Last update: Oct 2026

Cost of Living Comparison Between Reading and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,763 in Reading, rent and utilities included – about $17,000 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Reading
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Reading Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Reading

🇬🇧 United Kingdom

$2,763

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Reading and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Reading and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,763 per month in Reading vs $1,349 in Ubud, Bali, rent included.

Reading $2,763
Ubud, Bali $1,349

A couple spends around $4,013 per month in Reading vs $2,305 in Ubud, Bali, rent included.

Reading $4,013
Ubud, Bali $2,305

A family of three spends $5,264 per month in Reading vs $3,261 in Ubud, Bali, rent included.

Reading $5,264
Ubud, Bali $3,261

Reading costs about 105% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$27.16 £20.29

$3.32 Rp 60.3K

718.07%

Three-Course Dinner for Two, Mid-Range

$92.3 £68.9

$35.64 Rp 646.5K

158.87%

Fast Food Meal (McDonalds, etc)

$10.43 £7.79

$5.53 Rp 100.4K

88.61%

Cappuccino

$4.98 £3.72

$2.72 Rp 49.3K

83.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.89 £2.16

$1.70 Rp 30.9K

70.00%

Water (0.33 liter bottle)

$2.78 £2.08

$0.76 Rp 13.8K

265.79%

Local Beer (0.5 liter draught)

$8.66 £6.47

$2.65 Rp 48.1K

226.79%

Imported Beer (0.33 liter bottle)

$6.48 £4.84

$4.38 Rp 79.5K

47.95%

Milk (1 liter)

$1.49 £1.11

$1.49 Rp 27.0K

White Bread (500g)

$1.75 £1.31

$2.28 Rp 41.3K

-23.25%

Rice (white) (1kg)

$2.93 £2.19

$1.19 Rp 21.6K

146.22%

Eggs

$3.73 £2.78

$2.04 Rp 36.9K

82.84%

Local Cheese (1kg)

$11.34 £8.47

$17.70 Rp 321.1K

-35.93%

Chicken Fillets (1kg)

$8.52 £6.37

$3.96 Rp 71.9K

115.15%

Beef Round Steak (1kg)

$12.90 £9.64

$12.19 Rp 221.1K

5.82%

Apples (1kg)

$2.98 £2.23

$3.66 Rp 66.3K

-18.58%

Banana (1kg)

$1.47 £1.10

$1.52 Rp 27.5K

-3.29%

Oranges (1kg)

$2.91 £2.17

$2.23 Rp 40.4K

30.49%

Tomato (1kg)

$3.21 £2.40

$1.97 Rp 35.8K

62.94%

Potato (1kg)

$1.55 £1.16

$1.85 Rp 33.5K

-16.22%

Onion (1kg)

$1.40 £1.05

$2.42 Rp 44.0K

-42.15%

Lettuce (1 head)

$0.92 £0.69

$0.99 Rp 18.0K

-7.07%

Water (1.5 liter bottle)

$1.50 £1.12

$0.51 Rp 9,313

194.12%

Cigarettes 20 Pack (Marlboro, Camel)

$24.01 £17.93

$2.22 Rp 40.3K

981.53%

Wine (Bottle)

$13.89 £10.38

$22.24 Rp 403.4K

-37.54%

Local Beer (0.5 liter bottle)

$2.32 £1.74

$2.26 Rp 41.0K

2.65%

Imported Beer (0.33 liter bottle)

$3.08 £2.30

$2.97 Rp 53.9K

3.70%

One-way Ticket (Public Transport)

$3.91 £2.92

$0.25 Rp 4,553

1464.00%

Public Transport Monthly Pass (Regular Price)

$83.8 £62.6

$7.82 Rp 141.9K

972.12%

Taxi Start (Normal Tariff)

$6.55 £4.89

$0.44 Rp 7,972

1388.64%

Taxi (Normal Tariff) (1km)

$4.58 £3.42

$0.43 Rp 7,801

965.12%

Taxi 1hour Waiting (Normal Tariff)

$13.37 £9.99

$5.41 Rp 98.1K

147.13%

Gasoline (1 liter)

$2.00 £1.49

$0.82 Rp 15.0K

143.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.3K £29.3K

$23.8K Rp 432.4M

64.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.3K

$31.7K Rp 575.9M

27.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$282 £211

$79.1 Rp 1.4M

257.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.55 £15.35

$6.45 Rp 116.9K

218.60%

Internet (50+ Mbps, Unlimited Data)

$46.40 £34.66

$18.58 Rp 337.0K

149.73%

Gym Membership (Monthly)

$44.80 £33.47

$49.48 Rp 897.5K

-9.46%

Tennis Court (1 Hour on Weekend)

$21.12 £15.78

$17.65 Rp 320.1K

19.66%

Cinema Ticket

$13.18 £9.84

$4.27 Rp 77.5K

208.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,905 £1,423

$491 Rp 8.9M

288.26%

International Primary School, 1 Child (Yearly)

$29.2K £21.8K

$5,674 Rp 102.9M

415.23%

Jeans (Levis 501 Or Similar)

$74.5 £55.7

$44.64 Rp 809.7K

66.91%

Summer Dress (H&M, Zara, etc)

$67.7 £50.6

$34.95 Rp 634.0K

93.68%

Sport Shoes (Adidas, Nike)

$115 £85.6

$79.9 Rp 1.4M

43.47%

Men's Leather Business Shoes

$109 £81.1

$79.4 Rp 1.4M

36.65%

1-bedroom Apartment, City Center (Monthly)

$1,739 £1,299

$1,125 Rp 20.4M

54.57%

1-bedroom Apartment, Outside City Center (Monthly)

$1,361 £1,017

$671 Rp 12.2M

102.73%

3-bedroom Apartment, City Center (Monthly)

$2,904 £2,170

$3,565 Rp 64.7M

-18.52%

3-bedroom Apartment, Outside City Center (Monthly)

$2,165 £1,617

$1,723 Rp 31.3M

25.62%

Buy Apartment in City Center (m2)

$7,218 £5,392

$2,732 Rp 49.5M

164.23%

Buy Apartment Outside City Center (m2)

$5,527 £4,129

$2,284 Rp 41.4M

141.98%

Average Monthly Net Salary (After Tax)

$3,446 £2,575

$164 Rp 3.0M

2003.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-63.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Reading: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Reading

$1.4K 49.3%

Ubud, Bali

$672 49.8% 50.7% $690

Eating Out

Reading

$387 14%

Ubud, Bali

$108 8% 72.2% $280

Monthly Utilities & Internet

Reading

$349 12.6%

Ubud, Bali

$104 7.7% 70.2% $245

Groceries & Markets

Reading

$300 10.9%

Ubud, Bali

$288 21.4% 4% $12

Clothing & Footwear

Reading

$164 6%

Ubud, Bali

$108 8% 34.6% $57

Getting Around

Reading

$129 4.7%

Ubud, Bali

$11 0.9% 91.1% $118

Sport & Entertainment

Reading

$71 2.6%

Ubud, Bali

$58 4.3% 18.5% $13

Cost Breakdown

A central one-bedroom costs $1,739 in Reading versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Reading are about 21 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $92 in Reading versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $300 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇬🇧 Reading

🇮🇩 Ubud, Bali

🕒 Local time

11:40 11:40 AM

19:40 7:40 PM

8 h ahead of Reading

🌤 Weather

👥 Population

162,666

74,800

💱 Currency

British Pound GBP £

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 GBP = 1.34 USD

1 GBP = 1.2 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of November 2, 2026: 1 USD = 0.747 GBP (1 GBP = 1.34 USD). 1 EUR = 0.834 GBP (1 GBP = 1.2 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

USD to GBP in detail →

On the map

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Highest

Between locations

Reading Ubud, Bali 12,550 km ≈ 16 h nonstop flight

From you

Reading
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Reading vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Reading is pricier by about 105%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,144 per month in Reading and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,739 in Reading.

Groceries cost about 4% more in Reading, though the gap depends on what you buy.

A mid-range dinner for two costs $92 in Reading and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,763 in Reading and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,763 in Reading. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Reading makes more sense. Both are solid long-term options with distinct trade-offs.