Last update: Nov 2026

Cost of Living Comparison Between Punakha and Bali

For one person, living is cheaper in Punakha: $133 a month against $1,187 in Bali, rent and utilities included – about $12,600 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in Bali
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Bali Living Index

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Punakha

🇧🇹 Bhutan

$133

/mo nomad

Bali

🇮🇩 Indonesia

$1,187

/mo nomad

Monthly Cost of Living

How much you'll spend in Punakha and in Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Punakha and in Bali actually costs, broken down by who's living it.

A single person spends $133 per month in Punakha vs $1,187 in Bali, rent included.

Punakha $133
Bali $1,187

A couple spends around $181 per month in Punakha vs $2,004 in Bali, rent included.

Punakha $181
Bali $2,004

A family of three spends $229 per month in Punakha vs $2,822 in Bali, rent included.

Punakha $229
Bali $2,822

Punakha is about 89% cheaper than Bali, and outside of rent the biggest gap is in clothing.

Both Punakha and Bali are more affordable than the global median – Punakha 90% lower, Bali 12% lower.

Meal at Budget Restaurant

$2.80 Rp 50.5K

Three-Course Dinner for Two, Mid-Range

$28.85 Rp 519.4K

Fast Food Meal (McDonalds, etc)

$4.76 Rp 85.8K

Cappuccino

$2.23 Rp 40.2K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.30 Rp 23.3K

Water (0.33 liter bottle)

$0.56 Rp 10.2K

Local Beer (0.5 liter draught)

$2.23 Rp 40.2K

Imported Beer (0.33 liter bottle)

$3.55 Rp 63.9K

Milk (1 liter)

$1.41 Rp 25.3K

White Bread (500g)

$2.18 Rp 39.3K

Rice (white) (1kg)

$1.05 Rp 18.8K

Eggs

$1.92 Rp 34.6K

Local Cheese (1kg)

$14.84 Rp 267.2K

Chicken Fillets (1kg)

$3.86 Rp 69.5K

Beef Round Steak (1kg)

$10.69 Rp 192.4K

Apples (1kg)

$3.34 Rp 60.1K

Banana (1kg)

$1.46 Rp 26.3K

Oranges (1kg)

$2.22 Rp 40.0K

Tomato (1kg)

$1.80 Rp 32.5K

Potato (1kg)

$1.72 Rp 30.9K

Onion (1kg)

$2.23 Rp 40.1K

Lettuce (1 head)

$0.92 Rp 16.5K

Water (1.5 liter bottle)

$0.46 Rp 8,288

Cigarettes 20 Pack (Marlboro, Camel)

$2.06 Rp 37.0K

Wine (Bottle)

$20.38 Rp 366.9K

Local Beer (0.5 liter bottle)

$2.16 Rp 39.0K

Imported Beer (0.33 liter bottle)

$2.85 Rp 51.3K

One-way Ticket (Public Transport)

$0.25 Rp 4,519

Public Transport Monthly Pass (Regular Price)

$8.68 Rp 156.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,936

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,747

Taxi 1hour Waiting (Normal Tariff)

$5.38 Rp 96.9K

Gasoline (1 liter)

$0.85 Rp 15.3K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 427.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.9K Rp 591.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.7 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 113.9K

Internet (50+ Mbps, Unlimited Data)

$18.93 Rp 340.8K

Gym Membership (Monthly)

$41.65 Rp 749.9K

Tennis Court (1 Hour on Weekend)

$14.78 Rp 266.0K

Cinema Ticket

$3.58 Rp 64.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$437 Rp 7.9M

International Primary School, 1 Child (Yearly)

$11.0K Rp 198.7M

Jeans (Levis 501 Or Similar)

$21.40 BTN 2,023

$43.09 Rp 775.7K

-50.34%

Summer Dress (H&M, Zara, etc)

$10.34 BTN 977

$33.51 Rp 603.2K

-69.14%

Sport Shoes (Adidas, Nike)

$41.77 BTN 3,949

$75.0 Rp 1.4M

-44.33%

Men's Leather Business Shoes

$36.27 BTN 3,429

$73.9 Rp 1.3M

-50.89%

1-bedroom Apartment, City Center (Monthly)

$93.8 BTN 8,870

$957 Rp 17.2M

-90.20%

1-bedroom Apartment, Outside City Center (Monthly)

$83.6 BTN 7,905

$570 Rp 10.3M

-85.33%

3-bedroom Apartment, City Center (Monthly)

$138 BTN 13.0K

$3,028 Rp 54.5M

-95.45%

3-bedroom Apartment, Outside City Center (Monthly)

$119 BTN 11.2K

$1,446 Rp 26.0M

-91.77%

Buy Apartment in City Center (m2)

$3,198 BTN 302.3K

$2,096 Rp 37.7M

52.60%

Buy Apartment Outside City Center (m2)

$2,984 BTN 282.1K

$1,885 Rp 33.9M

58.32%

Average Monthly Net Salary (After Tax)

$237 BTN 22.4K

$215 Rp 3.9M

10.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Punakha: November 2, 2026

Last update for Bali: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Punakha

–

Bali

$570 48%

Groceries & Markets

Punakha

–

Bali

$263 22.2%

Monthly Utilities & Internet

Punakha

–

Bali

$102 8.6%

Clothing & Footwear

Punakha

–

Bali

$101 8.6%

Eating Out

Punakha

–

Bali

$89 7.5%

Sport & Entertainment

Punakha

–

Bali

$49 4.1%

Getting Around

Punakha

–

Bali

$12 1%

Cost Breakdown

A central one-bedroom costs $94 in Punakha versus $957 in Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 10% higher in Punakha, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

Good to know

🇧🇹 Punakha

🇮🇩 Bali

🕒 Local time

23:13 11:13 PM

01:13 1:13 AM

2 h ahead of Punakha

🌤 Weather

👥 Population

21,500

💱 Currency

Bhutanese Ngultrum BTN Nu.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 BTN = 10.58 USD

1,000 BTN = 9.49 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to BTN – Bhutanese Ngultrum Converter

🇺🇸 United States Dollar ($)

🇧🇹 Bhutanese Ngultrum (Nu.)

Bhutanese Ngultrum exchange rates as of November 7, 2026: 1 USD = 94.54 BTN (100 BTN = 1.06 USD). 1 EUR = 105 BTN (1,000 BTN = 9.49 EUR).

Indonesian Rupiah exchange rates as of November 7, 2026: 1 USD = 18,003 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,062 IDR (100,000 IDR = 4.98 EUR).

USD to BTN in detail →

On the map

Lowest

Highest

Between locations

Punakha Bali 4,850 km ≈ 7 h nonstop flight

From you

Punakha
Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Punakha vs Bali: Cost of Living - Frequently Asked Questions

Bali costs about 792% more than Punakha, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $200 per month in Punakha and $1,780 in Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Punakha, especially for central apartments: a one-bedroom in the center costs $94 there versus $957 in Bali.

A $800 monthly budget goes further in Punakha, where all-in costs run around $133, than in Bali at $1,187. In Punakha it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Bali has an edge in some lifestyle areas, with costs from $133 in Punakha to $1,187 in Bali. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.