Last update: Oct 2026

Cost of Living Comparison Between Roseville, CA and Toronto

For one person, living is cheaper in Toronto: $2,561 a month against $3,515 in Roseville, CA, rent and utilities included – about $11,400 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in Roseville, CA
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Roseville, CA Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Roseville, CA

🇺🇸 United States

$3,515

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Roseville, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roseville, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $3,515 per month in Roseville, CA vs $2,561 in Toronto, rent included.

Roseville, CA $3,515
Toronto $2,561

A couple spends around $5,020 per month in Roseville, CA vs $3,694 in Toronto, rent included.

Roseville, CA $5,020
Toronto $3,694

A family of three spends $6,526 per month in Roseville, CA vs $4,826 in Toronto, rent included.

Roseville, CA $6,526
Toronto $4,826

Roseville, CA costs about 37% more than Toronto, and outside of rent the biggest gap is in groceries.

Both Roseville, CA and Toronto sit above the global median – Roseville, CA by 160%, Toronto by 90%.

Meal at Budget Restaurant

$16.45 $16.45

$17.18 CA$24.29

-4.25%

Three-Course Dinner for Two, Mid-Range

$85.3 $85.3

$76.0 CA$107

12.22%

Fast Food Meal (McDonalds, etc)

$11.77 $11.77

$10.54 CA$14.89

11.67%

Cappuccino

$5.60 $5.60

$4.02 CA$5.68

39.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.09 $3.09

$2.12 CA$3.00

45.75%

Water (0.33 liter bottle)

$2.31 $2.31

$1.75 CA$2.48

32.00%

Local Beer (0.5 liter draught)

$7.20 $7.20

$6.24 CA$8.83

15.38%

Imported Beer (0.33 liter bottle)

$9.21 $9.21

$7.09 CA$10.02

29.90%

Milk (1 liter)

$1.34 $1.34

$2.44 CA$3.45

-45.08%

White Bread (500g)

$5.45 $5.45

$2.68 CA$3.78

103.36%

Rice (white) (1kg)

$11.18 $11.18

$2.24 CA$3.17

399.11%

Eggs

$6.13 $6.13

$3.56 CA$5.03

72.19%

Local Cheese (1kg)

$14.21 $14.21

$9.09 CA$12.85

56.33%

Chicken Fillets (1kg)

$17.48 $17.48

$11.33 CA$16.01

54.28%

Beef Round Steak (1kg)

$17.93 $17.93

$14.53 CA$20.55

23.40%

Apples (1kg)

$6.11 $6.11

$3.62 CA$5.12

68.78%

Banana (1kg)

$1.96 $1.96

$1.21 CA$1.72

61.98%

Oranges (1kg)

$4.93 $4.93

$3.60 CA$5.09

36.94%

Tomato (1kg)

$6.02 $6.02

$4.21 CA$5.96

42.99%

Potato (1kg)

$4.34 $4.34

$1.79 CA$2.53

142.46%

Onion (1kg)

$3.77 $3.77

$1.59 CA$2.25

137.11%

Lettuce (1 head)

$2.60 $2.60

$2.27 CA$3.21

14.54%

Water (1.5 liter bottle)

$2.88 $2.88

$1.25 CA$1.77

130.40%

Cigarettes 20 Pack (Marlboro, Camel)

$11.82 $11.82

$13.82 CA$19.53

-14.47%

Wine (Bottle)

$15.02 $15.02

$14.27 CA$20.18

5.26%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.20 CA$3.10

-20.45%

Imported Beer (0.33 liter bottle)

$5.95 $5.95

$2.43 CA$3.44

144.86%

One-way Ticket (Public Transport)

$3.79 $3.79

$2.39 CA$3.38

58.58%

Public Transport Monthly Pass (Regular Price)

$38.21 $38.21

$111 CA$157

-65.55%

Taxi Start (Normal Tariff)

$4.92 $4.92

$2.91 CA$4.12

69.07%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

Taxi 1hour Waiting (Normal Tariff)

$29.94 $29.94

$21.38 CA$30.23

40.04%

Gasoline (1 liter)

$1.42 $1.42

$1.21 CA$1.71

17.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K $24.3K

$28.2K CA$39.8K

-13.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K $21.3K

$20.3K CA$28.6K

4.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$267 $267

$120 CA$170

122.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$63.2 $63.2

$32.26 CA$45.60

95.78%

Internet (50+ Mbps, Unlimited Data)

$66.4 $66.4

$47.93 CA$67.8

38.54%

Gym Membership (Monthly)

$96.3 $96.3

$38.48 CA$54.4

150.31%

Tennis Court (1 Hour on Weekend)

$38.13 $38.13

$22.96 CA$32.46

66.07%

Cinema Ticket

$15.72 $15.72

$12.38 CA$17.50

26.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,058 $1,058

$830 CA$1,173

27.42%

International Primary School, 1 Child (Yearly)

$24.4K $24.4K

$23.1K CA$32.6K

5.83%

Jeans (Levis 501 Or Similar)

$60.7 $60.7

$50.7 CA$71.7

19.72%

Summer Dress (H&M, Zara, etc)

$42.21 $42.21

$40.02 CA$56.6

5.47%

Sport Shoes (Adidas, Nike)

$121 $121

$98.0 CA$139

23.30%

Men's Leather Business Shoes

$162 $162

$121 CA$171

34.50%

1-bedroom Apartment, City Center (Monthly)

$2,035 $2,035

$1,592 CA$2,251

27.79%

1-bedroom Apartment, Outside City Center (Monthly)

$1,918 $1,918

$1,410 CA$1,994

36.03%

3-bedroom Apartment, City Center (Monthly)

$3,216 $3,216

$2,670 CA$3,775

20.43%

3-bedroom Apartment, Outside City Center (Monthly)

$3,011 $3,011

$2,152 CA$3,042

39.96%

Buy Apartment in City Center (m2)

$3,941 $3,941

$7,945 CA$11.2K

-50.39%

Buy Apartment Outside City Center (m2)

$3,979 $3,979

$6,542 CA$9,249

-39.18%

Average Monthly Net Salary (After Tax)

$5,372 $5,372

$3,727 CA$5,269

44.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

4.47

48.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roseville, CA: October 10, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Roseville, CA

$1.9K 54.6%

Toronto

$1.4K 55.1% 26.5% $508

Groceries & Markets

Roseville, CA

$529 15.1%

Toronto

$340 13.3% 35.8% $190

Monthly Utilities & Internet

Roseville, CA

$397 11.3%

Toronto

$201 7.8% 49.5% $196

Eating Out

Roseville, CA

$310 8.8%

Toronto

$278 10.9% 10.3% $32

Clothing & Footwear

Roseville, CA

$174 4.9%

Toronto

$139 5.4% 19.9% $34

Sport & Entertainment

Roseville, CA

$128 3.6%

Toronto

$63 2.5% 50.5% $65

Getting Around

Roseville, CA

$58 * 1.7%

Toronto

$129 5.1% 122% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $2,035 in Roseville, CA versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 44% higher in Roseville, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $85.0 in Roseville, CA versus $76.0 in Toronto. Monthly groceries follow the same trend: $529 vs $340 – making Toronto the more affordable choice for daily food spending.

Good to know

🇺🇸 Roseville, CA

🇨🇦 Toronto

🕒 Local time

16:21 4:21 PM

19:21 7:21 PM

3 h ahead of Roseville, CA

🌤 Weather

👥 Population

107,158

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 17, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Roseville, CA Toronto 3,510 km ≈ 5 h nonstop flight

From you

Roseville, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roseville, CA vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,515 in Roseville, CA, $2,561 in Toronto – roughly 37% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,272 per month in Roseville, CA and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Toronto, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $85.0 in Roseville, CA and $76.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $3,515 in Roseville, CA and $2,561 in Toronto. That's a gap of about 37%.

$2,500 is a stretch for both – monthly costs hit $3,515 in Roseville, CA and $2,561 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Toronto – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Toronto. If higher salaries, better infrastructure, or specific career opportunities are the priority, Roseville, CA makes more sense. Both are solid long-term options with distinct trade-offs.