
83.47%
3-bedroom Apartment, Outside City Center (Monthly)
$1,035 €921
$615 ₱38.7K
68.21%
Buy Apartment in City Center (m2)
$3,254 €2,895
$2,886 ₱181.7K
12.76%
Buy Apartment Outside City Center (m2)
$2,233 €1,986
$1,917 ₱120.7K
16.52%
💵 Salaries & Financials
Sagunto
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
7.2
-58.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sagunto: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Sagunto
$685
Cebu
$309 54.9% $376
Groceries & Markets
Sagunto
$262
Cebu
$206 21.4% $56
Eating Out
Sagunto
$250
Cebu
$88 64.7% $162
Monthly Utilities & Internet
Sagunto
$188
Cebu
$162 13.8% $26
Clothing & Footwear
Sagunto
$143
Cebu
$94 34.3% $49
Sport & Entertainment
Sagunto
$64
Cebu
$44 32% $21
Getting Around
Sagunto
$49
Cebu
$16 68.2% $33

Cost Breakdown

A one-bedroom apartment in the center runs $902 in Sagunto and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $67.0 in Sagunto vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $262 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇪🇸 Sagunto
🇵🇭 Cebu
🕒 Local time
11:54 11:54 AM
17:54 5:54 PM
6 h ahead of Sagunto
🌤 Weather
👥 Population
70,128
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Sagunto Cebu 12,020 km ≈ 16 h nonstop flight
From you
  • Sagunto
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Sagunto vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Sagunto?
Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 79% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $2,461 in Sagunto and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Sagunto and Cebu?
Rent for a central apartment: $902 in Sagunto versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Sagunto and in Cebu?
All in, you'll spend $1,641 per month in Sagunto versus $918 in Cebu – a 79% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city has cheaper public transport?
A monthly transit pass in Cebu runs roughly 159% less than in Sagunto. Both cities have functional networks, but the price difference matters if you're watching your budget.
Is $1,500 a realistic budget for living in Sagunto or in Cebu?
At $918 in Cebu versus $1,641 in Sagunto, a $1,500 budget is realistic in Cebu but tight or insufficient in Sagunto. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Sagunto or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Sagunto, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Sagunto or Cebu?
Safety-wise, Sagunto and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 79% less than in Sagunto. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Sagunto vs other spots: cost of living compared

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