😐Monthly costs for one person with rent: $2,566 in Richmond versus $1,408 in Ubud, Bali.
😐Estimated couple costs with rent: $3,820 in Richmond versus $2,585 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $5,074 in Richmond versus $3,763 in Ubud, Bali.
🌍Living in Richmond is roughly 82% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Richmond92% above, Ubud, Bali5% above.
Currency
🍽 Eating Out
Richmond
Ubud, Bali
Difference
Meal at Budget Restaurant
$16.39CA$23.06
$3.45Rp 62.1K
375.07%
Three-Course Dinner for Two, Mid-Range
$74.4CA$105
$32.34Rp 581.1K
130.09%
Fast Food Meal(McDonalds, etc)
$9.55CA$13.44
$4.84Rp 87.1K
97.31%
Cappuccino
$4.22CA$5.94
$2.75Rp 49.4K
53.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.00CA$2.81
$1.38Rp 24.9K
44.93%
Water(0.33 liter bottle)
$1.36CA$1.91
$0.75Rp 13.5K
81.33%
Local Beer(0.5 liter draught)
$5.64CA$7.94
$2.99Rp 53.8K
88.63%
Imported Beer(0.33 liter bottle)
$5.99CA$8.43
$3.85Rp 69.2K
55.58%
🛒 Groceries & Markets
Richmond
Ubud, Bali
Difference
Milk(1 liter)
$2.09CA$2.94
$1.74Rp 31.2K
20.11%
White Bread(500g)
$2.33CA$3.28
$2.46Rp 44.2K
-5.28%
Rice(white)(1kg)
$2.63CA$3.70
$1.17Rp 21.0K
124.79%
Eggs
$3.20CA$4.50
$2.43Rp 43.7K
31.69%
Local Cheese(1kg)
$9.22CA$12.98
$14.50Rp 260.6K
-36.41%
Chicken Fillets(1kg)
$10.40CA$14.64
$4.35Rp 78.2K
139.08%
Beef Round Steak(1kg)
$10.09CA$14.19
$11.98Rp 215.3K
-15.78%
Apples(1kg)
$3.15CA$4.43
$3.72Rp 66.8K
-15.32%
Banana(1kg)
$1.37CA$1.93
$1.63Rp 29.2K
-15.95%
Oranges(1kg)
$2.73CA$3.85
$2.74Rp 49.3K
-0.36%
Tomato(1kg)
$3.88CA$5.46
$2.24Rp 40.3K
73.21%
Potato(1kg)
$2.43CA$3.42
$1.92Rp 34.5K
26.56%
Onion(1kg)
$2.14CA$3.01
$2.28Rp 40.9K
-6.14%
Lettuce(1 head)
$1.96CA$2.76
$1.06Rp 19.1K
84.91%
Water(1.5 liter bottle)
$1.20CA$1.69
$0.72Rp 12.9K
66.67%
Cigarettes 20 Pack(Marlboro, Camel)
$15.02CA$21.13
$3.29Rp 59.0K
356.53%
Wine(Bottle)
$12.96CA$18.23
$23.19Rp 416.8K
-44.11%
Local Beer(0.5 liter bottle)
$2.13CA$3.00
$2.78Rp 49.9K
-23.38%
Imported Beer(0.33 liter bottle)
$2.25CA$3.17
$2.73Rp 49.1K
-17.58%
🚌 Getting Around
Richmond
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.20CA$3.09
$0.27Rp 4,786
714.81%
Public Transport Monthly Pass(Regular Price)
$77.7CA$109
$8.11Rp 145.7K
857.83%
Taxi Start(Normal Tariff)
$3.13CA$4.40
$0.48Rp 8,675
552.08%
Taxi(Normal Tariff)(1km)
$1.55CA$2.18
$0.42Rp 7,545
269.05%
Taxi 1hour Waiting(Normal Tariff)
$25.85CA$36.38
$6.22Rp 111.8K
315.59%
Gasoline(1 liter)
$1.37CA$1.93
$0.81Rp 14.6K
69.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6KCA$34.6K
$26.6KRp 478.2M
-7.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8KCA$27.9K
$32.2KRp 578.5M
-38.38%
🧾 Monthly Utilities & Internet
Richmond
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$113CA$159
$78.4Rp 1.4M
44.66%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$44.53CA$62.7
$4.07Rp 73.1K
994.10%
Internet(50+ Mbps, Unlimited Data)
$46.08CA$64.8
$24.33Rp 437.1K
89.40%
🎉 Sport & Entertainment
Richmond
Ubud, Bali
Difference
Gym Membership(Monthly)
$56.0CA$78.8
$98.6Rp 1.8M
-43.20%
Tennis Court(1 Hour on Weekend)
$4.83CA$6.80
$6.34Rp 113.9K
-23.82%
Cinema Ticket
$12.00CA$16.89
$3.99Rp 71.6K
200.75%
🧸 Childcare & Education
Richmond
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$943CA$1,327
$305Rp 5.5M
209.17%
International Primary School, 1 Child(Yearly)
$10.9KCA$15.4K
$6,642Rp 119.4M
64.72%
👕👟 Clothing & Footwear
Richmond
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$48.54CA$68.3
$54.1Rp 972.9K
-10.34%
Summer Dress(H&M, Zara, etc)
$33.28CA$46.83
$37.81Rp 679.4K
-11.98%
Sport Shoes(Adidas, Nike)
$92.4CA$130
$86.8Rp 1.6M
6.40%
Men's Leather Business Shoes
$126CA$177
$76.4Rp 1.4M
65.17%
🏠 Accommodation & Living
Richmond
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,799CA$2,531
$992Rp 17.8M
81.34%
1-bedroom Apartment, Outside City Center(Monthly)
$1,446CA$2,035
$673Rp 12.1M
114.97%
3-bedroom Apartment, City Center(Monthly)
$2,936CA$4,131
$3,375Rp 60.7M
-13.00%
3-bedroom Apartment, Outside City Center(Monthly)
$2,498CA$3,516
$2,050Rp 36.8M
21.86%
Buy Apartment in City Center(m2)
$9,856CA$13.9K
$2,805Rp 50.4M
251.43%
Buy Apartment Outside City Center(m2)
$7,865CA$11.1K
$2,227Rp 40.0M
253.19%
💵 Salaries & Financials
Richmond
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,012CA$4,239
$167Rp 3.0M
1704.28%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.08
13.28
-54.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Richmond: July 12, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,799 in Richmond and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Richmond pays 1704% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $74.0 in Richmond vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $307 vs $297 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Richmond vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Richmond or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 82% lower than in Richmond. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Richmond or in Ubud, Bali?
Average pay runs 1704% higher in Richmond, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Richmond compared to Ubud, Bali?
Rent for a central apartment: $1,799 in Richmond versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Richmond compared to Ubud, Bali?
A monthly transit pass in Ubud, Bali runs roughly 858% less than in Richmond. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Richmond and in Ubud, Bali?
Childcare runs $943 in Richmond versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Richmond or in Ubud, Bali?
At $1,408 in Ubud, Bali versus $2,566 in Richmond, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Richmond. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Richmond or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Richmond compared to Ubud, Bali?
Safety-wise, Richmond and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Richmond. Beyond cost, consider language, visa policies, and how big the international community is in each city.