Last update: Oct 2026

Cost of Living Comparison Between Rijeka and Cebu

For one person, living is cheaper in Cebu: $934 a month against $1,611 in Rijeka, rent and utilities included – about $8,100 less a year. Other living expenses account for most of the difference.

78

Cost of Living Index in Rijeka
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Rijeka Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Rijeka

🇭🇷 Croatia

$1,611

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Rijeka and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Rijeka and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,611 in Rijeka versus $934 in Cebu.

Rijeka $1,611
Cebu $934

Estimated couple costs with rent: $2,416 in Rijeka versus $1,415 in Cebu.

Rijeka $2,416
Cebu $1,415

Monthly costs for a family of three with rent: $3,222 in Rijeka versus $1,896 in Cebu.

Rijeka $3,222
Cebu $1,896

Living in Rijeka is roughly 72% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Rijeka is 20% above, Cebu is 30% below.

Meal at Budget Restaurant

$13.30 €11.87

$3.03 ₱190

338.94%

Three-Course Dinner for Two, Mid-Range

$73.3 €65.4

$23.48 ₱1,473

212.05%

Fast Food Meal (McDonalds, etc)

$9.92 €8.86

$4.09 ₱256

142.54%

Cappuccino

$2.25 €2.01

$2.52 ₱158

-10.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.11 €2.77

$1.54 ₱96.9

101.95%

Water (0.33 liter bottle)

$1.89 €1.69

$0.49 ₱30.98

285.71%

Local Beer (0.5 liter draught)

$3.79 €3.38

$1.79 ₱112

111.73%

Imported Beer (0.33 liter bottle)

$4.42 €3.94

$2.26 ₱142

95.58%

Milk (1 liter)

$1.24 €1.11

$1.95 ₱122

-36.41%

White Bread (500g)

$1.61 €1.44

$1.43 ₱89.7

12.59%

Rice (white) (1kg)

$3.35 €2.99

$1.02 ₱63.8

228.43%

Eggs

$3.79 €3.38

$2.06 ₱129

83.98%

Local Cheese (1kg)

$15.85 €14.14

$9.81 ₱615

61.57%

Chicken Fillets (1kg)

$10.06 €8.97

$4.61 ₱289

118.22%

Beef Round Steak (1kg)

$14.49 €12.93

$7.70 ₱483

88.18%

Apples (1kg)

$1.72 €1.53

$3.31 ₱207

-48.04%

Banana (1kg)

$1.75 €1.56

$1.45 ₱90.9

20.69%

Oranges (1kg)

$1.83 €1.64

$2.36 ₱148

-22.46%

Tomato (1kg)

$2.56 €2.28

$1.54 ₱96.4

66.23%

Potato (1kg)

$1.32 €1.18

$2.36 ₱148

-44.07%

Onion (1kg)

$1.31 €1.17

$1.99 ₱125

-34.17%

Lettuce (1 head)

$1.37 €1.22

$1.15 ₱72.1

19.13%

Water (1.5 liter bottle)

$1.36 €1.22

$0.67 ₱42.15

102.99%

Cigarettes 20 Pack (Marlboro, Camel)

$5.72 €5.10

$3.00 ₱188

90.67%

Wine (Bottle)

$7.97 €7.11

$6.35 ₱398

25.51%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$1.31 ₱81.9

22.90%

Imported Beer (0.33 liter bottle)

$2.12 €1.89

$1.73 ₱108

22.54%

One-way Ticket (Public Transport)

$2.27 €2.03

$0.25 ₱15.78

808.00%

Public Transport Monthly Pass (Regular Price)

$54.7 €48.80

$12.65 ₱793

332.33%

Taxi Start (Normal Tariff)

$5.49 €4.90

$0.74 ₱46.32

641.89%

Taxi (Normal Tariff) (1km)

$1.50 €1.34

$0.21 ₱13.11

614.29%

Taxi 1hour Waiting (Normal Tariff)

$28.38 €25.32

$4.33 ₱271

555.43%

Gasoline (1 liter)

$1.93 €1.72

$1.33 ₱83.5

45.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K €23.1K

$21.8K ₱1.4M

18.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.6K €22.0K

$19.4K ₱1.2M

26.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$187 €167

$121 ₱7,563

55.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.40 €21.78

$14.45 ₱907

68.86%

Internet (50+ Mbps, Unlimited Data)

$39.54 €35.28

$28.29 ₱1,774

39.77%

Gym Membership (Monthly)

$53.4 €47.69

$32.68 ₱2,050

63.53%

Tennis Court (1 Hour on Weekend)

$11.12 €9.93

$6.39 ₱401

74.02%

Cinema Ticket

$6.69 €5.97

$5.46 ₱342

22.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$550 €491

$273 ₱17.1K

101.21%

International Primary School, 1 Child (Yearly)

$12.7K €11.3K

$8,156 ₱511.5K

55.67%

Jeans (Levis 501 Or Similar)

$101 €89.8

$49.57 ₱3,109

102.97%

Summer Dress (H&M, Zara, etc)

$42.30 €37.75

$24.87 ₱1,560

70.08%

Sport Shoes (Adidas, Nike)

$102 €90.8

$76.6 ₱4,804

32.85%

Men's Leather Business Shoes

$110 €97.8

$59.3 ₱3,717

84.90%

1-bedroom Apartment, City Center (Monthly)

$699 €624

$506 ₱31.7K

38.22%

1-bedroom Apartment, Outside City Center (Monthly)

$546 €487

$309 ₱19.4K

76.52%

3-bedroom Apartment, City Center (Monthly)

$1,213 €1,083

$1,052 ₱66.0K

15.36%

3-bedroom Apartment, Outside City Center (Monthly)

$860 €767

$619 ₱38.8K

38.90%

Buy Apartment in City Center (m2)

$4,081 €3,642

$2,915 ₱182.9K

39.98%

Buy Apartment Outside City Center (m2)

$3,925 €3,503

$1,867 ₱117.1K

110.21%

Average Monthly Net Salary (After Tax)

$1,509 €1,347

$341 ₱21.4K

342.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

7.2

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Rijeka: October 5, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Rijeka

$546 34%

Cebu

$309 33.5% 43.3% $237

Groceries & Markets

Rijeka

$294 18.3%

Cebu

$210 22.7% 28.5% $84

Monthly Utilities & Internet

Rijeka

$251 15.6%

Cebu

$163 17.7% 34.9% $88

Eating Out

Rijeka

$211 13.1%

Cebu

$88 9.6% 58.1% $123

Clothing & Footwear

Rijeka

$159 9.9%

Cebu

$95 10.2% 40.6% $65

Getting Around

Rijeka

$77 4.8%

Cebu

$15 1.7% 79.9% $61

Sport & Entertainment

Rijeka

$67 4.2%

Cebu

$44 4.7% 34.8% $23

Cost Breakdown

A one-bedroom apartment in the center runs $699 in Rijeka and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Rijeka pays 343% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73.0 in Rijeka vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $294 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇭🇷 Rijeka

🇵🇭 Cebu

🕒 Local time

08:15 8:15 AM

14:15 2:15 PM

6 h ahead of Rijeka

🌤 Weather

👥 Population

107,964

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to EUR in detail →

On the map

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Between locations

Rijeka Cebu 10,670 km ≈ 14 h nonstop flight

From you

Rijeka
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Rijeka vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 72% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 343% higher in Rijeka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $699 in Rijeka versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,611 per month in Rijeka versus $934 in Cebu – a 72% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 332% less than in Rijeka. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $934 in Cebu versus $1,611 in Rijeka, a $1,500 budget is realistic in Cebu but tight or insufficient in Rijeka. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Rijeka, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Rijeka and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 72% less than in Rijeka. Beyond cost, consider language, visa policies, and how big the international community is in each city.