😐A single person spends $2,820 per month in Royal Oak, MI vs $1,438 in Ubud, Bali, rent included.
😐A couple spends around $3,876 per month in Royal Oak, MI vs $2,585 in Ubud, Bali, rent included.
😐A family of three spends $4,933 per month in Royal Oak, MI vs $3,732 in Ubud, Bali, rent included.
😐Royal Oak, MI costs about 96% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Royal Oak, MI and Ubud, Bali sit above the global median – Royal Oak, MI by 111%, Ubud, Bali by 7%.
Currency
🍽 Eating Out
Royal Oak, MI
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.22$18.22
$3.57Rp 61.6K
410.36%
Three-Course Dinner for Two, Mid-Range
$67.7$67.7
$32.58Rp 562.6K
107.89%
Fast Food Meal(McDonalds, etc)
$10.16$10.16
$5.07Rp 87.5K
100.39%
Cappuccino
$5.29$5.29
$2.83Rp 48.8K
86.93%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.22$2.22
$1.34Rp 23.1K
65.67%
Water(0.33 liter bottle)
$1.91$1.91
$0.69Rp 12.0K
176.81%
Local Beer(0.5 liter draught)
$6.03$6.03
$2.99Rp 51.6K
101.67%
Imported Beer(0.33 liter bottle)
$7.08$7.08
$3.85Rp 66.4K
83.90%
🛒 Groceries & Markets
Royal Oak, MI
Ubud, Bali
Difference
Milk(1 liter)
$0.89$0.89
$1.74Rp 30.1K
-48.85%
White Bread(500g)
$3.31$3.31
$2.54Rp 43.8K
30.31%
Rice(white)(1kg)
$5.87$5.87
$1.19Rp 20.6K
393.28%
Eggs
$3.39$3.39
$2.43Rp 41.9K
39.51%
Local Cheese(1kg)
$12.12$12.12
$14.66Rp 253.2K
-17.33%
Chicken Fillets(1kg)
$12.19$12.19
$4.18Rp 72.1K
191.63%
Beef Round Steak(1kg)
$19.98$19.98
$11.94Rp 206.1K
67.34%
Apples(1kg)
$4.67$4.67
$3.69Rp 63.6K
26.56%
Banana(1kg)
$1.45$1.45
$1.61Rp 27.7K
-9.94%
Oranges(1kg)
$5.82$5.82
$2.69Rp 46.4K
116.36%
Tomato(1kg)
$6.03$6.03
$2.33Rp 40.2K
158.80%
Potato(1kg)
$4.10$4.10
$1.91Rp 32.9K
114.66%
Onion(1kg)
$4.67$4.67
$2.19Rp 37.7K
113.24%
Lettuce(1 head)
$2.62$2.62
$1.06Rp 18.3K
147.17%
Water(1.5 liter bottle)
$2.06$2.06
$0.72Rp 12.5K
186.11%
Cigarettes 20 Pack(Marlboro, Camel)
$9.66$9.66
$3.13Rp 54.1K
208.63%
Wine(Bottle)
$14.98$14.98
$23.49Rp 405.6K
-36.23%
Local Beer(0.5 liter bottle)
$2.01$2.01
$2.74Rp 47.3K
-26.64%
Imported Beer(0.33 liter bottle)
$2.59$2.59
$2.88Rp 49.7K
-10.07%
🚌 Getting Around
Royal Oak, MI
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.54$2.54
$0.29Rp 5,010
775.86%
Public Transport Monthly Pass(Regular Price)
$70.8$70.8
$8.17Rp 141.0K
766.46%
Taxi Start(Normal Tariff)
$2.54$2.54
$0.45Rp 7,834
464.44%
Taxi(Normal Tariff)(1km)
$1.37$1.37
$0.42Rp 7,278
226.19%
Taxi 1hour Waiting(Normal Tariff)
$25.99$25.99
$6.16Rp 106.3K
321.92%
Gasoline(1 liter)
$0.87$0.87
$0.84Rp 14.5K
3.57%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.7K$34.7K
$26.2KRp 453.1M
32.08%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.8K$24.8K
$32.5KRp 560.8M
-23.50%
🧾 Monthly Utilities & Internet
Royal Oak, MI
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$254$254
$78.4Rp 1.4M
223.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$56.0$56.0
$3.95Rp 68.2K
1316.46%
Internet(50+ Mbps, Unlimited Data)
$62.3$62.3
$24.40Rp 421.4K
155.45%
🎉 Sport & Entertainment
Royal Oak, MI
Ubud, Bali
Difference
Gym Membership(Monthly)
$42.68$42.68
$96.5Rp 1.7M
-55.79%
Tennis Court(1 Hour on Weekend)
-
$6.35Rp 109.6K
-
Cinema Ticket
$11.21$11.21
$4.04Rp 69.7K
177.48%
🧸 Childcare & Education
Royal Oak, MI
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$996$996
$303Rp 5.2M
229.12%
International Primary School, 1 Child(Yearly)
$16.7K$16.7K
$6,523Rp 112.6M
156.38%
👕👟 Clothing & Footwear
Royal Oak, MI
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$55.4$55.4
$53.8Rp 929.5K
2.84%
Summer Dress(H&M, Zara, etc)
$30.39$30.39
$37.98Rp 655.8K
-19.98%
Sport Shoes(Adidas, Nike)
$95.3$95.3
$86.8Rp 1.5M
9.82%
Men's Leather Business Shoes
$139$139
$78.9Rp 1.4M
76.77%
🏠 Accommodation & Living
Royal Oak, MI
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,486$1,486
$1,012Rp 17.5M
46.79%
1-bedroom Apartment, Outside City Center(Monthly)
$1,424$1,424
$674Rp 11.6M
111.16%
3-bedroom Apartment, City Center(Monthly)
$3,216$3,216
$3,390Rp 58.5M
-5.12%
3-bedroom Apartment, Outside City Center(Monthly)
$2,058$2,058
$2,098Rp 36.2M
-1.92%
Buy Apartment in City Center(m2)
-
$2,985Rp 51.5M
-
Buy Apartment Outside City Center(m2)
-
$2,339Rp 40.4M
-
💵 Salaries & Financials
Royal Oak, MI
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$6,034$6,034
$173Rp 3.0M
3385.44%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.42
13.28
-51.66%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Royal Oak, MI: April 28, 2026
Last update for Ubud, Bali: April 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,486 in Royal Oak, MI versus $1,012 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 3385% higher in Royal Oak, MI, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $68.0 in Royal Oak, MI versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $424 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Royal Oak, MI vs Ubud, Bali: Cost of Living - Frequently Asked Questions
How do living costs in Royal Oak, MI and Ubud, Bali compare overall?
Monthly costs with rent: $2,820 in Royal Oak, MI, $1,438 in Ubud, Bali – roughly 96% apart. Royal Oak, MI costs more across the board, with Eating Out showing the biggest gap.
What salary covers living expenses in Royal Oak, MI compared to Ubud, Bali?
For a comfortable life, plan on about $4,230 per month in Royal Oak, MI and $2,158 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Royal Oak, MI and Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Royal Oak, MI or Ubud, Bali?
Monthly expenses with rent come to $2,820 in Royal Oak, MI and $1,438 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Royal Oak, MI and Ubud, Bali?
Public transport costs about 766% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Royal Oak, MI at $2,820. In Ubud, Bali it covers expenses comfortably, while in Royal Oak, MI it requires careful planning or may not stretch far enough.
How does quality of life compare between Royal Oak, MI and Ubud, Bali?
It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,438 in Ubud, Bali to $2,820 in Royal Oak, MI. Climate, culture, job market, and personal taste all factor in.
Is Royal Oak, MI or Ubud, Bali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Royal Oak, MI and Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Royal Oak, MI makes more sense. Both are solid long-term options with distinct trade-offs.
Royal Oak, MI vs other spots: cost of living compared