Cost of Living Comparison Between Rovaniemi and Ubud, Bali Cost of Living Comparison Between Rovaniemi and Ubud, Bali

Monthly Cost of Living

A single person spends $1,637 per month in Rovaniemi vs $1,378 in Ubud, Bali, rent included.

A couple spends around $2,421 per month in Rovaniemi vs $2,327 in Ubud, Bali, rent included.

A family of three spends $3,204 per month in Rovaniemi vs $3,275 in Ubud, Bali, rent included.

Rovaniemi costs about 19% more than Ubud, Bali, driven mainly by Eating Out.

Both Rovaniemi and Ubud, Bali sit above the global median – Rovaniemi by 19%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$15.55 €13.40

$3.33 Rp 58.7K

366.97%

Three-Course Dinner for Two, Mid-Range

$93.1 €80.2

$35.82 Rp 630.7K

159.77%

Fast Food Meal (McDonalds, etc)

$12.04 €10.38

$5.63 Rp 99.1K

113.85%

Cappuccino

$5.05 €4.35

$2.82 Rp 49.7K

79.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.97 €2.56

$1.75 Rp 30.8K

69.71%

Water (0.33 liter bottle)

$2.36 €2.04

$0.80 Rp 14.0K

195.00%

Local Beer (0.5 liter draught)

$8.22 €7.08

$3.04 Rp 53.6K

170.39%

Imported Beer (0.33 liter bottle)

$8.31 €7.17

$4.30 Rp 75.7K

93.26%

Milk (1 liter)

$1.24 €1.07

$1.61 Rp 28.3K

-22.98%

White Bread (500g)

$2.29 €1.98

$2.27 Rp 39.9K

0.88%

Rice (white) (1kg)

$0.89 €0.77

$1.17 Rp 20.6K

-23.93%

Eggs

$2.33 €2.01

$2.17 Rp 38.2K

7.37%

Local Cheese (1kg)

$7.75 €6.68

$17.63 Rp 310.5K

-56.04%

Chicken Fillets (1kg)

$6.82 €5.88

$4.05 Rp 71.4K

68.40%

Beef Round Steak (1kg)

$23.34 €20.12

$12.18 Rp 214.5K

91.63%

Apples (1kg)

$2.11 €1.82

$3.62 Rp 63.7K

-41.71%

Banana (1kg)

$1.83 €1.58

$1.64 Rp 28.8K

11.59%

Oranges (1kg)

$2.11 €1.82

$2.31 Rp 40.6K

-8.66%

Tomato (1kg)

$4.59 €3.95

$1.96 Rp 34.5K

134.18%

Potato (1kg)

$0.67 €0.57

$1.84 Rp 32.5K

-63.59%

Onion (1kg)

$1.29 €1.11

$2.37 Rp 41.7K

-45.57%

Lettuce (1 head)

$1.19 €1.03

$1.05 Rp 18.5K

13.33%

Water (1.5 liter bottle)

$1.73 €1.49

$0.54 Rp 9,560

220.37%

Cigarettes 20 Pack (Marlboro, Camel)

$11.85 €10.21

$2.30 Rp 40.6K

415.22%

Wine (Bottle)

$12.66 €10.92

$23.08 Rp 406.4K

-45.15%

Local Beer (0.5 liter bottle)

$3.41 €2.94

$2.34 Rp 41.2K

45.73%

Imported Beer (0.33 liter bottle)

$3.32 €2.86

$3.07 Rp 54.0K

8.14%

One-way Ticket (Public Transport)

$3.70 €3.19

$0.25 Rp 4,365

1380.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$9.32 €8.04

$0.49 Rp 8,631

1802.04%

Taxi (Normal Tariff) (1km)

$1.65 €1.42

$0.47 Rp 8,349

251.06%

Taxi 1hour Waiting (Normal Tariff)

$55.1 €47.50

$5.60 Rp 98.6K

884.11%

Gasoline (1 liter)

$2.28 €1.96

$0.81 Rp 14.2K

181.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K €33.0K

$25.0K Rp 440.3M

52.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.5K €34.0K

$31.1K Rp 547.0M

27.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.2 €71.8

$82.7 Rp 1.5M

0.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.69 €10.07

$6.49 Rp 114.2K

80.12%

Internet (50+ Mbps, Unlimited Data)

$21.96 €18.93

$18.79 Rp 330.8K

16.87%

Gym Membership (Monthly)

$48.65 €41.93

$55.2 Rp 972.6K

-11.93%

Tennis Court (1 Hour on Weekend)

$19.03 €16.40

$18.21 Rp 320.6K

4.50%

Cinema Ticket

$13.94 €12.01

$4.30 Rp 75.7K

224.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$367 €316

$494 Rp 8.7M

-25.76%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$94.3 €81.3

$46.28 Rp 814.8K

103.82%

Summer Dress (H&M, Zara, etc)

$26.13 €22.52

$36.44 Rp 641.6K

-28.29%

Sport Shoes (Adidas, Nike)

$92.3 €79.6

$80.7 Rp 1.4M

14.36%

Men's Leather Business Shoes

$141 €121

$78.8 Rp 1.4M

78.57%

1-bedroom Apartment, City Center (Monthly)

$715 €616

$1,114 Rp 19.6M

-35.82%

1-bedroom Apartment, Outside City Center (Monthly)

$675 €581

$693 Rp 12.2M

-2.70%

3-bedroom Apartment, City Center (Monthly)

$1,185 €1,021

$3,639 Rp 64.1M

-67.43%

3-bedroom Apartment, Outside City Center (Monthly)

$766 €660

$1,712 Rp 30.1M

-55.29%

Buy Apartment in City Center (m2)

$4,719 €4,068

$2,761 Rp 48.6M

70.94%

Buy Apartment Outside City Center (m2)

$1,768 €1,524

$2,293 Rp 40.4M

-22.87%

Average Monthly Net Salary (After Tax)

$3,938 €3,395

$167 Rp 2.9M

2256.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.4

13.78

-75.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rovaniemi: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A central one-bedroom costs $715 in Rovaniemi versus $1,114 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2257% higher in Rovaniemi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $93.0 in Rovaniemi versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $308 vs $294 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rovaniemi vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Rovaniemi costs about 19% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,456 per month in Rovaniemi and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $93.0 in Rovaniemi and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 5% more in Rovaniemi, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,378, than in Rovaniemi at $1,637. In Ubud, Bali it covers expenses comfortably, while in Rovaniemi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,378 versus $1,637 in Rovaniemi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Rovaniemi makes more sense. Both are solid long-term options with distinct trade-offs.