Last update: Nov 2026

Cost of Living Comparison Between Red Bank, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,542 in Red Bank, NJ, rent and utilities included – about $14,500 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Red Bank, NJ
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Red Bank, NJ Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Red Bank, NJ

🇺🇸 United States

$2,542

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Red Bank, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Red Bank, NJ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,542 in Red Bank, NJ versus $1,331 in Ubud, Bali.

Red Bank, NJ $2,542
Ubud, Bali $1,331

Estimated couple costs with rent: $3,610 in Red Bank, NJ versus $2,255 in Ubud, Bali.

Red Bank, NJ $3,610
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $4,679 in Red Bank, NJ versus $3,180 in Ubud, Bali.

Red Bank, NJ $4,679
Ubud, Bali $3,180

Living in Red Bank, NJ is roughly 91% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Red Bank, NJ is 88% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$19.67 $19.67

$3.38 Rp 61.2K

481.95%

Three-Course Dinner for Two, Mid-Range

$73.6 $73.6

$34.65 Rp 628.6K

112.44%

Fast Food Meal (McDonalds, etc)

$9.73 $9.73

$5.57 Rp 101.1K

74.69%

Cappuccino

$5.06 $5.06

$2.62 Rp 47.5K

93.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.39 $2.39

$1.54 Rp 27.9K

55.19%

Water (0.33 liter bottle)

$2.10 $2.10

$0.64 Rp 11.6K

228.13%

Local Beer (0.5 liter draught)

$4.12 $4.12

$2.67 Rp 48.4K

54.31%

Imported Beer (0.33 liter bottle)

$4.96 $4.96

$4.26 Rp 77.3K

16.43%

Milk (1 liter)

$1.05 $1.05

$1.46 Rp 26.5K

-28.08%

White Bread (500g)

$4.52 $4.52

$2.29 Rp 41.6K

97.38%

Rice (white) (1kg)

$4.41 $4.41

$1.11 Rp 20.1K

297.30%

Eggs

$6.47 $6.47

$2.10 Rp 38.1K

208.10%

Local Cheese (1kg)

$10.49 $10.49

$15.94 Rp 289.2K

-34.19%

Chicken Fillets (1kg)

$10.81 $10.81

$3.88 Rp 70.4K

178.61%

Beef Round Steak (1kg)

$19.35 $19.35

$11.40 Rp 206.8K

69.74%

Apples (1kg)

$5.44 $5.44

$3.55 Rp 64.4K

53.24%

Banana (1kg)

$1.62 $1.62

$1.54 Rp 27.9K

5.19%

Oranges (1kg)

$3.25 $3.25

$2.23 Rp 40.5K

45.74%

Tomato (1kg)

$3.12 $3.12

$1.97 Rp 35.8K

58.38%

Potato (1kg)

$2.15 $2.15

$1.86 Rp 33.7K

15.59%

Onion (1kg)

$2.45 $2.45

$2.42 Rp 43.9K

1.24%

Lettuce (1 head)

$2.76 $2.76

$1.02 Rp 18.6K

170.59%

Water (1.5 liter bottle)

$2.98 $2.98

$0.52 Rp 9,475

473.08%

Cigarettes 20 Pack (Marlboro, Camel)

$13.74 $13.74

$2.20 Rp 39.9K

524.55%

Wine (Bottle)

$17.19 $17.19

$21.79 Rp 395.2K

-21.11%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$2.33 Rp 42.2K

-18.03%

Imported Beer (0.33 liter bottle)

$2.74 $2.74

$2.97 Rp 53.9K

-7.74%

One-way Ticket (Public Transport)

$2.12 $2.12

$0.25 Rp 4,542

748.00%

Public Transport Monthly Pass (Regular Price)

$54.8 $54.8

$8.17 Rp 148.3K

570.87%

Taxi Start (Normal Tariff)

$3.66 $3.66

$0.44 Rp 7,941

731.82%

Taxi (Normal Tariff) (1km)

$2.21 $2.21

$0.47 Rp 8,489

370.21%

Taxi 1hour Waiting (Normal Tariff)

$48.20 $48.20

$5.60 Rp 101.6K

760.71%

Gasoline (1 liter)

$1.08 $1.08

$0.83 Rp 15.0K

30.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$24.4K Rp 443.5M

14.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$31.7K Rp 575.0M

-14.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.5 Rp 1.4M

156.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.53 $36.53

$6.14 Rp 111.5K

494.95%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$18.92 Rp 343.1K

230.13%

Gym Membership (Monthly)

$39.23 $39.23

$51.0 Rp 925.0K

-23.06%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$12.28 $12.28

$4.38 Rp 79.5K

180.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,168 $2,168

$492 Rp 8.9M

340.29%

International Primary School, 1 Child (Yearly)

$34.9K $34.9K

$12.2K Rp 221.7M

185.81%

Jeans (Levis 501 Or Similar)

$38.73 $38.73

$45.16 Rp 819.2K

-14.24%

Summer Dress (H&M, Zara, etc)

$16.63 $16.63

$34.89 Rp 632.9K

-52.34%

Sport Shoes (Adidas, Nike)

$98.1 $98.1

$78.3 Rp 1.4M

25.29%

Men's Leather Business Shoes

$129 $129

$77.9 Rp 1.4M

65.02%

1-bedroom Apartment, City Center (Monthly)

$1,552 $1,552

$1,078 Rp 19.5M

43.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,263 $1,263

$665 Rp 12.1M

90.00%

3-bedroom Apartment, City Center (Monthly)

$2,421 $2,421

$3,510 Rp 63.7M

-31.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,853 $1,853

$1,671 Rp 30.3M

10.90%

Buy Apartment in City Center (m2)

$2,624 $2,624

$2,340 Rp 42.4M

12.13%

Buy Apartment Outside City Center (m2)

$2,427 $2,427

$2,236 Rp 40.6M

8.54%

Average Monthly Net Salary (After Tax)

$4,573 $4,573

$166 Rp 3.0M

2649.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.5

13.78

-52.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Red Bank, NJ: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Red Bank, NJ

$1.3K 49.7%

Ubud, Bali

$665 50% 47.4% $598

Groceries & Markets

Red Bank, NJ

$416 16.4%

Ubud, Bali

$279 21% 32.8% $136

Monthly Utilities & Internet

Red Bank, NJ

$298 11.7%

Ubud, Bali

$103 7.7% 65.6% $195

Eating Out

Red Bank, NJ

$296 11.6%

Ubud, Bali

$106 8% 64.2% $190

Clothing & Footwear

Red Bank, NJ

$127 5%

Ubud, Bali

$106 8% 16.2% $21

Getting Around

Red Bank, NJ

$78 3.1%

Ubud, Bali

$12 0.9% 84.7% $66

Sport & Entertainment

Red Bank, NJ

$64 2.5%

Ubud, Bali

$60 4.5% 6.3% $4

Cost Breakdown

A one-bedroom apartment in the center runs $1,552 in Red Bank, NJ and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Red Bank, NJ pays about 27 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $74 in Red Bank, NJ vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $416 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Red Bank, NJ

🇮🇩 Ubud, Bali

🕒 Local time

05:55 5:55 AM

18:55 6:55 PM

13 h ahead of Red Bank, NJ

🌤 Weather

👥 Population

11,850

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.89 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

IDR to USD in detail →

On the map

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Between locations

Red Bank, NJ Ubud, Bali 16,360 km ≈ 21 h nonstop flight

From you

Red Bank, NJ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Red Bank, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,542 in Red Bank, NJ and $1,331 in Ubud, Bali, so Ubud, Bali is about 48% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Red Bank, NJ is about 27 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,552 in Red Bank, NJ versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35 versus $74 in Red Bank, NJ. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $2,542 per month in Red Bank, NJ versus $1,331 in Ubud, Bali – Ubud, Bali is about 48% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Red Bank, NJ and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in Red Bank, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.