Last update: Nov 2026

Cost of Living Comparison Between Royal Oak, MI and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,713 in Royal Oak, MI, rent and utilities included – about $16,600 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Royal Oak, MI
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Royal Oak, MI Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Royal Oak, MI

🇺🇸 United States

$2,713

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Royal Oak, MI and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Royal Oak, MI and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,713 per month in Royal Oak, MI vs $1,331 in Ubud, Bali, rent included.

Royal Oak, MI $2,713
Ubud, Bali $1,331

A couple spends around $4,105 per month in Royal Oak, MI vs $2,255 in Ubud, Bali, rent included.

Royal Oak, MI $4,105
Ubud, Bali $2,255

A family of three spends $5,497 per month in Royal Oak, MI vs $3,180 in Ubud, Bali, rent included.

Royal Oak, MI $5,497
Ubud, Bali $3,180

Royal Oak, MI costs about 104% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Royal Oak, MI sits 101% above the global median, while Ubud, Bali is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.80 $17.80

$3.38 Rp 61.3K

426.63%

Three-Course Dinner for Two, Mid-Range

$63.7 $63.7

$34.65 Rp 628.8K

83.92%

Fast Food Meal (McDonalds, etc)

$12.49 $12.49

$5.57 Rp 101.2K

124.24%

Cappuccino

$5.69 $5.69

$2.62 Rp 47.5K

117.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.58 $2.58

$1.54 Rp 27.9K

67.53%

Water (0.33 liter bottle)

$1.99 $1.99

$0.64 Rp 11.6K

210.94%

Local Beer (0.5 liter draught)

$5.86 $5.86

$2.67 Rp 48.4K

119.48%

Imported Beer (0.33 liter bottle)

$7.99 $7.99

$4.26 Rp 77.4K

87.56%

Milk (1 liter)

$1.05 $1.05

$1.46 Rp 26.5K

-28.08%

White Bread (500g)

$3.40 $3.40

$2.29 Rp 41.6K

48.47%

Rice (white) (1kg)

$5.42 $5.42

$1.11 Rp 20.1K

388.29%

Eggs

$3.99 $3.99

$2.10 Rp 38.1K

90.00%

Local Cheese (1kg)

$13.43 $13.43

$15.94 Rp 289.3K

-15.75%

Chicken Fillets (1kg)

$11.28 $11.28

$3.88 Rp 70.5K

190.72%

Beef Round Steak (1kg)

$16.78 $16.78

$11.40 Rp 206.9K

47.19%

Apples (1kg)

$5.04 $5.04

$3.55 Rp 64.5K

41.97%

Banana (1kg)

$1.54 $1.54

$1.54 Rp 27.9K

Oranges (1kg)

$4.20 $4.20

$2.23 Rp 40.5K

88.34%

Tomato (1kg)

$4.70 $4.70

$1.97 Rp 35.8K

138.58%

Potato (1kg)

$2.65 $2.65

$1.86 Rp 33.7K

42.47%

Onion (1kg)

$3.18 $3.18

$2.42 Rp 43.9K

31.40%

Lettuce (1 head)

$2.30 $2.30

$1.02 Rp 18.6K

125.49%

Water (1.5 liter bottle)

$2.24 $2.24

$0.52 Rp 9,479

330.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$2.20 Rp 39.9K

356.82%

Wine (Bottle)

$15.11 $15.11

$21.79 Rp 395.4K

-30.66%

Local Beer (0.5 liter bottle)

$2.44 $2.44

$2.33 Rp 42.2K

4.72%

Imported Beer (0.33 liter bottle)

$3.37 $3.37

$2.97 Rp 53.9K

13.47%

One-way Ticket (Public Transport)

$2.55 $2.55

$0.25 Rp 4,544

920.00%

Public Transport Monthly Pass (Regular Price)

$71.2 $71.2

$8.17 Rp 148.4K

771.85%

Taxi Start (Normal Tariff)

$2.68 $2.68

$0.44 Rp 7,944

509.09%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$0.47 Rp 8,493

189.36%

Taxi 1hour Waiting (Normal Tariff)

$23.82 $23.82

$5.60 Rp 101.6K

325.36%

Gasoline (1 liter)

$1.06 $1.06

$0.83 Rp 15.0K

27.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K $33.6K

$24.4K Rp 443.7M

37.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$31.7K Rp 575.2M

-18.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$77.5 Rp 1.4M

172.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.1 $65.1

$6.14 Rp 111.5K

959.77%

Internet (50+ Mbps, Unlimited Data)

$68.7 $68.7

$18.92 Rp 343.3K

263.21%

Gym Membership (Monthly)

$51.0 Rp 925.4K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

Cinema Ticket

$11.96 $11.96

$4.38 Rp 79.5K

173.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,031 $1,031

$492 Rp 8.9M

109.34%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$12.2K Rp 221.8M

68.45%

Jeans (Levis 501 Or Similar)

$59.7 $59.7

$45.16 Rp 819.6K

32.24%

Summer Dress (H&M, Zara, etc)

$38.23 $38.23

$34.89 Rp 633.2K

9.57%

Sport Shoes (Adidas, Nike)

$96.2 $96.2

$78.3 Rp 1.4M

22.84%

Men's Leather Business Shoes

$116 $116

$77.9 Rp 1.4M

49.51%

1-bedroom Apartment, City Center (Monthly)

$1,519 $1,519

$1,078 Rp 19.6M

40.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,398 $1,398

$665 Rp 12.1M

110.23%

3-bedroom Apartment, City Center (Monthly)

$3,532 $3,532

$3,510 Rp 63.7M

0.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,678 $2,678

$1,671 Rp 30.3M

60.29%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$5,831 $5,831

$166 Rp 3.0M

3405.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

13.78

-52.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Royal Oak, MI: November 2, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Royal Oak, MI

$1.4K 51.5%

Ubud, Bali

$665 50% 52.4% $733

Groceries & Markets

Royal Oak, MI

$403 14.9%

Ubud, Bali

$279 21% 30.7% $124

Monthly Utilities & Internet

Royal Oak, MI

$345 12.7%

Ubud, Bali

$103 7.7% 70.3% $243

Eating Out

Royal Oak, MI

$312 11.5%

Ubud, Bali

$106 8% 66.1% $206

Clothing & Footwear

Royal Oak, MI

$140 5.2%

Ubud, Bali

$106 8% 23.9% $33

Getting Around

Royal Oak, MI

$91 3.4%

Ubud, Bali

$12 0.9% 86.9% $79

Sport & Entertainment

Royal Oak, MI

$24 * 0.9%

Ubud, Bali

$60 4.5% 150% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,519 in Royal Oak, MI versus $1,078 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Royal Oak, MI are about 35 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $64 in Royal Oak, MI versus $35 in Ubud, Bali. Monthly groceries follow the same trend: $403 vs $279 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Royal Oak, MI

🇮🇩 Ubud, Bali

🕒 Local time

09:19 9:19 AM

22:19 10:19 PM

13 h ahead of Royal Oak, MI

🌤 Weather

👥 Population

58,211

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.892 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

IDR to USD in detail →

On the map

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Between locations

Royal Oak, MI Ubud, Bali 15,830 km ≈ 20 h nonstop flight

From you

Royal Oak, MI
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Royal Oak, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,713 in Royal Oak, MI, $1,331 in Ubud, Bali – Ubud, Bali comes out roughly 51% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $4,069 per month in Royal Oak, MI and $1,996 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,519 in Royal Oak, MI.

Monthly expenses with rent come to $2,713 in Royal Oak, MI and $1,331 in Ubud, Bali. That makes Ubud, Bali about 51% cheaper.

Public transport costs about 89% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,713 in Royal Oak, MI and $1,331 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Royal Oak, MI makes more sense. Both are solid long-term options with distinct trade-offs.