Last update: Oct 2026

Cost of Living Comparison Between Ramsey, NJ and Lisbon

For one person, living is cheaper in Lisbon: $2,210 a month against $2,676 in Ramsey, NJ, rent and utilities included – about $5,600 less a year. Other living expenses account for most of the difference.

124

Cost of Living Index in Ramsey, NJ
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Ramsey, NJ Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Ramsey, NJ

🇺🇸 United States

$2,676

/mo nomad

Lisbon

🇵🇹 Portugal

$2,210

/mo nomad

Monthly Cost of Living

How much you'll spend in Ramsey, NJ and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ramsey, NJ and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,676 in Ramsey, NJ versus $2,210 in Lisbon.

Ramsey, NJ $2,676
Lisbon $2,210

Estimated couple costs with rent: $3,957 in Ramsey, NJ versus $3,275 in Lisbon.

Ramsey, NJ $3,957
Lisbon $3,275

Monthly costs for a family of three with rent: $5,238 in Ramsey, NJ versus $4,341 in Lisbon.

Ramsey, NJ $5,238
Lisbon $4,341

Living in Ramsey, NJ is roughly 21% more expensive than in Lisbon, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Ramsey, NJ 97% above, Lisbon 62% above.

Meal at Budget Restaurant

$20.27 $20.27

$16.65 €14.92

21.74%

Three-Course Dinner for Two, Mid-Range

$103 $103

$61.7 €55.3

66.97%

Fast Food Meal (McDonalds, etc)

$12.23 $12.23

$11.36 €10.18

7.66%

Cappuccino

$5.63 $5.63

$2.97 €2.66

89.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$2.29 €2.05

10.04%

Water (0.33 liter bottle)

$2.31 $2.31

$1.74 €1.56

32.76%

Local Beer (0.5 liter draught)

$8.23 $8.23

$3.40 €3.05

142.06%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$3.31 €2.97

164.35%

Milk (1 liter)

$1.18 $1.18

$1.16 €1.04

1.72%

White Bread (500g)

$3.63 $3.63

$1.91 €1.71

90.05%

Rice (white) (1kg)

$7.27 $7.27

$1.51 €1.36

381.46%

Eggs

$2.94 $2.94

$4.02 €3.60

-26.87%

Local Cheese (1kg)

$15.60 $15.60

$12.94 €11.59

20.56%

Chicken Fillets (1kg)

$16.85 $16.85

$7.77 €6.97

116.86%

Beef Round Steak (1kg)

$16.41 $16.41

$17.76 €15.92

-7.60%

Apples (1kg)

$4.94 $4.94

$2.30 €2.06

114.78%

Banana (1kg)

$2.18 $2.18

$1.73 €1.55

26.01%

Oranges (1kg)

$5.33 $5.33

$1.86 €1.66

186.56%

Tomato (1kg)

$6.02 $6.02

$2.59 €2.32

132.43%

Potato (1kg)

$4.05 $4.05

$1.82 €1.63

122.53%

Onion (1kg)

$4.84 $4.84

$1.97 €1.76

145.69%

Lettuce (1 head)

$2.51 $2.51

$1.47 €1.32

70.75%

Water (1.5 liter bottle)

$2.43 $2.43

$0.72 €0.65

237.50%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$6.58 €5.90

85.11%

Wine (Bottle)

$14.71 $14.71

$5.61 €5.02

162.21%

Local Beer (0.5 liter bottle)

$2.79 $2.79

$1.36 €1.22

105.15%

Imported Beer (0.33 liter bottle)

$3.26 $3.26

$2.14 €1.91

52.34%

One-way Ticket (Public Transport)

$2.14 $2.14

$2.33 €2.09

-8.15%

Public Transport Monthly Pass (Regular Price)

$68.1 $68.1

$44.68 €40.04

52.37%

Taxi Start (Normal Tariff)

$3.02 $3.02

$3.85 €3.45

-21.56%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.07 €0.96

104.67%

Taxi 1hour Waiting (Normal Tariff)

$41.53 $41.53

$16.46 €14.75

152.31%

Gasoline (1 liter)

$1.11 $1.11

$2.20 €1.97

-49.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K $30.5K

$34.2K €30.6K

-10.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$38.7K €34.7K

-33.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 $121

$161 €144

-24.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$18.41 €16.50

229.06%

Internet (50+ Mbps, Unlimited Data)

$59.5 $59.5

$32.74 €29.34

81.61%

Gym Membership (Monthly)

$40.38 $40.38

$44.55 €39.92

-9.36%

Tennis Court (1 Hour on Weekend)

$19.10 €17.11

Cinema Ticket

$15.96 $15.96

$9.60 €8.60

66.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,073 $3,073

$668 €598

360.20%

International Primary School, 1 Child (Yearly)

$34.8K $34.8K

$17.6K €15.8K

97.31%

Jeans (Levis 501 Or Similar)

$20.18 $20.18

$102 €91.4

-80.22%

Summer Dress (H&M, Zara, etc)

$75.2 $75.2

$44.46 €39.85

69.23%

Sport Shoes (Adidas, Nike)

$30.39 $30.39

$98.5 €88.3

-69.15%

Men's Leather Business Shoes

$101 $101

$124 €111

-17.93%

1-bedroom Apartment, City Center (Monthly)

$3,311 $3,311

$1,608 €1,441

105.84%

1-bedroom Apartment, Outside City Center (Monthly)

$1,356 $1,356

$1,190 €1,066

13.91%

3-bedroom Apartment, City Center (Monthly)

$2,722 $2,722

$2,812 €2,520

-3.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,103 $2,103

$2,013 €1,804

4.46%

Buy Apartment in City Center (m2)

$2,651 $2,651

$7,839 €7,025

-66.18%

Buy Apartment Outside City Center (m2)

$2,370 $2,370

$4,576 €4,100

-48.21%

Average Monthly Net Salary (After Tax)

$1,575 €1,411

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

3.85

73.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ramsey, NJ: October 26, 2026

Last update for Lisbon: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ramsey, NJ

$1.4K 50.7%

Lisbon

$1.2K 53.8% 12.2% $166

Groceries & Markets

Ramsey, NJ

$469 17.5%

Lisbon

$272 12.3% 42% $197

Eating Out

Ramsey, NJ

$344 12.9%

Lisbon

$243 11% 29.6% $102

Monthly Utilities & Internet

Ramsey, NJ

$241 9%

Lisbon

$212 9.6% 11.9% $29

Clothing & Footwear

Ramsey, NJ

$102 3.8%

Lisbon

$166 7.5% 62.2% $64

Getting Around

Ramsey, NJ

$91 3.4%

Lisbon

$63 2.9% 30.2% $27

Sport & Entertainment

Ramsey, NJ

$72 2.7%

Lisbon

$64 2.9% 11.8% $8.6

Cost Breakdown

A one-bedroom apartment in the center runs $3,311 in Ramsey, NJ and $1,608 in Lisbon. Housing cost is often the main lever when comparing two cities.

Dining out: $103 in Ramsey, NJ vs $62 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $469 vs $272 per month, with Lisbon cheaper across the board.

Good to know

🇺🇸 Ramsey, NJ

🇵🇹 Lisbon

🕒 Local time

04:18 4:18 AM

08:18 8:18 AM

4 h ahead of Ramsey, NJ

🌤 Weather

👥 Population

27,646

545,923 Capital

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.896 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Ramsey, NJ Lisbon 5,420 km ≈ 7 h nonstop flight

From you

Ramsey, NJ
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ramsey, NJ vs Lisbon: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,676 in Ramsey, NJ and $2,210 in Lisbon, so Lisbon is about 17% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,013 in Ramsey, NJ and $3,315 in Lisbon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $3,311 in Ramsey, NJ versus $1,608 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,073 in Ramsey, NJ versus $668 in Lisbon. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 72% higher in Ramsey, NJ. For households that cook at home regularly, that difference adds up over a month.

Either city works on $3,000 a month, though Lisbon gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ramsey, NJ and Lisbon are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Lisbon gentler on the wallet – expenses run 17% less than in Ramsey, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.