Last update: Oct 2026

Cost of Living Comparison Between Roma, TX and Toronto

For one person, living costs are similar in Roma, TX and in Toronto: $2,590 and $2,610 a month, rent and utilities included.

Roma, TX
🇺🇸 United States
$2,590
/mo nomad
Toronto
🇨🇦 Canada
$2,610
/mo nomad
Monthly Cost of Living

How much you'll spend in Roma, TX and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Roma, TX and in Toronto actually costs, broken down by who's living it.

A single person spends $2,590 per month in Roma, TX vs $2,610 in Toronto, rent included.

  • Roma, TX $2,590
  • Toronto $2,610

A couple spends around $3,815 per month in Roma, TX vs $3,727 in Toronto, rent included.

  • Roma, TX $3,815
  • Toronto $3,727

A family of three spends $5,040 per month in Roma, TX vs $4,844 in Toronto, rent included.

  • Roma, TX $5,040
  • Toronto $4,844

Roma, TX is about 1% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Roma, TX and Toronto sit above the global median – Roma, TX by 91%, Toronto by 93%.

Currency
🍽 Eating Out
Roma, TX
Toronto
Difference
Meal at Budget Restaurant
$20.08 $20.08
$17.59 CA$24.87
14.16%
Three-Course Dinner for Two, Mid-Range
$76.0 $76.0
$78.8 CA$111
-3.55%
Fast Food Meal (McDonalds, etc)
$11.71 $11.71
$10.73 CA$15.16
9.13%
Cappuccino
$5.35 $5.35
$4.09 CA$5.78
30.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.68 $2.68
$2.10 CA$2.97
27.62%
Water (0.33 liter bottle)
$1.94 $1.94
$1.72 CA$2.43
12.79%
Local Beer (0.5 liter draught)
$6.03 $6.03
$6.36 CA$8.99
-5.19%
Imported Beer (0.33 liter bottle)
$7.16 $7.16
$7.08 CA$10.01
1.13%
🛒 Groceries & Markets
Roma, TX
Toronto
Difference
Milk (1 liter)
$1.00 $1.00
$2.54 CA$3.59
-60.63%
White Bread (500g)
$3.47 $3.47
$2.72 CA$3.85
27.57%
Rice (white) (1kg)
$4.43 $4.43
$2.18 CA$3.09
103.21%
Eggs
$4.24 $4.24
$3.63 CA$5.13
16.80%
Local Cheese (1kg)
$12.47 $12.47
$9.46 CA$13.37
31.82%
Chicken Fillets (1kg)
$11.37 $11.37
$11.54 CA$16.32
-1.47%
Beef Round Steak (1kg)
$16.81 $16.81
$14.37 CA$20.32
16.98%
Apples (1kg)
$5.05 $5.05
$3.70 CA$5.23
36.49%
Banana (1kg)
$1.59 $1.59
$1.19 CA$1.68
33.61%
Oranges (1kg)
$4.41 $4.41
$3.46 CA$4.90
27.46%
Tomato (1kg)
$4.75 $4.75
$4.22 CA$5.97
12.56%
Potato (1kg)
$2.75 $2.75
$1.79 CA$2.52
53.63%
Onion (1kg)
$2.94 $2.94
$1.65 CA$2.33
78.18%
Lettuce (1 head)
$2.21 $2.21
$2.20 CA$3.11
0.45%
Water (1.5 liter bottle)
$2.32 $2.32
$1.26 CA$1.78
84.13%
Cigarettes 20 Pack (Marlboro, Camel)
$9.77 $9.77
$13.97 CA$19.75
-30.06%
Wine (Bottle)
$14.82 $14.82
$14.20 CA$20.07
4.37%
Local Beer (0.5 liter bottle)
$2.00 $2.00
$2.25 CA$3.18
-11.11%
Imported Beer (0.33 liter bottle)
$3.31 $3.31
$2.53 CA$3.58
30.83%
🚌 Getting Around
Roma, TX
Toronto
Difference
One-way Ticket (Public Transport)
$1.99 $1.99
$2.32 CA$3.28
-14.22%
Public Transport Monthly Pass (Regular Price)
$26.19 $26.19
$112 CA$158
-76.54%
Taxi Start (Normal Tariff)
$3.17 $3.17
$3.06 CA$4.33
3.59%
Taxi (Normal Tariff) (1km)
$1.71 $1.71
$1.22 CA$1.72
40.16%
Taxi 1hour Waiting (Normal Tariff)
$32.20 $32.20
$21.69 CA$30.66
48.46%
Gasoline (1 liter)
$0.97 $0.97
$1.21 CA$1.72
-19.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.5K $27.5K
$26.1K CA$37.0K
5.11%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$21.1K CA$29.9K
22.59%
🧾 Monthly Utilities & Internet
Roma, TX
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$195 $195
$120 CA$169
63.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$58.3 $58.3
$32.21 CA$45.54
80.84%
Internet (50+ Mbps, Unlimited Data)
$70.8 $70.8
$48.88 CA$69.1
44.93%
🎉 Sport & Entertainment
Roma, TX
Toronto
Difference
Gym Membership (Monthly)
$42.25 $42.25
$39.34 CA$55.6
7.40%
Tennis Court (1 Hour on Weekend)
$20.19 $20.19
$23.58 CA$33.34
-14.38%
Cinema Ticket
$14.32 $14.32
$12.58 CA$17.79
13.83%
🧸 Childcare & Education
Roma, TX
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,459 $1,459
$832 CA$1,176
75.43%
International Primary School, 1 Child (Yearly)
$21.9K $21.9K
$23.6K CA$33.4K
-7.14%
👕👟 Clothing & Footwear
Roma, TX
Toronto
Difference
Jeans (Levis 501 Or Similar)
$53.2 $53.2
$52.3 CA$73.9
1.84%
Summer Dress (H&M, Zara, etc)
$40.88 $40.88
$39.44 CA$55.8
3.65%
Sport Shoes (Adidas, Nike)
$89.8 $89.8
$99.0 CA$140
-9.30%
Men's Leather Business Shoes
$115 $115
$122 CA$172
-5.64%
🏠 Accommodation & Living
Roma, TX
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$1,625 $1,625
$1,631 CA$2,306
-0.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,294 $1,294
$1,448 CA$2,048
-10.68%
3-bedroom Apartment, City Center (Monthly)
$2,473 $2,473
$2,737 CA$3,869
-9.66%
3-bedroom Apartment, Outside City Center (Monthly)
$2,158 $2,158
$2,129 CA$3,010
1.33%
Buy Apartment in City Center (m2)
$2,728 $2,728
$8,206 CA$11.6K
-66.76%
Buy Apartment Outside City Center (m2)
$2,377 $2,377
$6,838 CA$9,666
-65.24%
💵 Salaries & Financials
Roma, TX
Toronto
Difference
Average Monthly Net Salary (After Tax)
$1,310 $1,310
$3,520 CA$4,976
-62.79%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
4.47
46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Roma, TX: October 18, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Roma, TX
$1.3K
Toronto
$1.4K 12% $155
Groceries & Markets
Roma, TX
$397
Toronto
$343 13.7% $54
Monthly Utilities & Internet
Roma, TX
$325
Toronto
$201 38.1% $124
Eating Out
Roma, TX
$323
Toronto
$283 12.3% $40
Clothing & Footwear
Roma, TX
$135
Toronto
$141 4.6% $6.2
Sport & Entertainment
Roma, TX
$71
Toronto
$65 9% $6.4
Getting Around
Roma, TX
$46
Toronto
$130 184% $84

Cost Breakdown

A central one-bedroom costs $1,625 in Roma, TX versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 169% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Roma, TX versus $79.0 in Toronto. Groceries tell a different story – $397 in Roma, TX vs $343 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 Roma, TX
🇨🇦 Toronto
🕒 Local time
15:40 3:40 PM
16:40 4:40 PM
1 h ahead of Roma, TX
🌤 Weather
👥 Population
11,561
2,731,571
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 20, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

On the map
Between locations
  • Roma, TX Toronto 2,610 km ≈ 3 h 45 min nonstop flight
From you
  • Roma, TX
  • Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Roma, TX vs Toronto: Cost of Living - Frequently Asked Questions
Is Toronto cheaper than Roma, TX?
Yes – Toronto is pricier by about 1%, and outside of rent the gap shows up most in transport.
What income do you need for each city?
For a comfortable life, plan on about $3,885 per month in Roma, TX and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Roma, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Roma, TX or in Toronto?
A mid-range dinner for two costs $76.0 in Roma, TX and $79.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Roma, TX and in Toronto?
Monthly expenses with rent come to $2,590 in Roma, TX and $2,610 in Toronto. That's a gap of about 1%.
Is $2,500 enough to cover costs in Roma, TX or in Toronto?
$2,500 is a stretch for both – monthly costs hit $2,590 in Roma, TX and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.
Is Roma, TX or Toronto more family-friendly?
Families tend to lean toward Roma, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Roma, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

Roma, TX vs other spots: cost of living compared

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