Last update: Oct 2026

Cost of Living Comparison Between Rosarito and Panama City

For one person, living is cheaper in Rosarito: $1,173 a month against $1,837 in Panama City, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

58

Cost of Living Index in Rosarito
Learn more

Rosarito Living Index
90

Cost of Living Index in Panama City
Learn more

Panama City Living Index

Jump to prices

Rosarito

🇲🇽 Mexico

$1,173

/mo nomad

Panama City

🇵🇦 Panama

$1,837

/mo nomad

Monthly Cost of Living

How much you'll spend in Rosarito and in Panama City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rosarito and in Panama City actually costs, broken down by who's living it.

A single person spends $1,173 per month in Rosarito vs $1,837 in Panama City, rent included.

Rosarito $1,173
Panama City $1,837

A couple spends around $1,900 per month in Rosarito vs $2,825 in Panama City, rent included.

Rosarito $1,900
Panama City $2,825

A family of three spends $2,628 per month in Rosarito vs $3,812 in Panama City, rent included.

Rosarito $2,628
Panama City $3,812

Rosarito is about 36% cheaper than Panama City, and outside of rent the biggest gap is in groceries.

Rosarito sits 12% below the global median, while Panama City is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.41 MX$228

$11.34 PAB 11.34

9.44%

Three-Course Dinner for Two, Mid-Range

$34.87 MX$640

$47.85 PAB 47.85

-27.13%

Fast Food Meal (McDonalds, etc)

$9.82 MX$180

$8.07 PAB 8.07

21.69%

Cappuccino

$4.26 MX$78.2

$4.02 PAB 4.02

5.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 MX$25.20

$1.94 PAB 1.94

-29.38%

Water (0.33 liter bottle)

$1.24 MX$22.83

$1.62 PAB 1.62

-23.46%

Local Beer (0.5 liter draught)

$3.42 MX$62.7

$3.26 PAB 3.26

4.91%

Imported Beer (0.33 liter bottle)

$6.57 MX$121

$3.99 PAB 3.99

64.66%

Milk (1 liter)

$1.80 MX$33.03

$1.83 PAB 1.83

-1.64%

White Bread (500g)

$3.01 MX$55.3

$2.57 PAB 2.57

17.12%

Rice (white) (1kg)

$1.76 MX$32.27

$3.33 PAB 3.33

-47.15%

Eggs

$3.31 MX$60.7

$2.69 PAB 2.69

23.05%

Local Cheese (1kg)

$8.34 MX$153

$12.33 PAB 12.33

-32.36%

Chicken Fillets (1kg)

$7.32 MX$134

$6.69 PAB 6.69

9.42%

Beef Round Steak (1kg)

$11.88 MX$218

$10.40 PAB 10.40

14.23%

Apples (1kg)

$2.86 MX$52.5

$4.16 PAB 4.16

-31.25%

Banana (1kg)

$1.68 MX$30.79

$1.84 PAB 1.84

-8.70%

Oranges (1kg)

$1.91 MX$35.02

$4.18 PAB 4.18

-54.31%

Tomato (1kg)

$1.65 MX$30.30

$4.08 PAB 4.08

-59.56%

Potato (1kg)

$1.58 MX$28.93

$3.50 PAB 3.50

-54.86%

Onion (1kg)

$1.91 MX$35.07

$4.37 PAB 4.37

-56.29%

Lettuce (1 head)

$1.47 MX$27.08

$2.34 PAB 2.34

-37.18%

Water (1.5 liter bottle)

$1.07 MX$19.73

$1.75 PAB 1.75

-38.86%

Cigarettes 20 Pack (Marlboro, Camel)

$4.37 MX$80.2

$6.06 PAB 6.06

-27.89%

Wine (Bottle)

$8.20 MX$151

$11.72 PAB 11.72

-30.03%

Local Beer (0.5 liter bottle)

$2.30 MX$42.15

$1.37 PAB 1.37

67.88%

Imported Beer (0.33 liter bottle)

$4.11 MX$75.5

$2.84 PAB 2.84

44.72%

One-way Ticket (Public Transport)

$0.66 MX$12.11

$0.36 PAB 0.36

83.33%

Public Transport Monthly Pass (Regular Price)

$20.96 PAB 20.96

Taxi Start (Normal Tariff)

$3.00 MX$55.2

$2.52 PAB 2.52

19.05%

Taxi (Normal Tariff) (1km)

$2.28 MX$41.84

$1.79 PAB 1.79

27.37%

Taxi 1hour Waiting (Normal Tariff)

$11.05 MX$203

$22.01 PAB 22.01

-49.80%

Gasoline (1 liter)

$1.31 MX$24.12

$1.25 PAB 1.25

4.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K MX$389.6K

$21.5K PAB 21.5K

-1.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K MX$448.8K

$21.2K PAB 21.2K

15.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.34 MX$887

$131 PAB 131

-63.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.02 MX$625

$27.68 PAB 27.68

22.90%

Internet (50+ Mbps, Unlimited Data)

$29.93 MX$550

$48.59 PAB 48.59

-38.40%

Gym Membership (Monthly)

$35.33 MX$649

$46.11 PAB 46.11

-23.38%

Tennis Court (1 Hour on Weekend)

$20.08 MX$369

$35.01 PAB 35.01

-42.64%

Cinema Ticket

$6.88 MX$126

$8.73 PAB 8.73

-21.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$210 MX$3,849

$551 PAB 551

-61.92%

International Primary School, 1 Child (Yearly)

$4,684 MX$86.0K

$9,560 PAB 9,560

-51.01%

Jeans (Levis 501 Or Similar)

$54.5 MX$1,000

$67.6 PAB 67.6

-19.42%

Summer Dress (H&M, Zara, etc)

$46.77 MX$859

$48.03 PAB 48.03

-2.62%

Sport Shoes (Adidas, Nike)

$104 MX$1,901

$94.9 PAB 94.9

9.14%

Men's Leather Business Shoes

$69.5 MX$1,277

$113 PAB 113

-38.44%

1-bedroom Apartment, City Center (Monthly)

$624 MX$11.5K

$1,238 PAB 1,238

-49.58%

1-bedroom Apartment, Outside City Center (Monthly)

$396 MX$7,274

$873 PAB 873

-54.62%

3-bedroom Apartment, City Center (Monthly)

$1,036 MX$19.0K

$2,197 PAB 2,197

-52.86%

3-bedroom Apartment, Outside City Center (Monthly)

$776 MX$14.2K

$1,538 PAB 1,538

-49.57%

Buy Apartment in City Center (m2)

$1,894 MX$34.8K

$3,116 PAB 3,116

-39.22%

Buy Apartment Outside City Center (m2)

$1,146 MX$21.0K

$1,725 PAB 1,725

-33.57%

Average Monthly Net Salary (After Tax)

$934 PAB 934

20-Year Fixed Mortgage Interest Rate (Annual %)

12.07

6.39

88.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rosarito: October 4, 2026

Last update for Panama City: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rosarito

$396 33.4%

Panama City

$873 47.2% 120% $477

Groceries & Markets

Rosarito

$269 22.7%

Panama City

$324 17.5% 20.4% $55

Eating Out

Rosarito

$220 18.6%

Panama City

$202 10.9% 8.5% $19

Clothing & Footwear

Rosarito

$123 10.4%

Panama City

$146 7.9% 17.9% $22

Monthly Utilities & Internet

Rosarito

$112 9.5%

Panama City

$207 11.2% 84.7% $95

Sport & Entertainment

Rosarito

$49 4.1%

Panama City

$64 3.4% 29.5% $14

Getting Around

Rosarito

$17 * 1.4%

Panama City

$34 1.8% 98.8% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $624 in Rosarito versus $1,238 in Panama City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35.00 in Rosarito versus $48.00 in Panama City. Monthly groceries follow the same trend: $269 vs $324 – making Rosarito the more affordable choice for daily food spending.

Good to know

🇲🇽 Rosarito

🇵🇦 Panama City

🕒 Local time

02:43 2:43 AM

04:43 4:43 AM

2 h ahead of Rosarito

🌤 Weather

👥 Population

100,660

1,086,990 Capital

💱 Currency

Mexican Peso MXN $

Panamanian Balboa PAB B/.

📈 Exchange rate

100 MXN = 5.45 USD

100 MXN = 4.86 EUR

1 PAB = 1 USD

1 PAB = 0.892 EUR

Exchange rates and currency converter

PAB, USD, EUR to MXN – Mexican Peso Converter

🇺🇸 United States Dollar ($)

🇲🇽 Mexican Peso ($)

Mexican Peso exchange rates as of October 10, 2026: 1 USD = 18.36 MXN (100 MXN = 5.45 USD). 1 EUR = 20.57 MXN (100 MXN = 4.86 EUR).

Panamanian Balboa exchange rates as of October 10, 2026: 1 USD = 1 PAB (1 PAB = 1 USD). 1 EUR = 1.12 PAB (1 PAB = 0.892 EUR).

USD to MXN in detail →

On the map

Lowest

Highest

Between locations

Rosarito Panama City 4,650 km ≈ 6 h nonstop flight

From you

Rosarito
Panama City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rosarito vs Panama City: Cost of Living - Frequently Asked Questions

Yes – Panama City is pricier by about 57%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,759 per month in Rosarito and $2,756 in Panama City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rosarito, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,173 in Rosarito and $1,837 in Panama City. That's a gap of about 57%.

Kindergarten costs $210 per month in Rosarito and $551 in Panama City. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Rosarito, where all-in costs run around $1,173, than in Panama City at $1,837. In Rosarito it covers expenses comfortably, while in Panama City it requires careful planning or may not stretch far enough.

Families tend to lean toward Rosarito – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Rosarito. If higher salaries, better infrastructure, or specific career opportunities are the priority, Panama City makes more sense. Both are solid long-term options with distinct trade-offs.