Last update: Oct 2026

Cost of Living Comparison Between Poulsbo, WA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,920 in Poulsbo, WA, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

Poulsbo, WA
🇺🇸 United States
$2,920
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Monthly Cost of Living

How much you'll spend in Poulsbo, WA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Poulsbo, WA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,920 in Poulsbo, WA versus $1,368 in Ubud, Bali.

  • Poulsbo, WA $2,920
  • Ubud, Bali $1,368

Estimated couple costs with rent: $2,800 in Poulsbo, WA versus $2,314 in Ubud, Bali.

  • Poulsbo, WA $2,800
  • Ubud, Bali $2,314

Monthly costs for a family of three with rent: $2,679 in Poulsbo, WA versus $3,260 in Ubud, Bali.

  • Poulsbo, WA $2,679
  • Ubud, Bali $3,260

Living in Poulsbo, WA is roughly 114% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Poulsbo, WA 116% above, Ubud, Bali 1% above.

Currency
🍽 Eating Out
Poulsbo, WA
Ubud, Bali
Difference
Meal at Budget Restaurant
$21.16 $21.16
$3.33 Rp 59.9K
535.44%
Three-Course Dinner for Two, Mid-Range
$53.3 $53.3
$35.18 Rp 633.2K
51.59%
Fast Food Meal (McDonalds, etc)
$7.85 $7.85
$5.80 Rp 104.5K
35.34%
Cappuccino
$4.31 $4.31
$2.73 Rp 49.1K
57.88%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.22 $2.22
$1.64 Rp 29.5K
35.37%
Water (0.33 liter bottle)
$1.41 $1.41
$0.83 Rp 15.0K
69.88%
Local Beer (0.5 liter draught)
$4.04 $4.04
$2.70 Rp 48.6K
49.63%
Imported Beer (0.33 liter bottle)
$11.77 $11.77
$4.30 Rp 77.4K
173.72%
🛒 Groceries & Markets
Poulsbo, WA
Ubud, Bali
Difference
Milk (1 liter)
$1.10 $1.10
$1.50 Rp 27.1K
-26.67%
White Bread (500g)
$2.68 $2.68
$2.30 Rp 41.4K
16.52%
Rice (white) (1kg)
$2.86 $2.86
$1.18 Rp 21.2K
142.37%
Eggs
$4.57 $4.57
$2.14 Rp 38.6K
113.55%
Local Cheese (1kg)
$14.91 $14.91
$17.48 Rp 314.6K
-14.70%
Chicken Fillets (1kg)
$14.08 $14.08
$4.03 Rp 72.5K
249.38%
Beef Round Steak (1kg)
$13.19 $13.19
$12.23 Rp 220.1K
7.85%
Apples (1kg)
$5.44 $5.44
$3.55 Rp 63.9K
53.24%
Banana (1kg)
$2.68 $2.68
$1.57 Rp 28.3K
70.70%
Oranges (1kg)
$5.28 $5.28
$2.24 Rp 40.2K
135.71%
Tomato (1kg)
$4.40 $4.40
$1.93 Rp 34.7K
127.98%
Potato (1kg)
$4.02 $4.02
$1.88 Rp 33.9K
113.83%
Onion (1kg)
$5.25 $5.25
$2.29 Rp 41.3K
129.26%
Lettuce (1 head)
$3.18 $3.18
$0.99 Rp 17.9K
221.21%
Water (1.5 liter bottle)
$1.98 $1.98
$0.53 Rp 9,475
273.58%
Cigarettes 20 Pack (Marlboro, Camel)
$11.97 $11.97
$2.28 Rp 41.1K
425.00%
Wine (Bottle)
$15.04 $15.04
$23.01 Rp 414.2K
-34.64%
Local Beer (0.5 liter bottle)
$2.14 $2.14
$2.34 Rp 42.2K
-8.55%
Imported Beer (0.33 liter bottle)
$3.58 $3.58
$2.91 Rp 52.4K
23.02%
🚌 Getting Around
Poulsbo, WA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$0.24 Rp 4,315
741.67%
Public Transport Monthly Pass (Regular Price)
-
$8.82 Rp 158.7K
-
Taxi Start (Normal Tariff)
-
$0.48 Rp 8,684
-
Taxi (Normal Tariff) (1km)
-
$0.46 Rp 8,233
-
Taxi 1hour Waiting (Normal Tariff)
-
$5.45 Rp 98.2K
-
Gasoline (1 liter)
$1.44 $1.44
$0.88 Rp 15.9K
63.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$36.7K $36.7K
$24.6K Rp 442.2M
49.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$31.2K Rp 561.4M
-17.07%
🧾 Monthly Utilities & Internet
Poulsbo, WA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$152 $152
$83.0 Rp 1.5M
83.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.9 $53.9
$6.45 Rp 116.0K
735.66%
Internet (50+ Mbps, Unlimited Data)
$65.4 $65.4
$18.57 Rp 334.2K
251.97%
🎉 Sport & Entertainment
Poulsbo, WA
Ubud, Bali
Difference
Gym Membership (Monthly)
$59.8 $59.8
$55.8 Rp 1.0M
7.15%
Tennis Court (1 Hour on Weekend)
-
$18.11 Rp 326.0K
-
Cinema Ticket
$20.05 $20.05
$4.38 Rp 78.9K
357.76%
🧸 Childcare & Education
Poulsbo, WA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,105 $1,105
$493 Rp 8.9M
124.16%
International Primary School, 1 Child (Yearly)
$48.6K $48.6K
$5,754 Rp 103.6M
744.64%
👕👟 Clothing & Footwear
Poulsbo, WA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$50.9 $50.9
$46.19 Rp 831.4K
10.09%
Summer Dress (H&M, Zara, etc)
$29.58 $29.58
$35.33 Rp 636.0K
-16.28%
Sport Shoes (Adidas, Nike)
$97.8 $97.8
$79.1 Rp 1.4M
23.63%
Men's Leather Business Shoes
$101 $101
$78.4 Rp 1.4M
29.40%
🏠 Accommodation & Living
Poulsbo, WA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$2,057 $2,057
$1,142 Rp 20.6M
80.07%
1-bedroom Apartment, Outside City Center (Monthly)
$1,697 $1,697
$676 Rp 12.2M
151.12%
3-bedroom Apartment, City Center (Monthly)
-
$3,503 Rp 63.1M
-
3-bedroom Apartment, Outside City Center (Monthly)
-
$1,700 Rp 30.6M
-
Buy Apartment in City Center (m2)
-
$2,784 Rp 50.1M
-
Buy Apartment Outside City Center (m2)
-
$2,241 Rp 40.3M
-
💵 Salaries & Financials
Poulsbo, WA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$165 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
13.78
-53.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Poulsbo, WA: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Poulsbo, WA
$1.7K
Ubud, Bali
$676 60.2% $1K
Groceries & Markets
Poulsbo, WA
$416
Ubud, Bali
$290 30.1% $125
Eating Out
Poulsbo, WA
$303
Ubud, Bali
$109 64.1% $194
Monthly Utilities & Internet
Poulsbo, WA
$271
Ubud, Bali
$108 60.2% $163
Clothing & Footwear
Poulsbo, WA
$126
Ubud, Bali
$108 14.5% $18
Sport & Entertainment
Poulsbo, WA
$100
Ubud, Bali
$65 35.4% $35
Getting Around
Poulsbo, WA
$8.1 *
Ubud, Bali
$13 55.3% $4.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,057 in Poulsbo, WA and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $53.0 in Poulsbo, WA vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $416 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know
🇺🇸 Poulsbo, WA
🇮🇩 Ubud, Bali
🕒 Local time
05:34 5:34 AM
20:34 8:34 PM
15 h ahead of Poulsbo, WA
🌤 Weather
👥 Population
11,975
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

On the map
Between locations
  • Poulsbo, WA Ubud, Bali 13,070 km ≈ 17 h nonstop flight
From you
  • Poulsbo, WA
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Poulsbo, WA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Poulsbo, WA or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 114% lower than in Poulsbo, WA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Poulsbo, WA and in Ubud, Bali?
You'd need roughly $4,381 in Poulsbo, WA and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Poulsbo, WA compared to Ubud, Bali?
Rent for a central apartment: $2,057 in Poulsbo, WA versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Poulsbo, WA and in Ubud, Bali?
Childcare runs $1,105 in Poulsbo, WA versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Poulsbo, WA and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $53.0 in Poulsbo, WA. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Poulsbo, WA or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $2,920 in Poulsbo, WA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Poulsbo, WA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Poulsbo, WA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Poulsbo, WA compared to Ubud, Bali?
Safety-wise, Poulsbo, WA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 114% less than in Poulsbo, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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