Last update: Oct 2026

Cost of Living Comparison Between Portmarnock and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,812 in Portmarnock, rent and utilities included – about $22,700 less a year. Rent and utilities account for most of the difference.

Portmarnock
🇮🇪 Ireland
$2,812
/mo nomad
Cebu
🇵🇭 Philippines
$918
/mo nomad
Monthly Cost of Living

How much you'll spend in Portmarnock and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Portmarnock and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,812 in Portmarnock versus $918 in Cebu.

  • Portmarnock $2,812
  • Cebu $918

Estimated couple costs with rent: $3,831 in Portmarnock versus $1,409 in Cebu.

  • Portmarnock $3,831
  • Cebu $1,409

Monthly costs for a family of three with rent: $4,849 in Portmarnock versus $1,900 in Cebu.

  • Portmarnock $4,849
  • Cebu $1,900

Living in Portmarnock is roughly 206% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Portmarnock is 108% above, Cebu is 32% below.

Currency
🍽 Eating Out
Portmarnock
Cebu
Difference
Meal at Budget Restaurant
$22.51 €20.02
$3.09 ₱194
628.48%
Three-Course Dinner for Two, Mid-Range
$100 €89.2
$24.22 ₱1,525
313.83%
Fast Food Meal (McDonalds, etc)
$13.15 €11.70
$3.92 ₱247
235.46%
Cappuccino
$4.75 €4.22
$2.51 ₱158
89.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.88 €2.56
$1.59 ₱100
81.13%
Water (0.33 liter bottle)
$2.15 €1.91
$0.53 ₱33.43
305.66%
Local Beer (0.5 liter draught)
$7.72 €6.86
$1.78 ₱112
333.71%
Imported Beer (0.33 liter bottle)
$6.82 €6.07
$2.17 ₱137
214.29%
🛒 Groceries & Markets
Portmarnock
Cebu
Difference
Milk (1 liter)
$1.64 €1.46
$1.92 ₱121
-14.58%
White Bread (500g)
$2.29 €2.03
$1.36 ₱85.4
68.38%
Rice (white) (1kg)
$2.04 €1.81
$1.01 ₱63.5
101.98%
Eggs
$4.20 €3.74
$2.03 ₱128
106.90%
Local Cheese (1kg)
$10.16 €9.04
$9.86 ₱621
3.04%
Chicken Fillets (1kg)
$10.74 €9.56
$4.39 ₱277
144.65%
Beef Round Steak (1kg)
$13.29 €11.83
$7.60 ₱479
74.87%
Apples (1kg)
$2.72 €2.42
$3.30 ₱208
-17.58%
Banana (1kg)
$2.17 €1.93
$1.39 ₱87.8
56.12%
Oranges (1kg)
$2.76 €2.45
$2.33 ₱147
18.45%
Tomato (1kg)
$4.03 €3.59
$1.50 ₱94.3
168.67%
Potato (1kg)
$1.93 €1.72
$2.36 ₱149
-18.22%
Onion (1kg)
$1.53 €1.36
$1.90 ₱119
-19.47%
Lettuce (1 head)
$1.26 €1.12
$1.19 ₱74.9
5.88%
Water (1.5 liter bottle)
$1.90 €1.69
$0.63 ₱39.71
201.59%
Cigarettes 20 Pack (Marlboro, Camel)
$20.25 €18.01
$3.00 ₱189
575.00%
Wine (Bottle)
$13.48 €11.99
$6.03 ₱379
123.55%
Local Beer (0.5 liter bottle)
$3.49 €3.10
$1.23 ₱77.7
183.74%
Imported Beer (0.33 liter bottle)
$3.62 €3.22
$1.75 ₱110
106.86%
🚌 Getting Around
Portmarnock
Cebu
Difference
One-way Ticket (Public Transport)
$2.51 €2.24
$0.25 ₱15.86
904.00%
Public Transport Monthly Pass (Regular Price)
-
$12.64 ₱796
-
Taxi Start (Normal Tariff)
$5.02 €4.46
$0.77 ₱48.62
551.95%
Taxi (Normal Tariff) (1km)
$1.42 €1.26
$0.23 ₱14.53
517.39%
Taxi 1hour Waiting (Normal Tariff)
$37.61 €33.45
$4.46 ₱281
743.27%
Gasoline (1 liter)
$2.14 €1.90
$1.31 ₱82.8
63.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.3K €34.0K
$21.2K ₱1.3M
80.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.6K €32.5K
$19.1K ₱1.2M
91.00%
🧾 Monthly Utilities & Internet
Portmarnock
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$246 €219
$120 ₱7,569
104.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.36 €16.33
$14.00 ₱882
31.14%
Internet (50+ Mbps, Unlimited Data)
$50.4 €44.84
$27.54 ₱1,734
83.04%
🎉 Sport & Entertainment
Portmarnock
Cebu
Difference
Gym Membership (Monthly)
$56.5 €50.3
$32.33 ₱2,035
74.76%
Tennis Court (1 Hour on Weekend)
-
$6.65 ₱419
-
Cinema Ticket
$15.59 €13.87
$5.65 ₱356
175.93%
🧸 Childcare & Education
Portmarnock
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$997 €887
$275 ₱17.3K
262.13%
International Primary School, 1 Child (Yearly)
$5,440 €4,839
$7,918 ₱498.5K
-31.30%
👕👟 Clothing & Footwear
Portmarnock
Cebu
Difference
Jeans (Levis 501 Or Similar)
$98.8 €87.9
$49.33 ₱3,106
100.32%
Summer Dress (H&M, Zara, etc)
$47.80 €42.52
$25.24 ₱1,589
89.38%
Sport Shoes (Adidas, Nike)
$110 €97.7
$77.0 ₱4,846
42.67%
Men's Leather Business Shoes
$115 €103
$57.2 ₱3,601
101.87%
🏠 Accommodation & Living
Portmarnock
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,730 €1,538
$500 ₱31.5K
246.23%
1-bedroom Apartment, Outside City Center (Monthly)
$1,537 €1,367
$309 ₱19.4K
397.68%
3-bedroom Apartment, City Center (Monthly)
$2,499 €2,222
$1,078 ₱67.9K
131.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,955 €1,739
$615 ₱38.7K
217.74%
Buy Apartment in City Center (m2)
-
$2,886 ₱181.7K
-
Buy Apartment Outside City Center (m2)
-
$1,917 ₱120.7K
-
💵 Salaries & Financials
Portmarnock
Cebu
Difference
Average Monthly Net Salary (After Tax)
-
$346 ₱21.8K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
3.68
7.2
-48.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Portmarnock: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Portmarnock
$1.5K
Cebu
$309 79.9% $1.2K
Eating Out
Portmarnock
$349
Cebu
$88 74.7% $261
Groceries & Markets
Portmarnock
$335
Cebu
$206 38.5% $129
Monthly Utilities & Internet
Portmarnock
$315
Cebu
$162 48.6% $153
Clothing & Footwear
Portmarnock
$167
Cebu
$94 43.9% $73
Sport & Entertainment
Portmarnock
$88
Cebu
$44 50.3% $44
Getting Around
Portmarnock
$22 *
Cebu
$16 29.8% $6.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,730 in Portmarnock and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $100 in Portmarnock vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $335 vs $206 per month, with Cebu cheaper across the board.

Good to know
🇮🇪 Portmarnock
🇵🇭 Cebu
🕒 Local time
17:26 5:26 PM
00:26 12:26 AM
7 h ahead of Portmarnock
🌤 Weather
👥 Population
9,285
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Portmarnock Cebu 11,510 km ≈ 15 h nonstop flight
From you
  • Portmarnock
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Portmarnock vs Cebu: Cost of Living - Frequently Asked Questions
Is Cebu cheaper than Portmarnock?
Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 206% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You'd need roughly $4,218 in Portmarnock and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Portmarnock and Cebu?
Rent for a central apartment: $1,730 in Portmarnock versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Portmarnock and in Cebu?
Supermarket bills run roughly 63% higher in Portmarnock. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in Portmarnock and in Cebu?
All in, you'll spend $2,812 per month in Portmarnock versus $918 in Cebu – a 206% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Portmarnock or in Cebu?
At $918 in Cebu versus $2,812 in Portmarnock, a $1,500 budget is realistic in Cebu but tight or insufficient in Portmarnock. The gap between the two cities makes Cebu the clear choice for anyone on this budget.
Is Portmarnock or Cebu more family-friendly?
For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Portmarnock, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Portmarnock or Cebu?
Safety-wise, Portmarnock and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Cebu gentler on the wallet – expenses run 206% less than in Portmarnock. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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