Last update: Oct 2026

Cost of Living Comparison Between Roseville, CA and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,037 a month against $3,536 in Roseville, CA, rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

169

Cost of Living Index in Roseville, CA
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Roseville, CA Living Index
147

Cost of Living Index in Chicago, IL
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Chicago, IL Living Index

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Roseville, CA

🇺🇸 United States

$3,536

/mo nomad

Chicago, IL

🇺🇸 United States

$3,037

/mo nomad

Monthly Cost of Living

How much you'll spend in Roseville, CA and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roseville, CA and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $3,536 per month in Roseville, CA vs $3,037 in Chicago, IL, rent included.

Roseville, CA $3,536
Chicago, IL $3,037

A couple spends around $5,057 per month in Roseville, CA vs $4,518 in Chicago, IL, rent included.

Roseville, CA $5,057
Chicago, IL $4,518

A family of three spends $6,579 per month in Roseville, CA vs $5,999 in Chicago, IL, rent included.

Roseville, CA $6,579
Chicago, IL $5,999

Roseville, CA costs about 16% more than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Roseville, CA and Chicago, IL sit above the global median – Roseville, CA by 160%, Chicago, IL by 123%.

Meal at Budget Restaurant

$16.68 $16.68

$20.71 $20.71

-19.46%

Three-Course Dinner for Two, Mid-Range

$86.3 $86.3

$89.2 $89.2

-3.32%

Fast Food Meal (McDonalds, etc)

$12.15 $12.15

$13.19 $13.19

-7.88%

Cappuccino

$5.85 $5.85

$5.66 $5.66

3.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 $3.01

$2.64 $2.64

14.02%

Water (0.33 liter bottle)

$2.29 $2.29

$2.28 $2.28

0.44%

Local Beer (0.5 liter draught)

$6.86 $6.86

$6.87 $6.87

-0.15%

Imported Beer (0.33 liter bottle)

$9.51 $9.51

$8.84 $8.84

7.58%

Milk (1 liter)

$1.33 $1.33

$1.25 $1.25

6.40%

White Bread (500g)

$5.50 $5.50

$3.72 $3.72

47.85%

Rice (white) (1kg)

$10.91 $10.91

$5.39 $5.39

102.41%

Eggs

$6.38 $6.38

$4.74 $4.74

34.60%

Local Cheese (1kg)

$14.11 $14.11

$13.84 $13.84

1.95%

Chicken Fillets (1kg)

$17.41 $17.41

$14.40 $14.40

20.90%

Beef Round Steak (1kg)

$17.53 $17.53

$18.38 $18.38

-4.62%

Apples (1kg)

$6.19 $6.19

$5.22 $5.22

18.58%

Banana (1kg)

$1.94 $1.94

$1.98 $1.98

-2.02%

Oranges (1kg)

$4.97 $4.97

$4.06 $4.06

22.41%

Tomato (1kg)

$6.27 $6.27

$4.97 $4.97

26.16%

Potato (1kg)

$4.21 $4.21

$2.67 $2.67

57.68%

Onion (1kg)

$3.77 $3.77

$2.66 $2.66

41.73%

Lettuce (1 head)

$2.52 $2.52

$2.24 $2.24

12.50%

Water (1.5 liter bottle)

$2.81 $2.81

$3.13 $3.13

-10.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.69 $11.69

$13.82 $13.82

-15.41%

Wine (Bottle)

$15.24 $15.24

$14.88 $14.88

2.42%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.54 $2.54

-31.10%

Imported Beer (0.33 liter bottle)

$6.01 $6.01

$3.51 $3.51

71.23%

One-way Ticket (Public Transport)

$3.83 $3.83

$2.43 $2.43

57.61%

Public Transport Monthly Pass (Regular Price)

$37.65 $37.65

$73.5 $73.5

-48.80%

Taxi Start (Normal Tariff)

$5.14 $5.14

$3.18 $3.18

61.64%

Taxi (Normal Tariff) (1km)

$1.39 $1.39

Taxi 1hour Waiting (Normal Tariff)

$30.38 $30.38

$25.03 $25.03

21.37%

Gasoline (1 liter)

$1.48 $1.48

$1.20 $1.20

23.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K $23.7K

$35.0K $35.0K

-32.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K $21.1K

$26.7K $26.7K

-20.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$273 $273

$194 $194

40.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.0 $62.0

$69.5 $69.5

-10.77%

Internet (50+ Mbps, Unlimited Data)

$65.9 $65.9

$61.6 $61.6

6.94%

Gym Membership (Monthly)

$97.5 $97.5

$47.90 $47.90

103.55%

Tennis Court (1 Hour on Weekend)

$38.29 $38.29

$27.34 $27.34

40.05%

Cinema Ticket

$15.83 $15.83

$17.81 $17.81

-11.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,047 $1,047

$1,794 $1,794

-41.66%

International Primary School, 1 Child (Yearly)

$24.8K $24.8K

$31.9K $31.9K

-22.22%

Jeans (Levis 501 Or Similar)

$59.0 $59.0

$67.0 $67.0

-11.97%

Summer Dress (H&M, Zara, etc)

$41.74 $41.74

$52.1 $52.1

-19.95%

Sport Shoes (Adidas, Nike)

$120 $120

$102 $102

18.25%

Men's Leather Business Shoes

$163 $163

$144 $144

13.74%

1-bedroom Apartment, City Center (Monthly)

$1,973 $1,973

$2,526 $2,526

-21.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,931 $1,931

$1,578 $1,578

22.38%

3-bedroom Apartment, City Center (Monthly)

$3,246 $3,246

$4,738 $4,738

-31.49%

3-bedroom Apartment, Outside City Center (Monthly)

$3,046 $3,046

$2,693 $2,693

13.13%

Buy Apartment in City Center (m2)

$3,723 $3,723

$4,190 $4,190

-11.14%

Buy Apartment Outside City Center (m2)

$3,610 $3,610

$2,768 $2,768

30.42%

Average Monthly Net Salary (After Tax)

$5,445 $5,445

$4,931 $4,931

10.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.62

6.81

-2.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roseville, CA: October 25, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Roseville, CA

$1.9K 54.6%

Chicago, IL

$1.6K 52% 18.3% $353

Groceries & Markets

Roseville, CA

$529 15%

Chicago, IL

$447 14.7% 15.4% $81

Monthly Utilities & Internet

Roseville, CA

$401 11.3%

Chicago, IL

$326 10.7% 18.8% $76

Eating Out

Roseville, CA

$315 8.9%

Chicago, IL

$345 11.4% 9.6% $30

Clothing & Footwear

Roseville, CA

$173 4.9%

Chicago, IL

$164 5.4% 5.2% $8.9

Sport & Entertainment

Roseville, CA

$129 3.7%

Chicago, IL

$84 2.8% 35.3% $46

Getting Around

Roseville, CA

$58 * 1.6%

Chicago, IL

$93 3.1% 60.7% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,973 in Roseville, CA versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Roseville, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $86 in Roseville, CA versus $89 in Chicago, IL. Groceries tell a different story – $529 in Roseville, CA vs $447 in Chicago, IL – so Chicago, IL wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Roseville, CA

🇺🇸 Chicago, IL

🕒 Local time

23:21 11:21 PM

01:21 1:21 AM

2 h ahead of Roseville, CA

🌤 Weather

👥 Population

107,158

2,746,388

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

Roseville, CA Chicago, IL 2,860 km ≈ 4 h nonstop flight

From you

Roseville, CA
Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Roseville, CA vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,536 in Roseville, CA, $3,037 in Chicago, IL – Chicago, IL comes out roughly 14% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $5,303 per month in Roseville, CA and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roseville, CA, especially for central apartments: a one-bedroom in the center costs $1,973 there versus $2,526 in Chicago, IL.

Groceries cost about 18% more in Roseville, CA, though the gap depends on what you buy.

A mid-range dinner for two costs $86 in Roseville, CA and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,536 in Roseville, CA and $3,037 in Chicago, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $3,037 in Chicago, IL to $3,536 in Roseville, CA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries or specific career opportunities are the priority, Roseville, CA makes more sense. Both are solid long-term options with distinct trade-offs.