Last update: Oct 2026

Cost of Living Comparison Between Queretaro and Herceg Novi

For one person, living is cheaper in Herceg Novi: $1,234 a month against $1,417 in Queretaro, rent and utilities included – about $2,200 less a year. Rent and utilities account for about half of the difference.

Queretaro
🇲🇽 Mexico
$1,417
/mo nomad
Herceg Novi
🇲🇪 Montenegro
$1,234
/mo nomad
Monthly Cost of Living

How much you'll spend in Queretaro and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Queretaro and in Herceg Novi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,417 in Queretaro versus $1,234 in Herceg Novi.

  • Queretaro $1,417
  • Herceg Novi $1,234

Estimated couple costs with rent: $2,165 in Queretaro versus $1,969 in Herceg Novi.

  • Queretaro $2,165
  • Herceg Novi $1,969

Monthly costs for a family of three with rent: $2,913 in Queretaro versus $2,705 in Herceg Novi.

  • Queretaro $2,913
  • Herceg Novi $2,705

Living in Queretaro is roughly 15% more expensive than in Herceg Novi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Queretaro is 5% above, Herceg Novi is 9% below.

Currency
🍽 Eating Out
Queretaro
Herceg Novi
Difference
Meal at Budget Restaurant
$11.14 MX$206
$11.15 €9.91
-0.09%
Three-Course Dinner for Two, Mid-Range
$62.1 MX$1,148
$36.61 €32.57
69.68%
Fast Food Meal (McDonalds, etc)
$9.50 MX$176
$9.07 €8.07
4.74%
Cappuccino
$3.66 MX$67.7
$2.58 €2.30
41.86%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.59 MX$29.35
$2.56 €2.28
-37.89%
Water (0.33 liter bottle)
$1.08 MX$19.97
$1.63 €1.45
-33.74%
Local Beer (0.5 liter draught)
$3.28 MX$60.6
$2.82 €2.50
16.31%
Imported Beer (0.33 liter bottle)
$5.41 MX$100
$3.43 €3.05
57.73%
🛒 Groceries & Markets
Queretaro
Herceg Novi
Difference
Milk (1 liter)
$1.96 MX$36.26
$1.19 €1.06
64.71%
White Bread (500g)
$2.74 MX$50.5
$1.02 €0.90
168.63%
Rice (white) (1kg)
$2.01 MX$37.11
$2.79 €2.49
-27.96%
Eggs
$2.65 MX$48.95
$3.00 €2.67
-11.67%
Local Cheese (1kg)
$8.64 MX$160
$9.06 €8.06
-4.64%
Chicken Fillets (1kg)
$8.82 MX$163
$7.19 €6.40
22.67%
Beef Round Steak (1kg)
$13.45 MX$249
$12.92 €11.49
4.10%
Apples (1kg)
$3.46 MX$64.0
$1.33 €1.19
160.15%
Banana (1kg)
$1.64 MX$30.31
$1.51 €1.34
8.61%
Oranges (1kg)
$2.19 MX$40.45
$1.60 €1.43
36.87%
Tomato (1kg)
$1.97 MX$36.36
$3.00 €2.67
-34.33%
Potato (1kg)
$1.86 MX$34.30
$0.87 €0.78
113.79%
Onion (1kg)
$1.74 MX$32.18
$1.30 €1.15
33.85%
Lettuce (1 head)
$1.48 MX$27.43
$1.51 €1.35
-1.99%
Water (1.5 liter bottle)
$1.20 MX$22.09
$0.94 €0.84
27.66%
Cigarettes 20 Pack (Marlboro, Camel)
$4.45 MX$82.2
$3.98 €3.54
11.81%
Wine (Bottle)
$17.98 MX$332
$4.52 €4.02
297.79%
Local Beer (0.5 liter bottle)
$2.16 MX$39.99
$1.28 €1.14
68.75%
Imported Beer (0.33 liter bottle)
$3.82 MX$70.6
$1.72 €1.53
122.09%
🚌 Getting Around
Queretaro
Herceg Novi
Difference
One-way Ticket (Public Transport)
$0.58 MX$10.70
$1.69 €1.50
-65.68%
Public Transport Monthly Pass (Regular Price)
$25.87 MX$478
$44.23 €39.34
-41.51%
Taxi Start (Normal Tariff)
$3.20 MX$59.1
$2.95 €2.62
8.47%
Taxi (Normal Tariff) (1km)
$2.54 MX$46.95
$1.14 €1.02
122.81%
Taxi 1hour Waiting (Normal Tariff)
$10.92 MX$202
$16.48 €14.66
-33.74%
Gasoline (1 liter)
$1.55 MX$28.70
$1.77 €1.57
-12.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.5K MX$397.5K
$32.2K €28.6K
-33.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.6K MX$436.3K
$21.4K €19.1K
10.22%
🧾 Monthly Utilities & Internet
Queretaro
Herceg Novi
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$57.2 MX$1,057
$132 €117
-56.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$26.92 MX$497
$12.96 €11.53
107.72%
Internet (50+ Mbps, Unlimited Data)
$24.48 MX$452
$33.87 €30.13
-27.72%
🎉 Sport & Entertainment
Queretaro
Herceg Novi
Difference
Gym Membership (Monthly)
$57.5 MX$1,063
$55.6 €49.47
3.38%
Tennis Court (1 Hour on Weekend)
$24.36 MX$450
$11.01 €9.79
121.25%
Cinema Ticket
$7.43 MX$137
$7.60 €6.76
-2.24%
🧸 Childcare & Education
Queretaro
Herceg Novi
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$263 MX$4,869
$442 €393
-40.39%
International Primary School, 1 Child (Yearly)
$5,015 MX$92.7K
$7,034 €6,257
-28.71%
👕👟 Clothing & Footwear
Queretaro
Herceg Novi
Difference
Jeans (Levis 501 Or Similar)
$51.7 MX$956
$85.2 €75.8
-39.26%
Summer Dress (H&M, Zara, etc)
$44.24 MX$818
$33.74 €30.01
31.12%
Sport Shoes (Adidas, Nike)
$99.9 MX$1,847
$71.6 €63.7
39.61%
Men's Leather Business Shoes
$99.7 MX$1,843
$94.3 €83.9
5.77%
🏠 Accommodation & Living
Queretaro
Herceg Novi
Difference
1-bedroom Apartment, City Center (Monthly)
$836 MX$15.4K
$661 €588
26.41%
1-bedroom Apartment, Outside City Center (Monthly)
$554 MX$10.2K
$386 €344
43.35%
3-bedroom Apartment, City Center (Monthly)
$1,463 MX$27.0K
$1,227 €1,092
19.21%
3-bedroom Apartment, Outside City Center (Monthly)
$824 MX$15.2K
$872 €776
-5.55%
Buy Apartment in City Center (m2)
$2,253 MX$41.6K
$3,727 €3,315
-39.55%
Buy Apartment Outside City Center (m2)
$1,275 MX$23.6K
$2,355 €2,095
-45.87%
💵 Salaries & Financials
Queretaro
Herceg Novi
Difference
Average Monthly Net Salary (After Tax)
$910 MX$16.8K
$1,053 €937
-13.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.99
5
139.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Queretaro: October 12, 2026

Last update for Herceg Novi: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Queretaro
$554
Herceg Novi
$386 30.2% $167
Groceries & Markets
Queretaro
$305
Herceg Novi
$226 26.1% $80
Eating Out
Queretaro
$199
Herceg Novi
$185 7.2% $14
Clothing & Footwear
Queretaro
$133
Herceg Novi
$128 3.7% $4.9
Monthly Utilities & Internet
Queretaro
$109
Herceg Novi
$178 64.3% $70
Sport & Entertainment
Queretaro
$72
Herceg Novi
$71 2.1% $1.5
Getting Around
Queretaro
$44
Herceg Novi
$60 35.2% $16

Cost Breakdown

A one-bedroom apartment in the center runs $836 in Queretaro and $661 in Herceg Novi. Housing cost is often the main lever when comparing two cities.

Herceg Novi pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $62.0 in Queretaro vs $37.00 in Herceg Novi for a mid-range dinner for two. Groceries echo the gap at $305 vs $226 per month, with Herceg Novi cheaper across the board.

Good to know
🇲🇽 Queretaro
🇲🇪 Herceg Novi
🕒 Local time
03:16 3:16 AM
11:16 11:16 AM
8 h ahead of Queretaro
🌤 Weather
👥 Population
804,663
11,059
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 20, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Queretaro Herceg Novi 10,620 km ≈ 14 h nonstop flight
From you
  • Queretaro
  • Herceg Novi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Queretaro vs Herceg Novi: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Queretaro and in Herceg Novi?
Queretaro and Herceg Novi differ by about 15% in total monthly costs ($1,417 vs $1,234 including rent). Herceg Novi is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 16% lower in Herceg Novi. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Queretaro and in Herceg Novi?
Rent for a central apartment: $836 in Queretaro versus $661 in Herceg Novi. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 35% higher in Queretaro. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Herceg Novi – a meal for two runs $37.00 versus $62.0 in Queretaro. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,234 in Herceg Novi versus $1,417 in Queretaro, a $2,000 budget is realistic in Herceg Novi but tight or insufficient in Queretaro. The gap between the two cities makes Herceg Novi the clear choice for anyone on this budget.
How does quality of life compare between Queretaro and Herceg Novi?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Queretaro or Herceg Novi safer for residents?
Safety-wise, Queretaro and Herceg Novi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Queretaro or Herceg Novi?
Expats usually find Herceg Novi gentler on the wallet – expenses run 15% less than in Queretaro. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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