😐A single person spends $1,293 per month in Playa del Carmen vs $1,275 in Zatec, rent included.
😐A couple spends around $2,334 per month in Playa del Carmen vs $2,032 in Zatec, rent included.
😐A family of three spends $3,374 per month in Playa del Carmen vs $2,790 in Zatec, rent included.
😐Playa del Carmen costs about 1% more than Zatec, driven mainly by Groceries & Markets.
📊Both Playa del Carmen and Zatec are more affordable than the global median – Playa del Carmen6% lower, Zatec7% lower.
Currency
🍽 Eating Out
Playa del Carmen
Zatec
Difference
Meal at Budget Restaurant
$11.71MX$198
$7.31Kč 152
60.19%
Three-Course Dinner for Two, Mid-Range
$46.59MX$788
$19.30Kč 401
141.40%
Fast Food Meal(McDonalds, etc)
$11.65MX$197
$9.37Kč 195
24.33%
Cappuccino
$4.09MX$69.2
$3.04Kč 63.2
34.54%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37MX$23.23
$0.73Kč 15.21
87.67%
Water(0.33 liter bottle)
$0.83MX$14.09
$0.97Kč 20.17
-14.43%
Local Beer(0.5 liter draught)
$3.35MX$56.7
$2.42Kč 50.2
38.43%
Imported Beer(0.33 liter bottle)
$6.91MX$117
$3.16Kč 65.7
118.67%
🛒 Groceries & Markets
Playa del Carmen
Zatec
Difference
Milk(1 liter)
$1.73MX$29.20
$0.89Kč 18.55
94.38%
White Bread(500g)
$2.26MX$38.21
$1.46Kč 30.35
54.79%
Rice(white)(1kg)
$1.77MX$29.91
$2.45Kč 50.9
-27.76%
Eggs
$2.73MX$46.19
$2.61Kč 54.3
4.60%
Local Cheese(1kg)
$9.18MX$155
$6.10Kč 127
50.49%
Chicken Fillets(1kg)
$8.92MX$151
$5.65Kč 117
57.88%
Beef Round Steak(1kg)
$12.60MX$213
$7.06Kč 147
78.47%
Apples(1kg)
$3.02MX$51.1
$1.32Kč 27.48
128.79%
Banana(1kg)
$1.57MX$26.55
$1.66Kč 34.48
-5.42%
Oranges(1kg)
$2.13MX$35.93
$2.25Kč 46.72
-5.33%
Tomato(1kg)
$2.26MX$38.28
$3.51Kč 73.0
-35.61%
Potato(1kg)
$2.00MX$33.88
$0.99Kč 20.65
102.02%
Onion(1kg)
$2.06MX$34.90
$1.10Kč 22.82
87.27%
Lettuce(1 head)
$1.18MX$19.94
$1.68Kč 34.86
-29.76%
Water(1.5 liter bottle)
$1.20MX$20.35
$0.55Kč 11.41
118.18%
Cigarettes 20 Pack(Marlboro, Camel)
$4.63MX$78.4
$6.41Kč 133
-27.77%
Wine(Bottle)
$10.69MX$181
$5.67Kč 118
88.54%
Local Beer(0.5 liter bottle)
$1.62MX$27.38
$0.93Kč 19.25
74.19%
Imported Beer(0.33 liter bottle)
$2.88MX$48.70
$1.74Kč 36.07
65.52%
🚌 Getting Around
Playa del Carmen
Zatec
Difference
One-way Ticket(Public Transport)
$0.57MX$9.69
$0.32Kč 6.73
78.12%
Public Transport Monthly Pass(Regular Price)
$29.83MX$504
$27.20Kč 565
9.67%
Taxi Start(Normal Tariff)
$5.45MX$92.1
$2.93Kč 60.9
86.01%
Taxi(Normal Tariff)(1km)
$3.70MX$62.6
$1.97Kč 40.87
87.82%
Taxi 1hour Waiting(Normal Tariff)
$5.98MX$101
$17.35Kč 361
-65.53%
Gasoline(1 liter)
$1.55MX$26.26
$1.89Kč 39.31
-17.99%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$22.3KMX$377.4K
$32.8KKč 681.1K
-31.86%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9KMX$438.7K
$30.7KKč 638.9K
-15.58%
🧾 Monthly Utilities & Internet
Playa del Carmen
Zatec
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$89.1MX$1,507
$312Kč 6,492
-71.46%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$25.04MX$423
$23.42Kč 487
6.92%
Internet(50+ Mbps, Unlimited Data)
$31.50MX$532
$19.60Kč 407
60.71%
🎉 Sport & Entertainment
Playa del Carmen
Zatec
Difference
Gym Membership(Monthly)
$67.8MX$1,146
$65.0Kč 1,351
4.26%
Tennis Court(1 Hour on Weekend)
$28.92MX$489
$20.06Kč 417
44.17%
Cinema Ticket
$5.05MX$85.4
$13.72Kč 285
-63.19%
🧸 Childcare & Education
Playa del Carmen
Zatec
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$225MX$3,803
$766Kč 15.9K
-70.65%
International Primary School, 1 Child(Yearly)
$4,222MX$71.4K
$12.1KKč 252.2K
-65.20%
👕👟 Clothing & Footwear
Playa del Carmen
Zatec
Difference
Jeans(Levis 501 Or Similar)
$47.44MX$802
$94.2Kč 1,958
-49.65%
Summer Dress(H&M, Zara, etc)
$44.98MX$760
$39.63Kč 824
13.50%
Sport Shoes(Adidas, Nike)
$82.0MX$1,386
$48.61Kč 1,010
68.67%
Men's Leather Business Shoes
$92.1MX$1,557
$127Kč 2,644
-27.59%
🏠 Accommodation & Living
Playa del Carmen
Zatec
Difference
1-bedroom Apartment, City Center(Monthly)
$1,069MX$18.1K
$377Kč 7,828
183.90%
1-bedroom Apartment, Outside City Center(Monthly)
$405MX$6,852
$345Kč 7,178
17.37%
3-bedroom Apartment, City Center(Monthly)
$1,935MX$32.7K
$1,090Kč 22.7K
77.52%
3-bedroom Apartment, Outside City Center(Monthly)
$1,301MX$22.0K
$1,003Kč 20.9K
29.70%
Buy Apartment in City Center(m2)
$3,995MX$67.5K
$5,182Kč 107.7K
-22.89%
Buy Apartment Outside City Center(m2)
$6,626MX$112.0K
$4,180Kč 86.9K
58.53%
💵 Salaries & Financials
Playa del Carmen
Zatec
Difference
Average Monthly Net Salary(After Tax)
$749MX$12.7K
$1,190Kč 24.7K
-37.08%
20-Year Fixed Mortgage Interest Rate(Annual %)
11.45
4.64
146.77%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Playa del Carmen: August 29, 2026
Last update for Zatec: August 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,069 in Playa del Carmen versus $377 in Zatec. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 59% higher in Zatec, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $47.00 in Playa del Carmen versus $19.00 in Zatec. Monthly groceries follow the same trend: $277 vs $193 – making Zatec the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Zatec: Cost of Living - Frequently Asked Questions
Is Zatec cheaper than Playa del Carmen?
Yes – Playa del Carmen is pricier by about 1%, and the gap shows up most in Groceries & Markets. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,940 per month in Playa del Carmen and $1,913 in Zatec. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Zatec, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Playa del Carmen and in Zatec?
Monthly expenses with rent come to $1,293 in Playa del Carmen and $1,275 in Zatec. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 10% less in Zatec. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Playa del Carmen or in Zatec?
A $1,500 monthly budget goes further in Zatec, where all-in costs run around $1,275, than in Playa del Carmen at $1,293. In Zatec it covers expenses comfortably, while in Playa del Carmen it requires careful planning or may not stretch far enough.
Is Playa del Carmen or Zatec more family-friendly?
Families tend to lean toward Zatec – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Playa del Carmen or Zatec?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Zatec. If higher salaries, better infrastructure, or specific career opportunities are the priority, Playa del Carmen makes more sense. Both are solid long-term options with distinct trade-offs.
Playa del Carmen vs other spots: cost of living compared