Cost of Living Comparison Between Queens, NY and Chicago, IL Cost of Living Comparison Between Queens, NY and Chicago, IL

Monthly Cost of Living

A single person spends $3,252 per month in Queens, NY vs $3,106 in Chicago, IL, rent included.

A couple spends around $4,733 per month in Queens, NY vs $4,599 in Chicago, IL, rent included.

A family of three spends $6,213 per month in Queens, NY vs $6,092 in Chicago, IL, rent included.

Queens, NY costs about 5% more than Chicago, IL, driven mainly by Getting Around.

Both Queens, NY and Chicago, IL sit above the global median – Queens, NY by 137%, Chicago, IL by 126%.

Meal at Budget Restaurant

$20.28 $20.28

$19.86 $19.86

2.11%

Three-Course Dinner for Two, Mid-Range

$81.1 $81.1

$88.3 $88.3

-8.21%

Fast Food Meal (McDonalds, etc)

$13.08 $13.08

$13.23 $13.23

-1.13%

Cappuccino

$5.36 $5.36

$5.86 $5.86

-8.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$2.61 $2.61

-6.90%

Water (0.33 liter bottle)

$1.52 $1.52

$2.32 $2.32

-34.48%

Local Beer (0.5 liter draught)

$8.22 $8.22

$7.03 $7.03

16.93%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$9.25 $9.25

-11.68%

Milk (1 liter)

$1.26 $1.26

$1.34 $1.34

-5.97%

White Bread (500g)

$3.76 $3.76

$4.19 $4.19

-10.26%

Rice (white) (1kg)

$6.04 $6.04

$5.50 $5.50

9.82%

Eggs

$6.99 $6.99

$4.71 $4.71

48.41%

Local Cheese (1kg)

$12.61 $12.61

$14.72 $14.72

-14.33%

Chicken Fillets (1kg)

$10.37 $10.37

$14.53 $14.53

-28.63%

Beef Round Steak (1kg)

$20.11 $20.11

$19.69 $19.69

2.13%

Apples (1kg)

$5.52 $5.52

$5.64 $5.64

-2.13%

Banana (1kg)

$1.71 $1.71

$1.97 $1.97

-13.20%

Oranges (1kg)

$4.21 $4.21

$4.04 $4.04

4.21%

Tomato (1kg)

$5.09 $5.09

$5.07 $5.07

0.39%

Potato (1kg)

$3.09 $3.09

$2.94 $2.94

5.10%

Onion (1kg)

$3.68 $3.68

$2.92 $2.92

26.03%

Lettuce (1 head)

$2.83 $2.83

$2.28 $2.28

24.12%

Water (1.5 liter bottle)

$2.93 $2.93

$3.12 $3.12

-6.09%

Cigarettes 20 Pack (Marlboro, Camel)

$11.52 $11.52

$16.19 $16.19

-28.84%

Wine (Bottle)

$15.30 $15.30

$15.17 $15.17

0.86%

Local Beer (0.5 liter bottle)

$1.80 $1.80

$2.67 $2.67

-32.58%

Imported Beer (0.33 liter bottle)

$3.64 $3.64

$3.48 $3.48

4.60%

One-way Ticket (Public Transport)

$3.06 $3.06

$2.54 $2.54

20.47%

Public Transport Monthly Pass (Regular Price)

$132 $132

$76.0 $76.0

74.10%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.16 $3.16

-2.53%

Taxi (Normal Tariff) (1km)

$2.00 $2.00

$1.37 $1.37

45.99%

Taxi 1hour Waiting (Normal Tariff)

$42.48 $42.48

$22.66 $22.66

87.47%

Gasoline (1 liter)

$1.05 $1.05

$1.20 $1.20

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K $34.8K

$37.0K $37.0K

-5.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$26.0K $26.0K

-4.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 $171

$190 $190

-9.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.1 $50.1

$68.5 $68.5

-26.78%

Internet (50+ Mbps, Unlimited Data)

$52.5 $52.5

$61.1 $61.1

-14.04%

Gym Membership (Monthly)

$44.45 $44.45

$63.8 $63.8

-30.31%

Tennis Court (1 Hour on Weekend)

$66.2 $66.2

$27.80 $27.80

138.09%

Cinema Ticket

$14.71 $14.71

$18.28 $18.28

-19.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,774 $1,774

$1,525 $1,525

16.38%

International Primary School, 1 Child (Yearly)

$16.0K $16.0K

$32.0K $32.0K

-50.06%

Jeans (Levis 501 Or Similar)

$41.62 $41.62

$64.0 $64.0

-34.99%

Summer Dress (H&M, Zara, etc)

$57.6 $57.6

$54.4 $54.4

5.96%

Sport Shoes (Adidas, Nike)

$86.5 $86.5

$101 $101

-14.06%

Men's Leather Business Shoes

$102 $102

$153 $153

-33.27%

1-bedroom Apartment, City Center (Monthly)

$2,349 $2,349

$2,421 $2,421

-3.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,873 $1,873

$1,690 $1,690

10.82%

3-bedroom Apartment, City Center (Monthly)

$5,870 $5,870

$4,584 $4,584

28.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,974 $2,974

$2,782 $2,782

6.89%

Buy Apartment in City Center (m2)

$8,674 $8,674

$4,170 $4,170

108.03%

Buy Apartment Outside City Center (m2)

$6,032 $6,032

$2,739 $2,739

120.26%

Average Monthly Net Salary (After Tax)

$3,680 $3,680

$4,777 $4,777

-22.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.17

6.38

-3.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Queens, NY: August 31, 2026

Last update for Chicago, IL: August 29, 2026

Cost Breakdown

A central one-bedroom costs $2,349 in Queens, NY versus $2,421 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in Chicago, IL, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81.0 in Queens, NY versus $88.0 in Chicago, IL. Monthly groceries follow the same trend: $442 vs $465 – making Queens, NY the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Queens, NY vs Chicago, IL: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $3,252 in Queens, NY, $3,106 in Chicago, IL – roughly 5% apart. Queens, NY costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,879 per month in Queens, NY and $4,659 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chicago, IL, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 5% cheaper in Queens, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $81.0 in Queens, NY and $88.0 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $3,252 in Queens, NY and $3,106 in Chicago, IL. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Queens, NY has an edge in some lifestyle areas, with costs from $3,106 in Chicago, IL to $3,252 in Queens, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Chicago, IL. If higher salaries, better infrastructure, or specific career opportunities are the priority, Queens, NY makes more sense. Both are solid long-term options with distinct trade-offs.