Last update: Oct 2026

Cost of Living Comparison Between Ptuj and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,572 in Ptuj, rent and utilities included – about $7,800 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Ptuj
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Ptuj Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Ptuj

🇸🇮 Slovenia

$1,572

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ptuj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ptuj and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,572 in Ptuj versus $918 in Cebu.

Ptuj $1,572
Cebu $918

Estimated couple costs with rent: $2,476 in Ptuj versus $1,409 in Cebu.

Ptuj $2,476
Cebu $1,409

Monthly costs for a family of three with rent: $3,379 in Ptuj versus $1,900 in Cebu.

Ptuj $3,379
Cebu $1,900

Living in Ptuj is roughly 71% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ptuj is 16% above, Cebu is 32% below.

Meal at Budget Restaurant

$15.84 €14.09

$3.09 ₱194

412.62%

Three-Course Dinner for Two, Mid-Range

$55.9 €49.72

$24.22 ₱1,525

130.80%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$3.92 ₱247

133.67%

Cappuccino

$2.87 €2.55

$2.51 ₱158

14.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 €3.02

$1.59 ₱100

113.21%

Water (0.33 liter bottle)

$1.88 €1.68

$0.53 ₱33.43

254.72%

Local Beer (0.5 liter draught)

$3.65 €3.25

$1.78 ₱112

105.06%

Imported Beer (0.33 liter bottle)

$4.47 €3.98

$2.17 ₱137

105.99%

Milk (1 liter)

$1.25 €1.11

$1.92 ₱121

-34.90%

White Bread (500g)

$1.86 €1.66

$1.36 ₱85.4

36.76%

Rice (white) (1kg)

$2.92 €2.60

$1.01 ₱63.5

189.11%

Eggs

$4.03 €3.58

$2.03 ₱128

98.52%

Local Cheese (1kg)

$16.75 €14.90

$9.86 ₱621

69.88%

Chicken Fillets (1kg)

$10.18 €9.06

$4.39 ₱277

131.89%

Beef Round Steak (1kg)

$14.56 €12.95

$7.60 ₱479

91.58%

Apples (1kg)

$2.17 €1.93

$3.30 ₱208

-34.24%

Banana (1kg)

$1.73 €1.54

$1.39 ₱87.8

24.46%

Oranges (1kg)

$2.43 €2.16

$2.33 ₱147

4.29%

Tomato (1kg)

$3.48 €3.09

$1.50 ₱94.3

132.00%

Potato (1kg)

$1.59 €1.41

$2.36 ₱149

-32.63%

Onion (1kg)

$1.64 €1.46

$1.90 ₱119

-13.68%

Lettuce (1 head)

$1.71 €1.52

$1.19 ₱74.9

43.70%

Water (1.5 liter bottle)

$0.84 €0.75

$0.63 ₱39.71

33.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 €5.06

$3.00 ₱189

89.67%

Wine (Bottle)

$7.93 €7.05

$6.03 ₱379

31.51%

Local Beer (0.5 liter bottle)

$1.38 €1.22

$1.23 ₱77.7

12.20%

Imported Beer (0.33 liter bottle)

$2.53 €2.25

$1.75 ₱110

44.57%

One-way Ticket (Public Transport)

$1.40 €1.24

$0.25 ₱15.86

460.00%

Public Transport Monthly Pass (Regular Price)

$34.89 €31.03

$12.64 ₱796

176.03%

Taxi Start (Normal Tariff)

$1.98 €1.76

$0.77 ₱48.62

157.14%

Taxi (Normal Tariff) (1km)

$1.33 €1.18

$0.23 ₱14.53

478.26%

Taxi 1hour Waiting (Normal Tariff)

$27.69 €24.63

$4.46 ₱281

520.85%

Gasoline (1 liter)

$1.82 €1.61

$1.31 ₱82.8

38.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K €25.7K

$21.2K ₱1.3M

35.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K €21.8K

$19.1K ₱1.2M

27.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$284 €253

$120 ₱7,569

136.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.32 €14.52

$14.00 ₱882

16.57%

Internet (50+ Mbps, Unlimited Data)

$41.84 €37.21

$27.54 ₱1,734

51.92%

Gym Membership (Monthly)

$39.77 €35.37

$32.33 ₱2,035

23.01%

Tennis Court (1 Hour on Weekend)

$13.61 €12.11

$6.65 ₱419

104.66%

Cinema Ticket

$8.04 €7.15

$5.65 ₱356

42.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$614 €546

$275 ₱17.3K

123.03%

International Primary School, 1 Child (Yearly)

$11.1K €9,855

$7,918 ₱498.5K

39.92%

Jeans (Levis 501 Or Similar)

$116 €104

$49.33 ₱3,106

136.08%

Summer Dress (H&M, Zara, etc)

$37.36 €33.23

$25.24 ₱1,589

48.02%

Sport Shoes (Adidas, Nike)

$111 €99.0

$77.0 ₱4,846

44.63%

Men's Leather Business Shoes

$142 €127

$57.2 ₱3,601

148.86%

1-bedroom Apartment, City Center (Monthly)

$538 €478

$500 ₱31.5K

7.64%

1-bedroom Apartment, Outside City Center (Monthly)

$400 €355

$309 ₱19.4K

29.41%

3-bedroom Apartment, City Center (Monthly)

$997 €886

$1,078 ₱67.9K

-7.54%

3-bedroom Apartment, Outside City Center (Monthly)

$915 €814

$615 ₱38.7K

48.66%

Buy Apartment in City Center (m2)

$3,347 €2,977

$2,886 ₱181.7K

15.98%

Buy Apartment Outside City Center (m2)

$3,197 €2,844

$1,917 ₱120.7K

66.83%

Average Monthly Net Salary (After Tax)

$1,213 €1,079

$346 ₱21.8K

250.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ptuj: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ptuj

$400 25.4%

Cebu

$309 33.6% 22.7% $91

Monthly Utilities & Internet

Ptuj

$342 21.8%

Cebu

$162 17.6% 52.7% $180

Groceries & Markets

Ptuj

$305 19.4%

Cebu

$206 22.4% 32.5% $99

Eating Out

Ptuj

$237 15.1%

Cebu

$88 9.6% 62.8% $149

Clothing & Footwear

Ptuj

$183 11.7%

Cebu

$94 10.2% 48.8% $89

Sport & Entertainment

Ptuj

$56 3.6%

Cebu

$44 4.8% 21.9% $12

Getting Around

Ptuj

$49 3.1%

Cebu

$16 1.7% 68.3% $34

Cost Breakdown

A one-bedroom apartment in the center runs $538 in Ptuj and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Ptuj pays 250% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Ptuj vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $305 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇮 Ptuj

🇵🇭 Cebu

🕒 Local time

03:32 3:32 AM

09:32 9:32 AM

6 h ahead of Ptuj

🌤 Weather

👥 Population

18,339

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Ptuj Cebu 10,520 km ≈ 14 h nonstop flight

From you

Ptuj
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ptuj vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 71% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 250% higher in Ptuj, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $538 in Ptuj versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,572 per month in Ptuj versus $918 in Cebu – a 71% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 176% less than in Ptuj. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,572 in Ptuj, a $1,500 budget is realistic in Cebu but tight or insufficient in Ptuj. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ptuj, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ptuj and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 71% less than in Ptuj. Beyond cost, consider language, visa policies, and how big the international community is in each city.